Trust Administrator

0000909012-22-000015.txt : 20220127 0000909012-22-000015.hdr.sgml : 20220127 20220127120248 ACCESSION NUMBER: 0000909012-22-000015 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20211231 FILED AS OF DATE: 20220127 DATE AS OF CHANGE: 20220127 EFFECTIVENESS DATE: 20220127 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 22561853 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 12-31-2021 12-31-2021 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Sparace Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneida NY 01-27-2022 0 690 867329 false INFORMATION TABLE 2 aci_13f.xml ALLEGION PLC FOREIGN EQUITIES G0176J109 44 331 SH SOLE 0 331 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 2042 170049 SH SOLE 0 170049 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 207 17230 SH DFND 0 17230 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 35 200 SH SOLE 0 200 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 319 1848 SH DFND 0 1848 0 0 LINDE PLC FOREIGN EQUITIES G5494J103 58 166 SH SOLE 0 166 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 331 3201 SH SOLE 0 3201 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 10 100 SH DFND 0 100 0 0 TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 251 1242 SH SOLE 0 1242 0 0 WHITE MTNS INS GROUP LTD FOREIGN EQUITIES G9618E107 33 33 SH SOLE 0 33 0 0 WHITE MTNS INS GROUP LTD FOREIGN EQUITIES G9618E107 34 34 SH DFND 0 34 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 1957 10122 SH SOLE 0 10122 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 267 1383 SH DFND 0 1383 0 0 UBS GROUP AG FOREIGN EQUITIES H42097107 18 1000 SH DFND 0 1000 0 0 ABB LTD ADR FOREIGN EQUITIES 000375204 23 600 SH SOLE 0 600 0 0 AFLAC INC COMMON STOCK 001055102 273 4673 SH SOLE 0 4673 0 0 AFLAC INC COMMON STOCK 001055102 10 175 SH DFND 0 175 0 0 AGCO CORP COMMON STOCK 001084102 12 100 SH DFND 0 100 0 0 AT&T INC COMMON STOCK 00206R102 3866 157225 SH SOLE 0 157225 0 0 AT&T INC COMMON STOCK 00206R102 558 22701 SH DFND 0 22701 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 5488 38996 SH SOLE 0 38996 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 941 6685 SH DFND 0 6685 0 0 ABBVIE INC COMMON STOCK 00287Y109 7199 53167 SH SOLE 0 53167 0 0 ABBVIE INC COMMON STOCK 00287Y109 1179 8709 SH DFND 0 8709 0 0 ADOBE INC COMMON STOCK 00724F101 616 1086 SH SOLE 0 1086 0 0 AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 12 76 SH DFND 0 76 0 0 AGENUS INC COMMON STOCK 00847G705 1 300 SH SOLE 0 300 0 0 AIM IMMUNOTECH INC COMMON STOCK 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3316 SH DFND 0 3316 0 0 ANALOG DEVICES INC COMMON STOCK 032654105 231 1316 SH SOLE 0 1316 0 0 ANTHEM INC COMMON STOCK 036752103 800 1725 SH SOLE 0 1725 0 0 APPLE INC COMMON STOCK 037833100 73367 413172 SH SOLE 0 413172 0 0 APPLE INC COMMON STOCK 037833100 1206 6791 SH DFND 0 6791 0 0 APPLIED MATERIALS INC COMMON STOCK 038222105 16 100 SH SOLE 0 100 0 0 ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 233 3450 SH SOLE 0 3450 0 0 ARROW FINANCIAL CORPORATION COMMON STOCK 042744102 130 3699 SH SOLE 0 3699 0 0 ATOSSA THERAPEUTICS INC COMMON STOCK 04962H506 2 1475 SH SOLE 0 1475 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 3260 13222 SH SOLE 0 13222 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 596 2419 SH DFND 0 2419 0 0 BCE INC FOREIGN EQUITIES 05534B760 18 340 SH DFND 0 340 0 0 BP PLC ADR FOREIGN EQUITIES 055622104 51 1910 SH DFND 0 1910 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 1097 24655 SH SOLE 0 24655 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 352 7921 SH DFND 0 7921 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 109 1881 SH SOLE 0 1881 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 21 353 SH DFND 0 353 0 0 BANK OF NOVA SCOTIA FOREIGN EQUITIES 064149107 14 200 SH SOLE 0 200 0 0 BARRICK GOLD CORPORATION FOREIGN EQUITIES 067901108 11 600 SH SOLE 0 600 0 0 BARRICK GOLD CORPORATION FOREIGN EQUITIES 067901108 8 415 SH DFND 0 415 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 1125 13110 SH SOLE 0 13110 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 30 350 SH DFND 0 350 0 0 BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 1086 4320 SH SOLE 0 4320 0 0 BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 251 1000 SH DFND 0 1000 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 493 1648 SH SOLE 0 1648 0 0 BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 8 264 SH DFND 0 264 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 394 6525 SH SOLE 0 6525 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 127 2100 SH DFND 0 2100 0 0 BIOGEN INC COMMON STOCK 09062X103 192 800 SH DFND 0 800 0 0 BIONTECH SE ADR FOREIGN EQUITIES 09075V102 39 150 SH SOLE 0 150 0 0 BIONTECH SE ADR FOREIGN EQUITIES 09075V102 52 200 SH DFND 0 200 0 0 BLACKBERRY LTD NPV FOREIGN EQUITIES 09228F103 1 83 SH DFND 0 83 0 0 BLACKROCK INCOME TR INC CLOSED END MUTUAL FUNDS 09247F100 72 12758 SH SOLE 0 12758 0 0 BLACKROCK INC COMMON STOCK 09247X101 636 695 SH SOLE 0 695 0 0 BLACKROCK INC COMMON STOCK 09247X101 27 30 SH DFND 0 30 0 0 BLACKROCK ENHANCED EQT DIV ETF/EQUITY 09251A104 57 5703 SH DFND 0 5703 0 0 BLACKSTONE GROUP INC COMMON STOCK 09260D107 13 100 SH SOLE 0 100 0 0 BLACKSTONE GROUP INC COMMON STOCK 09260D107 13 100 SH DFND 0 100 0 0 BLUE APRON HOLDINGS INC