Trust Administrator

0000909012-22-000081.txt : 20220726 0000909012-22-000081.hdr.sgml : 20220726 20220726121115 ACCESSION NUMBER: 0000909012-22-000081 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220630 FILED AS OF DATE: 20220726 DATE AS OF CHANGE: 20220726 EFFECTIVENESS DATE: 20220726 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 221105796 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 06-30-2022 06-30-2022 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Sparace Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneida NY 07-26-2022 0 653 698528 false INFORMATION TABLE 2 aci_13f.xml ALLEGION PLC FOREIGN EQUITIES G0176J109 32 331 SH SOLE 0 331 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 2177 175174 SH SOLE 0 175174 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 189 15230 SH DFND 0 15230 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 25 200 SH SOLE 0 200 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 233 1848 SH DFND 0 1848 0 0 LINDE PLC FOREIGN EQUITIES G5494J103 48 166 SH SOLE 0 166 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 31 346 SH SOLE 0 346 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 9 100 SH DFND 0 100 0 0 TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 161 1242 SH SOLE 0 1242 0 0 WHITE MTNS INS GROUP LTD FOREIGN EQUITIES G9618E107 41 33 SH SOLE 0 33 0 0 WHITE MTNS INS GROUP LTD FOREIGN EQUITIES G9618E107 42 34 SH DFND 0 34 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 2105 10706 SH SOLE 0 10706 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 272 1383 SH DFND 0 1383 0 0 UBS GROUP AG FOREIGN EQUITIES H42097107 16 1000 SH DFND 0 1000 0 0 AFLAC INC COMMON STOCK 001055102 123 2223 SH SOLE 0 2223 0 0 AFLAC INC COMMON STOCK 001055102 10 175 SH DFND 0 175 0 0 AGCO CORP COMMON STOCK 001084102 10 100 SH DFND 0 100 0 0 AT&T INC COMMON STOCK 00206R102 3264 155822 SH SOLE 0 155822 0 0 AT&T INC COMMON STOCK 00206R102 646 30836 SH DFND 0 30836 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 4147 38167 SH SOLE 0 38167 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 712 6550 SH DFND 0 6550 0 0 ABBVIE INC COMMON STOCK 00287Y109 7420 48446 SH SOLE 0 48446 0 0 ABBVIE INC COMMON STOCK 00287Y109 1230 8034 SH DFND 0 8034 0 0 ADOBE INC COMMON STOCK 00724F101 167 455 SH SOLE 0 455 0 0 AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 9 76 SH DFND 0 76 0 0 AGENUS INC COMMON STOCK 00847G705 1 300 SH SOLE 0 300 0 0 AIM IMMUNOTECH INC COMMON STOCK 00901B105 10 13226 SH SOLE 0 13226 0 0 AIR PRODUCTS & CHEMICALS INC COMMON 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0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 288 3206 SH DFND 0 3206 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 301 3160 SH SOLE 0 3160 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 54 565 SH DFND 0 565 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 303 1300 SH SOLE 0 1300 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 233 1000 SH DFND 0 1000 0 0 CONSTELLATION ENERGY CORP COMMON STOCK 21037T109 8 133 SH SOLE 0 133 0 0 CONSTELLATION ENERGY CORP COMMON STOCK 21037T109 92 1615 SH DFND 0 1615 0 0 COOPER COMPANIES INC COMMON STOCK 216648402 52 166 SH SOLE 0 166 0 0 COOPER COMPANIES INC COMMON STOCK 216648402 31 100 SH DFND 0 100 0 0 CORNING INC COMMON STOCK 219350105 969 30761 SH SOLE 0 30761 0 0 CORNING INC COMMON STOCK 219350105 68 2150 SH DFND 0 2150 0 0 CORTEVA INC COMMON STOCK 22052L104 319 5897 SH SOLE 0 5897 0 0 CORTEVA INC COMMON STOCK 22052L104 53 974 SH DFND 0 974 0 0 COSTCO COMMON STOCK 22160K105 48 100 SH SOLE 0 100 0 0 CROCS INC COMMON STOCK 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CO COMMON STOCK 291011104 262 3299 SH DFND 0 3299 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 44 1050 SH SOLE 0 1050 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 44 1049 SH DFND 0 1049 0 0 ENERGY TRANSFER EQUITY LP COMMON STOCK 29273V100 11 1090 SH DFND 0 1090 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 32 1298 SH SOLE 0 1298 0 0 EQUIFAX INC COMMON STOCK 294429105 219 1200 SH SOLE 0 1200 0 0 EQUIFAX INC COMMON STOCK 294429105 475 2600 SH DFND 0 2600 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 953 20789 SH SOLE 0 20789 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 74 1613 SH DFND 0 1613 0 0 EXELON CORP COMMON STOCK 30161N101 798 17602 SH SOLE 0 17602 0 0 EXELON CORP COMMON STOCK 30161N101 319 7030 SH DFND 0 7030 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 3920 45774 SH SOLE 0 45774 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 1141 13328 SH DFND 0 13328 0 0 FS KKR CAPITAL CORP COMMON STOCK 302635206 12 621 SH SOLE 0 621 0 0 META PLATFORMS INC COMMON STOCK 30303M102 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COMMON