Trust Administrator

0000909012-22-000121.txt : 20221028 0000909012-22-000121.hdr.sgml : 20221028 20221028120802 ACCESSION NUMBER: 0000909012-22-000121 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220930 FILED AS OF DATE: 20221028 DATE AS OF CHANGE: 20221028 EFFECTIVENESS DATE: 20221028 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 221340019 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 09-30-2022 09-30-2022 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Sparace Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneida NY 10-27-2022 0 940 655207 false INFORMATION TABLE 2 aci_13f.xml ALLEGION PLC FOREIGN EQUITIES G0176J109 30 331 SH SOLE 0 331 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 1901 177124 SH SOLE 0 177124 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 163 15230 SH DFND 0 15230 0 0 AMDOCS LTD FOREIGN EQUITIES G02602103 1 14 SH SOLE 0 14 0 0 AON PLC SHS CL A FOREIGN EQUITIES G0403H108 3 12 SH SOLE 0 12 0 0 ATLASSIAN CORP PLC CL A FOREIGN EQUITIES G06242104 2 9 SH SOLE 0 9 0 0 ACCENTURE PLC CL A FOREIGN EQUITIES G1151C101 8 31 SH SOLE 0 31 0 0 COCA COLA EUROPEAN PARTNERS FOREIGN EQUITIES G25839104 1 23 SH SOLE 0 23 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 31 232 SH SOLE 0 232 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 246 1848 SH DFND 0 1848 0 0 EVEREST RE GROUP LTD FOREIGN EQUITIES G3223R108 1 4 SH SOLE 0 4 0 0 GENPACT LTD FOREIGN EQUITIES G3922B107 6 148 SH SOLE 0 148 0 0 GLOBALFOUNDRIES INC COMMON STOCK G39387108 0 6 SH SOLE 0 6 0 0 JOHNSON CTLS INTL PLC FOREIGN EQUITIES G51502105 8 162 SH SOLE 0 162 0 0 LINDE PLC FOREIGN EQUITIES G5494J103 49 183 SH SOLE 0 183 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 21 260 SH SOLE 0 260 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 8 100 SH DFND 0 100 0 0 NOVOCURE LTD ORD SHS COMMON STOCK G6674U108 2 25 SH SOLE 0 25 0 0 SEAGATE TECHNOLOGY HLDNGS PLORD SHS FOREIGN EQUITIES G7997R103 1 16 SH SOLE 0 16 0 0 TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 180 1242 SH SOLE 0 1242 0 0 WHITE MTNS INS GROUP LTD FOREIGN EQUITIES G9618E107 43 33 SH SOLE 0 33 0 0 WHITE MTNS INS GROUP LTD FOREIGN EQUITIES G9618E107 44 34 SH DFND 0 34 0 0 WILLIS TOWERS WATSON PLC LTDSHS FOREIGN EQUITIES G96629103 3 16 SH SOLE 0 16 0 0 XP INC FOREIGN EQUITIES G98239109 1 73 SH SOLE 0 73 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 2027 11146 SH SOLE 0 11146 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 284 1563 SH DFND 0 1563 0 0 UBS GROUP AG FOREIGN EQUITIES H42097107 15 1000 SH DFND 0 1000 0 0 TE CONNECTIVITY LTD FOREIGN EQUITIES H84989104 1 9 SH SOLE 0 9 0 0 INMODE LTD SHS FOREIGN EQUITIES M5425M103 0 11 SH SOLE 0 11 0 0 ASML HOLDING NV ADR FOREIGN EQUITIES N07059210 16 38 SH SOLE 0 38 0 0 NXP SEMICONDUCTORS NV FOREIGN EQUITIES N6596X109 5 31 SH SOLE 0 31 0 0 ABB LTD ADR FOREIGN EQUITIES 000375204 3 124 SH SOLE 0 124 0 0 ACV AUCTIONS INC CL A COMMON STOCK 00091G104 0 38 SH SOLE 0 38 0 0 AFLAC INC COMMON STOCK 001055102 80 1423 SH SOLE 0 1423 0 0 AFLAC INC COMMON STOCK 001055102 10 175 SH DFND 0 175 0 0 AGCO CORP COMMON STOCK 001084102 1 11 SH SOLE 0 11 0 0 AGCO CORP COMMON STOCK 001084102 10 100 SH DFND 0 100 0 0 AT&T INC COMMON STOCK 00206R102 2416 157504 SH SOLE 0 157504 0 0 AT&T INC COMMON STOCK 00206R102 473 30857 SH DFND 0 30857 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 3674 37966 SH SOLE 0 37966 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 634 6550 SH DFND 0 6550 0 0 ABBVIE INC COMMON STOCK 00287Y109 6483 48308 SH SOLE 0 48308 0 0 ABBVIE INC COMMON STOCK 00287Y109 1078 8034 SH DFND 0 8034 0 0 ABRDN BBRG ALL COMMODITY ETF/OTHER 003261104 415 16090 SH SOLE 0 16000 0 90 ABRDN BBRG ALL COMMODITY ETF/OTHER 003261104 4 150 SH DFND 0 150 0 0 ABIOMED INC COMMON STOCK 003654100 1 4 SH SOLE 0 4 0 0 ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 2 24 SH SOLE 0 24 0 0 ADOBE INC COMMON STOCK 00724F101 105 383 SH SOLE 0 383 0 0 ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 3 50 SH SOLE 0 50 0 0 AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 9 76 SH DFND 0 76 0 0 AGENUS INC COMMON STOCK 00847G705 1 300 SH SOLE 0 300 0 0 AGILON HEALTH INC COMMON STOCK 00857U107 0 5 SH SOLE 0 5 0 0 AIM IMMUNOTECH INC COMMON STOCK 00901B105 8 13226 SH SOLE 0 13226 0 0 AIRBNB INC CL A COMMON STOCK 009066101 3 29 SH SOLE 0 29 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 855 3674 SH SOLE 0 3674 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 329 1413 SH DFND 0 1413 0 0 ALBEMARLE CORP COMMON STOCK 012653101 1510 5710 SH SOLE 0 5710 0 0 ALBEMARLE CORP COMMON STOCK 012653101 592 2240 SH DFND 0 2240 0 0 ALCOA CORPORATION COMMON STOCK 013872106 0 1 SH SOLE 0 1 0 0 ALGONQUIN PWR UTILS CORP FOREIGN EQUITIES 015857105 11 1000 SH SOLE 0 1000 0 0 ALIGN TECHNOLOGY INC COMMON STOCK 016255101 1 4 SH SOLE 0 4 0 0 ALLISON TRANSMISSION HLDGS COMMON STOCK 01973R101 5 150 SH SOLE 0 150 0 0 THE ALLSTATE CORPORATION COMMON STOCK 020002101 1 9 SH SOLE 0 9 0 0 THE ALLSTATE CORPORATION COMMON STOCK 020002101 12 100 SH DFND 0 100 0 0 ALLY FINANCIAL INC COMMON STOCK 02005N100 3 92 SH SOLE 0 92 0 0 ALNYLAM PHARMACEUTICALS INC COMMON STOCK 02043Q107 1 5 SH SOLE 0 5 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 606 6300 SH SOLE 0 6300 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 237 2460 SH DFND 0 2460 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 3077 32165 SH SOLE 0 32165 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 719 7520 SH DFND 0 7520 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 165 4084 SH SOLE 0 4084 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 84 2079 SH DFND 0 2079 0 0 AMAZON.COM INC COMMON STOCK 023135106 2242 19840 SH SOLE 0 19840 0 0 AMAZON.COM INC COMMON STOCK 023135106 339 3000 SH DFND 0 3000 0 0 AMEREN CORPORATION COMMON STOCK 023608102 201 2498 SH SOLE 0 2498 0 0 AMERICAN AIRLINES GROUP INC COMMON STOCK 02376R102 1 70 SH SOLE 0 70 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 1150 13298 SH SOLE 0 13298 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 195 2250 SH DFND 0 2250 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 1106 8198 SH SOLE 0 8198 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 26 192 SH DFND 0 192 0 0 AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784 1 27 SH SOLE 0 27 0 0 AMERICAN TOWER CORP COMMON STOCK 03027X100 574 2675 SH SOLE 0 2675 0 0 AMERICAN TOWER CORP COMMON STOCK 03027X100 775 3610 SH DFND 0 3610 0 0 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 13 100 SH SOLE 0 100 0 0 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 260 2000 SH DFND 0 2000 0 0 AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106 0 1 SH SOLE 0 1 0 0 AMETEK INC COMMON STOCK 031100100 113 1000 SH SOLE 0 1000 0 0 AMETEK INC COMMON STOCK 031100100 567 5000 SH DFND 0 5000 0 0 AMGEN INC COMMON STOCK 031162100 2695 11955 SH SOLE 0 11955 0 0 AMGEN INC COMMON STOCK 031162100 669 2966 SH DFND 0 2966 0 0 AMKOR TECHNOLOGY INC COMMON STOCK 031652100 1 48 SH SOLE 0 48 0 0 ANALOG DEVICES INC COMMON STOCK 032654105 12 85 SH SOLE 0 85 0 0 ANHEUSER BUSCH INBEV SA/NV ADR FOREIGN EQUITIES 03524A108 2 45 SH SOLE 0 45 0 0 ELEVANCE HEALTH INC COMMON STOCK 036752103 744 1638 SH SOLE 0 1638 0 0 APA CORPORATION COMMON STOCK 03743Q108 3 88 SH SOLE 0 88 0 0 APOLLO COMM REAL ESTATE COMMON STOCK 03762U105 17 2000 SH DFND 0 2000 0 0 APPLE INC COMMON STOCK 037833100 56878 411563 SH SOLE 0 411563 0 0 APPLE INC COMMON STOCK 037833100 788 5701 SH DFND 0 5701 0 0 APPLIED MATERIALS INC COMMON STOCK 038222105 78 954 SH SOLE 0 954 0 0 APPLOVIN CORP CL A COMMON STOCK 03831W108 0 2 SH SOLE 0 2 0 0 ARCELORMITTAL S.A. FOREIGN EQUITIES 03938L203 2 109 SH SOLE 0 109 0 0 ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 342 4250 SH SOLE 0 4250 0 0 ARGENX SE SPONSORED ADR FOREIGN EQUITIES 04016X101 1 4 SH SOLE 0 4 0 0 ARRAY TECHNOLOGIES INC COMMON STOCK 04271T100 1 43 SH SOLE 0 43 0 0 ARROW ELECTRONICS INC COMMON STOCK 042735100 1 14 SH SOLE 0 14 0 0 ASCENT SOLAR TECHNOLOGIES COMMON STOCK 043635606 0 11 SH SOLE 0 11 0 0 ASTRAZENECA PLC ADR FOREIGN EQUITIES 046353108 17 302 SH SOLE 0 302 0 0 AUTODESK INC COMMON STOCK 052769106 4 19 SH SOLE 0 19 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 2763 12215 SH SOLE 0 12215 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 519 2294 SH DFND 0 2294 0 0 AUTOZONE INC COMMON STOCK 053332102 6 3 SH SOLE 0 3 0 0 AVIDITY BIOSCIENCES INC COMMON STOCK 05370A108 0 8 SH SOLE 0 8 0 0 BCE INC FOREIGN