COMMON STOCK 09523Q200 0 6 SH SOLE 0 6 0 0 BOEING COMPANY COMMON STOCK 097023105 401 1993 SH SOLE 0 1993 0 0 BOEING COMPANY COMMON STOCK 097023105 20 100 SH DFND 0 100 0 0 BORGWARNER INC COMMON STOCK 099724106 462 10250 SH SOLE 0 10250 0 0 BORGWARNER INC COMMON STOCK 099724106 15 325 SH DFND 0 325 0 0 BOX INC CL A COMMON STOCK 10316T104 5 200 SH SOLE 0 200 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 6139 98460 SH SOLE 0 98460 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 6676 107069 SH DFND 0 107069 0 0 BROADCOM INC COMMON STOCK 11135F101 472 710 SH SOLE 0 710 0 0 BROADCOM INC COMMON STOCK 11135F101 13 20 SH DFND 0 20 0 0 BROOKFIELD ASSET MGMT INC CLASS A FOREIGN EQUITIES 112585104 92 1528 SH DFND 0 1528 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 207 1920 SH SOLE 0 1920 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 32 300 SH DFND 0 300 0 0 CIGNA CORP COMMON STOCK 125523100 235 1023 SH SOLE 0 1023 0 0 CIGNA CORP COMMON STOCK 125523100 74 324 SH DFND 0 324 0 0 CSX CORP COMMON STOCK 126408103 414 11013 SH SOLE 0 11013 0 0 CSX CORP COMMON STOCK 126408103 1642 43680 SH DFND 0 43680 0 0 CVS HEALTH CORP COMMON STOCK 126650100 3867 37482 SH SOLE 0 37482 0 0 CVS HEALTH CORP COMMON STOCK 126650100 831 8055 SH DFND 0 8055 0 0 CARDINAL HEALTH INC COMMON STOCK 14149Y108 6 114 SH SOLE 0 114 0 0 CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104 350 6460 SH SOLE 0 6460 0 0 CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104 140 2585 SH DFND 0 2585 0 0 CATERPILLAR INC COMMON STOCK 149123101 3833 18538 SH SOLE 0 18538 0 0 CATERPILLAR INC COMMON STOCK 149123101 500 2417 SH DFND 0 2417 0 0 CEL SCI CORP COMMON STOCK 150837607 4 500 SH SOLE 0 500 0 0 THE CHEMOURS CO COMMON STOCK 163851108 12 360 SH DFND 0 360 0 0 CHEVRON CORP COMMON STOCK 166764100 3643 31045 SH SOLE 0 31045 0 0 CHEVRON CORP COMMON STOCK 166764100 803 6841 SH DFND 0 6841 0 0 CHURCH & DWIGHT CO INC COMMON STOCK 171340102 205 2000 SH DFND 0 2000 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 9624 151897 SH SOLE 0 151897 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 2059 32493 SH DFND 0 32493 0 0 CITIGROUP INC COMMON STOCK 172967424 4 63 SH SOLE 0 63 0 0 COCA COLA COMPANY COMMON STOCK 191216100 7893 133333 SH SOLE 0 133333 0 0 COCA COLA COMPANY COMMON STOCK 191216100 1011 17081 SH DFND 0 17081 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 1140 13364 SH SOLE 0 13364 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 577 6766 SH DFND 0 6766 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 3135 62298 SH SOLE 0 62298 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 239 4752 SH DFND 0 4752 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 85 1142 SH SOLE 0 1142 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 9965 133816 SH DFND 0 133816 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 886 12277 SH SOLE 0 12277 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 231 3206 SH DFND 0 3206 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 257 3010 SH SOLE 0 3010 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 90 1055 SH DFND 0 1055 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 333 1325 SH SOLE 0 1325 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 251 1000 SH DFND 0 1000 0 0 COOPER COMPANIES INC COMMON STOCK 216648402 70 166 SH SOLE 0 166 0 0 COOPER COMPANIES INC COMMON STOCK 216648402 42 100 SH DFND 0 100 0 0 CORNING INC COMMON STOCK 219350105 1040 27946 SH SOLE 0 27946 0 0 CORNING INC COMMON STOCK 219350105 81 2175 SH DFND 0 2175 0 0 CORTEVA INC COMMON STOCK 22052L104 257 5446 SH SOLE 0 5446 0 0 CORTEVA INC COMMON STOCK 22052L104 46 974 SH DFND 0 974 0 0 COSTCO COMMON STOCK 22160K105 134 236 SH SOLE 0 236 0 0 CUMMINS INC COMMON STOCK 231021106 1990 9122 SH SOLE 0 9122 0 0 CUMMINS INC COMMON STOCK 231021106 500 2290 SH DFND 0 2290 0 0 DANAHER CORP COMMON STOCK 235851102 156 475 SH SOLE 0 475 0 0 DARDEN RESTAURANTS INC COMMON STOCK 237194105 8 50 SH SOLE 0 50 0 0 DEERE & COMPANY COMMON STOCK 244199105 34 100 SH SOLE 0 100 0 0 DEERE & COMPANY COMMON STOCK 244199105 34 100 SH DFND 0 100 0 0 DIGI INTL INC COMMON STOCK 253798102 10 400 SH DFND 0 400 0 0 DIME CMNTY BANCSHARES INC COMMON STOCK 25432X102 7 200 SH SOLE 0 200 0 0 WALT DISNEY CO COMMON STOCK 254687106 3403 21971 SH SOLE 0 21971 0 0 WALT DISNEY CO COMMON STOCK 254687106 330 2128 SH DFND 0 2128 0 0 DISCOVER FINANCIAL SERVICES COMMON STOCK 254709108 23 200 SH SOLE 0 200 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 524 2220 SH SOLE 0 2220 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 116 490 SH DFND 0 490 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 3544 45112 SH SOLE 0 45112 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 1122 14277 SH DFND 0 14277 0 0 DORCHESTER MINERALS LP COMMON STOCK 25820R105 1050 53060 SH SOLE 0 53060 0 0 DOW INC COMMON STOCK 260557103 2847 50190 SH SOLE 0 50190 0 0 DOW INC COMMON STOCK 260557103 201 3545 SH DFND 0 3545 0 0 DRAFTKINGS INC CL A COMMON STOCK 26142R104 5 200 SH SOLE 0 200 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 539 5136 SH SOLE 0 5136 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 71 675 SH DFND 0 675 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 3203 39649 SH SOLE 0 39649 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 201 2485 SH DFND 0 2485 