Trust Administrator

0000909012-21-000103.txt : 20210803 0000909012-21-000103.hdr.sgml : 20210803 20210803123121 ACCESSION NUMBER: 0000909012-21-000103 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20210630 FILED AS OF DATE: 20210803 DATE AS OF CHANGE: 20210803 EFFECTIVENESS DATE: 20210803 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 211138685 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 06-30-2021 06-30-2021 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Sparace Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneida NY 08-03-2021 0 705 846782 false INFORMATION TABLE 2 aci_13f.xml ALLEGION PLC FOREIGN EQUITIES G0176J109 46 331 SH SOLE 0 331 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 1627 141989 SH SOLE 0 141989 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 169 14730 SH DFND 0 14730 0 0 BROOKFIELD BUSINESS PARTNERS LP LTD FOREIGN EQUITIES G16234109 1 20 SH DFND 0 20 0 0 BROOKFIELD PROPERTY PARTNERS FOREIGN EQUITIES G16249107 1 38 SH DFND 0 38 0 0 BROOKFIELD INFRASTRUCTURE PARTNERS LP FOREIGN EQUITIES G16252101 2 40 SH DFND 0 40 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 30 200 SH SOLE 0 200 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 274 1848 SH DFND 0 1848 0 0 IHS MARKIT LTD. FOREIGN EQUITIES G47567105 12 107 SH SOLE 0 107 0 0 LINDE PLC FOREIGN EQUITIES G5494J103 48 166 SH SOLE 0 166 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 804 6479 SH SOLE 0 6479 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 42 340 SH DFND 0 340 0 0 MYOVANT SCIENCES LTD COMMON STOCK G637AM102 11 500 SH DFND 0 500 0 0 TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 229 1242 SH SOLE 0 1242 0 0 WHITE MTNS INS GROUP LTD COMMON STOCK G9618E107 115 100 SH DFND 0 100 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 1664 10469 SH SOLE 0 10469 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 229 1438 SH DFND 0 1438 0 0 UBS GROUP AG FOREIGN EQUITIES H42097107 15 1000 SH DFND 0 1000 0 0 AFLAC INC COMMON STOCK 001055102 17 323 SH SOLE 0 323 0 0 AGCO CORP COMMON STOCK 001084102 13 100 SH DFND 0 100 0 0 AT&T INC COMMON STOCK 00206R102 6562 228092 SH SOLE 0 228092 0 0 AT&T INC COMMON STOCK 00206R102 1296 45035 SH DFND 0 45035 0 0 ARK FINTECH INNOVATION ETF ETF/EQUITY 00214Q708 2 40 SH DFND 0 40 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 5025 43347 SH SOLE 0 43347 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 784 6760 SH DFND 0 6760 0 0 ABBVIE INC COMMON STOCK 00287Y109 6028 53519 SH SOLE 0 53519 0 0 ABBVIE INC COMMON STOCK 00287Y109 1021 9067 SH DFND 0 9067 0 0 ADOBE INC COMMON STOCK 00724F101 657 1122 SH SOLE 0 1122 0 0 AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 11 76 SH DFND 0 76 0 0 AGENUS INC COMMON STOCK 00847G705 2 300 SH SOLE 0 300 0 0 AIM IMMUNOTECH INC COMMON STOCK 00901B105 28 13226 SH SOLE 0 13226 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 910 3162 SH SOLE 0 3162 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 365 1270 SH DFND 0 1270 0 0 ALBEMARLE CORP COMMON STOCK 012653101 1208 7170 SH SOLE 0 7170 0 0 ALBEMARLE CORP COMMON STOCK 012653101 472 2800 SH DFND 0 2800 0 0 THE ALLSTATE CORPORATION COMMON STOCK 020002101 23 175 SH DFND 0 175 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 975 389 SH SOLE 0 389 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 308 123 SH DFND 0 123 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 3001 1229 SH SOLE 0 1229 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 574 235 SH DFND 0 235 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 274 5737 SH SOLE 0 5737 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 104 2179 SH DFND 0 2179 0 0 AMAZON.COM INC COMMON STOCK 023135106 2769 805 SH SOLE 0 805 0 0 AMAZON.COM INC COMMON STOCK 023135106 485 141 SH DFND 0 141 0 0 AMEREN CORPORATION COMMON STOCK 023608102 200 2498 SH SOLE 0 2498 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 1051 12422 SH SOLE 0 12422 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 279 3300 SH DFND 0 3300 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 1478 8943 SH SOLE 0 8943 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 32 192 SH DFND 0 192 0 0 AMERICAN TOWER CORP COMMON STOCK 03027X100 490 1815 SH SOLE 0 1815 0 0 AMERICAN TOWER CORP COMMON STOCK 03027X100 1351 5000 SH DFND 0 5000 0 0 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 308 2000 SH DFND 0 2000 0 0 AMETEK INC COMMON STOCK 031100100 935 7000 SH DFND 0 7000 0 0 AMGEN INC COMMON STOCK 031162100 2716 11143 SH SOLE 0 11143 0 0 AMGEN INC COMMON STOCK 031162100 715 2935 SH DFND 0 2935 0 0 ANALOG DEVICES INC COMMON STOCK 032654105 20 116 SH SOLE 0 116 0 0 ANTHEM INC COMMON STOCK 036752103 851 2230 SH SOLE 0 2230 0 0 APPLE INC COMMON STOCK 037833100 57670 421074 SH SOLE 0 421074 0 0 APPLE INC COMMON STOCK 037833100 1332 9726 SH DFND 0 9726 0 0 ARROW FINANCIAL CORPORATION COMMON STOCK 042744102 129 3592 SH SOLE 0 3592 0 0 ATOSSA THERAPEUTICS INC COMMON STOCK 04962H506 9 1475 SH SOLE 0 1475 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 2863 14417 SH SOLE 0 14417 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 657 3306 SH DFND 0 3306 0 0 BCE INC FOREIGN EQUITIES 05534B760 141 2860 SH SOLE 0 2860 0 0 BCE INC FOREIGN EQUITIES 05534B760 17 340 SH DFND 0 340 0 0 BP PLC ADR FOREIGN EQUITIES 055622104 60 2260 SH DFND 0 2260 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 1122 27229 SH SOLE 0 27229 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 327 7921 SH DFND 0 7921 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 134 2611 SH SOLE 0 2611 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 18 353 SH DFND 0 353 0 0 BARRICK GOLD CORPORATION FOREIGN EQUITIES 067901108 4 200 SH SOLE 0 200 0 0 BARRICK GOLD CORPORATION FOREIGN EQUITIES 067901108 9 415 SH DFND 0 415 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 835 10375 SH SOLE 0 10375 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 12 150 SH DFND 0 150 0 0 BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 1007 4140 SH SOLE 0 4140 0 0 BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 243 1000 SH DFND 0 1000 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 1435 5165 SH SOLE 0 5165 0 0 BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 7 264 SH DFND 0 264 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 560 7690 SH SOLE 0 7690 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 174 2390 SH DFND 0 2390 0 0 BIOGEN INC COMMON STOCK 09062X103 277 800 SH DFND 0 800 0 0 BIONTECH SE ADR FOREIGN EQUITIES 09075V102 34 150 SH SOLE 0 150 0 0 BIONTECH SE ADR FOREIGN EQUITIES 09075V102 45 200 SH DFND 0 200 0 0 