EQUITIES 05534B760 14 340 SH DFND 0 340 0 0 BP PLC ADR FOREIGN EQUITIES 055622104 7 238 SH SOLE 0 238 0 0 BP PLC ADR FOREIGN EQUITIES 055622104 55 1910 SH DFND 0 1910 0 0 BANCO BILBAO VIZCAYA ARGENTARIA SA FOREIGN EQUITIES 05946K101 3 597 SH SOLE 0 597 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 865 28629 SH SOLE 0 28629 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 239 7921 SH DFND 0 7921 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 74 1915 SH SOLE 0 1915 0 0 BARRICK GOLD CORPORATION FOREIGN EQUITIES 067901108 3 200 SH SOLE 0 200 0 0 BARRICK GOLD CORPORATION FOREIGN EQUITIES 067901108 6 415 SH DFND 0 415 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 955 17737 SH SOLE 0 17737 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 19 350 SH DFND 0 350 0 0 BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 944 4238 SH SOLE 0 4238 0 0 BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 223 1000 SH DFND 0 1000 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 330 1237 SH SOLE 0 1237 0 0 BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 7 264 SH DFND 0 264 0 0 BEST BUY INC COMMON STOCK 086516101 0 7 SH SOLE 0 7 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 292 5827 SH SOLE 0 5827 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 90 1800 SH DFND 0 1800 0 0 BILIBILI INC SPONS ADS REP Z FOREIGN EQUITIES 090040106 1 44 SH SOLE 0 44 0 0 BIOMARIN PHARMACEUTICAL INC COMMON STOCK 09061G101 1 17 SH SOLE 0 17 0 0 BIOGEN INC COMMON STOCK 09062X103 214 800 SH DFND 0 800 0 0 BIONTECH SE ADR FOREIGN EQUITIES 09075V102 14 103 SH SOLE 0 103 0 0 BIONTECH SE ADR FOREIGN EQUITIES 09075V102 27 200 SH DFND 0 200 0 0 BLACKBERRY LTD NPV FOREIGN EQUITIES 09228F103 0 83 SH DFND 0 83 0 0 BLACKROCK INC COMMON STOCK 09247X101 388 706 SH SOLE 0 706 0 0 BLACKROCK INC COMMON STOCK 09247X101 17 30 SH DFND 0 30 0 0 BLACKROCK ENHANCED EQT DIV ETF/EQUITY 09251A104 46 5703 SH DFND 0 5703 0 0 BLACKSTONE GROUP INC COMMON STOCK 09260D107 9 103 SH SOLE 0 103 0 0 BLACKSTONE GROUP INC COMMON STOCK 09260D107 8 100 SH DFND 0 100 0 0 H & R BLOCK INC COMMON STOCK 093671105 3 59 SH SOLE 0 59 0 0 BLUE APRON HOLDINGS INC COMMON STOCK 09523Q200 0 6 SH SOLE 0 6 0 0 BOEING COMPANY COMMON STOCK 097023105 218 1804 SH SOLE 0 1804 0 0 BOEING COMPANY COMMON STOCK 097023105 24 200 SH DFND 0 200 0 0 BORGWARNER INC COMMON STOCK 099724106 615 19603 SH SOLE 0 19603 0 0 BORGWARNER INC COMMON STOCK 099724106 11 350 SH DFND 0 350 0 0 BOSTOM PROPERTIES INC COMMON STOCK 101121101 0 2 SH SOLE 0 2 0 0 BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 11 292 SH SOLE 0 292 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 7014 98670 SH SOLE 0 98670 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 7516 105719 SH DFND 0 105719 0 0 BRITISH AMERICAN TOBACCO ADR FOREIGN EQUITIES 110448107 5 130 SH SOLE 0 130 0 0 BROADCOM INC COMMON STOCK 11135F101 1665 3750 SH SOLE 0 3750 0 0 BROADCOM INC COMMON STOCK 11135F101 468 1054 SH DFND 0 1054 0 0 BROOKFIELD ASSET MGMT INC CLASS A FOREIGN EQUITIES 112585104 62 1528 SH DFND 0 1528 0 0 BRUNSWICK CORP COMMON STOCK 117043109 1 15 SH SOLE 0 15 0 0 BUMBLE INC CL A COMMON STOCK 12047B105 0 10 SH SOLE 0 10 0 0 BURLINGTON STORES, INC. COMMON STOCK 122017106 0 2 SH SOLE 0 2 0 0 CBRE GROUP INC COMMON STOCK 12504L109 6 83 SH SOLE 0 83 0 0 CDW CORPORATION COMMON STOCK 12514G108 8 52 SH SOLE 0 52 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 35 367 SH SOLE 0 367 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 29 300 SH DFND 0 300 0 0 CIGNA CORP COMMON STOCK 125523100 302 1089 SH SOLE 0 1089 0 0 CIGNA CORP COMMON STOCK 125523100 90 324 SH DFND 0 324 0 0 CNO FINANCIAL GROUP INC COMMON STOCK 12621E103 2 90 SH SOLE 0 90 0 0 CSX CORP COMMON STOCK 126408103 279 10460 SH SOLE 0 10460 0 0 CSX CORP COMMON STOCK 126408103 1163 43680 SH DFND 0 43680 0 0 CVS HEALTH CORP COMMON STOCK 126650100 3403 35682 SH SOLE 0 35682 0 0 CVS HEALTH CORP COMMON STOCK 126650100 732 7680 SH DFND 0 7680 0 0 CAESARS ENTERTAINMENT INC COMMON STOCK 12769G100 1 41 SH SOLE 0 41 0 0 CANADIAN NATL RY CO COM FOREIGN EQUITIES 13637510C 1 6 SH SOLE 0 6 0 0 CANADIAN NAT RES LTD COM FOREIGN EQUITIES 13638510C 3 55 SH SOLE 0 55 0 0 CAPITAL ONE FINANCIAL COMMON STOCK 14040H105 2 24 SH SOLE 0 24 0 0 CARDINAL HEALTH INC COMMON STOCK 14149Y108 9 139 SH SOLE 0 139 0 0 CARMAX INC COMMON STOCK 143130102 7 99 SH SOLE 0 99 0 0 CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104 380 10695 SH SOLE 0 10695 0 0 CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104 43 1210 SH DFND 0 1210 0 0 CARVANA CO CL A COMMON STOCK 146869102 0 12 SH SOLE 0 12 0 0 CATERPILLAR INC COMMON STOCK 149123101 3112 18968 SH SOLE 0 18968 0 0 CATERPILLAR INC COMMON STOCK 149123101 314 1915 SH DFND 0 1915 0 0 CEL SCI CORP COMMON STOCK 150837607 2 500 SH SOLE 0 500 0 0 CELSIUS HLDGS INC COMMON STOCK 15118V207 1 15 SH SOLE 0 15 0 0 CENTENE CORP COMMON STOCK 15135B101 4 55 SH SOLE 0 55 0 0 CENTURY ALUMINUM CO COMMON STOCK 156431108 0 11 SH SOLE 0 11 0 0 CHARTER COMMUNICATIONS INC NCL A COMMON STOCK 16119P108 16 54 SH SOLE 0 54 0 0 THE CHEMOURS CO COMMON STOCK 163851108 0 18 SH SOLE 0 18 0 0 THE CHEMOURS CO COMMON STOCK 163851108 9 360 SH DFND 0 360 0 0 CHEVRON CORP COMMON STOCK 166764100 4194 29189 SH SOLE 0 29189 0 0 CHEVRON CORP COMMON STOCK 166764100 937 6521 SH DFND 0 6521 0 0 CHEWY INC CL A COMMON STOCK 16679L109 0 10 SH SOLE 0 10 0 0 CHIPOTLE MEXICAN GRILL COMMON STOCK 169656105 8 5 SH SOLE 0 5 0 0 CHURCH & DWIGHT CO INC COMMON STOCK 171340102 143 2000 SH DFND 0 2000 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 6277 156913 SH SOLE 0 156913 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 1256 31393 SH DFND 0 31393 0 0 CITIGROUP INC COMMON STOCK 172967424 2 37 SH SOLE 0 37 0 0 CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 4 111 SH SOLE 0 111 0 0 COCA COLA COMPANY COMMON STOCK 191216100 7123 127143 SH SOLE 0 127143 0 0 COCA COLA COMPANY COMMON STOCK 191216100 915 16336 SH DFND 0 16336 0 0 COGNIZANT TECH SOLUTION CL A COMMON STOCK 192446102 2 35 SH SOLE 0 35 0 0 COHERENT CORP COMMON STOCK 19247G107 7 200 SH DFND 0 200 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 1408 20049 SH SOLE 0 20049 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 431 6130 SH DFND 0 6130 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 1886 64324 SH SOLE 0 64324 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 106 3631 SH DFND 0 3631 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 69 1142 SH SOLE 0 1142 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 7947 132279 SH DFND 0 132279 0 0 CONAGRA FOODS INC COMMON STOCK 205887102 214 6550 SH SOLE 0 6550 0 0 CONFLUENT INC CL A COMMON STOCK 20717M103 0 2 SH SOLE 0 2 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 1144 11183 SH SOLE 0 11183 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 328 3206 SH DFND 0 3206 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 237 2760 SH SOLE 0 2760 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 34 400 SH DFND 0 400 0 0 CONSTELLATION BRANDS INC COMMON STOCK 21036P108 300 1305 SH SOLE 0 1305 0 0 CONSTELLATION BRANDS INC COMMON STOCK 21036P108 230 1000 SH DFND 0 1000 0 0 CONSTELLATION ENERGY CORP COMMON STOCK 21037T109 8 102 SH SOLE 0 102 0 0 CONSTELLATION ENERGY CORP COMMON STOCK 21037T109 23 282 SH DFND 0 282 0 0 COOPER COMPANIES INC COMMON STOCK 216648402 44 166 SH SOLE 0 166 0 0 COOPER COMPANIES INC COMMON STOCK 216648402 26 100 SH DFND 0 100 0 0 CORNING INC COMMON STOCK 219350105 1007 34714 SH SOLE 0 34714 0 0 CORNING INC COMMON STOCK 219350105 62 2150 SH DFND 0 2150 0 0 CORTEVA INC COMMON STOCK 22052L104 348 6096 SH SOLE 0 6096 0 0 CORTEVA INC COMMON STOCK 22052L104 56 974 SH DFND 0 974 0 0 COSTCO COMMON STOCK 22160K105 57 121 SH SOLE 0 121 0 0 CRACKER BARREL COMMON STOCK 22410J106 0 3 SH SOLE 0 3 0 0 CRANE HOLDINGS CO COMMON STOCK 224441105 1 10 SH SOLE 0 10 0 0 CROCS INC COMMON STOCK 227046109 62 896 SH SOLE 0 896 0 0 CROWDSTRIKE HLDGS INC CL A COMMON STOCK 22788C105 1 4 SH SOLE 0 4 0 0 CUMMINS INC COMMON STOCK 231021106 1852 9098 SH SOLE 0 9098 0 0 CUMMINS INC COMMON STOCK 231021106 466 2290 SH DFND 0 2290 0 0 DXC TECHNOLOGY CO COMMON STOCK 23355L106 1 48 SH SOLE 0 48 0 0 DANAHER CORP COMMON STOCK 235851102 141 544 SH SOLE 0 544 0 0 DARDEN RESTAURANTS INC COMMON STOCK 237194105 1 4 SH SOLE 0 4 0 0 DATADOG INC CL A COMMON STOCK 23804L103 0 1 SH SOLE 0 1 0 0 DEERE & COMPANY COMMON STOCK 244199105 35 105 SH SOLE 0 105 0 0 DEERE & COMPANY