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 255 2870 SH SOLE 0 2870 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 4 50 SH DFND 0 50 0 0 THE HOYA CAPITAL HOUSING ETF ETF/EQUITY 26922A230 3 62 SH DFND 0 62 0 0 EASTMAN CHEMICAL CO COMMON STOCK 277432100 339 2800 SH SOLE 0 2800 0 0 ECOLAB INC COMMON STOCK 278865100 265 1130 SH SOLE 0 1130 0 0 ECOLAB INC COMMON STOCK 278865100 59 250 SH DFND 0 250 0 0 EDISON INTL COMMON STOCK 281020107 34 500 SH SOLE 0 500 0 0 EDISON INTL COMMON STOCK 281020107 129 1887 SH DFND 0 1887 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 4752 51110 SH SOLE 0 51110 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 369 3969 SH DFND 0 3969 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 41 1050 SH SOLE 0 1050 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 41 1049 SH DFND 0 1049 0 0 ENERGY TRANSFER EQUITY LP COMMON STOCK 29273V100 9 1090 SH DFND 0 1090 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 24 1098 SH SOLE 0 1098 0 0 EQUIFAX INC COMMON STOCK 294429105 351 1200 SH SOLE 0 1200 0 0 EQUIFAX INC COMMON STOCK 294429105 761 2600 SH DFND 0 2600 0 0 ERICSSON L M TEL CO ADR B SEK 10 FOREIGN EQUITIES 294821608 18 1640 SH SOLE 0 1640 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 644 12004 SH SOLE 0 12004 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 66 1225 SH DFND 0 1225 0 0 EXELON CORP COMMON STOCK 30161N101 1092 18902 SH SOLE 0 18902 0 0 EXELON CORP COMMON STOCK 30161N101 441 7630 SH DFND 0 7630 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 2936 47992 SH SOLE 0 47992 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 867 14172 SH DFND 0 14172 0 0 FS KKR CAPITAL CORP COMMON STOCK 302635206 13 621 SH SOLE 0 621 0 0 META PLATFORMS INC COMMON STOCK 30303M102 106 315 SH SOLE 0 315 0 0 META PLATFORMS INC COMMON STOCK 30303M102 131 390 SH DFND 0 390 0 0 FASTENAL CO COMMON STOCK 311900104 224 3500 SH SOLE 0 3500 0 0 FASTENAL CO COMMON STOCK 311900104 384 6000 SH DFND 0 6000 0 0 FEDEX CORP COMMON STOCK 31428X106 529 2045 SH SOLE 0 2045 0 0 FEDEX CORP COMMON STOCK 31428X106 48 185 SH DFND 0 185 0 0 FIDELITY NATL INFORMATION SV COMMON STOCK 31620M106 109 1000 SH SOLE 0 1000 0 0 FIDELITY NATL INFORMATION SV COMMON STOCK 31620M106 109 1000 SH DFND 0 1000 0 0 FIFTH THIRD BANCORP COMMON STOCK 316773100 29 655 SH DFND 0 655 0 0 FIRST SOLAR, INC. COMMON STOCK 336433107 436 5000 SH DFND 0 5000 0 0 FIRST TRUST NASDAQ CLN EDGE ETF/EQUITY 33733E500 1 15 SH DFND 0 15 0 0 FIRST TR NASDAQ CYB SEC ETF ETF/EQUITY 33734X846 2 32 SH DFND 0 32 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 1354 34285 SH SOLE 0 34285 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 47 1200 SH DFND 0 1200 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 4 200 SH SOLE 0 200 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 42 2000 SH DFND 0 2000 0 0 FORTUNE BRANDS HOME & SEC COMMON STOCK 34964C106 64 600 SH SOLE 0 600 0 0 FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 18 132 SH DFND 0 132 0 0 FREEPORT MCMORAN INC COMMON STOCK 35671D857 17 400 SH SOLE 0 400 0 0 FRESENIUS MEDICAL CARE AG & CO KGAA FOREIGN EQUITIES 358029106 3 100 SH DFND 0 100 0 0 GABELLI MULTIMEDIA TR INC CLOSED END MUTUAL FUNDS 36239Q109 3 299 SH DFND 0 299 0 0 GABELLI EQUITY TR INC CLOSED END MUTUAL FUNDS 362397101 7 1000 SH DFND 0 1000 0 0 GABELLI UTILITY TRUST CLOSED END MUTUAL FUNDS 36240A101 2 288 SH DFND 0 288 0 0 GAP INC COMMON STOCK 364760108 41 2300 SH SOLE 0 2300 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 1837 8811 SH SOLE 0 8811 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 68 325 SH DFND 0 325 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604301 172 1825 SH SOLE 0 1825 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604301 63 668 SH DFND 0 668 0 0 GENERAL MILLS INC COMMON STOCK 370334104 3147 46707 SH SOLE 0 46707 0 0 GENERAL MILLS INC COMMON STOCK 370334104 602 8940 SH DFND 0 8940 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 1227 16904 SH SOLE 0 16904 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 211 2900 SH DFND 0 2900 0 0 GLOBAL X US INFRASTRUCTURE DEV ETF ETF/EQUITY 37954Y673 3 95 SH DFND 0 95 0 0 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 19 50 SH SOLE 0 50 0 0 GOLDMAN SACHS ACCESS ULTRAST ETF/FIXED INCOME 381430230 101 2000 SH SOLE 0 2000 0 0 GOLDMAN SACHS JUST US LARGE CAP EQUITY ETF ETF/EQUITY 381430396 11 165 SH SOLE 0 165 0 0 HARLEY DAVIDSON INC COMMON STOCK 412822108 8 200 SH SOLE 0 200 0 0 HEAT BIOLOGICS INC COMMON STOCK 42237K409 2 560 SH SOLE 0 560 0 0 HERSHEY CO COMMON STOCK 427866108 312 1615 SH SOLE 0 1615 0 0 HERSHEY CO COMMON STOCK 427866108 220 1139 SH DFND 0 1139 0 0 HOME DEPOT INC COMMON STOCK 437076102 4182 10077 SH SOLE 0 10077 0 0 HOME DEPOT INC COMMON STOCK 437076102 104 250 SH DFND 0 250 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 2057 9863 SH SOLE 0 9863 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 64 309 SH DFND 0 309 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 4688 18997 SH SOLE 0 18997 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 854 3460 SH DFND 0 3460 0 0 INCYTE CORP COMMON STOCK 45337C102 7 100 SH SOLE 0 100 0 0 INFINITY PHARMACEUTICALS INC COMMON STOCK 45665G303 14 6000 SH SOLE 0 6000 0 0 INFUSYSTEMS HOLDINGS INC COMMON STOCK 45685K102 17 1000 SH SOLE 0 1000 0 0 INGERSOLL RAND INC COMMON STOCK 