STOCK 336433107 341 5000 SH DFND 0 5000 0 0 FIRSTENERGY CORP COMMON STOCK 337932107 4 100 SH SOLE 0 100 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 1324 33380 SH SOLE 0 33380 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 52 1300 SH DFND 0 1300 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 14 1300 SH SOLE 0 1300 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 9 800 SH DFND 0 800 0 0 FORTUNE BRANDS HOME & SEC COMMON STOCK 34964C106 36 600 SH SOLE 0 600 0 0 FOX CORP COMMON STOCK 35137L105 177 5500 SH SOLE 0 5500 0 0 FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 17 132 SH DFND 0 132 0 0 FREEPORT MCMORAN INC COMMON STOCK 35671D857 91 3125 SH SOLE 0 3125 0 0 FREEPORT MCMORAN INC COMMON STOCK 35671D857 3 100 SH DFND 0 100 0 0 FRESENIUS MEDICAL CARE AG & CO KGAA FOREIGN EQUITIES 358029106 2 100 SH DFND 0 100 0 0 GABELLI MULTIMEDIA TR INC CLOSED END MUTUAL FUNDS 36239Q109 2 299 SH DFND 0 299 0 0 GABELLI EQUITY TR INC CLOSED END MUTUAL FUNDS 362397101 6 1000 SH DFND 0 1000 0 0 GABELLI UTILITY TRUST CLOSED END MUTUAL FUNDS 36240A101 2 330 SH DFND 0 330 0 0 GAP INC COMMON STOCK 364760108 16 2000 SH SOLE 0 2000 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 1807 8166 SH SOLE 0 8166 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 53 240 SH DFND 0 240 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604301 154 2425 SH SOLE 0 2425 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604301 21 337 SH DFND 0 337 0 0 GENERAL MILLS INC COMMON STOCK 370334104 3347 44367 SH SOLE 0 44367 0 0 GENERAL MILLS INC COMMON STOCK 370334104 599 7940 SH DFND 0 7940 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 1071 17329 SH SOLE 0 17329 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 151 2450 SH DFND 0 2450 0 0 GLOBAL X MLP ETF ETF/EQUITY 37954Y343 25 680 SH SOLE 0 680 0 0 GOLDMAN SACHS ACCESS ULTRAST ETF/FIXED INCOME 381430230 100 2000 SH SOLE 0 2000 0 0 GOLDMAN SACHS JUST US LARGE CAP EQUITY ETF ETF/EQUITY 381430396 9 165 SH SOLE 0 165 0 0 HP INC COMMON STOCK 40434L105 13 400 SH SOLE 0 400 0 0 HARLEY DAVIDSON INC COMMON STOCK 412822108 6 200 SH SOLE 0 200 0 0 HERSHEY CO COMMON STOCK 427866108 202 938 SH SOLE 0 938 0 0 HERSHEY CO COMMON STOCK 427866108 215 1000 SH DFND 0 1000 0 0 HEWLETT PACKARD ENTERPRISE COMMON STOCK 42824C109 5 400 SH SOLE 0 400 0 0 HOME DEPOT INC COMMON STOCK 437076102 2728 9947 SH SOLE 0 9947 0 0 HOME DEPOT INC COMMON STOCK 437076102 44 160 SH DFND 0 160 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 1861 10708 SH SOLE 0 10708 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 36 209 SH DFND 0 209 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 3461 18992 SH SOLE 0 18992 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 644 3535 SH DFND 0 3535 0 0 INCYTE CORP COMMON STOCK 45337C102 8 100 SH SOLE 0 100 0 0 INFINITY PHARMACEUTICALS INC COMMON STOCK 45665G303 4 6000 SH SOLE 0 6000 0 0 INFUSYSTEMS HOLDINGS INC COMMON STOCK 45685K102 10 1000 SH SOLE 0 1000 0 0 INGERSOLL RAND INC COMMON STOCK 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PURE VALUE ETF ETF/EQUITY 46137V167 20 238 SH SOLE 0 238 0 0 INVESCO FTSE RAFI US1000 ETF ETF/EQUITY 46137V613 13 90 SH SOLE 0 90 0 0 INVESCO VARIABLE RATE PFD ETF/EQUITY 46138G870 1470 66260 SH SOLE 0 66260 0 0 INVESCO VARIABLE RATE PFD ETF/EQUITY 46138G870 7 300 SH DFND 0 300 0 0 INVESCO BULLETSHS 26 CRP ETF ETF/FIXED INCOME 46138J791 7 370 SH SOLE 0 370 0 0 INVESCO BULLETSHS 24 CRP ETF ETF/FIXED INCOME 46138J841 381 18395 SH SOLE 0 17910 0 485 INVESCO BULLETSHS 24 CRP ETF ETF/FIXED INCOME 46138J841 8 390 SH DFND 0 390 0 0 INVESCO BULLETSHS CORP 2023 ETF/FIXED INCOME 46138J866 6 300 SH SOLE 0 300 0 0 IQVIA HLDGS INC COMMON STOCK 46266C105 22 100 SH SOLE 0 100 0 0 IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102 8 200 SH DFND 0 200 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 18 980 SH SOLE 0 980 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 35 1872 SH DFND 0 1872 0 0 ISHARES GOLD TRUST ETF/OTHER 464285204 5163 150535 SH SOLE 0 150385 0 150 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 2884 85624 SH SOLE 0 85484 40 100 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 52 1537 SH DFND 0 1537 0 0 ISHARES SELECT DIVIDEND ETF ETF/EQUITY 464287168 71 600 SH SOLE 0 600 0 0 ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 69 606 SH SOLE 0 606 0 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 39513 104217 SH SOLE 0 104179 38 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 141 372 SH DFND 0 372 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 148 3693 SH SOLE 0 3693 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 165 1501 SH SOLE 0 1461 40 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 