COMMON STOCK 244199105 33 100 SH DFND 0 100 0 0 DELL TECHNOLOGIES INC COMMON STOCK 24703L202 1 26 SH SOLE 0 26 0 0 DELTA AIR LINES INC COMMON STOCK 247361702 2 74 SH SOLE 0 74 0 0 DEVON ENERGY CORP COMMON STOCK 25179M103 1 11 SH SOLE 0 11 0 0 DEXCOM INC COMMON STOCK 252131107 1 12 SH SOLE 0 12 0 0 DIAGEO PLC ADR FOREIGN EQUITIES 25243Q205 4 23 SH SOLE 0 23 0 0 DIAMONDBACK ENERGY, INC. COMMON STOCK 25278X109 6 52 SH SOLE 0 52 0 0 DIGI INTL INC COMMON STOCK 253798102 14 400 SH DFND 0 400 0 0 DIGITALOCEAN HLDGS INC COMMON STOCK 25402D102 0 8 SH SOLE 0 8 0 0 DIME CMNTY BANCSHARES INC COMMON STOCK 25432X102 6 200 SH SOLE 0 200 0 0 WALT DISNEY CO COMMON STOCK 254687106 2499 26490 SH SOLE 0 26490 0 0 WALT DISNEY CO COMMON STOCK 254687106 139 1473 SH DFND 0 1473 0 0 DISCOVER FINANCIAL SERVICES COMMON STOCK 254709108 8 92 SH SOLE 0 92 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 552 2300 SH SOLE 0 2300 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 106 440 SH DFND 0 440 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 3094 44770 SH SOLE 0 44770 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 924 13377 SH DFND 0 13377 0 0 DONALDSON INC COMMON STOCK 257651109 11 218 SH SOLE 0 218 0 0 DOORDASH INC CL A COMMON STOCK 25809K105 0 5 SH SOLE 0 5 0 0 DORCHESTER MINERALS LP COMMON STOCK 25820R105 1290 51675 SH SOLE 0 51675 0 0 DOUBLEVERIFY HLDGS INC COMMON STOCK 25862V105 0 13 SH SOLE 0 13 0 0 DOVER CORP COMMON STOCK 260003108 4 36 SH SOLE 0 36 0 0 DOW INC COMMON STOCK 260557103 2192 49909 SH SOLE 0 49909 0 0 DOW INC COMMON STOCK 260557103 115 2625 SH DFND 0 2625 0 0 DRAFTKINGS INC CL A COMMON STOCK 26142V105 3 200 SH SOLE 0 200 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 466 5014 SH SOLE 0 5014 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 42 450 SH DFND 0 450 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 2430 48205 SH SOLE 0 48205 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 148 2929 SH DFND 0 2929 0 0 DOXIMITY INC CL A COMMON STOCK 26622P107 0 8 SH SOLE 0 8 0 0 DUTCH BROS INC COMMON STOCK 26701L100 0 10 SH SOLE 0 10 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 368 3294 SH SOLE 0 3294 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 6 50 SH DFND 0 50 0 0 EASTMAN CHEMICAL CO COMMON STOCK 277432100 199 2808 SH SOLE 0 2808 0 0 EBAY INC COMMON STOCK 278642103 2 64 SH SOLE 0 64 0 0 ECOLAB INC COMMON STOCK 278865100 142 980 SH SOLE 0 980 0 0 ECOLAB INC COMMON STOCK 278865100 36 250 SH DFND 0 250 0 0 EDISON INTL COMMON STOCK 281020107 28 500 SH SOLE 0 500 0 0 EDISON INTL COMMON STOCK 281020107 107 1887 SH DFND 0 1887 0 0 EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 3 42 SH SOLE 0 42 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 4093 55899 SH SOLE 0 55899 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 243 3324 SH DFND 0 3324 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 39 1050 SH SOLE 0 1050 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 39 1049 SH DFND 0 1049 0 0 ENDAVA PLC ADS FOREIGN EQUITIES 29260V105 0 3 SH SOLE 0 3 0 0 ENERGY TRANSFER EQUITY LP COMMON STOCK 29273V100 23 2090 SH DFND 0 2090 0 0 ENPHASE ENERGY INC COMMON STOCK 29355A107 2 8 SH SOLE 0 8 0 0 ENTERGY CORP COMMON STOCK 29364G103 20 194 SH SOLE 0 194 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 31 1296 SH SOLE 0 1296 0 0 EQUIFAX INC COMMON STOCK 294429105 206 1200 SH SOLE 0 1200 0 0 EQUIFAX INC COMMON STOCK 294429105 446 2600 SH DFND 0 2600 0 0 EQUINIX INC COMMON STOCK 29444U700 4 7 SH SOLE 0 7 0 0 EQUINOR ASA ADR FOREIGN EQUITIES 29446M102 8 249 SH SOLE 0 249 0 0 ERICSSON L M TEL CO ADR B SEK 10 FOREIGN EQUITIES 294821608 1 169 SH SOLE 0 169 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 876 21179 SH SOLE 0 21179 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 67 1613 SH DFND 0 1613 0 0 ETSY INC COMMON STOCK 29786A106 1 5 SH SOLE 0 5 0 0 EVERGY INC COMMON STOCK 30034W106 3 43 SH SOLE 0 43 0 0 EXACT SCIENCES CORP COMMON STOCK 30063P105 1 19 SH SOLE 0 19 0 0 EXELON CORP COMMON STOCK 30161N101 667 17820 SH SOLE 0 17820 0 0 EXELON CORP COMMON STOCK 30161N101 260 6955 SH DFND 0 6955 0 0 EXPEDIA INC COMMON STOCK 30212P303 1 13 SH SOLE 0 13 0 0 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 0 2 SH SOLE 0 2 0 0 EXPENSIFY INC COM CL A COMMON STOCK 30219Q106 0 13 SH SOLE 0 13 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 4073 46648 SH SOLE 0 46648 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 1081 12383 SH DFND 0 12383 0 0 FS KKR CAPITAL CORP COMMON STOCK 302635206 11 621 SH SOLE 0 621 0 0 META PLATFORMS INC COMMON STOCK 30303M102 46 340 SH SOLE 0 340 0 0 META PLATFORMS INC COMMON STOCK 30303M102 38 280 SH DFND 0 280 0 0 FASTENAL CO COMMON STOCK 311900104 16 350 SH SOLE 0 350 0 0 FASTENAL CO COMMON STOCK 311900104 276 6000 SH DFND 0 6000 0 0 FEDEX CORP COMMON STOCK 31428X106 420 2830 SH SOLE 0 2830 0 0 FEDEX CORP COMMON STOCK 31428X106 16 110 SH DFND 0 110 0 0 FIDELITY NATL INFORMATION SV COMMON STOCK 31620M106 87 1153 SH SOLE 0 1153 0 0 FIDELITY NATL INFORMATION SV COMMON STOCK 31620M106 76 1000 SH DFND 0 1000 0 0 FIFTH THIRD BANCORP COMMON STOCK 316773100 21 655 SH DFND 0 655 0 0 FIRST AMERN FINL CORP COM COMMON STOCK 31847R102 1 16 SH SOLE 0 16 0 0 FIRST HORIZON NATL CORP COMMON STOCK 320517105 11 500 SH SOLE 0 500 0 0 FIRST SOLAR, INC. COMMON STOCK 336433107 661 5000 SH DFND 0 5000 0 0 FISERV INC COMMON STOCK 337738108 1 15 SH SOLE 0 15 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 1289 34280 SH SOLE 0 34280 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 49 1300 SH DFND 0 1300 0 0 FOOT LOCKER INC COMMON STOCK 344849104 1 29 SH SOLE 0 29 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 23 2056 SH SOLE 0 2056 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 9 800 SH DFND 0 800 0 0 FORTIVE CORP COMMON STOCK 34959J108 6 105 SH SOLE 0 105 0 0 FORTUNE BRANDS HOME & SEC COMMON STOCK 34964C106 32 600 SH SOLE 0 600 0 0 FOX CORP COMMON STOCK 35137L105 170 5525 SH SOLE 0 5525 0 0 FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 16 132 SH DFND 0 132 0 0 FREEPORT MCMORAN INC COMMON STOCK 35671D857 227 8299 SH SOLE 0 8299 0 0 FREEPORT MCMORAN INC COMMON STOCK 35671D857 3 100 SH DFND 0 100 0 0 FRESENIUS MEDICAL CARE AG & CO KGAA FOREIGN EQUITIES 358029106 1 100 SH DFND 0 100 0 0 GFL ENVIRONMENTAL INC SUB VTG SHS FOREIGN EQUITIES 36168Q10C 1 44 SH SOLE 0 44 0 0 GFL ENVIRONMENTAL INC FOREIGN EQUITIES 36168Q104 8 316 SH SOLE 0 316 0 0 GABELLI MULTIMEDIA TR INC CLOSED END MUTUAL FUNDS 36239Q109 2 299 SH DFND 0 299 0 0 GABELLI EQUITY TR INC CLOSED END MUTUAL FUNDS 362397101 6 1000 SH DFND 0 1000 0 0 GABELLI UTILITY TRUST CLOSED END MUTUAL FUNDS 36240A101 2 330 SH DFND 0 330 0 0 GAP INC COMMON STOCK 364760108 16 2000 SH SOLE 0 2000 0 0 GARTNER INC COMMON STOCK 366651107 3 10 SH SOLE 0 10 0 0 GENERAC HOLDINGS COMMON STOCK 368736104 0 2 SH SOLE 0 2 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 1745 8225 SH SOLE 0 8225 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 51 240 SH DFND 0 240 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604301 113 1825 SH SOLE 0 1825 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604301 21 337 SH DFND 0 337 0 0 GENERAL MILLS INC COMMON STOCK 370334104 3236 42241 SH SOLE 0 42241 0 0 GENERAL MILLS INC COMMON STOCK 370334104 597 7790 SH DFND 0 7790 0 0 GENERAL MOTORS CO COMMON STOCK 37045V100 2 67 SH SOLE 0 67 0 0 GENMAB A/S SPONSORED ADS FOREIGN EQUITIES 372303206 3 103 SH SOLE 0 103 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 1141 18499 SH SOLE 0 18499 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 151 2450 SH DFND 0 2450 0 0 GLAXOSMITHKLINE PLC 25P ADR FOREIGN EQUITIES 37733W204 12 408 SH SOLE 0 408 0 0 GLOBAL X MLP ETF ETF/EQUITY 37954Y343 27 680 SH SOLE 0 680 0 0 GLOBAL X LITHIUM & BATTERY TECH ETF ETF/INTERNATIONAL EQUITY 37954Y855 70 1055 SH SOLE 0 1040 0 15 GLOBAL X LITHIUM & BATTERY TECH ETF ETF/INTERNATIONAL EQUITY 37954Y855 2 25 SH DFND 0 25 0 0 GLOBE LIFE INC COM COMMON STOCK 37959E102 1 8 SH SOLE 0 8 0 0 GOLDMAN SACHS ACCESS ULTRAST ETF/FIXED INCOME 381430230 99 2000 SH SOLE 0 2000 0 0 GOLDMAN SACHS JUST US LARGE CAP EQUITY ETF ETF/EQUITY 381430396 8 165 SH SOLE 0 165 0 0 GOODRX HLDGS INC COM CL A COMMON STOCK 38246G108 0 17 SH SOLE 0 17 0 0 GRAINGER W W INC COMMON STOCK 384802104 5 10 SH SOLE 0 10 0 0 GUARDANT HEALTH INC COM COMMON STOCK 40131M109 1 25 SH SOLE 0 25 0 0 HCA HOLDINGS INC COMMON STOCK 40412C101 2 9 SH SOLE 0 9 0 0 HDFC BANK LTD FOREIGN EQUITIES 