45687V106 68 1095 SH SOLE 0 1095 0 0 INTEL CORP COMMON STOCK 458140100 7192 139646 SH SOLE 0 139646 0 0 INTEL CORP COMMON STOCK 458140100 1177 22855 SH DFND 0 22855 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 7604 56889 SH SOLE 0 56889 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 10400 77809 SH DFND 0 77809 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 9 200 SH SOLE 0 200 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 7 156 SH DFND 0 156 0 0 INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR ETF/FIXED INCOME 46090A887 6832 135845 SH SOLE 0 135845 0 0 INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR ETF/FIXED INCOME 46090A887 8 150 SH DFND 0 150 0 0 INVESCO QQQ TRUST ETF/EQUITY 46090E103 1552 3901 SH SOLE 0 3893 8 0 INVESCO QQQ TRUST ETF/EQUITY 46090E103 127 319 SH DFND 0 319 0 0 INVESCO MUNICIPAL TRUST CLOSED END MUTUAL FUNDS 46131J103 27 2000 SH SOLE 0 2000 0 0 INVESCO EXCHANGE TRADED FD TR WILDERHIL CLAN ETF/EQUITY 46137V134 23 323 SH DFND 0 323 0 0 INVESCO S&P 500 PURE VAL ETF ETF/EQUITY 46137V258 3445 42625 SH SOLE 0 42585 0 40 INVESCO S&P 500 PURE VAL ETF ETF/EQUITY 46137V258 6 80 SH DFND 0 80 0 0 INVESCO S&P 500 EQUAL WEIGHT ETF ETF/EQUITY 46137V357 3255 20000 SH SOLE 0 20000 0 0 INVESCO FTSE RAFI US1000 ETF ETF/EQUITY 46137V613 15 90 SH SOLE 0 90 0 0 INVESCO DYNAMIC BLDNG CONSTR ETF/EQUITY 46137V779 1299 23815 SH SOLE 0 23755 0 60 INVESCO DYNAMIC BLDNG CONSTR ETF/EQUITY 46137V779 6 105 SH DFND 0 105 0 0 INVESCO MSCI GLOBAL TIMBER ETF/EQUITY 46138E545 2 65 SH DFND 0 65 0 0 INVESCO VARIABLE RATE PFD ETF/EQUITY 46138G870 1684 65000 SH SOLE 0 65000 0 0 INVESCO VARIABLE RATE PFD ETF/EQUITY 46138G870 8 300 SH DFND 0 300 0 0 IQVIA HLDGS INC COMMON STOCK 46266C105 78 275 SH SOLE 0 275 0 0 IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102 8 200 SH DFND 0 200 0 0 IRONNET INC COMMON STOCK 46323Q105 2 500 SH DFND 0 500 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 20 945 SH SOLE 0 945 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 40 1872 SH DFND 0 1872 0 0 ISHARES GOLD TRUST ETF/OTHER 464285204 6303 181125 SH SOLE 0 180975 0 150 ISHARES GOLD TRUST ETF/OTHER 464285204 7 202 SH DFND 0 202 0 0 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 1251 32549 SH SOLE 0 32514 0 35 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 1 20 SH DFND 0 20 0 0 ISHARES SELECT DIVIDEND ETF ETF/EQUITY 464287168 87 710 SH SOLE 0 710 0 0 ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 94 726 SH SOLE 0 726 0 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 54595 114459 SH SOLE 0 114409 50 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 191 401 SH DFND 0 401 0 0 ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 5 48 SH DFND 0 48 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 180 3693 SH SOLE 0 3693 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 211 1596 SH SOLE 0 1556 40 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 1067 12755 SH SOLE 0 12755 0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 13 160 SH DFND 0 160 0 0 ISHARES GLOBAL HEALTHCARE ETF/EQUITY 464287325 47 520 SH SOLE 0 520 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 912 5822 SH SOLE 0 5822 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 16 105 SH DFND 0 105 0 0 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 667 5800 SH SOLE 0 5660 0 140 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 12 100 SH DFND 0 100 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 6478 75726 SH SOLE 0 75726 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 372 4354 SH DFND 0 4354 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 2860 36350 SH SOLE 0 36350 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 337 4287 SH DFND 0 4287 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 4726 38618 SH SOLE 0 38618 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 171 1400 SH DFND 0 1400 0 0 ISHARES RUSSELL MID GROWTH ETF/EQUITY 464287481 5 40 SH SOLE 0 40 0 0 ISHARES RUSSELL MIDCAP ETF 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RUSSELL 2000 ETF ETF/EQUITY 464287655 1080 4853 SH SOLE 0 4853 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 144 649 SH DFND 0 649 0 0 ISHARES US TELECOM ETF ETF/EQUITY 464287713 1 44 SH SOLE 0 44 0 0 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 12388 108181 SH SOLE 0 108154 0 27 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 160 1396 SH DFND 0 1396 0 0 ISHARES TR S&P GTFIDX ETF ETF/INTERNATIONAL EQUITY 464288174 2 27 SH DFND 0 27 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 351 16600 SH SOLE 0 16600 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 19 900 SH DFND 0 900 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 870 15651 SH SOLE 0 15651 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 24 436 SH DFND 0 436 0 0 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 29323 277204 SH SOLE 0 276949 0 255 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 47 440 SH DFND 0 440 0 0 ISHARES TR S&P GLO INFRAS 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VOL USA ETF ETF/EQUITY 46429B697 6 70 SH DFND 0 70 0 0 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 42478 569188 SH SOLE 0 568823 50 315 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 588 7873 SH DFND 0 7873 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 