Trust Administrator

0000909012-21-000133.txt : 20211028 0000909012-21-000133.hdr.sgml : 20211028 20211028094453 ACCESSION NUMBER: 0000909012-21-000133 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20210930 FILED AS OF DATE: 20211028 DATE AS OF CHANGE: 20211028 EFFECTIVENESS DATE: 20211028 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 211355601 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 09-30-2021 09-30-2021 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Sparace Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneida NY 10-26-2021 0 704 820593 false INFORMATION TABLE 2 aci_13f.xml ALLEGION PLC FOREIGN EQUITIES G0176J109 44 331 SH SOLE 0 331 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 1877 161929 SH SOLE 0 161929 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 200 17230 SH DFND 0 17230 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 30 200 SH SOLE 0 200 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 276 1848 SH DFND 0 1848 0 0 LINDE PLC FOREIGN EQUITIES G5494J103 49 166 SH SOLE 0 166 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 617 4921 SH SOLE 0 4921 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 43 340 SH DFND 0 340 0 0 TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 214 1242 SH SOLE 0 1242 0 0 WHITE MTNS INS GROUP LTD COMMON STOCK G9618E107 107 100 SH DFND 0 100 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 1746 10067 SH SOLE 0 10067 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 253 1458 SH DFND 0 1458 0 0 UBS GROUP AG FOREIGN EQUITIES H42097107 16 1000 SH DFND 0 1000 0 0 ABB LTD ADR FOREIGN EQUITIES 000375204 20 600 SH SOLE 0 600 0 0 AFLAC INC COMMON STOCK 001055102 69 1323 SH SOLE 0 1323 0 0 AGCO CORP COMMON STOCK 001084102 12 100 SH DFND 0 100 0 0 AT&T INC COMMON STOCK 00206R102 4952 183418 SH SOLE 0 183418 0 0 AT&T INC COMMON STOCK 00206R102 1136 42075 SH DFND 0 42075 0 0 ARK FINTECH INNOVATION ETF ETF/EQUITY 00214Q708 2 40 SH DFND 0 40 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 4769 40374 SH SOLE 0 40374 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 790 6685 SH DFND 0 6685 0 0 ABBVIE INC COMMON STOCK 00287Y109 5766 53452 SH SOLE 0 53452 0 0 ABBVIE INC COMMON STOCK 00287Y109 937 8684 SH DFND 0 8684 0 0 ADOBE INC COMMON STOCK 00724F101 642 1115 SH SOLE 0 1115 0 0 AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 12 76 SH DFND 0 76 0 0 AGENUS INC COMMON STOCK 00847G705 2 300 SH SOLE 0 300 0 0 AGEX THERAPEUTICS INC COMMON STOCK 00848H108 0 50 SH SOLE 0 50 0 0 AIM IMMUNOTECH INC COMMON STOCK 00901B105 27 13226 SH SOLE 0 13226 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 776 3029 SH SOLE 0 3029 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 325 1270 SH DFND 0 1270 0 0 ALBEMARLE CORP COMMON STOCK 012653101 1473 6725 SH SOLE 0 6725 0 0 ALBEMARLE CORP COMMON STOCK 012653101 613 2800 SH DFND 0 2800 0 0 ALIBABA GROUP HOLDINGS LMTD FOREIGN EQUITIES 01609W102 30 200 SH SOLE 0 200 0 0 THE ALLSTATE CORPORATION COMMON STOCK 020002101 38 300 SH SOLE 0 300 0 0 THE ALLSTATE CORPORATION COMMON STOCK 020002101 22 175 SH DFND 0 175 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 874 328 SH SOLE 0 328 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 328 123 SH DFND 0 123 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 3438 1286 SH SOLE 0 1286 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 620 232 SH DFND 0 232 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 136 2987 SH SOLE 0 2987 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 99 2179 SH DFND 0 2179 0 0 AMAZON.COM INC COMMON STOCK 023135106 2960 901 SH SOLE 0 901 0 0 AMAZON.COM INC COMMON STOCK 023135106 476 145 SH DFND 0 145 0 0 AMEREN CORPORATION COMMON STOCK 023608102 202 2498 SH SOLE 0 2498 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 1012 12462 SH SOLE 0 12462 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 183 2250 SH DFND 0 2250 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 1415 8446 SH SOLE 0 8446 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 32 192 SH DFND 0 192 0 0 AMERICAN TOWER CORP COMMON STOCK 03027X100 482 1815 SH SOLE 0 1815 0 0 AMERICAN TOWER CORP COMMON STOCK 03027X100 1327 5000 SH DFND 0 5000 0 0 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 338 2000 SH DFND 0 2000 0 0 AMETEK INC COMMON STOCK 031100100 868 7000 SH DFND 0 7000 0 0 AMGEN INC COMMON STOCK 031162100 2471 11621 SH SOLE 0 11621 0 0 AMGEN INC COMMON STOCK 031162100 705 3316 SH DFND 0 3316 0 0 AMNEAL PHARMACEUTICALS INC CL A COMMON STOCK 03168L105 1 200 SH SOLE 0 200 0 0 ANALOG DEVICES INC COMMON STOCK 032654105 220 1316 SH SOLE 0 1316 0 0 ANTHEM INC COMMON STOCK 036752103 719 1930 SH SOLE 0 1930 0 0 APPLE INC COMMON STOCK 037833100 59212 418457 SH SOLE 0 418457 0 0 APPLE INC COMMON STOCK 037833100 981 6930 SH DFND 0 6930 0 0 ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 54 900 SH SOLE 0 900 0 0 ARROW FINANCIAL CORPORATION COMMON STOCK 042744102 127 3699 SH SOLE 0 3699 0 0 ATOSSA THERAPEUTICS INC COMMON STOCK 04962H506 5 1475 SH SOLE 0 1475 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 2753 13769 SH SOLE 0 13769 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 484 2419 SH DFND 0 2419 0 0 BCE INC FOREIGN EQUITIES 05534B760 153 3060 SH SOLE 0 3060 0 0 BCE INC FOREIGN EQUITIES 05534B760 17 340 SH DFND 0 340 0 0 BP PLC ADR FOREIGN EQUITIES 055622104 52 1910 SH DFND 0 1910 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 1084 25534 SH SOLE 0 25534 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 336 7921 SH DFND 0 7921 0 0 BANK OF MONTREAL FOREIGN EQUITIES 063671101 15 150 SH SOLE 0 150 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 133 2564 SH SOLE 0 2564 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 18 353 SH DFND 0 353 0 0 BANK OF NOVA SCOTIA FOREIGN EQUITIES 064149107 12 200 SH SOLE 0 200 0 0 BARRICK GOLD CORPORATION FOREIGN EQUITIES 067901108 11 600 SH SOLE 0 600 0 0 BARRICK GOLD CORPORATION FOREIGN EQUITIES 067901108 7 415 SH DFND 0 415 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 1001 12450 SH SOLE 0 12450 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 20 250 SH DFND 0 250 0 0 BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 1069 4350 SH SOLE 0 4350 0 0 BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 246 1000 SH DFND 0 1000 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 218 800 SH SOLE 0 800 0 0 BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 