40415F101 4 76 SH SOLE 0 76 0 0 HP INC COMMON STOCK 40434L105 2 62 SH SOLE 0 62 0 0 HALEON PLC FOREIGN EQUITIES 405552100 3 573 SH SOLE 0 573 0 0 HALLIBURTON CO COMMON STOCK 406216101 0 10 SH SOLE 0 10 0 0 HARLEY DAVIDSON INC COMMON STOCK 412822108 8 222 SH SOLE 0 222 0 0 HERSHEY CO COMMON STOCK 427866108 207 938 SH SOLE 0 938 0 0 HERSHEY CO COMMON STOCK 427866108 220 1000 SH DFND 0 1000 0 0 HERTZ GLOBAL HLDGS INC COM NEW COMMON STOCK 42806J700 0 6 SH SOLE 0 6 0 0 HESS CORP COMMON STOCK 42809H107 11 102 SH SOLE 0 102 0 0 HILTON WORLDWIDE HLDGS INC COMMON STOCK 43300A203 2 14 SH SOLE 0 14 0 0 HOME DEPOT INC COMMON STOCK 437076102 3118 11300 SH SOLE 0 11300 0 0 HOME DEPOT INC COMMON STOCK 437076102 44 160 SH DFND 0 160 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 1924 11523 SH SOLE 0 11523 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 47 284 SH DFND 0 284 0 0 HUBSPOT INC COM COMMON STOCK 443573100 1 2 SH SOLE 0 2 0 0 HUMANA INC COMMON STOCK 444859102 10 21 SH SOLE 0 21 0 0 HUNTINGTON INGALLS INDS INC COMMON STOCK 446413106 9 39 SH SOLE 0 39 0 0 HUNTSMAN CORP COMMON STOCK 447011107 1 23 SH SOLE 0 23 0 0 HUTCHMED CHINA LTD SPONSORED ADS FOREIGN EQUITIES 44842L103 1 67 SH SOLE 0 67 0 0 IAC INC COM NEW COMMON STOCK 44891N208 0 2 SH SOLE 0 2 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 3426 18967 SH SOLE 0 18967 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 639 3535 SH DFND 0 3535 0 0 ILLUMINA INC COMMON STOCK 452327109 1 7 SH SOLE 0 7 0 0 IMMUNOCORE HLDGS PLC ADS FOREIGN EQUITIES 45258D105 1 31 SH SOLE 0 31 0 0 IMPERIAL OIL LTD FOREIGN EQUITIES 453038408 21 490 SH SOLE 0 490 0 0 INCYTE CORP COMMON STOCK 45337C102 7 100 SH SOLE 0 100 0 0 INFINITY PHARMACEUTICALS INC COMMON STOCK 45665G303 7 6000 SH SOLE 0 6000 0 0 ING GROEP NV ADR FOREIGN EQUITIES 456837103 1 160 SH SOLE 0 160 0 0 INFUSYSTEMS HOLDINGS INC COMMON STOCK 45685K102 7 1000 SH SOLE 0 1000 0 0 INGERSOLL RAND INC COMMON STOCK 45687V106 47 1095 SH SOLE 0 1095 0 0 INSTIL BIO INC COM COMMON STOCK 45783C101 0 18 SH SOLE 0 18 0 0 INTEL CORP COMMON STOCK 458140100 3606 139950 SH SOLE 0 139950 0 0 INTEL CORP COMMON STOCK 458140100 566 21980 SH DFND 0 21980 0 0 INTERCONTINENTALEXCHANGE GRP COMMON STOCK 45866F104 4 39 SH SOLE 0 39 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 6808 57306 SH SOLE 0 57306 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 9079 76420 SH DFND 0 76420 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 269 8487 SH SOLE 0 8487 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 21 656 SH DFND 0 656 0 0 INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 13 494 SH SOLE 0 494 0 0 INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR ETF/FIXED INCOME 46090A887 476 9640 SH SOLE 0 9640 0 0 INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR ETF/FIXED INCOME 46090A887 4 90 SH DFND 0 90 0 0 INVESCO QQQ TRUST ETF/EQUITY 46090E103 934 3494 SH SOLE 8 3486 8 0 INVESCO QQQ TRUST ETF/EQUITY 46090E103 85 319 SH DFND 0 319 0 0 INTUITIVE SURGICAL INC COMMON STOCK 46120E602 4 21 SH SOLE 0 21 0 0 INTUIT INC COMMON STOCK 461202103 10 26 SH SOLE 0 26 0 0 INVESCO MUNICIPAL TRUST CLOSED END MUTUAL FUNDS 46131J103 18 2000 SH SOLE 0 2000 0 0 INVESCO EXCHANGE TRADED FD TR WILDERHIL CLAN ETF/EQUITY 46137V134 17 345 SH SOLE 0 345 0 0 INVESCO EXCHANGE TRADED FD TR WILDERHIL CLAN ETF/EQUITY 46137V134 16 338 SH DFND 0 338 0 0 INVESCO FTSE RAFI US1000 ETF ETF/EQUITY 46137V613 12 90 SH SOLE 0 90 0 0 INVESCO VARIABLE RATE PFD ETF/EQUITY 46138G870 1450 66260 SH SOLE 0 66260 0 0 INVESCO VARIABLE RATE PFD ETF/EQUITY 46138G870 7 300 SH DFND 0 300 0 0 INVESCO BULLETSHS 26 CRP ETF ETF/FIXED INCOME 46138J791 7 370 SH SOLE 0 370 0 0 INVESCO BULLETSHARES ETF ETF/FIXED INCOME 46138J825 12 605 SH SOLE 0 605 0 0 INVESCO BULLETSHS 24 CRP ETF ETF/FIXED INCOME 46138J841 376 18435 SH SOLE 0 17965 0 470 INVESCO BULLETSHS 24 CRP ETF ETF/FIXED INCOME 46138J841 8 390 SH DFND 0 390 0 0 INVESCO BULLETSHS CORP 2023 ETF/FIXED INCOME 46138J866 6 300 SH SOLE 0 300 0 0 IQVIA HLDGS INC COMMON STOCK 46266C105 18 100 SH SOLE 0 100 0 0 IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102 9 200 SH DFND 0 200 0 0 IRON MOUNTAIN INC COMMON STOCK 46284V101 1 14 SH SOLE 0 14 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 17 980 SH SOLE 0 980 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 33 1872 SH DFND 0 1872 0 0 ISHARES GOLD TRUST ETF/OTHER 464285204 4582 145365 SH SOLE 0 145215 0 150 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 3227 104950 SH SOLE 40 104770 40 140 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 78 2552 SH DFND 0 2552 0 0 ISHARES SELECT DIVIDEND ETF ETF/EQUITY 464287168 64 600 SH SOLE 0 600 0 0 ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 49 466 SH SOLE 0 466 0 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 37350 104143 SH SOLE 38 104105 38 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 131 365 SH DFND 0 365 0 0 ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 47 490 SH SOLE 0 490 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 129 3693 SH SOLE 0 3693 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 154 1501 SH SOLE 40 1461 40 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 740 12788 SH SOLE 0 12788 0 0 ISHARES GLOBAL HEALTHCARE ETF/EQUITY 464287325 39 520 SH SOLE 0 520 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 735 5721 SH SOLE 0 5721 0 0 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 838 8730 SH SOLE 0 8730 0 0 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 7 75 SH DFND 0 75 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 845 10407 SH SOLE 0 10407 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 4 54 SH DFND 0 54 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 1787 31914 SH SOLE 0 31914 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 240 4287 SH DFND 0 4287 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 3604 37518 SH SOLE 0 37518 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 134 1400 SH DFND 0 1400 0 0 ISHARES RUSSELL MIDCAP ETF ETF/EQUITY 464287499 110 1774 SH DFND 0 1774 0 0 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 9102 41512 SH SOLE 0 41497 0 15 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 123 560 SH DFND 0 560 0 0 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 3407 25055 SH SOLE 49 24871 49 135 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 148 1086 SH DFND 0 1086 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 377 5980 SH SOLE 0 5980 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 38 600 SH DFND 0 600 0 0 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 4968 23610 SH SOLE 0 23530 0 80 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 132 627 SH DFND 0 627 0 0 ISHARES RUSSELL 2000 VALUE ETF/EQUITY 464287630 27 209 SH DFND 0 209 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 129 626 SH SOLE 0 626 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 29 141 SH DFND 0 141 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 779 4721 SH SOLE 0 4721 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 104 628 SH DFND 0 628 0 0 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 11777 135068 SH SOLE 0 135019 0 49 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 120 1381 SH DFND 0 1381 0 0 ISHARES TR INDEX S&P SMLCP GROW ETF/EQUITY 464287887 48 475 SH SOLE 0 475 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 330 17300 SH SOLE 0 17300 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 17 900 SH DFND 0 900 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 1653 41317 SH SOLE 44 41273 44 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 149 3719 SH DFND 0 3719 0 0 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 18839 242059 SH SOLE 0 241894 0 165 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 23 300 SH DFND 0 300 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 260 3643 SH SOLE 40 3603 40 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 78 1093 SH DFND 0 1093 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 24 496 SH DFND 0 496 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 94 1900 SH DFND 0 1900 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 1988 62801 SH SOLE 0 62801 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 168 5315 SH DFND 0 5315 0 0 ISHARES MSCI EAFE VALUE ETF ETF/EQUITY 464288877 1 33 SH SOLE 0 33 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 223 2445 SH SOLE 0 