Trust Administrator

0000909012-21-000071.txt : 20210504 0000909012-21-000071.hdr.sgml : 20210504 20210504115241 ACCESSION NUMBER: 0000909012-21-000071 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20210331 FILED AS OF DATE: 20210504 DATE AS OF CHANGE: 20210504 EFFECTIVENESS DATE: 20210504 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 21886936 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 03-31-2021 03-31-2021 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Sparace Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneida NY 04-30-2021 0 700 800498 false INFORMATION TABLE 2 aci_13f.xml ALLEGION PLC FOREIGN EQUITIES G0176J109 42 331 SH SOLE 0 331 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 1478 126519 SH SOLE 0 126519 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 172 14730 SH DFND 0 14730 0 0 BROOKFIELD BUSINESS PARTNERS LP LTD FOREIGN EQUITIES G16234109 1 20 SH DFND 0 20 0 0 BROOKFIELD PROPERTY PARTNERS FOREIGN EQUITIES G16249107 1 38 SH DFND 0 38 0 0 BROOKFIELD INFRASTRUCTURE PARTNERS LP FOREIGN EQUITIES G16252101 2 40 SH DFND 0 40 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 28 200 SH SOLE 0 200 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 256 1848 SH DFND 0 1848 0 0 IHS MARKIT LTD. FOREIGN EQUITIES G47567105 10 107 SH SOLE 0 107 0 0 LINDE PLC FOREIGN EQUITIES G5494J103 47 166 SH SOLE 0 166 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 765 6479 SH SOLE 0 6479 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 40 340 SH DFND 0 340 0 0 MYOVANT SCIENCES LTD COMMON STOCK G637AM102 10 500 SH DFND 0 500 0 0 TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 206 1242 SH SOLE 0 1242 0 0 WHITE MTNS INS GROUP LTD COMMON STOCK G9618E107 111 100 SH DFND 0 100 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 1515 9593 SH SOLE 0 9593 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 224 1418 SH DFND 0 1418 0 0 UBS GROUP AG FOREIGN EQUITIES H42097107 16 1000 SH DFND 0 1000 0 0 AFLAC INC COMMON STOCK 001055102 17 323 SH SOLE 0 323 0 0 AGCO CORP COMMON STOCK 001084102 14 100 SH DFND 0 100 0 0 AT&T INC COMMON STOCK 00206R102 7309 241464 SH SOLE 0 241464 0 0 AT&T INC COMMON STOCK 00206R102 1551 51241 SH DFND 0 51241 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 5293 44167 SH SOLE 0 44167 0 0 ABBOTT 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SH SOLE 0 146 0 0 DIGI INTL INC COMMON STOCK 253798102 8 400 SH DFND 0 400 0 0 DIME CMNTY BANCSHARES INC COMMON STOCK 25432X102 6 200 SH SOLE 0 200 0 0 WALT DISNEY CO COMMON STOCK 254687106 5060 27424 SH SOLE 0 27424 0 0 WALT DISNEY CO COMMON STOCK 254687106 393 2128 SH DFND 0 2128 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 454 2240 SH SOLE 0 2240 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 71 350 SH DFND 0 350 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 3625 47733 SH SOLE 0 47733 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 1105 14552 SH DFND 0 14552 0 0 DORCHESTER MINERALS LP COMMON STOCK 25820R105 812 59460 SH SOLE 0 59460 0 0 DOW INC COMMON STOCK 260557103 3750 58662 SH SOLE 0 58662 0 0 DOW INC COMMON STOCK 260557103 312 4885 SH DFND 0 4885 0 0 DRAFTKINGS INC CL A COMMON STOCK 26142R104 12 200 SH SOLE 0 200 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 678 7025 SH SOLE 0 7025 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 102 1057 SH DFND 0 1057 0 0 DUPONT DE NEMOURS INC 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NASDAQ CYB SEC ETF ETF/EQUITY 33734X846 1 32 SH DFND 0 32 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 793 21925 SH SOLE 0 21925 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 38 1050 SH DFND 0 1050 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 2 200 SH SOLE 0 200 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 25 2000 SH DFND 0 2000 0 0 FORTUNE BRANDS HOME & SEC COMMON STOCK 34964C106 57 600 SH SOLE 0 600 0 0 FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 17 132 SH DFND 0 132 0 0 FRANKLIN TEMPLETON FTSE JAPAN ETF ETF/INTERNATIONAL EQUITY 35473P744 9 300 SH SOLE 0 300 0 0 FRESENIUS MEDICAL CARE AG & CO KGAA FOREIGN EQUITIES 358029106 4 100 SH DFND 0 100 0 0 GABELLI MULTIMEDIA TR INC MUTUAL FUND LARGE CAP EQUITY 