7 264 SH DFND 0 264 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 371 6925 SH SOLE 0 6925 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 118 2200 SH DFND 0 2200 0 0 BIOGEN INC COMMON STOCK 09062X103 226 800 SH DFND 0 800 0 0 BIONTECH SE ADR FOREIGN EQUITIES 09075V102 41 150 SH SOLE 0 150 0 0 BIONTECH SE ADR FOREIGN EQUITIES 09075V102 55 200 SH DFND 0 200 0 0 BLACKBERRY LTD NPV FOREIGN EQUITIES 09228F103 2 250 SH DFND 0 250 0 0 BLACKROCK INCOME TR INC CLOSED END MUTUAL FUNDS 09247F100 78 12758 SH SOLE 0 12758 0 0 BLACKROCK INC COMMON STOCK 09247X101 570 680 SH SOLE 0 680 0 0 BLACKROCK INC COMMON STOCK 09247X101 25 30 SH DFND 0 30 0 0 BLACKROCK ENHANCED EQT DIV ETF/EQUITY 09251A104 56 5703 SH DFND 0 5703 0 0 BLACKSTONE GROUP INC COMMON STOCK 09260D107 12 100 SH SOLE 0 100 0 0 BLACKSTONE GROUP INC COMMON STOCK 09260D107 12 100 SH DFND 0 100 0 0 BLUE APRON HOLDINGS INC COMMON STOCK 09523Q200 0 6 SH SOLE 0 6 0 0 BOEING COMPANY COMMON STOCK 097023105 438 1993 SH SOLE 0 1993 0 0 BOEING COMPANY COMMON STOCK 097023105 22 100 SH DFND 0 100 0 0 BORGWARNER INC COMMON STOCK 099724106 16 375 SH SOLE 0 375 0 0 BORGWARNER INC COMMON STOCK 099724106 4 100 SH DFND 0 100 0 0 BOX INC CL A COMMON STOCK 10316T104 5 200 SH SOLE 0 200 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 4576 77345 SH SOLE 0 77345 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 8030 135719 SH DFND 0 135719 0 0 BROADCOM INC COMMON STOCK 11135F101 129 265 SH SOLE 0 265 0 0 BROADCOM INC COMMON STOCK 11135F101 10 20 SH DFND 0 20 0 0 BROOKFIELD ASSET MGMT INC CLASS A FOREIGN EQUITIES 112585104 82 1528 SH DFND 0 1528 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 593 6812 SH SOLE 0 6812 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 26 300 SH DFND 0 300 0 0 CIGNA CORP COMMON STOCK 125523100 121 607 SH SOLE 0 607 0 0 CIGNA CORP COMMON STOCK 125523100 195 973 SH DFND 0 973 0 0 CSX CORP COMMON STOCK 126408103 18 618 SH SOLE 0 618 0 0 CSX CORP COMMON STOCK 126408103 1774 59680 SH DFND 0 59680 0 0 CVS HEALTH CORP COMMON STOCK 126650100 3202 37736 SH SOLE 0 37736 0 0 CVS HEALTH CORP COMMON STOCK 126650100 684 8055 SH DFND 0 8055 0 0 CANADIAN PACIFIC RAILWAY LTD FOREIGN EQUITIES 13645T100 416 6400 SH SOLE 0 6400 0 0 CARDINAL HEALTH INC COMMON STOCK 14149Y108 6 114 SH SOLE 0 114 0 0 CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104 239 4619 SH SOLE 0 4619 0 0 CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104 134 2585 SH DFND 0 2585 0 0 CATERPILLAR INC COMMON STOCK 149123101 3492 18188 SH SOLE 0 18188 0 0 CATERPILLAR INC COMMON STOCK 149123101 464 2417 SH DFND 0 2417 0 0 CEL SCI CORP COMMON STOCK 150837607 5 500 SH SOLE 0 500 0 0 THE CHEMOURS CO COMMON STOCK 163851108 10 360 SH DFND 0 360 0 0 CHEVRON CORP COMMON STOCK 166764100 3204 31578 SH SOLE 0 31578 0 0 CHEVRON CORP COMMON STOCK 166764100 697 6866 SH DFND 0 6866 0 0 CHURCH & DWIGHT CO INC COMMON STOCK 171340102 165 2000 SH DFND 0 2000 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 8196 150587 SH SOLE 0 150587 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 1754 32227 SH DFND 0 32227 0 0 CITIGROUP INC COMMON STOCK 172967424 4 63 SH SOLE 0 63 0 0 CITIGROUP INC COMMON STOCK 172967424 7 100 SH DFND 0 100 0 0 CLEANSPARK INC COMMON STOCK 18452B209 12 1072 SH SOLE 0 1072 0 0 COCA COLA COMPANY COMMON STOCK 191216100 7695 146659 SH SOLE 0 146659 0 0 COCA COLA COMPANY COMMON STOCK 191216100 901 17181 SH DFND 0 17181 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 1104 14613 SH SOLE 0 14613 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 516 6826 SH DFND 0 6826 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 3720 66513 SH SOLE 0 66513 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 274 4902 SH DFND 0 4902 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 78 1142 SH SOLE 0 1242 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 9231 134913 SH DFND 0 134913 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 872 12872 SH SOLE 0 12872 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 217 3206 SH DFND 0 3206 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 240 3310 SH SOLE 0 3310 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 77 1055 SH DFND 0 1055 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 300 1425 SH SOLE 0 1425 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 211 1000 SH DFND 0 1000 0 0 COOPER COMPANIES INC COMMON STOCK 216648402 124 300 SH DFND 0 300 0 0 CORNING INC COMMON STOCK 219350105 1047 28696 SH SOLE 0 28696 0 0 CORNING INC COMMON STOCK 219350105 79 2175 SH DFND 0 2175 0 0 CORTEVA INC COMMON STOCK 22052L104 229 5446 SH SOLE 0 5446 0 0 CORTEVA INC COMMON STOCK 22052L104 41 974 SH DFND 0 974 0 0 COSTCO COMMON STOCK 22160K105 106 236 SH SOLE 0 236 0 0 CUMMINS INC COMMON STOCK 231021106 2164 9638 SH SOLE 0 9638 0 0 CUMMINS INC COMMON STOCK 231021106 514 2290 SH DFND 0 2290 0 0 CURIOSITYSTREAM INC CL A COMMON STOCK 23130Q107 12 1109 SH SOLE 0 1109 0 0 DANAHER CORP COMMON STOCK 235851102 145 475 SH SOLE 0 475 0 0 DARDEN RESTAURANTS INC COMMON STOCK 237194105 8 50 SH SOLE 0 50 0 0 DEERE & COMPANY COMMON STOCK 244199105 34 100 SH SOLE 0 100 0 0 DEERE & COMPANY COMMON STOCK 244199105 34 100 SH DFND 0 100 0 0 DIGI INTL INC COMMON STOCK 253798102 8 400 SH DFND 0 400 0 0 DIME CMNTY BANCSHARES INC COMMON STOCK 25432X102 7 200 SH SOLE 0 200 0 0 WALT DISNEY CO COMMON STOCK 254687106 4209 24881 SH SOLE 0 24881 0 0 WALT DISNEY CO COMMON STOCK 254687106 360 2128 SH DFND 0 2128 0 0 DISCOVER FINANCIAL SERVICES COMMON STOCK 254709108 25 200 SH SOLE 0 200 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 468 2205 SH SOLE 0 2205 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 74 350 SH DFND 0 350 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 3256 44597 SH SOLE 0 44597 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 1050 14377 SH DFND 0 14377 0 0 DORCHESTER MINERALS LP COMMON STOCK 25820R105 1091 56922 SH SOLE 0 56922 0 0 DOW INC COMMON STOCK 260557103 3057 53119 SH SOLE 0 53119 0 0 DOW INC COMMON STOCK 260557103 204 3545 SH DFND 0 3545 0 0 DRAFTKINGS INC CL A COMMON STOCK 26142R104 10 200 SH SOLE 0 200 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 501 5136 SH SOLE 0 5136 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 66 675 SH DFND 0 675 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 2447 35988 SH SOLE 0 35988 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 164 2410 SH DFND 0 2410 