BLACKBERRY LTD NPV FOREIGN EQUITIES 09228F103 3 250 SH DFND 0 250 0 0 BLACKROCK INCOME TR INC CLOSED END MUTUAL FUNDS 09247F100 88 13958 SH SOLE 0 13958 0 0 BLACKROCK INC COMMON STOCK 09247X101 595 680 SH SOLE 0 680 0 0 BLACKROCK INC COMMON STOCK 09247X101 26 30 SH DFND 0 30 0 0 BLACKROCK ENHANCED EQT DIV ETF/EQUITY 09251A104 58 5703 SH DFND 0 5703 0 0 BLACKROCK FLOAT RATE STRAT CLOSED END MUTUAL FUNDS 09255X100 24 1800 SH SOLE 0 1800 0 0 BLACKSTONE GROUP INC COMMON STOCK 09260D107 10 100 SH SOLE 0 100 0 0 BLACKSTONE GROUP INC COMMON STOCK 09260D107 10 100 SH DFND 0 100 0 0 BLUE APRON HOLDINGS INC COMMON STOCK 09523Q200 0 6 SH SOLE 0 6 0 0 BOEING COMPANY COMMON STOCK 097023105 537 2242 SH SOLE 0 2242 0 0 BOEING COMPANY COMMON STOCK 097023105 37 155 SH DFND 0 155 0 0 BORGWARNER INC COMMON STOCK 099724106 5 100 SH DFND 0 100 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 4910 73494 SH SOLE 0 73494 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 9095 136134 SH DFND 0 136134 0 0 BROOKFIELD ASSET MGMT INC CLASS A FOREIGN EQUITIES 112585104 78 1525 SH DFND 0 1525 0 0 BROOKFIELD INFRASTRUCTURE CO FOREIGN EQUITIES 11275Q107 0 4 SH DFND 0 4 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 1364 14562 SH SOLE 0 14562 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 91 967 SH DFND 0 967 0 0 CIGNA CORP COMMON STOCK 125523100 144 607 SH SOLE 0 607 0 0 CIGNA CORP COMMON STOCK 125523100 231 973 SH DFND 0 973 0 0 CSX CORP COMMON STOCK 126408103 20 618 SH SOLE 0 618 0 0 CSX CORP COMMON STOCK 126408103 1924 60000 SH DFND 0 60000 0 0 CVS HEALTH CORP COMMON STOCK 126650100 3248 38932 SH SOLE 0 38932 0 0 CVS HEALTH CORP COMMON STOCK 126650100 669 8012 SH DFND 0 8012 0 0 CANADIAN PACIFIC RAILWAY LTD FOREIGN EQUITIES 13645T100 492 6400 SH SOLE 0 6400 0 0 CARDINAL HEALTH INC COMMON STOCK 14149Y108 7 114 SH SOLE 0 114 0 0 CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104 269 5534 SH SOLE 0 5534 0 0 CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104 132 2715 SH DFND 0 2715 0 0 CATERPILLAR INC COMMON STOCK 149123101 3629 16677 SH SOLE 0 16677 0 0 CATERPILLAR INC COMMON STOCK 149123101 478 2197 SH DFND 0 2197 0 0 CEL SCI CORP COMMON STOCK 150837607 4 500 SH SOLE 0 500 0 0 THE CHEMOURS CO COMMON STOCK 163851108 13 360 SH DFND 0 360 0 0 CHEVRON CORP COMMON STOCK 166764100 3600 34375 SH SOLE 0 34375 0 0 CHEVRON CORP COMMON STOCK 166764100 746 7123 SH DFND 0 7123 0 0 CHURCH & DWIGHT CO INC COMMON STOCK 171340102 170 2000 SH DFND 0 2000 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 7898 149021 SH SOLE 0 149021 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 1783 33634 SH DFND 0 33634 0 0 CITIGROUP INC COMMON STOCK 172967424 5 73 SH SOLE 0 73 0 0 CITIGROUP INC COMMON STOCK 172967424 7 100 SH DFND 0 100 0 0 CLEANSPARK INC COMMON STOCK 18452B209 18 1072 SH SOLE 0 1072 0 0 COCA COLA COMPANY COMMON STOCK 191216100 7867 145392 SH SOLE 0 145392 0 0 COCA COLA COMPANY COMMON STOCK 191216100 1003 18540 SH DFND 0 18540 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 998 12263 SH SOLE 0 12263 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 561 6896 SH DFND 0 6896 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 3879 68034 SH SOLE 0 68034 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 280 4902 SH DFND 0 4902 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 86 1142 SH SOLE 0 1142 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 10178 134546 SH DFND 0 134546 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 824 13536 SH SOLE 0 13536 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 195 3206 SH DFND 0 3206 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 316 4410 SH SOLE 0 4410 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 76 1055 SH DFND 0 1055 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 333 1425 SH SOLE 0 1425 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 234 1000 SH DFND 0 1000 0 0 COOPER COMPANIES INC COMMON STOCK 216648402 119 300 SH DFND 0 300 0 0 CORNING INC COMMON STOCK 219350105 1186 29000 SH SOLE 0 29000 0 0 CORNING INC COMMON STOCK 219350105 89 2175 SH DFND 0 2175 0 0 CORTEVA INC COMMON STOCK 22052L104 275 6211 SH SOLE 0 6211 0 0 CORTEVA INC COMMON STOCK 22052L104 43 974 SH DFND 0 974 0 0 COSTCO COMMON STOCK 22160K105 46 115 SH SOLE 0 115 0 0 CUMMINS INC COMMON STOCK 231021106 2341 9600 SH SOLE 0 9600 0 0 CUMMINS INC COMMON STOCK 231021106 644 2640 SH DFND 0 2640 0 0 CURIOSITYSTREAM INC CL A COMMON STOCK 23130Q107 15 1109 SH SOLE 0 1109 0 0 DANAHER CORP COMMON STOCK 235851102 138 515 SH SOLE 0 515 0 0 DARDEN RESTAURANTS INC COMMON STOCK 237194105 7 50 SH SOLE 0 50 0 0 DEERE & COMPANY COMMON STOCK 244199105 35 100 SH SOLE 0 100 0 0 DEERE & COMPANY COMMON STOCK 244199105 35 100 SH DFND 0 100 0 0 DELL TECHNOLOGIES INC COMMON STOCK 24703L202 15 146 SH SOLE 0 146 0 0 DIGI INTL INC COMMON STOCK 253798102 8 400 SH DFND 0 400 0 0 DIME CMNTY BANCSHARES INC COMMON STOCK 25432X102 7 200 SH SOLE 0 200 0 0 WALT DISNEY CO COMMON STOCK 254687106 4508 25650 SH SOLE 0 25650 0 0 WALT DISNEY CO COMMON STOCK 254687106 374 2128 SH DFND 0 2128 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 489 2260 SH SOLE 0 2260 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 76 350 SH DFND 0 350 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 3535 48058 SH SOLE 0 48058 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 1072 14576 SH DFND 0 14576 0 0 DORCHESTER MINERALS LP COMMON STOCK 25820R105 959 56922 SH SOLE 0 56922 0 0 DOW INC COMMON STOCK 260557103 3629 57355 SH SOLE 0 57355 0 0 DOW INC COMMON STOCK 260557103 310 4895 SH DFND 0 4895 0 0 DRAFTKINGS INC CL A COMMON STOCK 26142R104 10 200 SH SOLE 0 200 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 511 5178 SH SOLE 0 5178 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 67 675 SH DFND 0 675 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 2685 34685 SH SOLE 0 34685 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 298 3850 SH DFND 0 3850 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 119 1421 SH SOLE 0 1421 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 7 80 SH DFND 0 80 0 0 THE HOYA CAPITAL HOUSING ETF ETF/EQUITY 26922A230 2 62 SH DFND 0 62 0 0 ETFMG PRIME MOBILE PAYMENTS ETF/EQUITY 26924G409 2590 36775 SH SOLE 0 36695 0 80 ETFMG PRIME MOBILE PAYMENTS ETF/EQUITY 26924G409 17 240 SH DFND 0 240 0 0 EASTMAN CHEMICAL CO COMMON STOCK 277432100 327 2800 SH SOLE 0 2800 0 0 ECOLAB INC COMMON STOCK 278865100 192 934 SH SOLE 0 934 0 0 ECOLAB INC COMMON STOCK 278865100 154 750 SH DFND 0 750 0 0 EDISON INTL COMMON STOCK 281020107 167 2887 SH DFND 0 2887 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 