2445 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 8 90 SH DFND 0 90 0 0 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 3 50 SH DFND 0 50 0 0 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 6950 105143 SH SOLE 0 105028 0 115 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 28907 548825 SH SOLE 0 548520 0 305 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 221 4205 SH DFND 0 4205 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 8182 190420 SH SOLE 0 190295 0 125 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 14 325 SH DFND 0 325 0 0 ISHARES MSCI EM EX CHINA ETF/INTERNATIONAL EQUITY 46434G764 1702 38435 SH SOLE 0 38410 0 25 ISHARES MSCI EM EX CHINA ETF/INTERNATIONAL EQUITY 46434G764 3 60 SH DFND 0 60 0 0 ISHARES ESG MSCI EM ETF ETF/INTERNATIONAL EQUITY 46434G863 277 10015 SH SOLE 0 10015 0 0 ISHARES IBONDS DEC 2023 ETF ETF/FIXED INCOME 46434VAX8 35 1400 SH DFND 0 1400 0 0 ISHARES MSCI ACWI LOW CARBON ETF/EQUITY 46434V464 4 35 SH SOLE 0 35 0 0 ISHARES TR ESG AWRE 1 5 YR ETF/FIXED INCOME 46435G243 2 75 SH SOLE 0 75 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 17 213 SH SOLE 0 213 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 19 243 SH DFND 0 243 0 0 ISHARES ESG ADV HIGH YIELD ETF/FIXED INCOME 46435G441 11 260 SH SOLE 0 260 0 0 ISHARES ESG MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46435G516 291 5185 SH SOLE 0 5185 0 0 ISHARES BB RATED CRP BND ETF ETF/FIXED INCOME 46435U473 2799 65040 SH SOLE 0 64935 0 105 ISHARES BB RATED CRP BND ETF ETF/FIXED INCOME 46435U473 4 85 SH DFND 0 85 0 0 ISHARES ESG AWARE MSCI SMALLCAP ETF ETF/EQUITY 46435U663 2 60 SH SOLE 0 60 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 7873 75342 SH SOLE 0 75342 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 537 5141 SH DFND 0 5141 0 0 JABIL CIRCUIT INC. COMMON STOCK 466313103 14 238 SH SOLE 0 238 0 0 JPMORGAN EQUITY PREMIUM INC ETF/EQUITY 46641Q332 5191 101345 SH SOLE 0 101345 0 0 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 437 8705 SH SOLE 0 8510 0 195 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 9 175 SH DFND 0 175 0 0 JACOBS SOLUTIONS INC COMMON STOCK 46982L108 21 194 SH DFND 0 194 0 0 JANUS DETROIT STREET TR HENDERSON AAA CLO ETF/FIXED INCOME 47103U845 3785 77095 SH SOLE 0 76850 0 245 JANUS DETROIT STREET TR HENDERSON AAA CLO ETF/FIXED INCOME 47103U845 13 270 SH DFND 0 270 0 0 JD.COM INC FOREIGN EQUITIES 47215P106 0 2 SH SOLE 0 2 0 0 JETBLUE AIRWAYS CORP COMMON STOCK 477143101 0 63 SH SOLE 0 63 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 9318 57039 SH SOLE 0 57039 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 2426 14850 SH DFND 0 14850 0 0 JOUNCE THERAPEUTICS INC COMMON STOCK 481116101 2 1000 SH SOLE 0 1000 0 0 KLA CORPORATION COMMON STOCK 482480100 7 22 SH SOLE 0 22 0 0 KEURIG DR PEPPER INC COMMON STOCK 49271V100 24 672 SH SOLE 0 672 0 0 KEYCORP COMMON STOCK 493267108 10 604 SH SOLE 0 604 0 0 KEYCORP COMMON STOCK 493267108 8 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 1062 9440 SH SOLE 0 9440 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 557 4945 SH DFND 0 4945 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 685 41185 SH SOLE 0 41185 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 73 4410 SH DFND 0 4410 0 0 KOHLS CORP COMMON STOCK 500255104 0 12 SH SOLE 0 12 0 0 KONINKLIJKE PHILIPS N.V FOREIGN EQUITIES 500472303 7 462 SH SOLE 0 462 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 78 2333 SH DFND 0 2333 0 0 KROGER COMPANY COMMON STOCK 501044101 2 41 SH SOLE 0 41 0 0 KYNDRYL HOLDINGS INC COMMON STOCK 50155Q100 4 533 SH SOLE 0 533 0 0 L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 2 12 SH SOLE 0 12 0 0 L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 6 30 SH DFND 0 30 0 0 LABORATORY CORP AMER HLDGS COMMON STOCK 50540R409 54 264 SH SOLE 0 264 0 0 LAM RESEARCH CORP COMMON STOCK 512807108 318 870 SH SOLE 0 870 0 0 LAM RESEARCH CORP COMMON STOCK 512807108 26 70 SH DFND 0 70 0 0 LAMB WESTON HLDGS INC COMMON STOCK 513272104 4 48 SH SOLE 0 48 0 0 ESTEE LAUDER COMP INC CL A COMMON STOCK 518439104 25 116 SH SOLE 0 116 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 13 2403 SH SOLE 0 2403 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 13 2402 SH DFND 0 2402 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 1281 3962 SH SOLE 0 3962 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 259 800 SH DFND 0 800 0 0 LINCOLN NATIONAL CORP COMMON STOCK 534187109 4 80 SH SOLE 0 80 0 0 LLOYDS TSB GROUP PLC SPONSORED ADR FOREIGN EQUITIES 539439109 4 2222 SH SOLE 0 2222 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 2799 7247 SH SOLE 0 7247 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 416 1078 SH DFND 0 1078 0 0 LOEWS CORP COMMON STOCK 540424108 65 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 4122 21948 SH SOLE 0 21948 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 283 1505 SH DFND 0 1505 0 0 LUMEN TECHNOLOGIES INC COMMON STOCK 550241103 8 1150 SH SOLE 0 1150 0 0 M & T BANK CORP COMMON STOCK 55261F104 561 3180 SH SOLE 0 3180 0 0 M & T BANK CORP COMMON STOCK 55261F104 1538 8725 SH DFND 0 8725 0 0 MDU RESOURCES GROUP INC COMMON STOCK 552690109 1 40 SH SOLE 0 40 0 0 MGM RESORTS INTERNATIONAL COMMON STOCK 552953101 2 73 SH SOLE 0 73 0 0 MACY'S INC COMMON STOCK 55616P104 1 42 SH SOLE 0 42 0 0 MAGNA INTL INC COM FOREIGN EQUITIES 55922240C 1 20 SH SOLE 0 20 0 0 MANPOWERGROUP INC COMMON STOCK 56418H100 1 11 SH SOLE 0 11 0 0 MANULIFE FINL CORP COM FOREIGN EQUITIES 56501R10C 1 39 SH SOLE 0 39 0 0 MARATHON OIL CORP COMMON STOCK 565849106 0 20 SH SOLE 0 20 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 1 13 SH SOLE 0 13 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 34 344 SH DFND 0 344 0 0 MARKEL CORPORATION COMMON STOCK 570535104 36 33 SH SOLE 0 33 0 0 MARSH & MCLENNAN COS INC COMMON STOCK 571748102 9 59 SH SOLE 0 59 0 0 MARRIOTT INTL INC CLASS A COMMON STOCK 571903202 7 52 SH SOLE 0 52 0 0 MARVELL TECHNOLOGY INC COMMON STOCK 573874104 4 89 SH SOLE 0 89 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 504 1774 SH SOLE 0 1774 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 16 55 SH DFND 0 55 0 0 MATCH GROUP INC COMMON STOCK 57667L107 0 2 SH SOLE 0 2 0 0 MCDONALDS CORP COMMON STOCK 580135101 3665 15883 SH SOLE 0 15883 0 0 MCDONALDS CORP COMMON STOCK 580135101 216 936 SH DFND 0 936 0 0 MCKESSON CORP COMMON STOCK 58155Q103 57 167 SH SOLE 0 167 0 0 MCKESSON CORP COMMON STOCK 58155Q103 1020 3000 SH DFND 0 3000 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 2 200 SH DFND 0 200 0 0 MERCADOLIBRE INC COMMON STOCK 58733R102 2 3 SH SOLE 0 3 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 9055 105139 SH SOLE 0 105139 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 1474 17119 SH DFND 0 17119 0 0 METLIFE INC COMMON STOCK 59156R108 97 1590 SH SOLE 0 1590 0 0 METLIFE INC COMMON STOCK 59156R108 10 160 SH DFND 0 160 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 308 284 SH SOLE 0 284 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 434 400 SH DFND 0 400 0 0 MICROSOFT CORP COMMON STOCK 594918104 13824 59357 SH SOLE 0 59357 0 0 MICROSOFT CORP COMMON STOCK 594918104 2353 10105 SH DFND 0 10105 0 0 MICRON TECHNOLOGY COMMON STOCK 595112103 16 320 SH SOLE 0 320 0 0 MITSUBISHI UFJ FINL GROUP INSPONSORED ADR FOREIGN EQUITIES 606822104 3 690 SH SOLE 0 690 0 0 MODERNA INC COMMON STOCK 60770K107 1 10 SH SOLE 0 10 0 0 MOLINA HEALTHCARE INC COMMON STOCK 60855R100 16 50 SH SOLE 0 50 0 0 MOLSON COORS BEVERAGE CO COMMON STOCK 60871R209 1 29 SH SOLE 0 29 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 277 5058 SH SOLE 0 5058 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 245 4475 SH DFND 0 4475 0 0 MONGODB INC CL A COMMON STOCK 60937P106 0 2 SH SOLE 0 2 0 0 MONOLITHIC POWER SYSTEMS INC COMMON STOCK 609839105 0 1 SH SOLE 0 1 0 0 MONSTER BEVERAGE COMMON STOCK 61174X109 1 11 SH SOLE 0 11 0 0 MORGAN STANLEY COMMON STOCK 617446448 1303 16495 SH SOLE 0 16495 0 0 MOSAIC COMPANY COMMON STOCK 61945C103 2 34 SH SOLE 0 34 0 0 MOTOROLA SOLUTIONS INC COMMON STOCK 620076307 2 9 SH SOLE 0 9 0 0 MURPHY OIL CORPORATION COMMON STOCK 626717102 12 328 SH SOLE 0 328 0 0 MURPHY USA INC COMMON STOCK 626755102 23 82 SH SOLE 0 82 0 0 NBT BANCORP INC COMMON STOCK 628778102 459 12092 SH SOLE 0 12092 0 0 NBT BANCORP INC COMMON STOCK 628778102 359 9447 SH DFND 0 9447 0 0 NRG ENERGY INC COMMON STOCK 629377508 2 43 SH SOLE 0 43 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 43 700 SH