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 178 2220 SH SOLE 0 2220 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 4 50 SH DFND 0 50 0 0 THE HOYA CAPITAL HOUSING ETF ETF/EQUITY 26922A230 2 62 SH DFND 0 62 0 0 ETFMG PRIME MOBILE PAYMENTS ETF/EQUITY 26924G409 1546 22845 SH SOLE 0 22800 0 45 ETFMG PRIME MOBILE PAYMENTS ETF/EQUITY 26924G409 8 120 SH DFND 0 120 0 0 EASTMAN CHEMICAL CO COMMON STOCK 277432100 282 2800 SH SOLE 0 2800 0 0 ECOLAB INC COMMON STOCK 278865100 184 884 SH SOLE 0 884 0 0 ECOLAB INC COMMON STOCK 278865100 156 750 SH DFND 0 750 0 0 EDISON INTL COMMON STOCK 281020107 160 2887 SH DFND 0 2887 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 4725 50161 SH SOLE 0 50161 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 427 4536 SH DFND 0 4536 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 125 3148 SH DFND 0 3148 0 0 ENERGY TRANSFER EQUITY LP COMMON STOCK 29273V100 10 1090 SH DFND 0 1090 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 24 1098 SH SOLE 0 1098 0 0 EQUIFAX INC COMMON STOCK 294429105 1014 4000 SH DFND 0 4000 0 0 ERICSSON L M TEL CO ADR B SEK 10 FOREIGN EQUITIES 294821608 18 1640 SH SOLE 0 1640 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 506 10974 SH SOLE 0 10974 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 56 1225 SH DFND 0 1225 0 0 EXELON CORP COMMON STOCK 30161N101 1055 21827 SH SOLE 0 21827 0 0 EXELON CORP COMMON STOCK 30161N101 374 7730 SH DFND 0 7730 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 2926 49746 SH SOLE 0 49746 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 952 16196 SH DFND 0 16196 0 0 FS KKR CAPITAL CORP COMMON STOCK 302635206 14 621 SH SOLE 0 621 0 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 92 270 SH SOLE 0 270 0 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 132 390 SH DFND 0 390 0 0 FASTENAL CO COMMON STOCK 311900104 420 8130 SH SOLE 0 8130 0 0 FASTENAL CO COMMON STOCK 311900104 320 6200 SH DFND 0 6200 0 0 FEDEX CORP COMMON STOCK 31428X106 375 1710 SH SOLE 0 1710 0 0 FEDEX CORP COMMON STOCK 31428X106 41 185 SH DFND 0 185 0 0 FIDELITY NATL INFORMATION SV COMMON STOCK 31620M106 365 3000 SH DFND 0 3000 0 0 FIFTH THIRD BANCORP COMMON STOCK 316773100 28 655 SH DFND 0 655 0 0 FIRST SOLAR, INC. COMMON STOCK 336433107 477 5000 SH DFND 0 5000 0 0 FIRST TRUST NASDAQ CLN EDGE ETF/EQUITY 33733E500 1 15 SH DFND 0 15 0 0 FIRST TR NASDAQ CYB SEC ETF ETF/EQUITY 33734X846 2 32 SH DFND 0 32 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 1202 32850 SH SOLE 0 32850 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 44 1200 SH DFND 0 1200 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 3 200 SH SOLE 0 200 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 28 2000 SH DFND 0 2000 0 0 FORTUNE BRANDS HOME & SEC COMMON STOCK 34964C106 54 600 SH SOLE 0 600 0 0 FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 17 132 SH DFND 0 132 0 0 FREEPORT MCMORAN INC COMMON STOCK 35671D857 13 400 SH SOLE 0 400 0 0 FRESENIUS MEDICAL CARE AG & CO KGAA FOREIGN EQUITIES 358029106 3 100 SH DFND 0 100 0 0 GABELLI MULTIMEDIA TR INC MUTUAL FUND LARGE CAP EQUITY 36239Q109 8 898 SH DFND 0 898 0 0 GABELLI EQUITY TR INC CLOSED END MUTUAL FUNDS 362397101 7 1000 SH DFND 0 1000 0 0 GABELLI UTILITY TRUST MUTUAL FUNDS MID CAP EQUITY 36240A101 7 866 SH DFND 0 866 0 0 GAP INC COMMON STOCK 364760108 52 2300 SH SOLE 0 2300 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 1741 8881 SH SOLE 0 8881 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 70 357 SH DFND 0 357 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604301 219 2126 SH SOLE 0 2126 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604301 128 1240 SH DFND 0 1240 0 0 GENERAL MILLS INC COMMON STOCK 370334104 2813 47039 SH SOLE 0 47039 0 0 GENERAL MILLS INC COMMON STOCK 370334104 538 8990 SH DFND 0 8990 0 0 GERON CORP COMMON STOCK 374163103 0 300 SH SOLE 0 300 0 0 GEVO INC COMMON STOCK 374396406 6 951 SH SOLE 0 951 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 1196 17129 SH SOLE 0 17129 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 203 2900 SH DFND 0 2900 0 0 GLOBAL X US INFRASTRUCTURE DEV ETF ETF/EQUITY 37954Y673 2 95 SH DFND 0 95 0 0 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 19 50 SH SOLE 0 50 0 0 GOLDMAN SACHS ACCESS ULTRAST ETF/FIXED INCOME 381430230 101 2000 SH SOLE 0 2000 0 0 GOLDMAN SACHS JUST US LARGE CAP EQUITY ETF ETF/EQUITY 381430396 10 165 SH SOLE 0 165 0 0 HARLEY DAVIDSON INC COMMON STOCK 412822108 7 200 SH SOLE 0 200 0 0 HEAT BIOLOGICS INC COMMON STOCK 42237K409 3 560 SH SOLE 0 560 0 0 HERSHEY CO COMMON STOCK 427866108 316 1870 SH SOLE 0 1870 0 0 HERSHEY CO COMMON STOCK 427866108 209 1234 SH DFND 0 1234 0 0 HOME DEPOT INC COMMON STOCK 437076102 3239 9867 SH SOLE 0 9867 0 0 HOME DEPOT INC COMMON STOCK 437076102 89 270 SH DFND 0 270 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 1956 9215 SH SOLE 0 9215 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 66 309 SH DFND 0 309 0 0 IEC ELECTRONICS CORPORATION COMMON STOCK 44949L105 3 200 SH DFND 0 200 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 3935 19042 SH SOLE 0 19042 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 722 3493 SH DFND 0 3493 0 0 INCYTE CORP COMMON STOCK 45337C102 7 100 SH SOLE 0 100 0 0 INFINITY PHARMACEUTICALS INC COMMON STOCK 45665G303 21 6000 SH SOLE 0 6000 0 0 INFUSYSTEMS HOLDINGS INC COMMON STOCK 45685K102 13 1000 SH SOLE 0 1000 0 0 INGERSOLL RAND INC COMMON STOCK 45687V106 55 1095 SH SOLE 0 1095 0 0 INTEL CORP COMMON STOCK 458140100 7667 143925 SH SOLE 0 143925 0 0 INTEL CORP COMMON STOCK 458140100 1223 22951 SH DFND 0 22951 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 8008 57642 SH SOLE 0 57642 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 10814 77839 SH DFND 0 77839 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 9 156 SH DFND 0 156 0 0 INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR ETF/FIXED INCOME 46090A887 5573 110420 SH SOLE 0 110420 0 0 INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR ETF/FIXED INCOME 46090A887 8 150 SH DFND 0 150 0 0 INVESCO QQQ TRUST ETF/EQUITY 46090E103 1533 4282 SH SOLE 0 4274 8 0 INVESCO QQQ TRUST ETF/EQUITY 46090E103 117 327 SH DFND 0 327 0 0 INTUIT INC COMMON STOCK 461202103 11 20 SH SOLE 0 20 0 0 INVESCO EXCHANGE TRADED FD TR WILDERHIL CLAN ETF/EQUITY 46137V134 25 323 SH DFND 0 323 0 0 INVESCO S&P 500 PURE VAL ETF ETF/EQUITY 46137V258 3231 42625 SH SOLE 0 42585 0 40 