772 12788 SH SOLE 0 12788 0 0 ISHARES GLOBAL HEALTHCARE ETF/EQUITY 464287325 42 520 SH SOLE 0 520 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 786 5721 SH SOLE 0 5721 0 0 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 897 8765 SH SOLE 0 8765 0 0 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 8 75 SH DFND 0 75 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 968 11687 SH SOLE 0 11687 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 29 354 SH DFND 0 354 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 2028 32458 SH SOLE 0 32458 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 268 4287 SH DFND 0 4287 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 3890 38303 SH SOLE 0 38303 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 142 1400 SH DFND 0 1400 0 0 ISHARES RUSSELL MIDCAP ETF ETF/EQUITY 464287499 115 1774 SH DFND 0 1774 0 0 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 8496 37557 SH SOLE 0 37546 0 11 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 134 593 SH DFND 0 593 0 0 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 3602 24849 SH SOLE 0 24665 49 135 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 115 792 SH DFND 0 792 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 381 5980 SH SOLE 0 5980 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 38 600 SH DFND 0 600 0 0 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 5109 23359 SH SOLE 0 23284 0 75 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 137 627 SH DFND 0 627 0 0 ISHARES RUSSELL 2000 VALUE ETF/EQUITY 464287630 28 209 SH DFND 0 209 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 29 141 SH DFND 0 141 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 800 4721 SH SOLE 0 4721 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 106 628 SH DFND 0 628 0 0 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 10271 111156 SH SOLE 0 111119 0 37 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 128 1381 SH DFND 0 1381 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 329 17300 SH SOLE 0 17300 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 17 900 SH DFND 0 900 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 1622 36051 SH SOLE 0 36007 44 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 89 1983 SH DFND 0 1983 0 0 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 22532 268619 SH SOLE 0 268374 0 245 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 25 300 SH DFND 0 300 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 277 3763 SH SOLE 0 3723 40 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 80 1093 SH DFND 0 1093 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 25 496 SH DFND 0 496 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 96 1900 SH DFND 0 1900 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 2224 67626 SH SOLE 0 67626 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 175 5315 SH DFND 0 5315 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 89 890 SH SOLE 0 890 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 9 90 SH DFND 0 90 0 0 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 3 50 SH DFND 0 50 0 0 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 7815 111325 SH SOLE 0 111210 0 115 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 32604 554113 SH SOLE 0 553798 0 315 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 385 6551 SH DFND 0 6551 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 9891 201605 SH SOLE 0 201470 0 135 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 16 325 SH DFND 0 325 0 0 ISHARES MSCI EM EX CHINA ETF/INTERNATIONAL EQUITY 46434G764 1388 29060 SH SOLE 0 29015 0 45 ISHARES MSCI EM EX CHINA ETF/INTERNATIONAL EQUITY 46434G764 3 60 SH DFND 0 60 0 0 ISHARES ESG MSCI EM ETF ETF/INTERNATIONAL EQUITY 46434G863 328 10155 SH SOLE 0 10155 0 0 ISHARES 0-5 YR INVMT GR CORP ETF/FIXED INCOME 46434V100 39 795 SH DFND 0 795 0 0 ISHARES MSCI ACWI LOW CARBON ETF/EQUITY 46434V464 5 35 SH SOLE 0 35 0 0 ISHARES TR ESG AWRE 1 5 YR ETF/FIXED INCOME 46435G243 2 75 SH SOLE 0 75 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 17 205 SH SOLE 0 205 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 20 243 SH DFND 0 243 0 0 ISHARES ESG ADV HIGH YIELD ETF/FIXED INCOME 46435G441 11 260 SH SOLE 0 260 0 0 ISHARES ESG MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46435G516 332 5285 SH SOLE 0 5285 0 0 ISHARES BB RATED CRP BND ETF ETF/FIXED INCOME 46435U473 2878 65025 SH SOLE 0 64920 0 105 ISHARES BB RATED CRP BND ETF ETF/FIXED INCOME 46435U473 4 85 SH DFND 0 85 0 0 ISHARES ESG AWARE MSCI SMALLCAP ETF ETF/EQUITY 46435U663 1 25 SH SOLE 0 25 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 8223 73026 SH SOLE 0 73026 