SOLE 0 700 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 189 3076 SH DFND 0 3076 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274409 3 51 SH SOLE 0 51 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274409 68 1323 SH DFND 0 1323 0 0 NETFLIX INC COMMON STOCK 64110L106 91 385 SH SOLE 0 385 0 0 NETEASE INC SPONSORED ADS FOREIGN EQUITIES 64110W102 1 7 SH SOLE 0 7 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 9 1000 SH SOLE 0 1000 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 1 175 SH DFND 0 175 0 0 NEWMONT MINING CORP COMMON STOCK 651639106 1 13 SH SOLE 0 13 0 0 NEWS CORP CLASS A COMMON STOCK 65249B109 41 2700 SH SOLE 0 2700 0 0 NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103 25 149 SH SOLE 0 149 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 2883 36768 SH SOLE 0 36768 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1722 21965 SH DFND 0 21965 0 0 NIKE INC CLASS B COMMON STOCK 654106103 2041 24554 SH SOLE 0 24554 0 0 NIKE INC CLASS B COMMON STOCK 654106103 131 1576 SH DFND 0 1576 0 0 NIKOLA CORP COMMON STOCK 654110105 1 200 SH SOLE 0 200 0 0 NOKIA CORP ADR FOREIGN EQUITIES 654902204 1 280 SH SOLE 0 280 0 0 NORDSON CORP COM COMMON STOCK 655663102 5 23 SH SOLE 0 23 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1727 8238 SH SOLE 0 8238 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 249 1190 SH DFND 0 1190 0 0 NORTHERN TR CORP COMMON STOCK 665859104 19 219 SH SOLE 0 219 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 16 35 SH SOLE 0 35 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 94 200 SH DFND 0 200 0 0 NORTONLIFELOCK INC COMMON STOCK 668771108 1 40 SH SOLE 0 40 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 106 3992 SH SOLE 0 3992 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 147 1933 SH SOLE 0 1933 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 247 3255 SH DFND 0 3255 0 0 NOVO-NORDISK AS ADR FOREIGN EQUITIES 670100205 3 31 SH SOLE 0 31 0 0 NUCOR CORP COMMON STOCK 670346105 4011 37488 SH SOLE 0 37488 0 0 NUCOR CORP COMMON STOCK 670346105 793 7408 SH DFND 0 7408 0 0 NVIDIA CORPORATION COMMON STOCK 67066G104 521 4289 SH SOLE 0 4289 0 0 NVIDIA CORPORATION COMMON STOCK 67066G104 176 1450 SH DFND 0 1450 0 0 NUVEEN AMT FREE MUNI CR INC CLOSED END MUTUAL FUNDS 67071L106 35 3000 SH SOLE 0 3000 0 0 NUVATION BIO INC COM CL A COMMON STOCK 67080N101 0 22 SH SOLE 0 22 0 0 O REILLY AUTOMOTIVE INC COMMON STOCK 67103H107 6 8 SH SOLE 0 8 0 0 OKTA INC CL A COMMON STOCK 679295105 11 200 SH DFND 0 200 0 0 OLAPLEX HLDGS INC COM COMMON STOCK 679369108 0 1 SH SOLE 0 1 0 0 OLD REPUBLIC INTL CORP COMMON STOCK 680223104 1 45 SH SOLE 0 45 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 2544 40319 SH SOLE 0 40319 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 132 2085 SH DFND 0 2085 0 0 ON SEMICONDUCTOR CORP COMMON STOCK 682189105 2 29 SH SOLE 0 29 0 0 ONEOK INC COMMON STOCK 682680103 20 394 SH SOLE 0 394 0 0 OPEN TEXT CORP COM COMMON STOCK 683715106 3 100 SH SOLE 0 100 0 0 ORACLE CORP COMMON STOCK 68389X105 169 2766 SH SOLE 0 2766 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 36 4000 SH DFND 0 4000 0 0 BARK INC COMMON STOCK 68622E104 0 64 SH SOLE 0 64 0 0 ORGANON & CO COMMON STOCK 68622V106 13 575 SH SOLE 0 575 0 0 ORGANON & CO COMMON STOCK 68622V106 1 38 SH DFND 0 38 0 0 ORION OFFICE REIT INC COMMON STOCK 68629Y103 1 116 SH SOLE 0 116 0 0 ORIX CORP SPONSORED ADR FOREIGN EQUITIES 686330101 3 42 SH SOLE 0 42 0 0 OSHKOSH CORP COMMON STOCK 688239201 2 25 SH SOLE 0 25 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 5 75 SH SOLE 0 75 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 21 325 SH DFND 0 325 0 0 OWENS CORNING COMMON STOCK 690742101 1 12 SH SOLE 0 12 0 0 PG&E CORP COMMON STOCK 69331C108 3 232 SH SOLE 0 232 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 1744 11670 SH SOLE 0 11670 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 8 55 SH DFND 0 55 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 235 2123 SH SOLE 0 2123 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 6 50 SH DFND 0 50 0 0 PPL CORP COMMON STOCK 69351T106 20 800 SH SOLE 0 800 0 0 PPL CORP COMMON STOCK 69351T106 13 500 SH DFND 0 500 0 0 PACCAR INC COMMON STOCK 693718108 1 9 SH SOLE 0 9 0 0 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 129 4520 SH SOLE 0 4450 0 70 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 3 100 SH DFND 0 100 0 0 PALO ALTO NETWORKS INC COMMON STOCK 697435105 49 300 SH SOLE 0 300 0 0 PAYCOM SOFTWARE INC COMMON STOCK 70432V102 22 67 SH DFND 0 67 0 0 PAYCHEX INC COMMON STOCK 704326107 56 500 SH SOLE 0 500 0 0 PAYCHEX INC COMMON STOCK 704326107 76 675 SH DFND 0 675 0 0 PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 4 45 SH SOLE 0 45 0 0 PELOTON INTERACTIVE INC COMMON STOCK 70614W100 0 20 SH SOLE 0 20 0 0 PENN NATIONAL GAMING INC COMMON STOCK 707569109 3 101 SH SOLE 0 101 0 0 PENSKE AUTOMOTIVE GROUP COMMON STOCK 70959W103 2 17 SH SOLE 0 17 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 57 1218 SH SOLE 0 1218 0 0 PEPSICO INC COMMON STOCK 713448108 8253 50551 SH SOLE 0 50551 0 0 PEPSICO INC COMMON STOCK 713448108 1834 11231 SH DFND 0 11231 0 0 PFIZER INC COMMON STOCK 717081103 5629 128669 SH SOLE 0 128669 0 0 PFIZER INC COMMON STOCK 717081103 1278 29219 SH DFND 0 29219 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 174 2100 SH SOLE 0 2100 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 57 689 SH DFND 0 689 0 0 PHILLIPS 66 COMMON STOCK 718546104 1169 14480 SH SOLE 0 14480 0 0 PHILLIPS 66 COMMON STOCK 718546104 129 1600 SH DFND 0 1600 0 0 PIMCO ENHANCED SHORT MAT ESG ETF/FIXED INCOME 72201R643 98 1000 SH SOLE 0 1000 0 0 PIMCO ENHANCED LOW DURATION ETF/FIXED INCOME 72201R718 95 1000 SH SOLE 0 1000 0 0 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 99 1000 SH SOLE 0 1000 0 0 PINDUODUO INC SPONSORED ADS FOREIGN EQUITIES 722304102 1 20 SH SOLE 0 20 0 0 PINTEREST INC CL A COMMON STOCK 72352L106 1 56 SH SOLE 0 56 0 0 PIONEER NATURAL RESOURCES CO COMMON STOCK 723787107 2 10 SH SOLE 0 10 0 0 PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 32 3000 SH DFND 0 3000 0 0 PLUG POWER INC COMMON STOCK 72919P202 1 24 SH SOLE 0 24 0 0 PORTLAND GENERAL ELEC CO COMMON STOCK 736508847 2 38 SH SOLE 0 38 0 0 PRINCIPAL SPECTRUM PFD SEC ETF/EQUITY 74255Y888 2213 131990 SH SOLE 0 131990 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 7034 55718 SH SOLE 0 55718 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 834 6607 SH DFND 0 6607 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 5 58 SH SOLE 0 58 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 18 215 SH DFND 0 215 0 0 PRUDENTIAL PLC ADR FOREIGN EQUITIES 74435K204 2 94 SH SOLE 0 94 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 4348 77332 SH SOLE 0 77332 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 1069 19017 SH DFND 0 19017 0 0 PUBLIC STORAGE COMMON STOCK 74460D109 5 17 SH SOLE 0 17 0 0 PULTE GROUP INC COMMON STOCK 745867101 2 56 SH SOLE 0 56 0 0 PULTE GROUP INC COMMON STOCK 745867101 8 210 SH DFND 0 210 0 0 QORVO INC COMMON STOCK 74736K101 1 9 SH SOLE 0 9 0 0 QUALCOMM INC COMMON STOCK 747525103 2490 22036 SH SOLE 0 22036 0 0 QUALCOMM INC COMMON STOCK 747525103 295 2615 SH DFND 0 2615 0 0 QUALTRICS INTL INC COM CL A COMMON STOCK 747601201 0 15 SH SOLE 0 15 0 0 QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 243 1983 SH SOLE 0 1983 0 0 RH COM COMMON STOCK 74967X103 1 3 SH SOLE 0 3 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 2015 24614 SH SOLE 0 24614 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 519 6342 SH DFND 0 6342 0 0 REALTY INCOME CORP COMMON STOCK 756109104 19 334 SH SOLE 0 334 0 0 RECURSION PHARMACEUTICALS INCL A COMMON STOCK 75629V104 0 41 SH SOLE 0 41 0 0 REGENERON PHARMACEUTICALS COMMON STOCK 75886F107 9 13 SH SOLE 0 13 0 0 REGULUS THERAPEUTICS INC COMMON STOCK 75915K309 1 690 SH SOLE 0 690 0 0 RELIANCE STEEL & ALUMINUM COMMON STOCK 759509102 1 5 SH SOLE 0 5 0 0 RELX PLC ADR FOREIGN EQUITIES 759530108 7 296 SH SOLE 0 296 0 0 REPUBLIC SERVICES INC COMMON STOCK 760759100 14 100 SH SOLE 0 100 0 0 REVOLUTION MEDICINES INC COM COMMON STOCK 76155X100 0 5 SH SOLE 0 5 0 0 RIBBONS COMMUNICATIONS INC COMMON STOCK 762544104 3 1400 SH SOLE 0 1400 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 33 155 SH DFND 0 155 0 0 ROKU INC COMMON STOCK 77543R102 0 8 SH SOLE 0 8 0 0 ROPER INDS INC COMMON STOCK 776696106 144 400 SH SOLE 0 400 0 0 ROPER INDS INC COMMON STOCK 776696106 84 233 SH DFND 0 