INVESCO S&P 500 PURE VAL ETF ETF/EQUITY 46137V258 6 80 SH DFND 0 80 0 0 INVESCO S&P 500 EQUAL WEIGHT ETF ETF/EQUITY 46137V357 2996 20000 SH SOLE 0 20000 0 0 INVESCO FTSE RAFI US1000 ETF ETF/EQUITY 46137V613 18 112 SH SOLE 0 112 0 0 INVESCO DYNAMIC BLDNG CONSTR ETF/EQUITY 46137V779 1128 23815 SH SOLE 0 23755 0 60 INVESCO DYNAMIC BLDNG CONSTR ETF/EQUITY 46137V779 7 153 SH DFND 0 153 0 0 INVESCO MSCI GLOBAL TIMBER ETF/EQUITY 46138E545 2 65 SH DFND 0 65 0 0 INVESCO VARIABLE RATE PFD ETF/EQUITY 46138G870 1704 65000 SH SOLE 0 65000 0 0 INVESCO VARIABLE RATE PFD ETF/EQUITY 46138G870 8 300 SH DFND 0 300 0 0 IQVIA HLDGS INC COMMON STOCK 46266C105 66 275 SH SOLE 0 275 0 0 IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102 8 200 SH DFND 0 200 0 0 IRONNET INC COMMON STOCK 46323Q105 9 500 SH DFND 0 500 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 19 945 SH SOLE 0 945 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 38 1872 SH DFND 0 1872 0 0 ISHARES GOLD TRUST ETF/OTHER 464285204 6055 181277 SH SOLE 0 181127 0 150 ISHARES GOLD TRUST ETF/OTHER 464285204 7 202 SH DFND 0 202 0 0 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 311 8559 SH SOLE 0 8559 0 0 ISHARES SELECT DIVIDEND ETF ETF/EQUITY 464287168 81 710 SH SOLE 0 710 0 0 ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 7563 59226 SH SOLE 0 59226 0 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 49651 115248 SH SOLE 0 115198 50 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 173 401 SH DFND 0 401 0 0 ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 6 48 SH DFND 0 48 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 186 3693 SH SOLE 0 3693 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 7 140 SH DFND 0 140 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 218 1636 SH SOLE 0 1596 40 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 57 425 SH DFND 0 425 0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 943 12755 SH SOLE 0 12755 0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 12 160 SH DFND 0 160 0 0 ISHARES GLOBAL HEALTHCARE ETF/EQUITY 464287325 44 520 SH SOLE 0 520 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 847 5822 SH SOLE 0 5822 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 15 105 SH DFND 0 105 0 0 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 668 5800 SH SOLE 0 5660 0 140 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 12 100 SH DFND 0 100 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 7869 91336 SH SOLE 0 91336 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 435 5054 SH DFND 0 5054 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 2906 37246 SH SOLE 0 37246 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 342 4387 SH DFND 0 4387 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 4405 38898 SH SOLE 0 38898 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 159 1400 SH DFND 0 1400 0 0 ISHARES RUSSELL MID GROWTH ETF/EQUITY 464287481 4 40 SH SOLE 0 40 0 0 ISHARES RUSSELL MIDCAP ETF ETF/EQUITY 464287499 19 242 SH SOLE 0 242 0 0 ISHARES RUSSELL MIDCAP ETF ETF/EQUITY 464287499 139 1774 SH DFND 0 1774 0 0 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 9687 36822 SH SOLE 0 36811 0 11 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 164 625 SH DFND 0 625 0 0 ISHARES NASDAQ BIOTECHNOLOGYETF ETF/EQUITY 464287556 24 150 SH SOLE 0 150 0 0 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 3485 22264 SH SOLE 0 22129 0 135 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 120 766 SH DFND 0 766 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 474 5980 SH SOLE 0 5980 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 48 600 SH DFND 0 600 0 0 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 6542 23875 SH SOLE 0 23800 0 75 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 172 627 SH DFND 0 627 0 0 ISHARES RUSSELL 2000 VALUE ETF/EQUITY 464287630 33 209 SH DFND 0 209 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 6 19 SH SOLE 0 19 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 41 141 SH DFND 0 141 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 1062 4853 SH SOLE 0 4853 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 142 649 SH DFND 0 649 0 0 ISHARES US TELECOM ETF ETF/EQUITY 464287713 1 44 SH SOLE 0 44 0 0 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 11721 107344 SH SOLE 0 107317 0 27 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 152 1396 SH DFND 0 1396 0 0 ISHARES TR S&P GTFIDX ETF ETF/INTERNATIONAL EQUITY 464288174 2 27 SH DFND 0 27 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 278 12850 SH SOLE 0 12850 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 22 1020 SH DFND 0 1020 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 619 11178 SH SOLE 0 11178 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 10 174 SH DFND 0 174 0 0 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 27455 274774 SH SOLE 0 274519 0 255 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 44 440 SH DFND 0 440 0 0 ISHARES NEW YORK MUNI BOND ETF/FIXED INCOME 464288323 162 2800 SH SOLE 0 2800 0 0 ISHARES TR S&P GLO INFRAS ETF/INTERNATIONAL EQUITY 464288372 2 53 SH DFND 0 53 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 61 697 SH SOLE 0 657 40 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 96 1093 SH DFND 0 1093 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 66 1100 SH SOLE 0 1100 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 30 496 SH DFND 0 496 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 127 2328 SH DFND 0 2328 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 2598 66931 SH SOLE 0 66931 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 221 5690 SH DFND 0 5690 0 0 ISHARES US HOME CONSTRUCTION ETF/EQUITY 464288752 2 33 SH DFND 0 33 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 84 890 SH SOLE 0 890 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 11 120 SH DFND 0 120 0 0 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 4 55 SH DFND 0 55 0 0 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 9118 124055 SH SOLE 0 123930 0 125 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 20 270 SH DFND 0 270 0 0 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 42469 571977 SH SOLE 0 571612 50 315 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 586 7889 SH DFND 0 7889 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 13162 213123 SH SOLE 0 212943 0 