12691 212009 SH SOLE 0 211869 0 140 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 26 439 SH DFND 0 439 0 0 ISHARES MSCI EM EX CHINA ETF/INTERNATIONAL EQUITY 46434G764 793 13075 SH SOLE 0 13025 0 50 ISHARES MSCI EM EX CHINA ETF/INTERNATIONAL EQUITY 46434G764 5 85 SH DFND 0 85 0 0 ISHARES MSCI GLOBAL MTL&MIN PRODUCERS ETF ETF/INTERNATIONAL EQUITY 46434G848 1 32 SH DFND 0 32 0 0 ISHARES ESG MSCI EM ETF ETF/INTERNATIONAL EQUITY 46434G863 404 10155 SH SOLE 0 10155 0 0 ISHARES 0-5 YR INVMT GR CORP ETF/FIXED INCOME 46434V100 43 835 SH DFND 0 835 0 0 ISHARES MSCI ACWI LOW CARBON ETF/EQUITY 46434V464 6 35 SH SOLE 0 35 0 0 ISHARES TR ESG AWRE 1 5 YR 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COMMON STOCK 466313103 14 200 SH SOLE 0 200 0 0 J P MORGAN EXCHANGE-TRADED FEQUITY PREMIUM ETF/EQUITY 46641Q332 5886 93160 SH SOLE 0 93160 0 0 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 8361 165670 SH SOLE 0 165205 0 465 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 22 435 SH DFND 0 435 0 0 JACOBS ENGR GROUP INC. COMMON STOCK 469814107 27 194 SH DFND 0 194 0 0 JANUS DETROIT STREET TR HENDERSON AAA CLO ETF/FIXED INCOME 47103U845 2015 40000 SH SOLE 0 40000 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 9757 57036 SH SOLE 0 57036 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 2678 15654 SH DFND 0 15654 0 0 JOUNCE THERAPEUTICS INC COMMON STOCK 481116101 8 1000 SH SOLE 0 1000 0 0 KLA CORPORATION COMMON STOCK 482480100 176 410 SH SOLE 0 410 0 0 KELLOGG COMPANY COMMON STOCK 487836108 26 400 SH SOLE 0 400 0 0 KEYCORP COMMON STOCK 493267108 12 500 SH SOLE 0 500 0 0 KEYCORP COMMON STOCK 493267108 12 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 1345 9413 SH SOLE 0 9413 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 721 5045 SH DFND 0 5045 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 416 26255 SH SOLE 0 26255 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 53 3330 SH DFND 0 3330 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 84 2333 SH DFND 0 2333 0 0 KRANESHARES TR GLOBAL CARB STRA ETF/EQUITY 500767678 1390 27315 SH SOLE 0 27280 0 35 KRANESHARES TR GLOBAL CARB STRA ETF/EQUITY 500767678 4 75 SH DFND 0 75 0 0 KYNDRYL HOLDINGS INC COMMON STOCK 50155Q100 84 4668 SH SOLE 0 4668 0 0 KYNDRYL HOLDINGS INC COMMON STOCK 50155Q100 181 10000 SH DFND 0 10000 0 0 L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 6 30 SH DFND 0 30 0 0 LAM RESEARCH CORP COMMON STOCK 512807108 54 75 SH SOLE 0 75 0 0 ESTEE LAUDER COMP INC CL A COMMON STOCK 518439104 37 100 SH SOLE 0 100 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 20 2403 SH SOLE 0 2403 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 20 2402 SH DFND 0 2402 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 953 3450 SH SOLE 0 3450 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 255 925 SH DFND 0 925 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 2572 7238 SH SOLE 0 7238 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 376 1058 SH DFND 0 1058 0 0 LOEWS CORP COMMON STOCK 540424108 75 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 5733 22179 SH SOLE 0 22179 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 338 1307 SH DFND 0 1307 0 0 LUMEN TECHNOLOGIES INC COMMON STOCK 550241103 14 1150 SH SOLE 0 1150 0 0 M & T BANK CORP COMMON STOCK 55261F104 317 2063 SH SOLE 0 2063 0 0 M & T BANK CORP COMMON STOCK 55261F104 1313 8548 SH DFND 0 8548 0 0 ECOFIN DIGTL PYMNTS INFRSTRC ETF/EQUITY 56167N548 2 45 SH DFND 0 45 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 22 344 SH DFND 0 344 0 0 MARKEL CORPORATION COMMON STOCK 570535104 41 33 SH SOLE 0 33 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 557 1550 SH SOLE 0 1550 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 29 80 SH DFND 0 80 0 0 MCDONALDS CORP COMMON STOCK 580135101 4415 16468 SH SOLE 0 16468 0 0 MCDONALDS CORP COMMON STOCK 580135101 307 1146 SH DFND 0 1146 0 0 MCKESSON CORP COMMON STOCK 58155Q103 45 183 SH SOLE 0 183 0 0 MCKESSON CORP COMMON STOCK 58155Q103 746 3000 SH DFND 0 3000 0 0 MEDICAL PPTYS TRUST INC COMMON 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INC CL A COMMON STOCK 679295105 45 200 SH DFND 0 200 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 2928 39964 SH SOLE 0 39964 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 193 2635 SH DFND 0 2635 0 0 OMEGA HEALTHCARE INV INC COMMON STOCK 681936100 10 354 SH SOLE 0 354 0 0 ONEOK INC COMMON STOCK 682680103 23 394 SH SOLE 0 394 0 0 ORACLE CORP COMMON STOCK 68389X105 548 6288 SH SOLE 0 6288 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 11 1000 SH DFND 0 1000 0 0 ORGANON & CO COMMON STOCK 68622V106 35 1155 SH SOLE 0 1155 0 0 ORGANON & CO COMMON STOCK 68622V106 35 1144 SH DFND 0 1144 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 89 1023 SH SOLE 0 1023 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 86 985 SH DFND 0 985 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 2399 11962 SH SOLE 0 11962 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 11 55 SH DFND 0 55 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 433 2512 SH SOLE 0 2512 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 41 240 SH DFND 0 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PFIZER INC COMMON STOCK 717081103 7406 125444 SH SOLE 0 125444 0 0 PFIZER INC COMMON STOCK 717081103 