4914 51061 SH SOLE 0 51061 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 536 5571 SH DFND 0 5571 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 126 3148 SH DFND 0 3148 0 0 ENERGY TRANSFER EQUITY LP COMMON STOCK 29273V100 12 1090 SH DFND 0 1090 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 26 1098 SH SOLE 0 1098 0 0 EQUIFAX INC COMMON STOCK 294429105 958 4000 SH DFND 0 4000 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 340 7449 SH SOLE 0 7449 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 47 1025 SH DFND 0 1025 0 0 EXELON CORP COMMON STOCK 30161N101 1144 25816 SH SOLE 0 25816 0 0 EXELON CORP COMMON STOCK 30161N101 368 8296 SH DFND 0 8296 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 3474 55069 SH SOLE 0 55069 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 1095 17362 SH DFND 0 17362 0 0 FS KKR CAPITAL CORP COMMON STOCK 302635206 13 621 SH SOLE 0 621 0 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 94 270 SH SOLE 0 270 0 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 98 283 SH DFND 0 283 0 0 FASTENAL CO COMMON STOCK 311900104 501 9632 SH SOLE 0 9632 0 0 FASTENAL CO COMMON STOCK 311900104 322 6200 SH DFND 0 6200 0 0 FEDEX CORP COMMON STOCK 31428X106 64 215 SH SOLE 0 215 0 0 FIDELITY NATL INFORMATION SV COMMON STOCK 31620M106 425 3000 SH DFND 0 3000 0 0 FIFTH THIRD BANCORP COMMON STOCK 316773100 25 655 SH DFND 0 655 0 0 FIRST SOLAR, INC. COMMON STOCK 336433107 453 5000 SH DFND 0 5000 0 0 FIRST TRUST NASDAQ CLN EDGE ETF/EQUITY 33733E500 1 15 SH DFND 0 15 0 0 FIRST TR NASDAQ CYB SEC ETF ETF/EQUITY 33734X846 1 32 SH DFND 0 32 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 1147 29950 SH SOLE 0 29950 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 40 1050 SH DFND 0 1050 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 3 200 SH SOLE 0 200 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 36 2416 SH DFND 0 2416 0 0 FORTUNE BRANDS HOME & SEC COMMON STOCK 34964C106 60 600 SH SOLE 0 600 0 0 FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 19 132 SH DFND 0 132 0 0 FRESENIUS MEDICAL CARE AG & CO KGAA FOREIGN EQUITIES 358029106 4 100 SH DFND 0 100 0 0 GABELLI MULTIMEDIA TR INC MUTUAL FUND LARGE CAP EQUITY 36239Q109 10 898 SH DFND 0 898 0 0 GABELLI EQUITY TR INC CLOSED END MUTUAL FUNDS 362397101 7 1000 SH DFND 0 1000 0 0 GABELLI EQUITY TR INC RIGHT 07/14/2021 WARRANTS & RIGHTS 362397218 0 1000 SH DFND 0 1000 0 0 GABELLI UTILITY TRUST MUTUAL FUNDS MID CAP EQUITY 36240A101 7 866 SH DFND 0 866 0 0 ARTHUR J GALLAGHER & CO COMMON STOCK 363576109 11 75 SH DFND 0 75 0 0 GAP INC COMMON STOCK 364760108 77 2300 SH SOLE 0 2300 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 1822 9676 SH SOLE 0 9676 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 72 382 SH DFND 0 382 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 294 21859 SH SOLE 0 21859 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 143 10628 SH DFND 0 10628 0 0 GENERAL MILLS INC COMMON STOCK 370334104 2733 44848 SH SOLE 0 44848 0 0 GENERAL MILLS INC COMMON STOCK 370334104 522 8570 SH DFND 0 8570 0 0 GEVO INC COMMON STOCK 374396406 7 951 SH SOLE 0 951 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 1208 17537 SH SOLE 0 17537 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 213 3100 SH DFND 0 3100 0 0 GLOBAL X US INFRASTRUCTURE DEV ETF ETF/EQUITY 37954Y673 2 95 SH DFND 0 95 0 0 GLOBAL X ROBOTICS & AI ETF ETF/INTERNATIONAL EQUITY 37954Y715 2457 70315 SH SOLE 0 70230 0 85 GLOBAL X ROBOTICS & AI ETF ETF/INTERNATIONAL EQUITY 37954Y715 7 200 SH DFND 0 200 0 0 GOLDMAN SACHS ACCESS ULTRAST ETF/FIXED INCOME 381430230 101 2000 SH SOLE 0 2000 0 0 GOLDMAN SACHS JUST US LARGE CAP EQUITY ETF ETF/EQUITY 381430396 10 165 SH SOLE 0 165 0 0 HARLEY DAVIDSON INC COMMON STOCK 412822108 9 200 SH SOLE 0 200 0 0 HEAT BIOLOGICS INC COMMON STOCK 42237K409 4 560 SH SOLE 0 560 0 0 HERSHEY CO COMMON STOCK 427866108 716 4113 SH SOLE 0 4113 0 0 HERSHEY CO COMMON STOCK 427866108 246 1410 SH DFND 0 1410 0 0 HOME DEPOT INC COMMON STOCK 437076102 3104 9734 SH SOLE 0 9734 0 0 HOME DEPOT INC COMMON STOCK 437076102 318 998 SH DFND 0 998 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 2062 9401 SH SOLE 0 9401 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 57 259 SH DFND 0 259 0 0 IEC ELECTRONICS CORPORATION COMMON STOCK 44949L105 2 200 SH DFND 0 200 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 4284 19162 SH SOLE 0 19162 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 781 3493 SH DFND 0 3493 0 0 INCYTE CORP COMMON STOCK 45337C102 8 100 SH SOLE 0 100 0 0 INFINITY PHARMACEUTICALS INC COMMON STOCK 45665G303 18 6000 SH SOLE 0 6000 0 0 INFUSYSTEMS HOLDINGS INC COMMON STOCK 45685K102 21 1000 SH SOLE 0 1000 0 0 INGERSOLL RAND INC COMMON STOCK 45687V106 53 1095 SH SOLE 0 1095 0 0 INTEL CORP COMMON STOCK 458140100 8315 148135 SH SOLE 0 148135 0 0 INTEL CORP COMMON STOCK 458140100 1407 25063 SH DFND 0 25063 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 8216 56051 SH SOLE 0 56051 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 11393 77723 SH DFND 0 77723 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 10 156 SH DFND 0 156 0 0 INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR ETF/FIXED INCOME 46090A887 4561 90365 SH SOLE 0 90365 0 0 INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR ETF/FIXED INCOME 46090A887 8 150 SH DFND 0 150 0 0 INVESCO QQQ TRUST ETF/EQUITY 46090E103 1879 5301 SH SOLE 0 5293 8 0 INVESCO QQQ TRUST ETF/EQUITY 46090E103 140 396 SH DFND 0 396 0 0 INTUIT INC COMMON STOCK 461202103 10 20 SH SOLE 0 20 0 0 INVESCO EXCHANGE TRADED FD TR WILDERHIL CLAN ETF/EQUITY 46137V134 30 323 SH DFND 0 323 0 0 INVESCO EXCHANGE TRADED FD TWATER RES ETF ETF/EQUITY 46137V142 3 50 SH SOLE 0 50 0 0 INVESCO S&P 500 PURE VAL ETF ETF/EQUITY 46137V258 4262 55235 SH SOLE 0 55155 0 80 INVESCO S&P 500 PURE VAL ETF ETF/EQUITY 46137V258 13 165 SH DFND 0 165 0 0 INVESCO S&P 500 EQUAL WEIGHT ETF ETF/EQUITY 46137V357 6029 40000 SH SOLE 0 40000 0 0 INVESCO FTSE RAFI US1000 ETF ETF/EQUITY 46137V613 18 112 SH SOLE 0 112 0 0 INVESCO DYNAMIC BLDNG CONSTR ETF/EQUITY 46137V779 692 13960 SH SOLE 0 13900 0 60 INVESCO DYNAMIC BLDNG CONSTR ETF/EQUITY 46137V779 8 153 SH DFND 0 153 0 0 INVESCO MSCI GLOBAL TIMBER ETF/EQUITY 46138E545 2 65 SH DFND 0 65 0 0 INVESCO VARIABLE RATE PFD ETF/EQUITY 46138G870 1709 65000 SH SOLE 0 65000 0 0 INVESCO VARIABLE RATE PFD ETF/EQUITY 46138G870 16 600 SH DFND 0 600 0 0 INVESCO BULLETSHS CORP 2023 ETF/FIXED INCOME 46138J866 9 430 SH SOLE 0 430 0 0 IQVIA HLDGS INC COMMON STOCK 46266C105 67 275 SH SOLE 0 275 0 0 IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102 