180 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 32 522 SH DFND 0 522 0 0 ISHARES MSCI GLOBAL MTL&MIN PRODUCERS ETF ETF/INTERNATIONAL EQUITY 46434G848 1 32 SH DFND 0 32 0 0 ISHARES ESG MSCI EM ETF ETF/INTERNATIONAL EQUITY 46434G863 555 13390 SH SOLE 0 13390 0 0 ISHARES 0-5 YR INVMT GR CORP ETF/FIXED INCOME 46434V100 43 835 SH DFND 0 835 0 0 ISHARES MSCI INTL QUALITY FACTOR ETF ETF/INTERNATIONAL EQUITY 46434V456 61 1600 SH SOLE 0 1600 0 0 ISHARES MSCI ACWI LOW CARBON ETF/EQUITY 46434V464 6 35 SH SOLE 0 35 0 0 ISHARES TR ESG AWRE 1 5 YR ETF/FIXED INCOME 46435G243 2 75 SH SOLE 0 75 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 20 205 SH SOLE 0 205 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 24 243 SH DFND 0 243 0 0 ISHARES ESG ADV HIGH YIELD ETF/FIXED INCOME 46435G441 14 260 SH SOLE 0 260 0 0 ISHARES ESG MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46435G516 417 5320 SH SOLE 0 5320 0 0 ISHARES CYBERSEC & TECH ETF ETF/EQUITY 46435U135 1 34 SH DFND 0 34 0 0 ISHARES BB RATED CRP BND ETF ETF/FIXED INCOME 46435U473 2295 43830 SH SOLE 0 43595 0 235 ISHARES BB RATED CRP BND ETF ETF/FIXED INCOME 46435U473 14 265 SH DFND 0 265 0 0 ISHARES ESG AWARE MSCI SMALLCAP ETF ETF/EQUITY 46435U663 1 25 SH SOLE 0 25 0 0 ISHARES BROAD USD HIGH YIELDCORP BOND ETF ETF/FIXED INCOME 46435U853 2075 50000 SH SOLE 0 50000 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 11444 69916 SH SOLE 0 69916 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 877 5360 SH DFND 0 5360 0 0 JABIL CIRCUIT INC. COMMON STOCK 466313103 12 200 SH SOLE 0 200 0 0 J P MORGAN EXCHANGE-TRADED FEQUITY PREMIUM ETF/EQUITY 46641Q332 5552 93135 SH SOLE 0 93135 0 0 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 7659 151005 SH SOLE 0 150540 0 465 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 22 435 SH DFND 0 435 0 0 JACOBS ENGR GROUP INC. COMMON STOCK 469814107 26 194 SH DFND 0 194 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 9288 57509 SH SOLE 0 57509 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 2522 15619 SH DFND 0 15619 0 0 JOUNCE THERAPEUTICS INC COMMON STOCK 481116101 7 1000 SH SOLE 0 1000 0 0 KLA CORPORATION COMMON STOCK 482480100 137 410 SH SOLE 0 410 0 0 KELLOGG COMPANY COMMON STOCK 487836108 26 400 SH SOLE 0 400 0 0 KEYCORP COMMON STOCK 493267108 22 1000 SH SOLE 0 1000 0 0 KEYCORP COMMON STOCK 493267108 11 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 1238 9348 SH SOLE 0 9348 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 671 5065 SH DFND 0 5065 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 209 12502 SH SOLE 0 12502 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 18 1050 SH DFND 0 1050 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 86 2333 SH DFND 0 2333 0 0 L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 7 30 SH DFND 0 30 0 0 LAM RESEARCH CORP COMMON STOCK 512807108 28 50 SH SOLE 0 50 0 0 ESTEE LAUDER COMP INC CL A COMMON STOCK 518439104 30 100 SH SOLE 0 100 0 0 LEVI STRAUSS & CO CL A COMMON STOCK 52736R102 7 300 SH SOLE 0 300 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 62 7208 SH DFND 0 7208 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 767 3320 SH SOLE 0 3320 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 214 925 SH DFND 0 925 0 0 LINEAGE CELL THERAPEUTICS COMMON STOCK 53566P109 1 508 SH SOLE 0 508 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 1949 5647 SH SOLE 0 5647 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 310 898 SH DFND 0 898 0 0 LOEWS CORP COMMON STOCK 540424108 70 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 4529 22326 SH SOLE 0 22326 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 265 1307 SH DFND 0 1307 0 0 LUMEN TECHNOLOGIES INC COMMON STOCK 550241103 14 1150 SH SOLE 0 1150 0 0 M & T BANK CORP COMMON STOCK 55261F104 308 2063 SH SOLE 0 2063 0 0 M & T BANK CORP COMMON STOCK 55261F104 1277 8548 SH DFND 0 8548 0 0 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COMPANY INC COMMON STOCK 58933Y105 1311 17454 SH DFND 0 17454 0 0 METLIFE INC COMMON STOCK 59156R108 49 800 SH SOLE 0 800 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 1377 1000 SH DFND 0 1000 0 0 MICROSOFT CORP COMMON STOCK 594918104 18320 64985 SH SOLE 0 64985 0 0 MICROSOFT CORP COMMON STOCK 594918104 3046 10805 SH DFND 0 10805 0 0 MODERNA INC COMMON STOCK 60770K107 77 200 SH SOLE 0 200 0 0 MOLINA HEALTHCARE INC COMMON STOCK 60855R100 14 50 SH SOLE 0 50 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 492 8459 SH SOLE 0 8459 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 266 4575 SH DFND 0 4575 0 0 MORGAN STANLEY COMMON STOCK 617446448 652 6697 SH SOLE 0 6697 0 0 NBT BANCORP INC COMMON STOCK 628778102 754 20872 SH SOLE 0 20872 0 0 NBT BANCORP INC COMMON STOCK 628778102 1131 31313 SH DFND 0 31313 0 0 NCR CORP NEW COMMON STOCK 62886E108 8 200 SH SOLE 0 200 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 37 700 SH SOLE 0 700 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 162 3076 SH DFND 0 3076 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274409 79 1323 SH DFND 0 1323 0 0 NETFLIX INC COMMON STOCK 64110L106 146 240 SH SOLE 0 240 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 13 1000 SH SOLE 0 1000 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 2 175 SH DFND 0 175 0 0 NEWELL RUBBERMAID INC COMMON STOCK 651229106 9 420 SH SOLE 0 0 0 420 NEWMONT MINING CORP COMMON STOCK 651639106 33 600 SH SOLE 0 600 0 0 NEXSTAR MEDIA GROUP CLASS A COMMON STOCK 65336K103 8 50 SH SOLE 0 50 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 2925 37254 SH SOLE 0 37254 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1767 22500 SH DFND 0 22500 0 0 NIKE INC CLASS B COMMON STOCK 654106103 3581 24661 SH SOLE 0 24661 0 0 NIKE INC CLASS B COMMON STOCK 654106103 258 1776 SH DFND 0 1776 0 0 NIKOLA CORP COMMON STOCK 654110105 2 200 SH SOLE 0 200 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1929 8063 SH SOLE 0 8063 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 287 1200 SH DFND 0 1200 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 85 235 SH SOLE 0 235 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 72 200 SH DFND 0 200 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 229 8992 SH SOLE 0 8992 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 336 4103 SH SOLE 0 4103 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 266 3255 SH DFND 0 3255 0 0 NUCOR CORP COMMON STOCK 670346105 4096 41589 SH