36239Q109 9 898 SH DFND 0 898 0 0 GABELLI EQUITY TR INC CLOSED END MUTUAL FUNDS 362397101 7 1000 SH DFND 0 1000 0 0 GABELLI UTILITY TRUST MUTUAL FUNDS MID CAP EQUITY 36240A101 6 866 SH DFND 0 866 0 0 GABELLI UTIL TR RIGHT 04/14/2021 WARRANTS & RIGHTS 36240A168 0 866 SH DFND 0 866 0 0 ARTHUR J GALLAGHER & CO COMMON STOCK 363576109 9 75 SH DFND 0 75 0 0 GAP INC COMMON STOCK 364760108 80 2700 SH SOLE 0 2700 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 1756 9671 SH SOLE 0 9671 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 69 382 SH DFND 0 382 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 302 22979 SH SOLE 0 22979 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 140 10628 SH DFND 0 10628 0 0 GENERAL MILLS INC COMMON STOCK 370334104 2769 45158 SH SOLE 0 45158 0 0 GENERAL MILLS INC COMMON STOCK 370334104 531 8660 SH DFND 0 8660 0 0 GEVO INC COMMON STOCK 374396406 9 951 SH SOLE 0 951 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 925 14307 SH SOLE 0 14307 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 200 3100 SH DFND 0 3100 0 0 GLOBAL X ROBOTICS & AI ETF ETF/INTERNATIONAL EQUITY 37954Y715 2602 78543 SH SOLE 0 78443 0 100 GLOBAL X ROBOTICS & AI ETF ETF/INTERNATIONAL EQUITY 37954Y715 7 210 SH DFND 0 210 0 0 GOLDMAN SACHS JUST US LARGE CAP EQUITY ETF ETF/EQUITY 381430396 6 105 SH SOLE 0 105 0 0 HARLEY DAVIDSON INC COMMON STOCK 412822108 8 200 SH SOLE 0 200 0 0 HEAT BIOLOGICS INC COMMON STOCK 42237K409 4 560 SH SOLE 0 560 0 0 HERSHEY CO COMMON STOCK 427866108 665 4205 SH SOLE 0 4205 0 0 HERSHEY CO COMMON STOCK 427866108 223 1410 SH DFND 0 1410 0 0 HOME DEPOT INC COMMON STOCK 437076102 2989 9791 SH SOLE 0 9791 0 0 HOME DEPOT INC COMMON STOCK 437076102 308 1008 SH DFND 0 1008 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 2041 9401 SH SOLE 0 9401 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 56 259 SH DFND 0 259 0 0 IEC ELECTRONICS CORPORATION COMMON STOCK 44949L105 2 200 SH DFND 0 200 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 4272 19287 SH SOLE 0 19287 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 774 3493 SH DFND 0 3493 0 0 INCYTE CORP COMMON STOCK 45337C102 8 100 SH SOLE 0 100 0 0 INFINITY PHARMACEUTICALS INC COMMON STOCK 45665G303 19 6000 SH SOLE 0 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SILVER TRUST ETF/OTHER 46428Q109 21 945 SH SOLE 0 945 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 42 1872 SH DFND 0 1872 0 0 ISHARES GOLD TRUST ETF/OTHER 464285105 5926 364658 SH SOLE 0 364358 0 300 ISHARES GOLD TRUST ETF/OTHER 464285105 7 405 SH DFND 0 405 0 0 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 288 8459 SH SOLE 0 8459 0 0 ISHARES MSCI MIN VOL EMERGE MARKETS ETF ETF/INTERNATIONAL EQUITY 464286533 158 2500 SH SOLE 0 2500 0 0 ISHARES CORE S&P TOTAL US STOCK MKT ETF ETF/EQUITY 464287150 11 120 SH SOLE 0 120 0 0 ISHARES SELECT DIVIDEND ETF ETF/EQUITY 464287168 98 858 SH SOLE 0 858 0 0 ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 8626 68736 SH SOLE 0 68736 0 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 45912 115408 SH SOLE 50 115358 50 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 197 495 SH DFND 0 495 0 0 ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 17 147 SH DFND 0 147 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 207 3884 SH SOLE 0 3884 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 7 140 SH DFND 0 140 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 213 1636 SH SOLE 40 1596 40 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 55 425 SH DFND 0 425 0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 843 12955 SH SOLE 0 12955 0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 12 185 SH DFND 0 185 0 0 ISHARES GLOBAL HEALTHCARE ETF/EQUITY 464287325 40 520 SH SOLE 0 520 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 803 5685 SH SOLE 0 5685 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 15 105 SH DFND 0 105 0 0 ISHARES TR 20 YR TR BD ETF ETF/EQUITY 464287432 44 325 SH SOLE 0 325 0 0 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 768 6800 SH SOLE 0 6660 0 140 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 11 100 SH DFND 0 100 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 