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 561 4983 SH DFND 0 4983 0 0 JABIL CIRCUIT INC. COMMON STOCK 466313103 10 200 SH SOLE 0 200 0 0 J P MORGAN EXCHANGE TRADED FEQUITY PREMIUM ETF/EQUITY 46641Q332 5342 96345 SH SOLE 0 96345 0 0 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 447 8920 SH SOLE 0 8690 0 230 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 9 175 SH DFND 0 175 0 0 JACOBS ENGR GROUP INC. COMMON STOCK 469814107 25 194 SH DFND 0 194 0 0 JANUS DETROIT STREET TR HENDERSON AAA CLO ETF/FIXED INCOME 47103U845 3793 77340 SH SOLE 0 77065 0 275 JANUS DETROIT STREET TR HENDERSON AAA CLO ETF/FIXED INCOME 47103U845 13 270 SH DFND 0 270 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 9901 55780 SH SOLE 0 55780 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 2654 14950 SH DFND 0 14950 0 0 JOUNCE THERAPEUTICS INC COMMON STOCK 481116101 3 1000 SH SOLE 0 1000 0 0 KEYCORP COMMON STOCK 493267108 14 800 SH SOLE 0 800 0 0 KEYCORP COMMON STOCK 493267108 9 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 1238 9163 SH SOLE 0 9163 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 668 4945 SH DFND 0 4945 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 590 35210 SH SOLE 0 35210 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 59 3530 SH DFND 0 3530 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 89 2333 SH DFND 0 2333 0 0 KYNDRYL HOLDINGS INC COMMON STOCK 50155Q100 5 519 SH SOLE 0 519 0 0 KYNDRYL HOLDINGS INC COMMON STOCK 50155Q100 98 10000 SH DFND 0 10000 0 0 L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 7 30 SH DFND 0 30 0 0 LABORATORY CORP AMER HLDGS COMMON STOCK 50540R409 62 266 SH SOLE 0 266 0 0 LAM RESEARCH CORP COMMON STOCK 512807108 243 570 SH SOLE 0 570 0 0 LAM RESEARCH CORP COMMON STOCK 512807108 30 70 SH DFND 0 70 0 0 ESTEE LAUDER COMP INC CL A COMMON STOCK 518439104 25 100 SH SOLE 0 100 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 15 2403 SH SOLE 0 2403 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 15 2402 SH DFND 0 2402 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 1187 3661 SH SOLE 0 3661 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 259 800 SH DFND 0 800 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 3181 7398 SH SOLE 0 7398 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 463 1078 SH DFND 0 1078 0 0 LOEWS CORP COMMON STOCK 540424108 77 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 3810 21811 SH SOLE 0 21811 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 263 1505 SH DFND 0 1505 0 0 LUMEN TECHNOLOGIES INC COMMON STOCK 550241103 15 1400 SH SOLE 0 1400 0 0 M & T BANK CORP COMMON STOCK 55261F104 367 2301 SH SOLE 0 2301 0 0 M & T BANK CORP COMMON STOCK 55261F104 1391 8725 SH DFND 0 8725 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 28 344 SH DFND 0 344 0 0 MARKEL CORPORATION COMMON STOCK 570535104 43 33 SH SOLE 0 33 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 562 1780 SH SOLE 0 1780 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 17 55 SH DFND 0 55 0 0 MCDONALDS CORP COMMON STOCK 580135101 3973 16094 SH SOLE 0 16094 0 0 MCDONALDS CORP COMMON STOCK 580135101 231 936 SH DFND 0 936 0 0 MCKESSON CORP COMMON STOCK 58155Q103 60 183 SH SOLE 0 183 0 0 MCKESSON CORP COMMON STOCK 58155Q103 979 3000 SH DFND 0 3000 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 3 200 SH DFND 0 200 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 9379 102875 SH SOLE 0 102875 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 1561 17119 SH DFND 0 17119 0 0 METLIFE INC COMMON STOCK 59156R108 116 1840 SH SOLE 0 1840 0 0 METLIFE INC COMMON STOCK 59156R108 10 160 SH DFND 0 160 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 322 280 SH SOLE 0 280 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 460 400 SH DFND 0 400 0 0 MICROSOFT CORP COMMON STOCK 594918104 14932 58142 SH SOLE 0 58142 0 0 MICROSOFT CORP COMMON STOCK 594918104 2595 10105 SH DFND 0 10105 0 0 MICRON TECHNOLOGY COMMON STOCK 595112103 14 250 SH SOLE 0 250 0 0 MOLINA HEALTHCARE INC COMMON STOCK 60855R100 14 50 SH SOLE 0 50 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 320 5158 SH SOLE 0 5158 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 278 4475 SH DFND 0 4475 0 0 MORGAN STANLEY COMMON STOCK 617446448 1100 14456 SH SOLE 0 14456 0 0 MURPHY OIL CORPORATION COMMON STOCK 626717102 10 328 SH SOLE 0 328 0 0 MURPHY USA INC COMMON STOCK 626755102 19 82 SH SOLE 0 82 0 0 NBT BANCORP INC COMMON STOCK 628778102 465 12366 SH SOLE 0 12366 0 0 NBT BANCORP INC COMMON STOCK 628778102 355 9453 SH DFND 0 9453 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 46 700 SH SOLE 0 700 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 203 3076 SH DFND 0 3076 