SOLE 0 41589 0 0 NUCOR CORP COMMON STOCK 670346105 811 8233 SH DFND 0 8233 0 0 NVIDIA CORPORATION COMMON STOCK 67066G104 236 1140 SH SOLE 0 1140 0 0 NUVEEN AMT FREE MUNI CR INC CLOSED END MUTUAL FUNDS 67071L106 51 3000 SH SOLE 0 3000 0 0 NUTRIEN LTD FOREIGN EQUITIES 67077M108 14 220 SH SOLE 0 220 0 0 OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 6 200 SH SOLE 0 200 0 0 OKTA INC CL A COMMON STOCK 679295105 47 200 SH DFND 0 200 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 2854 39389 SH SOLE 0 39389 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 159 2195 SH DFND 0 2195 0 0 OMEGA HEALTHCARE INV INC COMMON STOCK 681936100 25 843 SH SOLE 0 843 0 0 ONEOK INC COMMON STOCK 682680103 23 394 SH SOLE 0 394 0 0 ORACLE CORP COMMON STOCK 68389X105 649 7453 SH SOLE 0 7453 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 11 1000 SH DFND 0 1000 0 0 ORGANOVO HOLDINGS INC COMMON STOCK 68620A203 0 5 SH SOLE 0 5 0 0 ORGANON & CO COMMON STOCK 68622V106 108 3304 SH SOLE 0 3304 0 0 ORGANON & CO COMMON STOCK 68622V106 41 1256 SH DFND 0 1256 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 116 1408 SH SOLE 0 1408 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 103 1252 SH DFND 0 1252 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 2878 14712 SH SOLE 0 14712 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 11 55 SH DFND 0 55 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 359 2512 SH SOLE 0 2512 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 34 240 SH DFND 0 240 0 0 PPL CORP COMMON STOCK 69351T106 1941 69630 SH SOLE 0 69630 0 0 PPL CORP COMMON STOCK 69351T106 130 4650 SH DFND 0 4650 0 0 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 2133 54815 SH SOLE 0 54745 0 70 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 5 140 SH DFND 0 140 0 0 PALO ALTO NETWORKS INC COMMON STOCK 697435105 57 120 SH SOLE 0 120 0 0 PAYCOM SOFTWARE INC COMMON STOCK 70432V102 99 200 SH DFND 0 200 0 0 PAYCHEX INC COMMON STOCK 704326107 56 500 SH SOLE 0 500 0 0 PAYCHEX INC COMMON STOCK 704326107 76 675 SH DFND 0 675 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 55 1218 SH SOLE 0 1218 0 0 PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 61 3500 SH SOLE 0 3500 0 0 PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 26 1500 SH DFND 0 1500 0 0 PEPSICO INC COMMON STOCK 713448108 7961 52930 SH SOLE 0 52930 0 0 PEPSICO INC COMMON STOCK 713448108 1704 11331 SH DFND 0 11331 0 0 PFIZER INC COMMON STOCK 717081103 5937 138064 SH SOLE 0 138064 0 0 PFIZER INC COMMON STOCK 717081103 1301 30254 SH DFND 0 30254 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 298 3145 SH SOLE 0 3145 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 65 689 SH DFND 0 689 0 0 PHILLIPS 66 COMMON STOCK 718546104 835 11917 SH SOLE 0 11917 0 0 PHILLIPS 66 COMMON STOCK 718546104 112 1600 SH DFND 0 1600 0 0 PIMCO ENHANCED SHORT MAT ESG ETF/FIXED INCOME 72201R643 101 1000 SH SOLE 0 1000 0 0 PIMCO ENHANCED LOW DURATION ETF/FIXED INCOME 72201R718 2138 21000 SH SOLE 0 21000 0 0 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 3181 31206 SH SOLE 0 31000 0 206 PINNACLE WEST CPTL CORP COMMON STOCK 723484101 29 400 SH SOLE 0 400 0 0 PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 31 3000 SH DFND 0 3000 0 0 PRINCIPAL SPECTRUM PFD SEC ETF/EQUITY 74255Y888 2703 130390 SH SOLE 0 130390 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 7673 54884 SH SOLE 0 54884 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 977 6987 SH DFND 0 6987 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 6 58 SH SOLE 0 58 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 29 276 SH DFND 0 276 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 4775 78402 SH SOLE 0 78402 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 1094 17962 SH DFND 0 17962 0 0 PULTE GROUP INC COMMON STOCK 745867101 10 210 SH DFND 0 210 0 0 QUALCOMM INC COMMON STOCK 747525103 2294 17788 SH SOLE 0 17788 0 0 QUALCOMM INC COMMON STOCK 747525103 358 2775 SH DFND 0 2775 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 2060 23969 SH SOLE 0 23969 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 599 6967 SH DFND 0 6967 0 0 REALTY INCOME CORP COMMON STOCK 756109104 18 284 SH SOLE 0 284 0 0 REGULUS THERAPEUTICS INC COMMON STOCK 75915K200 5 6900 SH SOLE 0 6900 0 0 REPUBLIC SERVICES INC COMMON STOCK 760759100 12 100 SH SOLE 0 100 0 0 RIBBONS COMMUNICATIONS INC COMMON STOCK 762544104 8 1400 SH SOLE 0 1400 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 274 4100 SH SOLE 0 4100 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 277 4150 SH DFND 0 4150 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 206 700 SH SOLE 0 700 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 51 175 SH DFND 0 175 0 0 ROPER INDS INC COMMON STOCK 776696106 312 700 SH DFND 0 700 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 1368 13755 SH SOLE 0 13755 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 129 1298 SH DFND 0 1298 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 12 260 SH DFND 0 260 0 0 ROYAL GOLD INC COMMON STOCK 780287108 4 43 SH DFND 0 43 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 382 900 SH DFND 0 900 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 7782 18135 SH SOLE 0 18135 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 500 1164 SH DFND 0 1164 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 767 4672 SH SOLE 0 4672 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 797 4855 SH DFND 0 4855 0 0 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 8 225 SH DFND 0 225 0 0 SPDR PORTFOLIO S&P500 GROWTH ETF/EQUITY 78464A409 668 10433 SH SOLE 0 10433 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF/EQUITY 78464A508 733 18795 SH SOLE 0 18795 0 0 SPDR S&P TRANSPORTATION ETF ETF/EQUITY 78464A532 3 34 SH DFND 0 34 0 0 SPDR INTERMEDIATE TREASURY ETF/FIXED INCOME 78464A672 109 3390 SH SOLE 0 3390 0 0 SPDR PORTFOLIO S&P 500 ETF/EQUITY 78464A854 1948 38605 SH SOLE 0 38435 0 170 SPDR PORTFOLIO S&P 500 ETF/EQUITY 78464A854 23 450 SH DFND 0 450 0 0 SPDR S&P BIOTECH ETF ETF/EQUITY 78464A870 93 743 SH SOLE 0 743 0 0 SPDR SERIES TRUST S&P HOMEBUILD ETF/EQUITY 78464A888 1279 17825 SH SOLE 0 17785 0 40 SPDR SERIES TRUST S&P HOMEBUILD ETF/EQUITY 78464A888 6 80 SH DFND 0 80 0 0 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 3996 86842 SH SOLE 0 86654 0 188 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 20 433 SH DFND 0 433 