233 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 737 8190 SH SOLE 0 8190 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 117 1298 SH DFND 0 1298 0 0 SHELL PLC FOREIGN EQUITIES 780259305 5 96 SH SOLE 0 96 0 0 SHELL PLC FOREIGN EQUITIES 780259305 13 260 SH DFND 0 260 0 0 RYANAIR HLDGS PLC ADR FOREIGN EQUITIES 783513203 1 18 SH SOLE 0 18 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 197 645 SH SOLE 0 645 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 209 686 SH DFND 0 686 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 6361 17809 SH SOLE 0 17809 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 317 887 SH DFND 0 887 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 324 2096 SH SOLE 0 2096 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 692 4475 SH DFND 0 4475 0 0 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 735 23490 SH SOLE 0 23385 0 105 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 12 375 SH DFND 0 375 0 0 SPDR PORTFOLIO S&P500 GROWTH ETF/EQUITY 78464A409 484 9655 SH SOLE 0 9655 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF/EQUITY 78464A508 522 15145 SH SOLE 0 15145 0 0 SPDR S&P DIVIDEND ETF ETF/EQUITY 78464A763 26 237 SH SOLE 0 237 0 0 SPDR PORTFOLIO S&P 500 ETF/EQUITY 78464A854 817 19460 SH SOLE 0 19145 0 315 SPDR PORTFOLIO S&P 500 ETF/EQUITY 78464A854 4 85 SH DFND 0 85 0 0 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 2436 59629 SH SOLE 0 59511 0 118 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 8 208 SH DFND 0 208 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 4530 112750 SH SOLE 0 112750 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 5318 13240 SH SOLE 16 13224 16 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 106 265 SH DFND 0 265 0 0 SPDR PORTFOLIO SMALLCAP ETF ETF/EQUITY 78468R853 12 365 SH SOLE 0 365 0 0 SALESFORCE INC COMMON STOCK 79466L302 50 347 SH SOLE 0 347 0 0 SANOFI AVENTIS SPONSORED ADR FOREIGN EQUITIES 80105N105 9 231 SH SOLE 0 231 0 0 SAP AG SPON ADR FOREIGN EQUITIES 803054204 15 187 SH SOLE 0 187 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 82 2286 SH SOLE 0 2286 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 33 916 SH DFND 0 916 0 0 CHARLES SCHWAB CORP COMMON STOCK 808513105 1 16 SH SOLE 0 16 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 2981 78886 SH SOLE 150 78736 150 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 207 5470 SH DFND 0 5470 0 0 SCHWAB US REIT ETF ETF/EQUITY 808524847 142 7596 SH SOLE 0 7596 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 173 2544 SH SOLE 0 2544 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 679 9985 SH DFND 0 9985 0 0 HEALTH CARE SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y209 338 2787 SH SOLE 0 2787 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 218 3262 SH SOLE 0 3262 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 18 270 SH DFND 0 270 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 237 1662 SH SOLE 0 1662 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 21 147 SH DFND 0 147 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 2175 30202 SH SOLE 0 30202 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 201 2785 SH DFND 0 2785 0 0 SPDR FINANCIAL SELECT SECTOR ETF/EQUITY 81369Y605 96 3166 SH SOLE 0 3166 0 0 SPDR INDUSTRIALS (XLI) ETF/EQUITY 81369Y704 86 1040 SH SOLE 0 1040 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 498 4190 SH SOLE 0 4190 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 31 265 SH DFND 0 265 0 0 SELECT SECTOR SPDR TR COMMUNICATION ETF/EQUITY 81369Y852 112 2345 SH SOLE 0 2345 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 231 3520 SH SOLE 0 3520 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 7 100 SH DFND 0 100 0 0 SEMPRA ENERGY COMMON STOCK 816851109 1635 10905 SH SOLE 0 10905 0 0 SEMPRA ENERGY COMMON STOCK 816851109 271 1805 SH DFND 0 1805 0 0 SERVICENOW INC COMMON STOCK 81762P102 3 9 SH SOLE 0 9 0 0 SHERWIN WILLIAMS CO COMMON STOCK 824348106 4 18 SH SOLE 0 18 0 0 SHIFT4 PMTS INC CL A COMMON STOCK 82452J109 0 10 SH SOLE 0 10 0 0 SHOCKWAVE MED INC COM COMMON STOCK 82489T104 1 3 SH SOLE 0 3 0 0 SHOPIFY INC CL A FOREIGN EQUITIES 82509L10C 1 50 SH SOLE 0 50 0 0 SIERRA WIRELESS INC FOREIGN EQUITIES 826516106 10 333 SH DFND 0 333 0 0 SIMON PROPERTY GROUP INC COMMON STOCK 828806109 26 288 SH SOLE 0 288 0 0 SMITH & NEPHEW PLC ADR FOREIGN EQUITIES 83175M205 3 129 SH SOLE 0 129 0 0 SNAP ON INC COMMON STOCK 833034101 1 5 SH SOLE 0 5 0 0 SNAP INC COMMON STOCK 83304A106 1 88 SH SOLE 0 88 0 0 SOLAREDGE TECHNOLOGIES INC COM COMMON STOCK 83417M104 2 7 SH SOLE 0 7 0 0 SONY CORP ADR FOREIGN EQUITIES 835699307 6 93 SH SOLE 0 93 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 87 1284 SH SOLE 0 1284 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 102 1500 SH DFND 0 1500 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 344 26836 SH SOLE 0 26836 0 0 SQUARE INC CL A COMMON STOCK 852234103 0 1 SH SOLE 0 1 0 0 STAG INDL INC COM COMMON STOCK 85254J102 6 200 SH SOLE 0 200 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 150 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 733 8701 SH SOLE 0 8701 0 0 STARBUCKS CORP COMMON STOCK 855244109 21 245 SH DFND 0 245 0 0 STATE STREET CORP COMMON STOCK 857477103 57 934 SH SOLE 0 934 0 0 STATE STREET CORP COMMON STOCK 857477103 49 800 SH DFND 0 800 0 0 STEEL DYNAMICS INC COMMON STOCK 858119100 1 19 SH SOLE 0 19 0 0 STERICYCLE INC COMMON STOCK 858912108 42 1000 SH SOLE 0 1000 0 0 STERICYCLE INC COMMON STOCK 858912108 34 800 SH DFND 0 800 0 0 STRYKER CORP COMMON STOCK 863667101 1303 6431 SH SOLE 0 6431 0 0 STRYKER CORP COMMON STOCK 863667101 26 129 SH DFND 0 129 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 10 660 SH SOLE 0 660 0 0 SUMITOMO MITSUI FINL GROUP FOREIGN EQUITIES 86562M209 4 705 SH SOLE 0 705 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 30 221 SH SOLE 0 221 0 0 SUN LIFE FINANCIAL INC. COM FOREIGN EQUITIES 86679610C 2 50 SH SOLE 0 50 0 0 SUNCOKE ENERGY INC COMMON STOCK 86722A103 1 218 SH DFND 0 218 0 0 SWEETGREEN INC COM CL A COMMON STOCK 87043Q108 0 23 SH SOLE 0 23 0 0 SYLVAMO CORP COMMON STOCK 871332102 0 7 SH SOLE 0 7 0 0 SYSCO CORP COMMON STOCK 871829107 513 7255 SH SOLE 0 7255 0 0 SYSCO CORP COMMON STOCK 871829107 491 6950 SH DFND 0 6950 0 0 TDCX INC ADS FOREIGN EQUITIES 87190U100 0 27 SH SOLE 0 27 0 0 TFI INTL INC COM FOREIGN EQUITIES 87241L10C 1 15 SH SOLE 0 15 0 0 TJX COMPANIES COMMON STOCK 872540109 246 3963 SH SOLE 0 3963 0 0 TJX COMPANIES COMMON STOCK 872540109 6 103 SH DFND 0 103 0 0 T MOBILE US INC COMMON STOCK 872590104 2 15 SH SOLE 0 15 0 0 TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADS FOREIGN EQUITIES 874039100 8 123 SH SOLE 0 123 0 0 TAKETWO INTERACTIVE SOFTWAREINC COMMON STOCK 874054109 2 14 SH SOLE 0 14 0 0 TAKEDA PHARMACEUTICAL CO LTDSPONSORED ADS FOREIGN EQUITIES 874060205 5 391 SH SOLE 0 391 0 0 TAPESTRY INC COMMON STOCK 876030107 1 45 SH SOLE 0 45 0 0 TARGET CORP COMMON STOCK 87612E106 1939 13065 SH SOLE 0 13065 0 0 TARGET CORP COMMON STOCK 87612E106 97 652 SH DFND 0 652 0 0 TELADOC HEALTH INC COMMON STOCK 87918A105 1 21 SH SOLE 0 21 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 63 187 SH DFND 0 187 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 26 1000 SH SOLE 0 1000 0 0 TESLA MOTORS INC COMMON STOCK 88160R101 42 157 SH SOLE 0 157 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 4412 28506 SH SOLE 0 28506 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 462 2985 SH DFND 0 2985 0 0 TEXTRON INC COMMON STOCK 883203101 1 13 SH SOLE 0 13 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1125 2219 SH SOLE 0 2219 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 327 645 SH DFND 0 645 0 0 THOR INDUSTRIES INC COMMON STOCK 885160101 1 9 SH SOLE 0 9 0 0 3M COMPANY COMMON STOCK 88579Y101 2282 20652 SH SOLE 0 20652 0 0 3M COMPANY COMMON STOCK 88579Y101 229 2070 SH DFND 0 2070 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 145 2000 SH SOLE 0 2000 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 312 4300 SH DFND 0 4300 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 659 10752 SH SOLE 0 10752 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 38 625 SH DFND 0 625 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 9 187 SH SOLE 0 187 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 30 227 SH SOLE 0 227 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 78 600 SH DFND 0 600 0 0 TRACTOR SUPPLY CO COMMON