8 200 SH DFND 0 200 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 23 945 SH SOLE 0 945 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 45 1872 SH DFND 0 1872 0 0 ISHARES GOLD TRUST ETF/OTHER 464285204 6109 181277 SH SOLE 0 181127 0 150 ISHARES GOLD TRUST ETF/OTHER 464285204 7 202 SH DFND 0 202 0 0 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 315 8459 SH SOLE 0 8459 0 0 ISHARES SELECT DIVIDEND ETF ETF/EQUITY 464287168 83 710 SH SOLE 0 710 0 0 ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 8159 63736 SH SOLE 0 63736 0 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 49656 115503 SH SOLE 0 115453 50 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 213 496 SH DFND 0 496 0 0 ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 7 61 SH DFND 0 61 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 204 3693 SH SOLE 0 3693 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 8 140 SH DFND 0 140 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 220 1636 SH SOLE 0 1596 40 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 57 425 SH DFND 0 425 0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 928 12755 SH SOLE 0 12755 0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 13 185 SH DFND 0 185 0 0 ISHARES GLOBAL HEALTHCARE ETF/EQUITY 464287325 43 520 SH SOLE 0 520 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 860 5822 SH SOLE 0 5822 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 16 105 SH DFND 0 105 0 0 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 687 5950 SH SOLE 0 5810 0 140 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 12 100 SH DFND 0 100 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 6447 74840 SH SOLE 0 74840 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 269 3124 SH DFND 0 3124 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 3032 38443 SH SOLE 0 38443 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 898 11387 SH DFND 0 11387 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 4580 39832 SH SOLE 0 39832 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 161 1400 SH DFND 0 1400 0 0 ISHARES RUSSELL MID GROWTH ETF/EQUITY 464287481 5 40 SH SOLE 0 40 0 0 ISHARES RUSSELL MIDCAP ETF ETF/EQUITY 464287499 19 242 SH SOLE 0 242 0 0 ISHARES RUSSELL MIDCAP ETF ETF/EQUITY 464287499 141 1774 SH DFND 0 1774 0 0 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 11156 41515 SH SOLE 0 41492 0 23 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 193 719 SH DFND 0 719 0 0 ISHARES NASDAQ BIOTECHNOLOGYETF ETF/EQUITY 464287556 25 150 SH SOLE 0 150 0 0 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 3525 22226 SH SOLE 0 22091 0 135 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 1122 7075 SH DFND 0 7075 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 484 5980 SH SOLE 0 5980 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 49 600 SH DFND 0 600 0 0 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 6700 24682 SH SOLE 0 24597 0 85 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 1924 7087 SH DFND 0 7087 0 0 ISHARES RUSSELL 2000 VALUE ETF/EQUITY 464287630 35 209 SH DFND 0 209 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 6 19 SH SOLE 0 19 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 44 141 SH DFND 0 141 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 1173 5116 SH SOLE 0 5116 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 149 649 SH DFND 0 649 0 0 ISHARES US TELECOM ETF ETF/EQUITY 464287713 2 48 SH SOLE 0 48 0 0 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 12784 113153 SH SOLE 0 113126 0 27 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 1535 13586 SH DFND 0 13586 0 0 ISHARES TR S&P GTFIDX ETF ETF/INTERNATIONAL EQUITY 464288174 2 27 SH DFND 0 27 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 291 12400 SH SOLE 0 12400 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 24 1020 SH DFND 0 1020 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 345 6000 SH SOLE 0 6000 0 0 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 14855 146799 SH SOLE 0 146649 0 150 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 29 285 SH DFND 0 285 0 0 ISHARES NEW YORK MUNI BOND ETF/FIXED INCOME 464288323 238 4079 SH SOLE 0 4079 0 0 ISHARES TR S&P GLO INFRAS ETF/INTERNATIONAL EQUITY 464288372 2 53 SH DFND 0 53 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 32 367 SH SOLE 0 327 40 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 96 1093 SH DFND 0 1093 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 67 1100 SH SOLE 0 1100 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 30 496 SH DFND 0 496 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 1 25 SH SOLE 0 25 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 128 2328 SH DFND 0 2328 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 2618 66561 SH SOLE 0 66561 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 193 4895 SH DFND 0 4895 0 0 ISHARES US HOME CONSTRUCTION ETF/EQUITY 464288752 2 33 SH DFND 0 33 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 86 890 SH SOLE 0 890 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 23 240 SH DFND 0 240 0 0 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 8 109 SH DFND 0 109 0 0 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 10056 136610 SH SOLE 0 136485 0 125 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 20 270 SH DFND 0 270 0 0 ISHARES EDGE MSCI USA QUALITY FACTOR ETF ETF/EQUITY 46432F339 73 550 SH SOLE 0 550 0 0 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 41848 559021 SH SOLE 0 558656 50 315 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 583 7782 SH DFND 0 7782 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 14946 223113 SH SOLE 0 222933 0 180 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 35 522 SH DFND 0 522 0 0 ISHARES MSCI GLOBAL MTL&MIN PRODUCERS ETF ETF/INTERNATIONAL EQUITY 46434G848 1 32 SH DFND 0 32 0 0 ISHARES ESG MSCI EM ETF ETF/INTERNATIONAL EQUITY 46434G863 611 13530 SH SOLE 0 13530 0 0 ISHARES 0-5 YR INVMT GR CORP ETF/FIXED INCOME 46434V100 43 835 SH DFND 0 835 0 0 ISHARES MSCI INTL QUALITY FACTOR ETF ETF/INTERNATIONAL EQUITY 46434V456 62 1600 SH SOLE 0 1600 0 0 ISHARES MSCI ACWI LOW CARBON ETF/EQUITY 46434V464 6 35 SH SOLE 0 35 0 0 ISHARES CORE MSCI EUROPE ETF ETF/EQUITY 46434V738 1919 33515 SH SOLE 0 33465 0 50 ISHARES CORE MSCI EUROPE ETF ETF/EQUITY 46434V738 2 30 SH DFND 0 30 0 0 ISHARES TR ESG AWRE 1 5 YR ETF/FIXED INCOME 46435G243 2 75 SH SOLE 0 75 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 20 205 SH SOLE 0 205 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 