1786 30254 SH DFND 0 30254 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 285 3000 SH SOLE 0 3000 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 65 689 SH DFND 0 689 0 0 PHILLIPS 66 COMMON STOCK 718546104 852 11759 SH SOLE 0 11759 0 0 PHILLIPS 66 COMMON STOCK 718546104 116 1600 SH DFND 0 1600 0 0 PIMCO ENHANCED SHORT MAT ESG ETF/FIXED INCOME 72201R643 100 1000 SH SOLE 0 1000 0 0 PIMCO ENHANCED LOW DURATION ETF/FIXED INCOME 72201R718 2615 26000 SH SOLE 0 26000 0 0 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 3169 31206 SH SOLE 0 31000 0 206 PINNACLE WEST CPTL CORP COMMON STOCK 723484101 28 400 SH SOLE 0 400 0 0 PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 28 3000 SH DFND 0 3000 0 0 PRINCIPAL SPECTRUM PFD SEC ETF/EQUITY 74255Y888 2643 130390 SH SOLE 0 130390 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 8803 53815 SH SOLE 0 53815 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 1143 6987 SH DFND 0 6987 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 6 58 SH SOLE 0 58 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 30 276 SH DFND 0 276 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 5229 78367 SH SOLE 0 78367 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 1198 17962 SH DFND 0 17962 0 0 PULTE GROUP INC COMMON STOCK 745867101 12 210 SH DFND 0 210 0 0 QUALCOMM INC COMMON STOCK 747525103 3272 17890 SH SOLE 0 17890 0 0 QUALCOMM INC COMMON STOCK 747525103 507 2775 SH DFND 0 2775 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 2052 23849 SH SOLE 0 23849 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 604 7017 SH DFND 0 7017 0 0 REALTY INCOME CORP COMMON STOCK 756109104 20 284 SH SOLE 0 284 0 0 REGULUS THERAPEUTICS INC COMMON STOCK 75915K200 2 6900 SH SOLE 0 6900 0 0 REPUBLIC SERVICES INC COMMON STOCK 760759100 14 100 SH SOLE 0 100 0 0 RIBBONS COMMUNICATIONS INC COMMON STOCK 762544104 8 1400 SH SOLE 0 1400 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 258 3850 SH SOLE 0 3850 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 3 50 SH DFND 0 50 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 54 155 SH DFND 0 155 0 0 ROPER INDS INC COMMON STOCK 776696106 197 400 SH SOLE 0 400 0 0 ROPER INDS INC COMMON STOCK 776696106 115 233 SH DFND 0 233 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 1188 11190 SH SOLE 0 11190 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 138 1298 SH DFND 0 1298 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 11 260 SH DFND 0 260 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 425 900 SH DFND 0 900 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 8564 18031 SH SOLE 0 18031 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 543 1144 SH DFND 0 1144 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 530 3102 SH SOLE 0 3102 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 762 4455 SH DFND 0 4455 0 0 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 8 225 SH DFND 0 225 0 0 SPDR PORTFOLIO S&P500 GROWTH ETF/EQUITY 78464A409 741 10223 SH SOLE 0 10223 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF/EQUITY 78464A508 761 18115 SH SOLE 0 18115 0 0 SPDR S&P TRANSPORTATION ETF ETF/EQUITY 78464A532 3 34 SH DFND 0 34 0 0 SPDR INTERMEDIATE TREASURY ETF/FIXED INCOME 78464A672 109 3390 SH SOLE 0 3390 0 0 SPDR PORTFOLIO S&P 500 ETF/EQUITY 78464A854 3872 69345 SH SOLE 0 69080 0 265 SPDR PORTFOLIO S&P 500 ETF/EQUITY 78464A854 31 560 SH DFND 0 560 0 0 SPDR S&P BIOTECH ETF ETF/EQUITY 78464A870 56 497 SH SOLE 0 497 0 0 SPDR SERIES TRUST S&P HOMEBUILD ETF/EQUITY 78464A888 17 200 SH SOLE 0 200 0 0 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 3963 86842 SH SOLE 0 86654 0 188 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 20 433 SH DFND 0 433 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 5574 117750 SH SOLE 0 117750 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 19 400 SH DFND 0 400 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 7158 13827 SH SOLE 0 13811 16 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 137 265 SH DFND 0 265 0 0 SPDR PORTFOLIO SMALLCAP ETF ETF/EQUITY 78468R853 16 365 SH SOLE 0 365 0 0 SPDR DOUBLELINE SHRT DUR ETF/FIXED INCOME 78470P200 9 180 SH SOLE 0 180 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 115 454 SH SOLE 0 454 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 93 3118 SH SOLE 0 3118 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 27 916 SH DFND 0 916 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 3982 38884 SH SOLE 0 38809 75 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 221 2160 SH DFND 0 2160 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 255 2810 SH SOLE 0 2810 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 905 9985 SH DFND 0 9985 0 0 HEALTH CARE SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y209 395 2802 SH SOLE 0 2802 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 268 3477 SH SOLE 0 3477 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 24 310 SH DFND 0 310 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 356 1742 SH SOLE 0 1742 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 30 147 SH DFND 0 147 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 1823 32854 SH SOLE 0 32854 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 189 3410 SH DFND 0 3410 0 0 SPDR FINANCIAL SELECT SECTOR