STOCK 892356106 4 24 SH SOLE 0 24 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 1276 8328 SH SOLE 0 8328 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 42 275 SH DFND 0 275 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 2339 53720 SH SOLE 0 53720 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 146 3350 SH DFND 0 3350 0 0 TWILIO INC CL A COMMON STOCK 90138F102 1 14 SH SOLE 0 14 0 0 TWIST BIOSCIENCE CORP COM COMMON STOCK 90184D100 0 5 SH SOLE 0 5 0 0 TWITTER INC COMMON STOCK 90184L102 2 44 SH SOLE 0 44 0 0 TWITTER INC COMMON STOCK 90184L102 1 22 SH DFND 0 22 0 0 TYSON FOODS INC CL A COMMON STOCK 902494103 1 16 SH SOLE 0 16 0 0 UGI CORP COMMON STOCK 902681105 1 25 SH SOLE 0 25 0 0 US BANCORP COMMON STOCK 902973304 2033 50433 SH SOLE 0 50433 0 0 US BANCORP COMMON STOCK 902973304 409 10145 SH DFND 0 10145 0 0 UBER TECHNOLOGIES INC COMMON STOCK 90353T100 0 11 SH SOLE 0 11 0 0 UNILEVER PLC ADR FOREIGN EQUITIES 904767704 2 53 SH SOLE 0 53 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 931 4778 SH SOLE 0 4778 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 591 3035 SH DFND 0 3035 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 4018 24876 SH SOLE 0 24876 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 252 1558 SH DFND 0 1558 0 0 US FOODS HOLDING CORP COMMON STOCK 912008109 1 39 SH SOLE 0 39 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3579 7087 SH SOLE 0 7087 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 669 1325 SH DFND 0 1325 0 0 UNITY SOFTWARE INC COMMON STOCK 91332U101 0 1 SH SOLE 0 1 0 0 UNIVERSAL HLTH SVCS INC CL B COMMON STOCK 913903100 1 7 SH SOLE 0 7 0 0 VF CORP COMMON STOCK 918204108 283 9475 SH SOLE 0 9475 0 0 VF CORP COMMON STOCK 918204108 15 487 SH DFND 0 487 0 0 VBI VACCINES INC COMMON STOCK 91822J103 6 8500 SH SOLE 0 8500 0 0 VALLEY NATL BANCORP COMMON STOCK 919794107 166 15356 SH SOLE 0 15356 0 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 482 20000 SH DFND 0 20000 0 0 VANECK VECTORS ETF TR GREEN BD ETF ETF/FIXED INCOME 92189F171 4 190 SH SOLE 0 190 0 0 VANECK VECTORS CHINAAMC CHINA BOND ETF ETF/INTERNATIONAL FIXED INCOME 92189F379 13 600 SH DFND 0 600 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 1030 7620 SH SOLE 0 7620 0 0 VANGUARD TOTAL INTL STOCK ETF ETF/INTERNATIONAL EQUITY 921909768 173 3772 SH SOLE 0 3772 0 0 VANGUARD MEGA CAP GROWTH ETF/EQUITY 921910816 15 85 SH SOLE 0 85 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 409 5465 SH SOLE 0 5465 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 105 1400 SH DFND 0 1400 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 220 3080 SH SOLE 125 2955 125 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 33 465 SH DFND 0 465 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 22 600 SH DFND 0 600 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 45 475 SH SOLE 0 475 0 0 VANGUARD ULTRA SHORT TERM ETF/FIXED INCOME 92203C303 98 2000 SH SOLE 0 2000 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 461 6190 SH SOLE 0 6190 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 197 2650 SH DFND 0 2650 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 8 50 SH SOLE 0 50 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 693 4400 SH DFND 0 4400 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 990 3220 SH SOLE 0 3220 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 112 366 SH DFND 0 366 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 99 695 SH SOLE 0 695 0 0 VANGUARD TOTAL WORLD STOCK ETF ETF/EQUITY 922042742 7 90 SH SOLE 0 90 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 1372 37616 SH SOLE 0 37616 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 62 1692 SH DFND 0 1692 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 1193 16063 SH SOLE 65 15998 65 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 488 6566 SH DFND 0 6566 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 29 490 SH SOLE 0 170 0 320 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 7 110 SH SOLE 0 110 0 0 VEEVA SYS INC CL A COM COMMON STOCK 922475108 1 7 SH SOLE 0 7 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 699 2130 SH SOLE 0 2130 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 27 225 SH SOLE 0 225 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 43 354 SH DFND 0 354 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 53 309 SH DFND 0 309 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 957 11935 SH SOLE 0 11935 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 36 453 SH DFND 0 453 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 201 1400 SH SOLE 0 1400 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 103 548 SH SOLE 0 548 0 0 VANGUARD EXTENDED MKT IDX ETF/EQUITY 922908652 13 104 SH SOLE 0 104 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 155 725 SH SOLE 0 725 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 45 211 SH DFND 0 211 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 177 1038 SH SOLE 0 1038 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 27 150 SH SOLE 0 150 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 11479 63961 SH DFND 0 63961 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 6961 183323 SH SOLE 0 183323 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1508 39726 SH DFND 0 39726 0 0 VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 5 18 SH SOLE 0 18 0 0 PARAMOUNT GLOBAL CL B COMMON STOCK 92556H206 0 16 SH SOLE 0 16 0 0 VIATRIS INC COMMON STOCK 92556V106 2 210 SH SOLE 0 210 0 0 VICI PROPERTIES INC COMMON STOCK 925652109 3 87 SH SOLE 0 87 0 0 VICTORIAS SECRET AND CO COMMON STOCK COMMON STOCK 926400102 0 8 SH SOLE 0 8 0 0 VISA INC CLASS A COMMON STOCK 92826C839 1605 9033 SH SOLE 0 9033 0 0 VISA INC CLASS A COMMON STOCK 92826C839 62 349 SH DFND 0 349 0 0 VISTRA CORP COMMON STOCK 92840M102 1 45 SH SOLE 0 45 0 0 VODAFONE GROUP PLC ADR FOREIGN EQUITIES 92857W308 3 304 SH SOLE 0 304 0 0 WPP PLC FOREIGN EQUITIES 92937A102 1 25 SH SOLE 0 25 0 0 WAL MART STORES INC COMMON STOCK 931142103 4907 37830 SH SOLE 0 37830 0 0 WAL MART STORES INC COMMON STOCK 931142103 1212 9342 SH DFND 0 9342 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 2 62 SH SOLE 0 62 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 16 500 SH DFND 0 500 0 0 WARBY PARKER INC CL A COM COMMON STOCK 93403J106 0 22 SH SOLE 0 22 0 0 WARNER BROS DISCOVERY INC COMMON STOCK 934423104 6 508 SH SOLE 0 508 0 0 WARNER BROS DISCOVERY INC COMMON STOCK 934423104 5 434 SH DFND 0 434 0 0 WARNER MUSIC GROUP COMMON STOCK 934550203 3 124 SH SOLE 0 124 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 500 3122 SH SOLE 0 3122 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 114 710 SH DFND 0 710 0 0 WATSCO INC COMMON STOCK 942622200 19 74 SH SOLE 0 74 0 0 WEBSTER FINANCIAL CORP COMMON STOCK 947890109 10 231 SH SOLE 0 231 0 0 WEBSTER FINANCIAL CORP COMMON STOCK 947890109 21 463 SH DFND 0 463 0 0 WELLS FARGO & CO COMMON STOCK 949746101 94 2331 SH SOLE 0 2331 0 0 WELLTOWER INC COMMON STOCK 95040Q104 13 200 SH DFND 0 200 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 46 1611 SH SOLE 0 1611 0 0 WHIRLPOOL CORP COMMON STOCK 963320106 2 12 SH SOLE 0 12 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 286 10000 SH DFND 0 10000 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1330 17548 SH SOLE 0 17548 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 7 90 SH DFND 0 90 0 0 WISDOMTREE TRUST MIDCAP DIVI FD ETF/EQUITY 97717W505 36 963 SH SOLE 0 963 0 0 WOLFSPEED INC COMMON STOCK 977852102 0 3 SH SOLE 0 3 0 0 WOODSIDE ENERGY GROUP LTD FOREIGN EQUITIES 980228308 1 36 SH SOLE 0 36 0 0 WOODSIDE ENERGY GROUP LTD FOREIGN EQUITIES 980228308 1 54 SH DFND 0 54 0 0 WORKDAY INC CL A COMMON STOCK 98138H101 2 14 SH SOLE 0 14 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E303 63 1909 SH SOLE 0 1909 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E303 9 275 SH DFND 0 275 0 0 YUM CHINA HLDGS INC FOREIGN EQUITIES 98850P109 1 27 SH SOLE 0 27 0 0 ZIMVIE INC COMMON STOCK 98888T107 3 260 SH DFND 0 260 0 0 ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 18 67 SH DFND 0 67 0 0 ZILLOW GROUP INC CL A COMMON STOCK 98954M101 0 8 SH SOLE 0 8 0 0 ZILLOW GROUP INC CL C CAP STK COMMON STOCK 98954M200 0 12 SH SOLE 0 12 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 91 874 SH SOLE 0 874 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 272 2600 SH DFND 0 2600 0 0 ZOETIS INC COMMON STOCK 98978V103 4 25 SH SOLE 0 25 0 0