24 243 SH DFND 0 243 0 0 ISHARES ESG ADV HIGH YIELD ETF/FIXED INCOME 46435G441 24 450 SH SOLE 0 450 0 0 ISHARES ESG MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46435G516 420 5320 SH SOLE 0 5320 0 0 ISHARES CYBERSEC & TECH ETF ETF/EQUITY 46435U135 1 34 SH DFND 0 34 0 0 ISHARES GENOMICS IMMUNOLOGY & HEALTHCARE ETF ETF/EQUITY 46435U192 18 350 SH SOLE 0 350 0 0 ISHARES BB RATED CRP BND ETF ETF/FIXED INCOME 46435U473 1790 34185 SH SOLE 0 33950 0 235 ISHARES BB RATED CRP BND ETF ETF/FIXED INCOME 46435U473 14 265 SH DFND 0 265 0 0 ISHARES ESG AWARE MSCI SMALLCAP ETF ETF/EQUITY 46435U663 1 25 SH SOLE 0 25 0 0 ISHARES BROAD USD HIGH YIELDCORP BOND ETF ETF/FIXED INCOME 46435U853 3368 80725 SH SOLE 0 80455 0 270 ISHARES BROAD USD HIGH YIELDCORP BOND ETF ETF/FIXED INCOME 46435U853 15 360 SH DFND 0 360 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 11122 71508 SH SOLE 0 71508 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 967 6215 SH DFND 0 6215 0 0 JABIL CIRCUIT INC. COMMON STOCK 466313103 12 200 SH SOLE 0 200 0 0 J P MORGAN EXCHANGE-TRADED FEQUITY PREMIUM ETF/EQUITY 46641Q332 5648 93270 SH SOLE 0 93270 0 0 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 4922 97000 SH SOLE 0 97000 0 0 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 6 120 SH DFND 0 120 0 0 JACOBS ENGR GROUP INC. COMMON STOCK 469814107 26 194 SH DFND 0 194 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 9616 58374 SH SOLE 0 58374 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 2684 16290 SH DFND 0 16290 0 0 JOUNCE THERAPEUTICS INC COMMON STOCK 481116101 7 1000 SH SOLE 0 1000 0 0 KLA CORPORATION COMMON STOCK 482480100 133 410 SH SOLE 0 410 0 0 KEYCORP COMMON STOCK 493267108 21 1000 SH SOLE 0 1000 0 0 KEYCORP COMMON STOCK 493267108 10 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 1179 8812 SH SOLE 0 8812 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 664 4965 SH DFND 0 4965 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 4 223 SH SOLE 0 223 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 95 2333 SH DFND 0 2333 0 0 KRANESHARES CHINA INTERNET ETF/INTERNATIONAL EQUITY 500767306 2766 39635 SH SOLE 0 39595 0 40 KRANESHARES CHINA INTERNET ETF/INTERNATIONAL EQUITY 500767306 9 130 SH DFND 0 130 0 0 KRANESHARES BOSERA MSCI CHINA A ETF ETF/EQUITY 500767405 1435 30000 SH SOLE 0 30000 0 0 KROGER COMPANY COMMON STOCK 501044101 14 370 SH SOLE 0 370 0 0 LGL SYS ACQUISITION CORP COMMON STOCK 50201G106 5 500 SH DFND 0 500 0 0 L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 6 30 SH DFND 0 30 0 0 ESTEE LAUDER COMP INC CL A COMMON STOCK 518439104 32 100 SH SOLE 0 100 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 65 7208 SH DFND 0 7208 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 810 3530 SH SOLE 0 3530 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 349 1522 SH DFND 0 1522 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 609 1611 SH SOLE 0 1611 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 219 580 SH DFND 0 580 0 0 LOEWS CORP COMMON STOCK 540424108 71 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 4441 22895 SH SOLE 0 22895 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 244 1257 SH DFND 0 1257 0 0 LUMEN TECHNOLOGIES INC COMMON STOCK 550241103 16 1150 SH SOLE 0 1150 0 0 M & T BANK CORP COMMON STOCK 55261F104 246 1693 SH SOLE 0 1693 0 0 M & T BANK CORP COMMON STOCK 55261F104 1199 8248 SH DFND 0 8248 0 0 MP MATERIALS CORP CL A COMMON STOCK 553368101 6 150 SH DFND 0 150 0 0 MAGNA INTERNATIONAL INC FOREIGN EQUITIES 559222401 67 720 SH SOLE 0 720 0 0 ECOFIN DIGTL PYMNTS INFRSTRC ETF/EQUITY 56167N548 2 45 SH DFND 0 45 0 0 MANULIFE FINL CORP FOREIGN EQUITIES 56501R106 295 15000 SH SOLE 0 15000 0 0 MARATHON OIL CORP COMMON STOCK 565849106 2 145 SH DFND 0 145 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 21 344 SH DFND 0 344 0 0 MARKEL CORPORATION COMMON STOCK 570535104 119 100 SH DFND 0 100 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 345 945 SH SOLE 0 945 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 18 50 SH DFND 0 50 0 0 MCDONALDS CORP COMMON STOCK 580135101 3938 17050 SH SOLE 0 17050 0 0 MCDONALDS CORP COMMON STOCK 580135101 437 1894 SH DFND 0 1894 0 0 MCKESSON CORP COMMON STOCK 58155Q103 51 266 SH SOLE 0 266 0 0 MCKESSON CORP COMMON STOCK 58155Q103 669 3500 SH DFND 0 3500 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 4 200 SH DFND 0 200 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 8594 110501 SH SOLE 0 110501 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 1408 18111 SH DFND 0 18111 0 0 METLIFE INC COMMON STOCK 59156R108 12 200 SH SOLE 0 200 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 1385 1000 SH DFND 0 1000 0 0 MICROSOFT CORP COMMON STOCK 594918104 17888 66034 SH SOLE 0 66034 0 0 MICROSOFT CORP COMMON STOCK 594918104 2900 10705 SH DFND 0 10705 0 0 MODERNA INC COMMON STOCK 60770K107 47 200 SH SOLE 0 200 0 0 MOLINA HEALTHCARE INC COMMON STOCK 60855R100 13 50 SH SOLE 0 50 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 528 8459 SH SOLE 0 8459 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 286 4575 SH DFND 0 4575 0 0 MORGAN STANLEY EMER MKTS DEBCOM MUTUAL FUNDS INTL FIXED INCOME 61744H105 9 1000 SH SOLE 0 1000 0 0 MORGAN STANLEY COMMON STOCK 617446448 614 6697 SH SOLE 0 6697 0 0 NBT BANCORP INC COMMON STOCK 628778102 830 23067 SH SOLE 0 23067 0 0 NBT BANCORP INC COMMON STOCK 628778102 1163 32328 SH DFND 0 32328 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 37 700 SH SOLE 0 700 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 171 3266 SH DFND 0 3266 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274409 85 1323 SH DFND 0 1323 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 11 1000 SH SOLE 0 1000 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 2 175 SH DFND 0 175 0 0 NEXSTAR MEDIA GROUP CLASS A COMMON STOCK 65336K103 7 50 SH SOLE 0 50 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 2670 36434 SH SOLE 0 36434 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1643 22415 SH DFND 0 22415 0 0 NIKE INC CLASS B COMMON STOCK 654106103 3915 25341 SH SOLE 0 25341 0 0 NIKE INC CLASS B COMMON STOCK 654106103 274 1771 SH DFND 0 1771 0 0 NIKOLA CORP COMMON STOCK 654110105 4 200 SH SOLE 0 200 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 2127 8013 SH SOLE 0 8013 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 318 1200 SH DFND 0 1200 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 85 235 SH SOLE 0 235 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 73 200 SH DFND 0 200 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 280 10767 SH SOLE 0 10767 