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 5689 117750 SH SOLE 0 117750 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 19 400 SH DFND 0 400 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 6762 14062 SH SOLE 0 14046 16 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 164 342 SH DFND 0 342 0 0 SPDR PORTFOLIO SMALLCAP ETF ETF/EQUITY 78468R853 16 365 SH SOLE 0 365 0 0 SPDR DOUBLELINE SHRT DUR ETF/FIXED INCOME 78470P200 9 180 SH SOLE 0 180 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 123 454 SH SOLE 0 454 0 0 SASOL LTD FOREIGN EQUITIES 803866300 2 100 SH SOLE 0 100 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 56 1880 SH SOLE 0 1880 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 79 2650 SH DFND 0 2650 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 3916 39123 SH SOLE 0 39048 75 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 216 2160 SH DFND 0 2160 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 212 2685 SH SOLE 0 2685 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 790 9985 SH DFND 0 9985 0 0 HEALTH CARE SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y209 357 2802 SH SOLE 0 2802 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 253 3672 SH SOLE 0 3672 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 21 310 SH DFND 0 310 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 326 1819 SH SOLE 0 1819 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 26 147 SH DFND 0 147 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 1727 33164 SH SOLE 0 33164 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 178 3410 SH DFND 0 3410 0 0 SPDR FINANCIAL SELECT SECTOR ETF/EQUITY 81369Y605 123 3277 SH SOLE 0 3277 0 0 SPDR INDUSTRIALS (XLI) ETF/EQUITY 81369Y704 102 1040 SH SOLE 0 1040 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 703 4707 SH SOLE 0 4707 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 46 311 SH DFND 0 311 0 0 SELECT SECTOR SPDR TR COMMUNICATION ETF/EQUITY 81369Y852 188 2345 SH SOLE 0 2345 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 264 4130 SH SOLE 0 4130 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 39 607 SH DFND 0 607 0 0 SEMPRA ENERGY COMMON STOCK 816851109 1100 8695 SH SOLE 0 8695 0 0 SEMPRA ENERGY COMMON STOCK 816851109 222 1755 SH DFND 0 1755 0 0 SHAKE SHACK INC COMMON STOCK 819047101 1 10 SH SOLE 0 10 0 0 SIERRA WIRELESS INC FOREIGN EQUITIES 826516106 16 1000 SH DFND 0 1000 0 0 SIGMATRON INTERNATIONAL INC COMMON STOCK 82661L101 3 300 SH SOLE 0 300 0 0 SNAP INC COMMON STOCK 83304A106 7 100 SH SOLE 0 100 0 0 SORRENTO THERAPEUTICS INC COMMON STOCK 83587F202 4 500 SH DFND 0 500 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 1051 16962 SH SOLE 0 16962 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 204 3290 SH DFND 0 3290 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 524 37946 SH SOLE 0 37946 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 1 48 SH DFND 0 48 0 0 SQUARE INC CL A COMMON STOCK 852234103 24 100 SH SOLE 0 100 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 351 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 1313 11901 SH SOLE 0 11901 0 0 STARBUCKS CORP COMMON STOCK 855244109 46 420 SH DFND 0 420 0 0 STATE STREET CORP COMMON STOCK 857477103 168 1988 SH SOLE 0 1988 0 0 STATE STREET CORP COMMON STOCK 857477103 68 800 SH DFND 0 800 0 0 STERICYCLE INC COMMON STOCK 858912108 163 2400 SH DFND 0 2400 0 0 STERLING BANCORP DEL COMMON STOCK 85917A100 12 500 SH SOLE 0 500 0 0 STERLING BANCORP DEL COMMON STOCK 85917A100 25 1000 SH DFND 0 1000 0 0 STRYKER CORP COMMON STOCK 863667101 1818 6895 SH SOLE 0 6895 0 0 STRYKER CORP COMMON STOCK 863667101 50 189 SH DFND 0 189 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 10 660 SH SOLE 0 660 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 56 301 SH SOLE 0 301 0 0 SUNCOKE ENERGY INC COMMON STOCK 86722A103 1 218 SH DFND 0 218 0 0 SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 52 2500 SH DFND 0 2500 0 0 SYSCO CORP COMMON STOCK 871829107 1183 15070 SH SOLE 0 15070 0 0 SYSCO CORP COMMON STOCK 871829107 790 10065 SH DFND 0 10065 0 0 TJX COMPANIES COMMON STOCK 872540109 300 4540 SH SOLE 0 4540 0 0 TJX COMPANIES COMMON STOCK 872540109 7 103 SH DFND 0 103 0 0 TARGET CORP COMMON STOCK 87612E106 1278 5587 SH SOLE 0 5587 0 0 TARGET CORP COMMON STOCK 87612E106 55 242 SH DFND 0 242 0 0 TC ENERGY CORP FOREIGN EQUITIES 87807B107 298 6200 SH SOLE 0 6200 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 80 187 SH DFND 0 187 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 21 1000 SH SOLE 0 1000 0 0 TERADATA CORP DEL COM COMMON STOCK 88076W103 11 200 SH SOLE 0 200 0 0 TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 1 100 SH SOLE 0 100 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 5445 28330 SH SOLE 0 28330 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 578 3005 SH DFND 0 3005 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 978 1712 SH SOLE 0 1712 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 371 650 SH DFND 0 650 0 0 THOMSON REUTERS CORP FOREIGN EQUITIES 884903709 166 1500 SH SOLE 0 1500 0 0 3D SYSTEM CORP COMMON STOCK 88554D205 1 50 SH SOLE 0 50 0 0 3M COMPANY COMMON STOCK 88579Y101 5170 29472 SH SOLE 0 29472 0 0 3M COMPANY COMMON STOCK 88579Y101 566 3225 SH DFND 0 3225 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 174 2147 SH SOLE 0 2147 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 364 4500 SH DFND 0 4500 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 823 12449 SH SOLE 0 12449 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 55 825 SH DFND 0 825 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 61 1265 SH SOLE 0 1265 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 36 200 SH SOLE 0 200 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 107 600 SH DFND 0 600 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 1285 8455 SH SOLE 0 8455 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 42 275 SH DFND 0 275 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 2483 42335 SH SOLE 0 42335 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 229 3900 SH DFND 0 3900 0 0 TRUSTCO BANK CORP COMMON STOCK 898349204 5 168 SH DFND 0 168 0 0 TWITTER INC COMMON STOCK 90184L102 1 22 SH DFND 0 22 0 0 II-VI INC COMMON STOCK 902104108 12 200 SH DFND 0 200 0 0 US BANCORP COMMON STOCK 902973304 2635 44339 SH SOLE 0 44339 0 0 US BANCORP COMMON STOCK 902973304 603 10145 SH DFND 