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274409 86 1323 SH DFND 0 1323 0 0 NETFLIX INC COMMON STOCK 64110L106 61 350 SH SOLE 0 350 0 0 NEW JERSEY RESOURCES COMMON STOCK 646025106 20 450 SH SOLE 0 450 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 9 1000 SH SOLE 0 1000 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 2 175 SH DFND 0 175 0 0 NEWS CORP CLASS A COMMON STOCK 65249B109 42 2700 SH SOLE 0 2700 0 0 NEXSTAR MEDIA GROUP CLASS A COMMON STOCK 65336K103 24 150 SH SOLE 0 150 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 2884 37234 SH SOLE 0 37234 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1705 22015 SH DFND 0 22015 0 0 NIKE INC CLASS B COMMON STOCK 654106103 2505 24513 SH SOLE 0 24513 0 0 NIKE INC CLASS B COMMON STOCK 654106103 161 1576 SH DFND 0 1576 0 0 NIKOLA CORP COMMON STOCK 654110105 1 200 SH SOLE 0 200 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1791 7878 SH SOLE 0 7878 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 250 1100 SH DFND 0 1100 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 14 30 SH SOLE 0 30 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 96 200 SH DFND 0 200 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 194 7992 SH SOLE 0 7992 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 150 1778 SH SOLE 0 1778 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 275 3255 SH DFND 0 3255 0 0 NUCOR CORP COMMON STOCK 670346105 3936 37697 SH SOLE 0 37697 0 0 NUCOR CORP COMMON STOCK 670346105 779 7458 SH DFND 0 7458 0 0 NVIDIA CORPORATION COMMON STOCK 67066G104 624 4118 SH SOLE 0 4118 0 0 NVIDIA CORPORATION COMMON STOCK 67066G104 273 1800 SH DFND 0 1800 0 0 NUVEEN AMT FREE MUNI CR INC CLOSED END MUTUAL FUNDS 67071L106 39 3000 SH SOLE 0 3000 0 0 OKTA INC CL A COMMON STOCK 679295105 18 200 SH DFND 0 200 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 2547 40049 SH SOLE 0 40049 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 133 2085 SH DFND 0 2085 0 0 ONEOK INC COMMON STOCK 682680103 22 394 SH SOLE 0 394 0 0 ORACLE CORP COMMON STOCK 68389X105 189 2700 SH SOLE 0 2700 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 12 1000 SH DFND 0 1000 0 0 ORGANON & CO COMMON STOCK 68622V106 16 470 SH SOLE 0 470 0 0 ORGANON & CO COMMON STOCK 68622V106 35 1038 SH DFND 0 1038 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 19 275 SH SOLE 0 275 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 51 725 SH DFND 0 725 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 1767 11202 SH SOLE 0 11202 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 9 55 SH DFND 0 55 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 243 2123 SH SOLE 0 2123 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 23 200 SH DFND 0 200 0 0 PPL CORP COMMON STOCK 69351T106 129 4750 SH SOLE 0 4750 0 0 PPL CORP COMMON STOCK 69351T106 19 700 SH DFND 0 700 0 0 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 155 4505 SH SOLE 0 4435 0 70 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 3 100 SH DFND 0 100 0 0 PALO ALTO NETWORKS INC COMMON STOCK 697435105 49 100 SH SOLE 0 100 0 0 PAYCOM SOFTWARE INC COMMON STOCK 70432V102 19 67 SH DFND 0 67 0 0 PAYCHEX INC COMMON STOCK 704326107 57 500 SH SOLE 0 500 0 0 PAYCHEX INC COMMON STOCK 704326107 77 675 SH DFND 0 675 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 68 1218 SH SOLE 0 1218 0 0 PEPSICO INC COMMON STOCK 713448108 8504 51026 SH SOLE 0 51026 0 0 PEPSICO INC COMMON STOCK 713448108 1872 11231 SH DFND 0 11231 0 0 PFIZER INC COMMON STOCK 717081103 6679 127399 SH SOLE 0 127399 0 0 PFIZER INC COMMON STOCK 717081103 1532 29219 SH DFND 0 29219 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 355 3600 SH SOLE 0 3600 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 68 689 SH DFND 0 689 0 0 PHILLIPS 66 COMMON STOCK 718546104 1149 14020 SH SOLE 0 14020 0 0 PHILLIPS 66 COMMON STOCK 718546104 131 1600 SH DFND 0 1600 0 0 PIMCO ENHANCED SHORT MAT ESG ETF/FIXED INCOME 72201R643 98 1000 SH SOLE 0 1000 0 0 PIMCO ENHANCED LOW DURATION ETF/FIXED INCOME 72201R718 1056 11000 SH SOLE 0 11000 0 0 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 99 1000 SH SOLE 0 1000 0 0 PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 29 3000 SH DFND 0 3000 0 0 PRINCIPAL SPECTRUM PFD SEC ETF/EQUITY 74255Y888 2277 131990 SH SOLE 0 131990 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 7786 54151 SH SOLE 0 54151 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 950 6607 SH DFND 0 6607 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 6 58 SH SOLE 0 58 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 21 215 SH DFND 0 215 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 5095 80527 SH SOLE 0 80527 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 1203 19017 SH