ETF/EQUITY 81369Y605 128 3277 SH SOLE 0 3277 0 0 SPDR INDUSTRIALS (XLI) ETF/EQUITY 81369Y704 110 1040 SH SOLE 0 1040 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 760 4372 SH SOLE 0 4372 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 54 311 SH DFND 0 311 0 0 SELECT SECTOR SPDR TR COMMUNICATION ETF/EQUITY 81369Y852 182 2345 SH SOLE 0 2345 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 299 4171 SH SOLE 0 4171 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 43 607 SH DFND 0 607 0 0 SEMPRA ENERGY COMMON STOCK 816851109 1189 8985 SH SOLE 0 8985 0 0 SEMPRA ENERGY COMMON STOCK 816851109 245 1855 SH DFND 0 1855 0 0 SIERRA WIRELESS INC FOREIGN EQUITIES 826516106 6 333 SH DFND 0 333 0 0 SORRENTO THERAPEUTICS INC COMMON STOCK 83587F202 3 600 SH DFND 0 600 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 1057 15408 SH SOLE 0 15408 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 226 3290 SH DFND 0 3290 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 545 37946 SH SOLE 0 37946 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 1 48 SH DFND 0 48 0 0 SQUARE INC CL A COMMON STOCK 852234103 16 100 SH SOLE 0 100 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 377 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 1356 11596 SH SOLE 0 11596 0 0 STARBUCKS CORP COMMON STOCK 855244109 70 595 SH DFND 0 595 0 0 STATE STREET CORP COMMON STOCK 857477103 150 1615 SH SOLE 0 1615 0 0 STATE STREET CORP COMMON STOCK 857477103 74 800 SH DFND 0 800 0 0 STERICYCLE INC COMMON STOCK 858912108 60 1000 SH SOLE 0 1000 0 0 STERICYCLE INC COMMON STOCK 858912108 48 800 SH DFND 0 800 0 0 STERLING BANCORP DEL COMMON STOCK 85917A100 13 500 SH SOLE 0 500 0 0 STERLING BANCORP DEL COMMON STOCK 85917A100 26 1000 SH DFND 0 1000 0 0 STRYKER CORP COMMON STOCK 863667101 1780 6655 SH SOLE 0 6655 0 0 STRYKER CORP COMMON STOCK 863667101 51 189 SH DFND 0 189 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 10 660 SH SOLE 0 660 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 63 301 SH SOLE 0 301 0 0 SUNCOKE ENERGY INC COMMON STOCK 86722A103 1 218 SH DFND 0 218 0 0 SYSCO CORP COMMON STOCK 871829107 891 11349 SH SOLE 0 11349 0 0 SYSCO CORP COMMON STOCK 871829107 573 7300 SH DFND 0 7300 0 0 TJX COMPANIES COMMON STOCK 872540109 326 4290 SH SOLE 0 4290 0 0 TJX COMPANIES COMMON STOCK 872540109 8 103 SH DFND 0 103 0 0 TARGET CORP COMMON STOCK 87612E106 1306 5642 SH SOLE 0 5642 0 0 TARGET CORP COMMON STOCK 87612E106 56 242 SH DFND 0 242 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 82 187 SH DFND 0 187 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 21 1000 SH SOLE 0 1000 0 0 TERADATA CORP COMMON STOCK 88076W103 8 200 SH SOLE 0 200 0 0 TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 1 100 SH SOLE 0 100 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 5167 27415 SH SOLE 0 27415 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 563 2985 SH DFND 0 2985 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1142 1712 SH SOLE 0 1712 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 447 670 SH DFND 0 670 0 0 3M COMPANY COMMON STOCK 88579Y101 5254 29577 SH SOLE 0 29577 0 0 3M COMPANY COMMON STOCK 88579Y101 576 3240 SH DFND 0 3240 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 179 2147 SH SOLE 0 2147 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 359 4300 SH DFND 0 4300 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 945 12324 SH SOLE 0 12324 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 63 825 SH DFND 0 825 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 63 1265 SH SOLE 0 1265 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 37 200 SH SOLE 0 200 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 111 600 SH DFND 0 600 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 1307 8355 SH SOLE 0 8355 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 43 275 SH DFND 0 275 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 2538 43355 SH SOLE 0 43355 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 246 4200 SH DFND 0 4200 0 0 TRUSTCO BANK CORP COMMON STOCK 898349204 6 168 SH DFND 0 168 0 0 TWITTER INC COMMON STOCK 90184L102 1 22 SH DFND 0 22 0 0 II-VI INC COMMON STOCK 902104108 14 200 SH DFND 0 200 0 0 US BANCORP COMMON STOCK 902973304 2540 45224 SH SOLE 0 45224 0 0 US BANCORP COMMON STOCK 902973304 570 10145 SH DFND 0 10145 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 1213 4816 SH SOLE 0 4816 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 765 3035 SH DFND 0 3035 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 5034 23486 SH SOLE 0 23486 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 404 1883 SH DFND 0 1883 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3462 6895 SH SOLE 0 6895 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 640 1275 SH DFND 0 1275 0 0 UNITI GROUP INC COMMON STOCK 91325V108 0 16 SH SOLE 0 16 0 0 VF CORP COMMON STOCK 918204108 593 8100 SH SOLE 0 8100 0 0 VF CORP COMMON STOCK 918204108 36 487 SH DFND 0 487 0 0 VBI VACCINES INC COMMON STOCK 91822J103 20 8500 SH SOLE 0 8500 0 0 VALLEY NATL BANCORP COMMON STOCK 919794107 211 15356 SH SOLE 0 15356 0 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 640 20000 SH DFND 0 20000 0 0 VANECK VECTORS ETF TR GREEN BD ETF ETF/FIXED INCOME 92189F171 5 190 SH SOLE 0 190 0 0 VANECK VECTORS CHINAAMC CHINA BOND