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 421 4616 SH SOLE 0 4616 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 309 3390 SH DFND 0 3390 0 0 NUCOR CORP COMMON STOCK 670346105 4474 46641 SH SOLE 0 46641 0 0 NUCOR CORP COMMON STOCK 670346105 815 8501 SH DFND 0 8501 0 0 NUVEEN AMT FREE QLTY MUN INC CLOSED END MUTUAL FUNDS 670657105 27 1750 SH SOLE 0 1750 0 0 NVIDIA CORPORATION COMMON STOCK 67066G104 228 285 SH SOLE 0 285 0 0 NUVEEN QUALITY MUNICIPAL INCOME FUND CLOSED END MUTUAL FUNDS 67066V101 13 800 SH SOLE 0 800 0 0 NUVEEN AMT FREE MUNI CR INC CLOSED END MUTUAL FUNDS 67071L106 54 3000 SH SOLE 0 3000 0 0 OKTA INC CL A COMMON STOCK 679295105 49 200 SH DFND 0 200 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 3050 38124 SH SOLE 0 38124 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 180 2245 SH DFND 0 2245 0 0 OMEGA HEALTHCARE INV INC COMMON STOCK 681936100 30 827 SH SOLE 0 827 0 0 ONEOK INC COMMON STOCK 682680103 22 394 SH SOLE 0 394 0 0 ORACLE CORP COMMON STOCK 68389X105 831 10682 SH SOLE 0 10682 0 0 ORACLE CORP COMMON STOCK 68389X105 11 140 SH DFND 0 140 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 11 1000 SH DFND 0 1000 0 0 ORGANON & CO COMMON STOCK 68622V106 287 9507 SH SOLE 0 9507 0 0 ORGANON & CO COMMON STOCK 68622V106 53 1738 SH DFND 0 1738 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 203 2481 SH SOLE 0 2481 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 111 1354 SH DFND 0 1354 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 2826 14812 SH SOLE 0 14812 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 10 55 SH DFND 0 55 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 437 2577 SH SOLE 0 2577 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 41 240 SH DFND 0 240 0 0 PPL CORP COMMON STOCK 69351T106 1828 65365 SH SOLE 0 65365 0 0 PPL CORP COMMON STOCK 69351T106 115 4125 SH DFND 0 4125 0 0 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 3024 74970 SH SOLE 0 74825 0 145 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 7 180 SH DFND 0 180 0 0 PACER BNCHMRK INDSTR RE SCTR ETF/EQUITY 69374H766 1921 44530 SH SOLE 0 44460 0 70 PACER BNCHMRK INDSTR RE SCTR ETF/EQUITY 69374H766 2 40 SH DFND 0 40 0 0 PALO ALTO NETWORKS INC COMMON STOCK 697435105 45 120 SH SOLE 0 120 0 0 PAVMED INC COMMON STOCK 70387R106 32 5000 SH DFND 0 5000 0 0 PAYCOM SOFTWARE INC COMMON STOCK 70432V102 73 200 SH DFND 0 200 0 0 PAYCHEX INC COMMON STOCK 704326107 54 500 SH SOLE 0 500 0 0 PAYCHEX INC COMMON STOCK 704326107 72 675 SH DFND 0 675 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 52 1218 SH SOLE 0 1218 0 0 PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 60 3500 SH SOLE 0 3500 0 0 PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 26 1500 SH DFND 0 1500 0 0 PEPSICO INC COMMON STOCK 713448108 7922 53464 SH SOLE 0 53464 0 0 PEPSICO INC COMMON STOCK 713448108 1786 12055 SH DFND 0 12055 0 0 PFIZER INC COMMON STOCK 717081103 5488 140189 SH SOLE 0 140189 0 0 PFIZER INC COMMON STOCK 717081103 1311 33483 SH DFND 0 33483 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 457 4608 SH SOLE 0 4608 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 92 929 SH DFND 0 929 0 0 PHILLIPS 66 COMMON STOCK 718546104 998 11625 SH SOLE 0 11625 0 0 PHILLIPS 66 COMMON STOCK 718546104 137 1600 SH DFND 0 1600 0 0 PIMCO ENHANCED SHORT MAT ESG ETF/FIXED INCOME 72201R643 101 1000 SH SOLE 0 1000 0 0 PIMCO ENHANCED LOW DURATION ETF/FIXED INCOME 72201R718 2136 21000 SH SOLE 0 21000 0 0 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 1653 16206 SH SOLE 0 16000 0 206 PINNACLE WEST CPTL CORP COMMON STOCK 723484101 164 2000 SH SOLE 0 2000 0 0 PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 34 3000 SH DFND 0 3000 0 0 PRINCIPAL SPECTRUM PFD SEC ETF/EQUITY 74255Y888 2710 130780 SH SOLE 0 130780 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 7465 55326 SH SOLE 0 55326 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 1058 7844 SH DFND 0 7844 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 6 58 SH SOLE 0 58 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 35 337 SH DFND 0 337 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 4739 79322 SH SOLE 0 79322 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 1168 19547 SH DFND 0 19547 0 0 PULTE GROUP INC COMMON STOCK 745867101 11 210 SH DFND 0 210 0 0 QUALCOMM INC COMMON STOCK 747525103 2170 15179 SH SOLE 0 15179 0 0 QUALCOMM INC COMMON STOCK 747525103 397 2775 SH DFND 0 2775 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 2273 26644 SH SOLE 0 26644 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 594 6967 SH DFND 0 6967 0 0 REALTY INCOME CORP COMMON STOCK 756109104 19 284 SH SOLE 0 284 0 0 REGULUS THERAPEUTICS INC COMMON STOCK 75915K200 6 6900 SH SOLE 0 6900 0 0 REPUBLIC SERVICES INC COMMON STOCK 760759100 11 100 SH SOLE 0 100 0 0 RIBBONS COMMUNICATIONS INC COMMON STOCK 762544104 11 1400 SH SOLE 0 1400 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 319 3800 SH SOLE 0 3800 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 380 4535 SH DFND 0 4535 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 429 1500 SH SOLE 0 1500 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 50 175 SH DFND 0 175 0 0 ROPER INDS INC COMMON STOCK 776696106 329 700 SH DFND 0 700 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 1419 14005 SH SOLE 0 14005 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 129 1274 SH DFND 0 1274 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 45 1110 SH SOLE 0 1110 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 11 260 SH DFND 0 260 0 0 ROYAL GOLD INC COMMON STOCK 780287108 5 43 SH DFND 0 43 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 369 900 SH DFND 0 900 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 8104 18932 SH SOLE 0 18932 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 824 1926 SH DFND 0 1926 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 734 4432 SH SOLE 0 4432 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 837 5055 SH DFND 0 5055 0 0 SPDR S&P INTL DIVIDEND ETF ETF/INTERNATIONAL EQUITY 78463X772 3 75 SH SOLE 0 75 0 0 SPDR S&P GLOBAL INFRASTRUCTURE ETF ETF/INTERNATIONAL EQUITY 78463X855 3 50 SH SOLE 0 50 0 0 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 17 450 SH DFND 0 450 0 0 SPDR PORTFOLIO S&P500 GROWTH ETF/EQUITY 78464A409 737 11710 SH SOLE 0 11710 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF/EQUITY 78464A508 761 19250 SH SOLE 0 19250 0 0 SPDR S&P TRANSPORTATION ETF ETF/EQUITY 78464A532 3 34 SH DFND 0 34 0 0 SPDR INTERMEDIATE TREASURY ETF/FIXED INCOME 78464A672 110 3390 SH SOLE 0 3390 0 0 SPDR S&P BIOTECH ETF