DFND 0 19017 0 0 PULTE GROUP INC COMMON STOCK 745867101 8 210 SH DFND 0 210 0 0 QUALCOMM INC COMMON STOCK 747525103 2641 20677 SH SOLE 0 20677 0 0 QUALCOMM INC COMMON STOCK 747525103 334 2615 SH DFND 0 2615 0 0 QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 264 1984 SH SOLE 0 1984 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 2385 24820 SH SOLE 0 24820 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 614 6392 SH DFND 0 6392 0 0 REALTY INCOME CORP COMMON STOCK 756109104 23 334 SH SOLE 0 334 0 0 REGULUS THERAPEUTICS INC COM COMMON STOCK 75915K309 1 690 SH SOLE 0 690 0 0 REPUBLIC SERVICES INC COMMON STOCK 760759100 13 100 SH SOLE 0 100 0 0 RIBBONS COMMUNICATIONS INC COMMON STOCK 762544104 4 1400 SH SOLE 0 1400 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 31 155 SH DFND 0 155 0 0 ROPER INDS INC COMMON STOCK 776696106 158 400 SH SOLE 0 400 0 0 ROPER INDS INC COMMON STOCK 776696106 92 233 SH DFND 0 233 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 861 8890 SH SOLE 0 8890 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 126 1298 SH DFND 0 1298 0 0 SHELL PLC FOREIGN EQUITIES 780259305 14 260 SH DFND 0 260 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 231 686 SH DFND 0 686 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 6433 17053 SH SOLE 0 17053 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 362 960 SH DFND 0 960 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 353 2096 SH SOLE 0 2096 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 754 4475 SH DFND 0 4475 0 0 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 769 23565 SH SOLE 0 23460 0 105 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 12 375 SH DFND 0 375 0 0 SPDR PORTFOLIO S&P500 GROWTH ETF/EQUITY 78464A409 471 9020 SH SOLE 0 9020 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF/EQUITY 78464A508 545 14815 SH SOLE 0 14815 0 0 SPDR S&P DIVIDEND ETF ETF/EQUITY 78464A763 28 238 SH SOLE 0 238 0 0 SPDR PORTFOLIO S&P 500 ETF/EQUITY 78464A854 828 18685 SH SOLE 0 18370 0 315 SPDR PORTFOLIO S&P 500 ETF/EQUITY 78464A854 4 85 SH DFND 0 85 0 0 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 2482 59619 SH SOLE 0 59501 0 118 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 9 208 SH DFND 0 208 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 4756 112750 SH SOLE 0 112750 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 12 291 SH DFND 0 291 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 5570 13470 SH SOLE 0 13454 16 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 110 265 SH DFND 0 265 0 0 SPDR PORTFOLIO SMALLCAP ETF ETF/EQUITY 78468R853 13 365 SH SOLE 0 365 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 52 314 SH SOLE 0 314 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 81 2268 SH SOLE 0 2268 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 33 916 SH DFND 0 916 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 3096 79415 SH SOLE 0 79265 150 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 168 4320 SH DFND 0 4320 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 198 2690 SH SOLE 0 2690 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 735 9985 SH DFND 0 9985 0 0 HEALTH CARE SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y209 348 2717 SH SOLE 0 2717 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 225 3122 SH SOLE 0 3122 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 19 270 SH DFND 0 270 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 259 1887 SH SOLE 0 1887 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 20 147 SH DFND 0 147 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 2183 30527 SH SOLE 0 30527 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 199 2785 SH DFND 0 2785 0 0 SPDR FINANCIAL SELECT SECTOR ETF/EQUITY 81369Y605 100 3166 SH SOLE 0 3166 0 0 SPDR INDUSTRIALS (XLI) ETF/EQUITY 81369Y704 91 1040 SH SOLE 0 1040 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 545 4290 SH SOLE 0 4290 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 34 265 SH DFND 0 265 0 0 SELECT SECTOR SPDR TR COMMUNICATION ETF/EQUITY 81369Y852 127 2345 SH SOLE 0 2345 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 247 3520 SH SOLE 0 3520 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 7 100 SH DFND 0 100 0 0 SEMPRA ENERGY COMMON STOCK 816851109 1626 10819 SH SOLE 0 10819 0 0 SEMPRA ENERGY COMMON STOCK 816851109 271 1805 SH DFND 0 1805 0 0 SIERRA WIRELESS INC FOREIGN EQUITIES 826516106 8 333 SH DFND 0 333 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 154 2159 SH SOLE 0 2159 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 135 1890 SH DFND 0 1890 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 381 26836 SH SOLE 0 26836 