ETF ETF/INTERNATIONAL FIXED INCOME 92189F379 15 600 SH DFND 0 600 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 1351 7866 SH SOLE 0 7866 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 3 16 SH DFND 0 16 0 0 VANGUARD TOTAL INTL STOCK ETF ETF/INTERNATIONAL EQUITY 921909768 204 3212 SH SOLE 0 3212 0 0 VANGUARD MEGA CAP GROWTH ETF/EQUITY 921910816 22 85 SH SOLE 0 85 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 842 10412 SH SOLE 0 10092 0 320 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 143 1772 SH DFND 0 1772 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 1011 11931 SH SOLE 0 11806 125 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 56 665 SH DFND 0 665 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 443 8677 SH SOLE 0 8677 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 209 4097 SH DFND 0 4097 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 90 806 SH SOLE 0 806 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 29 262 SH DFND 0 262 0 0 VANGUARD ULTRA SHORT TERM ETF/FIXED INCOME 92203C303 100 2000 SH SOLE 0 2000 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 569 5890 SH SOLE 0 5890 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 259 2678 SH DFND 0 2678 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 7 25 SH DFND 0 25 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 10 50 SH SOLE 0 50 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 893 4400 SH DFND 0 4400 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 1407 3070 SH SOLE 0 3070 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 309 675 SH DFND 0 675 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 109 695 SH SOLE 0 695 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 2820 57027 SH SOLE 0 56962 65 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 423 8552 SH DFND 0 8552 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 2434 29948 SH SOLE 0 29883 65 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 794 9766 SH DFND 0 9766 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 315 4745 SH SOLE 0 4610 0 135 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 5 75 SH DFND 0 75 0 0 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 12 130 SH SOLE 0 130 0 0 VANGUARD INTERM TERM CORP BDETF ETF/FIXED INCOME 92206C870 7751 83565 SH SOLE 0 83525 0 40 VANGUARD INTERM TERM CORP BDETF ETF/FIXED INCOME 92206C870 18 190 SH DFND 0 190 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 998 2285 SH SOLE 0 2285 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 34 225 SH SOLE 0 225 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 53 354 SH DFND 0 354 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 79 309 SH DFND 0 309 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 1243 10712 SH SOLE 0 10712 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 58 496 SH DFND 0 496 0 0 VANGUARD SMALLCAP GROWTH ETF ETF/EQUITY 922908595 18 65 SH SOLE 0 65 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 250 1400 SH SOLE 0 1400 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 140 548 SH SOLE 0 548 0 0 VANGUARD EXTENDED MKT IDX ETF/EQUITY 922908652 1 5 SH SOLE 0 5 0 0 VANGUARD EXTENDED MKT IDX ETF/EQUITY 922908652 3 16 SH DFND 0 16 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 96 300 SH SOLE 0 300 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 128 400 SH DFND 0 400 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 235 1038 SH SOLE 0 1038 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 15443 63961 SH DFND 0 63961 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 8885 171036 SH SOLE 0 171036 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2130 41006 SH DFND 0 41006 0 0 VIATRIS INC COMMON STOCK 92556V106 19 1422 SH SOLE 0 1422 0 0 VIATRIS INC COMMON STOCK 92556V106 31 2284 SH DFND 0 2284 0 0 VISA INC CLASS A COMMON STOCK 92826C839 1797 8293 SH SOLE 0 8293 0 0 VISA INC CLASS A COMMON STOCK 92826C839 76 349 SH DFND 0 349 0 0 WABTEC CORP COMMON STOCK 929740108 0 1 SH SOLE 0 1 0 0 WABTEC CORP COMMON STOCK 929740108 2 18 SH DFND 0 18 0 0 WAL MART STORES INC COMMON STOCK 931142103 4958 34269 SH SOLE 0 34269 0 0 WAL MART STORES INC COMMON STOCK 931142103 1348 9317 SH DFND 0 9317 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 5 90 SH SOLE 0 90 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 26 500 SH DFND 0 500 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 374 2242 SH SOLE 0 2242 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 113 675 SH DFND 0 675 0 0 WELLTOWER INC COMMON STOCK 95040Q104 17 200 SH DFND 0 200 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 66 1600 SH SOLE 0 1600 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 260 10000 SH DFND 0 10000 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1464 17738 SH SOLE 0 17738 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 34 412 SH DFND 0 412 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E204 82 4495 SH SOLE 0 4495 0 0 XYLEM INC COMMON STOCK 98419M100 5 44 SH SOLE 0 44 0 0 ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 40 67 SH SOLE 0 67 0 0 ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 40 67 SH DFND 0 67 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 111 874 SH SOLE 0 874 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 330 2600 SH DFND 0 2600 0 0