ETF/EQUITY 78464A870 133 980 SH SOLE 0 980 0 0 SPDR SERIES TRUST S&P HOMEBUILD ETF/EQUITY 78464A888 2684 36640 SH SOLE 0 36550 0 90 SPDR SERIES TRUST S&P HOMEBUILD ETF/EQUITY 78464A888 14 185 SH DFND 0 185 0 0 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 3519 76012 SH SOLE 0 75824 0 188 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 34 725 SH DFND 0 725 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 5699 117750 SH SOLE 0 117750 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 39 800 SH DFND 0 800 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 7095 14449 SH SOLE 0 14433 16 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 1521 3098 SH DFND 0 3098 0 0 SPDR BBB SHORT TERM HIGH YIELD BOND ETF ETF/FIXED INCOME 78468R408 63 2300 SH SOLE 0 2300 0 0 SPDR PORTFOLIO SMALLCAP ETF ETF/EQUITY 78468R853 16 365 SH SOLE 0 365 0 0 SPDR DOUBLELINE SHRT DUR ETF/FIXED INCOME 78470P200 18 360 SH SOLE 0 360 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 111 454 SH SOLE 0 454 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 105 3268 SH SOLE 0 3268 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 85 2650 SH DFND 0 2650 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 4002 38413 SH SOLE 0 38338 75 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 211 2027 SH DFND 0 2027 0 0 SCHWAB US DIVIDEND EQUITY ETF ETF/EQUITY 808524797 26 350 SH SOLE 0 350 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 295 3587 SH SOLE 0 3587 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 822 9985 SH DFND 0 9985 0 0 HEALTH CARE SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y209 380 3020 SH SOLE 0 3020 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 311 4447 SH SOLE 0 4447 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 22 310 SH DFND 0 310 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 337 1890 SH SOLE 0 1890 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 35 197 SH DFND 0 197 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 1712 31792 SH SOLE 0 31792 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 155 2885 SH DFND 0 2885 0 0 SPDR FINANCIAL SELECT SECTOR ETF/EQUITY 81369Y605 124 3382 SH SOLE 0 3382 0 0 SPDR INDUSTRIALS (XLI) ETF/EQUITY 81369Y704 106 1040 SH SOLE 0 1040 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 707 4785 SH SOLE 0 4785 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 551 3733 SH DFND 0 3733 0 0 SELECT SECTOR SPDR TR COMMUNICATION ETF/EQUITY 81369Y852 230 2842 SH SOLE 0 2842 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 338 5340 SH SOLE 0 5340 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 38 607 SH DFND 0 607 0 0 SEMPRA ENERGY COMMON STOCK 816851109 775 5851 SH SOLE 0 5851 0 0 SEMPRA ENERGY COMMON STOCK 816851109 180 1360 SH DFND 0 1360 0 0 SIERRA WIRELESS INC FOREIGN EQUITIES 826516106 19 1000 SH DFND 0 1000 0 0 SIRIUS XM HOLDINGS INC COMMON STOCK 82968B103 33 5000 SH DFND 0 5000 0 0 SORRENTO THERAPEUTICS INC COMMON STOCK 83587F202 5 500 SH DFND 0 500 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 1018 16822 SH SOLE 0 16822 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 199 3290 SH DFND 0 3290 0 0 AEROSYSTEMS HLDGS INC CL A COMMON STOCK 848574109 14 300 SH DFND 0 300 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 674 48065 SH SOLE 0 48065 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 1 48 SH DFND 0 48 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 410 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 1329 11889 SH SOLE 0 11889 0 0 STARBUCKS CORP COMMON STOCK 855244109 47 420 SH DFND 0 420 0 0 STATE STREET CORP COMMON STOCK 857477103 184 2238 SH SOLE 0 2238 0 0 STATE STREET CORP COMMON STOCK 857477103 66 800 SH DFND 0 800 0 0 STERICYCLE INC COMMON STOCK 858912108 172 2400 SH DFND 0 2400 0 0 STERLING BANCORP DEL COMMON STOCK 85917A100 12 500 SH SOLE 0 500 0 0 STRYKER CORP COMMON STOCK 863667101 1815 6990 SH SOLE 0 6990 0 0 STRYKER CORP COMMON STOCK 863667101 49 189 SH DFND 0 189 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 10 660 SH SOLE 0 660 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 52 301 SH SOLE 0 301 0 0 SUNCOKE ENERGY INC COMMON STOCK 86722A103 2 218 SH DFND 0 218 0 0 SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 60 2500 SH DFND 0 2500 0 0 SYSCO CORP COMMON STOCK 871829107 1302 16749 SH SOLE 0 16749 0 0 SYSCO CORP COMMON STOCK 871829107 790 10165 SH DFND 0 10165 0 0 TJX COMPANIES COMMON STOCK 872540109 347 5148 SH SOLE 0 5148 0 0 TJX COMPANIES COMMON STOCK 872540109 18 273 SH DFND 0 273 0 0 TARGET CORP COMMON STOCK 87612E106 1040 4303 SH SOLE 0 4303 0 0 TARGET CORP COMMON STOCK 87612E106 28 117 SH DFND 0 117 0 0 TC ENERGY CORP FOREIGN EQUITIES 87807B107 307 6200 SH SOLE 0 6200 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 78 187 SH DFND 0 187 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 22 1000 SH SOLE 0 1000 0 0 TESLA MOTORS INC COMMON STOCK 88160R101 20 29 SH SOLE 0 29 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 5532 28770 SH SOLE 0 28770 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 578 3005 SH DFND 0 3005 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 809 1604 SH SOLE 0 1604 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 277 550 SH DFND 0 550 0 0 THOMSON REUTERS CORP FOREIGN EQUITIES 884903709 149 1500 SH SOLE 0 1500 0 0 3M COMPANY COMMON STOCK 88579Y101 6314 31786 SH SOLE 0 31786 0 0 3M COMPANY COMMON STOCK 88579Y101 706 3552 SH DFND 0 3552 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 190 2450 SH SOLE 0 2450 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 349 4500 SH DFND 0 4500 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 892 12731 SH SOLE 0 12731 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 58 825 SH DFND 0 825 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 57 1265 SH SOLE 0 1265 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 35 200 SH SOLE 0 200 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 105 600 SH DFND 0 600 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 1292 8630 SH SOLE 0 8630 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 41 275 SH DFND 0 275 0 0 TRILLIUM THERAPEUTICS INC COMMON STOCK 89620X506 6 600 SH DFND 0 600 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 1938 34917 SH SOLE 0 34917 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 172 3100 SH DFND 0 3100 0 0 TRUSTCO BANK CORP COMMON STOCK 898349204 6 168 SH DFND 0 168 0 0 TWITTER INC COMMON STOCK 90184L102 2 22 SH DFND 0 22 0 0 II-VI INC COMMON STOCK 902104108 15 200 SH DFND 0 200 0 0 US BANCORP COMMON STOCK 902973304 2498 43852 SH SOLE 0 43852 0 0 US