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 1 48 SH DFND 0 48 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 210 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 681 8916 SH SOLE 0 8916 0 0 STARBUCKS CORP COMMON STOCK 855244109 30 395 SH DFND 0 395 0 0 STATE STREET CORP COMMON STOCK 857477103 50 815 SH SOLE 0 815 0 0 STATE STREET CORP COMMON STOCK 857477103 49 800 SH DFND 0 800 0 0 STERICYCLE INC COMMON STOCK 858912108 44 1000 SH SOLE 0 1000 0 0 STERICYCLE INC COMMON STOCK 858912108 35 800 SH DFND 0 800 0 0 STRYKER CORP COMMON STOCK 863667101 1299 6530 SH SOLE 0 6530 0 0 STRYKER CORP COMMON STOCK 863667101 26 129 SH DFND 0 129 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 10 660 SH SOLE 0 660 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 35 221 SH SOLE 0 221 0 0 SUNCOKE ENERGY INC COMMON STOCK 86722A103 1 218 SH DFND 0 218 0 0 SYSCO CORP COMMON STOCK 871829107 692 8165 SH SOLE 0 8165 0 0 SYSCO CORP COMMON STOCK 871829107 589 6950 SH DFND 0 6950 0 0 TJX COMPANIES COMMON STOCK 872540109 224 4005 SH SOLE 0 4005 0 0 TJX COMPANIES COMMON STOCK 872540109 6 103 SH DFND 0 103 0 0 TARGET CORP COMMON STOCK 87612E106 1604 11359 SH SOLE 0 11359 0 0 TARGET CORP COMMON STOCK 87612E106 81 577 SH DFND 0 577 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 70 187 SH DFND 0 187 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 26 1000 SH SOLE 0 1000 0 0 TESLA MOTORS INC COMMON STOCK 88160R101 67 100 SH SOLE 0 100 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 4342 28260 SH SOLE 0 28260 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 459 2985 SH DFND 0 2985 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1196 2202 SH SOLE 0 2202 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 350 645 SH DFND 0 645 0 0 3M COMPANY COMMON STOCK 88579Y101 3381 26127 SH SOLE 0 26127 0 0 3M COMPANY COMMON STOCK 88579Y101 380 2940 SH DFND 0 2940 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 155 2147 SH SOLE 0 2147 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 310 4300 SH DFND 0 4300 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 713 10874 SH SOLE 0 10874 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 41 625 SH DFND 0 625 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 31 200 SH SOLE 0 200 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 93 600 SH DFND 0 600 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 1404 8300 SH SOLE 0 8300 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 47 275 SH DFND 0 275 0 0 TRIMBLE NAVIGATION COMMON STOCK 896239100 76 1300 SH SOLE 0 1300 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 2365 49855 SH SOLE 0 49855 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 159 3350 SH DFND 0 3350 0 0 TWITTER INC COMMON STOCK 90184L102 1 22 SH DFND 0 22 0 0 II-VI INC COMMON STOCK 902104108 10 200 SH DFND 0 200 0 0 US BANCORP COMMON STOCK 902973304 2311 50214 SH SOLE 0 50214 0 0 US BANCORP COMMON STOCK 902973304 467 10145 SH DFND 0 10145 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 1020 4783 SH SOLE 0 4783 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 647 3035 SH DFND 0 3035 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 4307 23596 SH SOLE 0 23596 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 284 1558 SH DFND 0 1558 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3522 6857 SH SOLE 0 6857 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 681 1325 SH DFND 0 1325 0 0 VF CORP COMMON STOCK 918204108 432 9775 SH SOLE 0 9775 0 0 VF CORP COMMON STOCK 918204108 22 487 SH DFND 0 487 0 0 VBI VACCINES INC COMMON STOCK 91822J103 7 8500 SH SOLE 0 8500 0 0 VALLEY NATL BANCORP COMMON STOCK 919794107 160 15356 SH SOLE 0 15356 0 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 547 20000 SH DFND 0 20000 0 0 VANECK VECTORS ETF TR GREEN BD ETF ETF/FIXED INCOME 92189F171 4 190 SH SOLE 0 190 0 0 VANECK VECTORS CHINAAMC CHINA BOND ETF ETF/INTERNATIONAL FIXED INCOME 92189F379 14 600 SH DFND 0 600 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 1093 7620 SH SOLE 0 7620 0 0 VANGUARD TOTAL INTL STOCK ETF ETF/INTERNATIONAL EQUITY 921909768 195 3772 SH SOLE 0 3772 0 0 VANGUARD MEGA CAP GROWTH ETF/EQUITY 921910816 15 85 SH SOLE 0 85 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 431 5615 SH SOLE 0 5615 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 136 1772 SH DFND 0 1772 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 279 3705 SH SOLE 0 3580 125 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 43 565 SH DFND 0 565 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 181 4431 SH SOLE 0 4431 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 98 2409 SH DFND 0 2409 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 48 475 SH SOLE 0 475 