0 10145 0 0 ULTRA CLEAN HOLDINGS INC COMMON STOCK 90385V107 9 200 SH SOLE 0 200 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 940 4794 SH SOLE 0 4794 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 595 3035 SH DFND 0 3035 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 4427 24311 SH SOLE 0 24311 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 325 1783 SH DFND 0 1783 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 2766 7080 SH SOLE 0 7080 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 498 1275 SH DFND 0 1275 0 0 UNITI GROUP INC COMMON STOCK 91325V108 0 16 SH SOLE 0 16 0 0 VF CORP COMMON STOCK 918204108 558 8325 SH SOLE 0 8325 0 0 VF CORP COMMON STOCK 918204108 33 487 SH DFND 0 487 0 0 VBI VACCINES INC COMMON STOCK 91822J103 26 8500 SH SOLE 0 8500 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 21 300 SH SOLE 0 300 0 0 VALLEY NATL BANCORP COMMON STOCK 919794107 204 15356 SH SOLE 0 15356 0 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 146 4970 SH SOLE 0 4920 0 50 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 591 20045 SH DFND 0 20045 0 0 VANECK VECTORS ETF TR GREEN BD ETF ETF/FIXED INCOME 92189F171 5 190 SH SOLE 0 190 0 0 VANECK VECTORS CHINAAMC CHINA BOND ETF ETF/INTERNATIONAL FIXED INCOME 92189F379 15 600 SH DFND 0 600 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 1259 8198 SH SOLE 0 8198 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 2 16 SH DFND 0 16 0 0 VANGUARD TOTAL INTL STOCK ETF ETF/INTERNATIONAL EQUITY 921909768 203 3212 SH SOLE 0 3212 0 0 VANGUARD MEGA CAP GROWTH ETF/EQUITY 921910816 20 85 SH SOLE 0 85 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 854 10422 SH SOLE 0 10102 0 320 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 145 1772 SH DFND 0 1772 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 1055 12342 SH SOLE 0 12217 125 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 132 1539 SH DFND 0 1539 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 497 9839 SH SOLE 0 9839 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 217 4297 SH DFND 0 4297 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 104 1006 SH SOLE 0 1006 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 32 312 SH DFND 0 312 0 0 VANGUARD ULTRA SHORT TERM ETF/FIXED INCOME 92203C303 100 2000 SH SOLE 0 2000 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 543 5865 SH SOLE 0 5865 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 248 2678 SH DFND 0 2678 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 78 317 SH DFND 0 317 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 827 4400 SH DFND 0 4400 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 1285 3203 SH SOLE 0 3203 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 403 1004 SH DFND 0 1004 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 95 680 SH SOLE 0 680 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 3086 61713 SH SOLE 0 61648 65 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 511 10219 SH DFND 0 10219 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 2504 30383 SH SOLE 0 30318 65 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 729 8853 SH DFND 0 8853 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 321 4755 SH SOLE 0 4620 0 135 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 5 75 SH DFND 0 75 0 0 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 11 130 SH SOLE 0 130 0 0 VANGUARD INTERM TERM CORP BDETF ETF/FIXED INCOME 92206C870 7884 83515 SH SOLE 0 83475 0 40 VANGUARD INTERM TERM CORP BDETF ETF/FIXED INCOME 92206C870 18 190 SH DFND 0 190 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 901 2285 SH SOLE 0 2285 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 31 225 SH SOLE 0 225 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 49 354 SH DFND 0 354 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 73 309 SH DFND 0 309 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 1098 10793 SH SOLE 0 10793 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 50 496 SH DFND 0 496 0 0 VANGUARD SMALLCAP GROWTH ETF ETF/EQUITY 922908595 18 65 SH SOLE 0 65 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 237 1400 SH SOLE 0 1400 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 165 698 SH SOLE 0 698 0 0 VANGUARD EXTENDED MKT IDX ETF/EQUITY 922908652 1 5 SH SOLE 0 5 0 0 VANGUARD EXTENDED MKT IDX ETF/EQUITY 922908652 3 16 SH DFND 0 16 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 61 210 SH SOLE 0 210 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 116 400 SH DFND 0 400 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 227 1038 SH SOLE 0 1038 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 14205 63967 SH DFND 0 63967 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 9008 166824 SH SOLE 0 166824 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2164 40078 SH DFND 0 40078 0 0 VIATRIS INC COMMON STOCK 92556V106 51 3793 SH SOLE 0 3793 0 0 VIATRIS INC COMMON STOCK 92556V106 32 2373 SH DFND 0 2373 0 0 VISA INC CLASS A COMMON STOCK 92826C839 1861 8353 SH SOLE 0 8353 0 0 VISA INC CLASS A COMMON STOCK 92826C839 78 349 SH DFND 0 349 0 0 VODAFONE GROUP PLC ADR FOREIGN EQUITIES 92857W308 4 238 SH SOLE 0 238 0 0 WABTEC CORP COMMON STOCK 929740108 1 7 SH SOLE 0 7 0 0 WABTEC CORP COMMON STOCK 929740108 3 38 SH DFND 0 38 0 0 WAL MART STORES INC COMMON STOCK 931142103 4782 34306 SH SOLE 0 34306 0 0 WAL MART STORES INC COMMON STOCK 931142103 1285 9217 SH DFND 0 9217 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 4 90 SH SOLE 0 90 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 18 385 SH DFND 0 385 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 326 2182 SH SOLE 0 2182 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 101 675 SH DFND 0 675 0 0 WELLTOWER INC COMMON STOCK 95040Q104 16 200 SH DFND 0 200 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 57 1600 SH SOLE 0 1600 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 259 10000 SH DFND 0 10000 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1219 15840 SH SOLE 0 15840 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 32 412 SH DFND 0 412 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E204 78 4495 SH SOLE 0 4495 0 0 XYLEM INC COMMON STOCK 98419M100 5 44 SH SOLE 0 44 0 0 ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 103 200 SH DFND 0 200 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 585 4000 SH DFND 0 4000 0 0