BANCORP COMMON STOCK 902973304 583 10232 SH DFND 0 10232 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 976 4437 SH SOLE 0 4437 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 667 3035 SH DFND 0 3035 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 5200 25002 SH SOLE 0 25002 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 415 1996 SH DFND 0 1996 0 0 UNITED STATES STEEL CORP COMMON STOCK 912909108 1 35 SH DFND 0 35 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 2681 6696 SH SOLE 0 6696 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 511 1275 SH DFND 0 1275 0 0 UNITI GROUP INC COMMON STOCK 91325V108 2 200 SH DFND 0 200 0 0 VF CORP COMMON STOCK 918204108 822 10024 SH SOLE 0 10024 0 0 VF CORP COMMON STOCK 918204108 36 434 SH DFND 0 434 0 0 VBI VACCINES INC COMMON STOCK 91822J103 28 8500 SH SOLE 0 8500 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 23 300 SH SOLE 0 300 0 0 VALLEY NATL BANCORP COMMON STOCK 919794107 206 15356 SH SOLE 0 15356 0 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 174 5115 SH SOLE 0 5065 0 50 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 681 20045 SH DFND 0 20045 0 0 VANECK VECTORS ETF TR GREEN BD ETF ETF/FIXED INCOME 92189F171 5 190 SH SOLE 0 190 0 0 VANECK VECTORS CHINAAMC CHINA BOND ETF ETF/INTERNATIONAL FIXED INCOME 92189F379 14 600 SH DFND 0 600 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 1279 8263 SH SOLE 0 8263 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 539 3480 SH DFND 0 3480 0 0 VANGUARD TOTAL INTL STOCK ETF ETF/INTERNATIONAL EQUITY 921909768 211 3212 SH SOLE 0 3212 0 0 VANGUARD MEGA CAP GROWTH ETF/EQUITY 921910816 20 85 SH SOLE 0 85 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 856 10422 SH SOLE 0 10102 0 320 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 146 1772 SH DFND 0 1772 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 1073 12492 SH SOLE 0 12367 125 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 132 1539 SH DFND 0 1539 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 531 10308 SH SOLE 0 10308 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 221 4297 SH DFND 0 4297 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 105 1006 SH SOLE 0 1006 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 37 350 SH DFND 0 350 0 0 VANGUARD ULTRA SHORT TERM ETF/FIXED INCOME 92203C303 100 2000 SH SOLE 0 2000 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 553 6115 SH SOLE 0 6115 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 242 2678 SH DFND 0 2678 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 78 317 SH DFND 0 317 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 864 4400 SH DFND 0 4400 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 1290 3235 SH SOLE 0 3235 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 400 1004 SH DFND 0 1004 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 94 680 SH SOLE 0 680 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 3437 63277 SH SOLE 0 63212 65 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 618 11377 SH DFND 0 11377 0 0 VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 6 84 SH DFND 0 84 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 2542 30733 SH SOLE 0 30668 65 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 741 8964 SH DFND 0 8964 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 338 4980 SH SOLE 0 4845 0 135 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 5 75 SH DFND 0 75 0 0 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 21 245 SH SOLE 0 245 0 0 VANGUARD INTERM TERM CORP BDETF ETF/FIXED INCOME 92206C870 7840 82470 SH SOLE 0 82430 0 40 VANGUARD INTERM TERM CORP BDETF ETF/FIXED INCOME 92206C870 18 190 SH DFND 0 190 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 899 2285 SH SOLE 0 2285 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 32 225 SH SOLE 0 225 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 50 354 SH DFND 0 354 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 73 309 SH DFND 0 309 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 1244 12217 SH SOLE 0 12217 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 50 496 SH DFND 0 496 0 0 VANGUARD SMALLCAP GROWTH ETF ETF/EQUITY 922908595 19 65 SH SOLE 0 65 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 243 1400 SH SOLE 0 1400 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 166 698 SH SOLE 0 698 0 0 VANGUARD EXTENDED MKT IDX ETF/EQUITY 922908652 1 5 SH SOLE 0 5 0 0 VANGUARD EXTENDED MKT IDX ETF/EQUITY 922908652 7 35 SH DFND 0 35 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 60 210 SH SOLE 0 210 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 103 360 SH DFND 0 360 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 234 1038 SH SOLE 0 1038 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 14254 63969 SH DFND 0 63969 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 8566 152915 SH SOLE 0 152915 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2164 38636 SH DFND 0 38636 0 0 VIATRIS INC COMMON STOCK 92556V106 111 7766 SH SOLE 0 7766 0 0 VIATRIS INC COMMON STOCK 92556V106 45 3135 SH DFND 0 3135 0 0 VISA INC CLASS A COMMON STOCK 92826C839 2051 8770 SH SOLE 0 8770 0 0 VISA INC CLASS A COMMON STOCK 92826C839 82 349 SH DFND 0 349 0 0 WABTEC CORP COMMON STOCK 929740108 0 6 SH SOLE 0 6 0 0 WABTEC CORP COMMON STOCK 929740108 3 38 SH DFND 0 38 0 0 WAL MART STORES INC COMMON STOCK 931142103 4827 34230 SH SOLE 0 34230 0 0 WAL MART STORES INC COMMON STOCK 931142103 1369 9710 SH DFND 0 9710 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 21 390 SH SOLE 0 390 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 65 1235 SH DFND 0 1235 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 276 1967 SH SOLE 0 1967 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 95 675 SH DFND 0 675 0 0 WELLS FARGO & CO COMMON STOCK 949746101 11 250 SH SOLE 0 250 0 0 WELLTOWER INC COMMON STOCK 95040Q104 17 200 SH DFND 0 200 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 55 1600 SH SOLE 0 1600 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 265 10000 SH DFND 0 10000 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1301 16630 SH SOLE 0 16630 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 32 412 SH DFND 0 412 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E204 89 5065 SH SOLE 0 5065 0 0 XYLEM INC COMMON STOCK 98419M100 8 68 SH SOLE 0 68 0 0 XEROX HOLDINGS CORP COMMON STOCK 98421M106 6 250 SH SOLE 0 250 0 0 ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 106 200 SH DFND 0 200 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 643 4000 SH DFND 0 4000 0 0