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 27 262 SH DFND 0 262 0 0 VANGUARD ULTRA SHORT TERM ETF/FIXED INCOME 92203C303 98 2000 SH SOLE 0 2000 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 459 5940 SH SOLE 0 5940 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 205 2650 SH DFND 0 2650 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 8 50 SH SOLE 0 50 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 719 4400 SH DFND 0 4400 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 1051 3220 SH SOLE 0 3220 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 120 366 SH DFND 0 366 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 106 695 SH SOLE 0 695 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 1756 42155 SH SOLE 0 42155 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 277 6649 SH DFND 0 6649 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 1405 18421 SH SOLE 0 18356 65 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 536 7026 SH DFND 0 7026 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 24 400 SH SOLE 0 80 0 320 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 7 105 SH SOLE 0 105 0 0 VANGUARD INTERM TERM CORP BDETF ETF/FIXED INCOME 92206C870 2401 30000 SH SOLE 0 30000 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 739 2130 SH SOLE 0 2130 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 29 225 SH SOLE 0 225 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 46 354 SH DFND 0 354 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 54 309 SH DFND 0 309 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 1005 11030 SH SOLE 0 11030 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 37 403 SH DFND 0 403 0 0 VANGUARD SMALLCAP GROWTH ETF ETF/EQUITY 922908595 10 50 SH SOLE 0 50 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 210 1400 SH SOLE 0 1400 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 108 548 SH SOLE 0 548 0 0 VANGUARD EXTENDED MKT IDX ETF/EQUITY 922908652 14 105 SH SOLE 0 105 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 166 745 SH SOLE 0 745 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 49 220 SH DFND 0 220 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 183 1038 SH SOLE 0 1038 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 29 152 SH SOLE 0 152 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 12064 63961 SH DFND 0 63961 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 9237 182017 SH SOLE 0 182017 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2019 39776 SH DFND 0 39776 0 0 VIATRIS INC COMMON STOCK 92556V106 2 210 SH SOLE 0 210 0 0 VIATRIS INC COMMON STOCK 92556V106 20 1923 SH DFND 0 1923 0 0 VISA INC CLASS A COMMON STOCK 92826C839 1724 8756 SH SOLE 0 8756 0 0 VISA INC CLASS A COMMON STOCK 92826C839 69 349 SH DFND 0 349 0 0 WABTEC CORP COMMON STOCK 929740108 2 25 SH SOLE 0 25 0 0 WABTEC CORP COMMON STOCK 929740108 1 10 SH DFND 0 10 0 0 WAL MART STORES INC COMMON STOCK 931142103 4521 37184 SH SOLE 0 37184 0 0 WAL MART STORES INC COMMON STOCK 931142103 1130 9292 SH DFND 0 9292 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 3 90 SH SOLE 0 90 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 19 500 SH DFND 0 500 0 0 WARNER BROS DISCOVERY INC COMMON STOCK 934423104 313 23320 SH SOLE 0 23320 0 0 WARNER BROS DISCOVERY INC COMMON STOCK 934423104 77 5709 SH DFND 0 5709 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 419 2737 SH SOLE 0 2737 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 109 710 SH DFND 0 710 0 0 WEBSTER FINANCIAL CORP COMMON STOCK 947890109 10 231 SH SOLE 0 231 0 0 WEBSTER FINANCIAL CORP COMMON STOCK 947890109 20 463 SH DFND 0 463 0 0 WELLS FARGO & CO COMMON STOCK 949746101 20 500 SH SOLE 0 500 0 0 WELLTOWER INC COMMON STOCK 95040Q104 16 200 SH DFND 0 200 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 53 1600 SH SOLE 0 1600 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 312 10000 SH DFND 0 10000 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1483 18025 SH SOLE 0 18025 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 24 290 SH DFND 0 290 0 0 WISDOMTREE TRUST MIDCAP DIVI FD ETF/EQUITY 97717W505 38 963 SH SOLE 0 963 0 0 WOODSIDE ENERGY GROUP LTD FOREIGN EQUITIES 980228308 1 54 SH DFND 0 54 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E303 67 1854 SH SOLE 0 1854 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E303 10 275 SH DFND 0 275 0 0 XYLEM INC COMMON STOCK 98419M100 3 34 SH SOLE 0 34 0 0 ZIMVIE INC COMMON STOCK 98888T107 4 260 SH DFND 0 260 0 0 ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 20 67 SH DFND 0 67 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 92 874 SH SOLE 0 874 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 273 2600 SH DFND 0 2600 0 0