4588 53191 SH SOLE 0 53191 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 323 3750 SH DFND 0 3750 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 2929 38610 SH SOLE 0 38610 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 864 11387 SH DFND 0 11387 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 4600 42082 SH SOLE 0 42082 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 189 1725 SH DFND 0 1725 0 0 ISHARES RUSSELL MID GROWTH ETF/EQUITY 464287481 4 40 SH SOLE 0 40 0 0 ISHARES RUSSELL MIDCAP ETF ETF/EQUITY 464287499 18 242 SH SOLE 0 242 0 0 ISHARES RUSSELL MIDCAP ETF ETF/EQUITY 464287499 131 1774 SH DFND 0 1774 0 0 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 11137 42792 SH SOLE 0 42769 0 23 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 187 719 SH DFND 0 719 0 0 ISHARES NASDAQ BIOTECHNOLOGYETF ETF/EQUITY 464287556 25 166 SH SOLE 0 166 0 0 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 3440 22699 SH SOLE 0 22564 0 135 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 1072 7075 SH DFND 0 7075 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 531 6780 SH SOLE 0 6780 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 47 600 SH DFND 0 600 0 0 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 6107 25126 SH SOLE 0 25041 0 85 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 1722 7087 SH DFND 0 7087 0 0 ISHARES RUSSELL 2000 VALUE ETF/EQUITY 464287630 33 209 SH DFND 0 209 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 6 19 SH SOLE 0 19 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 42 141 SH DFND 0 141 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 1148 5195 SH SOLE 0 5195 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 143 649 SH DFND 0 649 0 0 ISHARES US TELECOM ETF ETF/EQUITY 464287713 2 48 SH SOLE 0 48 0 0 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 12917 119019 SH SOLE 0 118992 0 27 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 1474 13586 SH DFND 0 13586 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 104 4300 SH SOLE 0 4300 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 22 900 SH DFND 0 900 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 166 3000 SH SOLE 0 3000 0 0 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 5956 62600 SH SOLE 0 62540 0 60 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 12 125 SH DFND 0 125 0 0 ISHARES MSCI EAFE SMALLCAP ETF ETF/INTERNATIONAL EQUITY 464288273 2 25 SH SOLE 0 25 0 0 ISHARES NEW YORK MUNI BOND ETF/FIXED INCOME 464288323 242 4200 SH SOLE 0 4200 0 0 ISHARES NATIONAL MUNI BOND ETF ETF/FIXED INCOME 464288414 58 500 SH SOLE 0 500 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 32 367 SH SOLE 40 327 40 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 95 1093 SH DFND 0 1093 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 144 2424 SH SOLE 0 2424 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 44 741 SH DFND 0 741 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 18 335 SH SOLE 0 335 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 148 2710 SH DFND 0 2710 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 2359 61446 SH SOLE 0 61446 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 188 4895 SH DFND 0 4895 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 84 890 SH SOLE 0 890 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 23 240 SH DFND 0 240 0 0 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 2411 33035 SH SOLE 0 32915 0 120 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 22 299 SH DFND 0 299 0 0 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 14686 212259 SH SOLE 0 211964 0 295 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 38 550 SH DFND 0 550 0 0 ISHARES EDGE MSCI USA QUALITY FACTOR ETF ETF/EQUITY 46432F339 67 550 SH SOLE 0 550 0 0 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 38944 540595 SH SOLE 50 540305 50 240 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 478 6642 SH DFND 0 6642 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 14499 225283 SH SOLE 0 225103 0 180 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 34 522 SH DFND 0 522 0 0 ISHARES MSCI GLOBAL MTL&MIN PRODUCERS ETF ETF/INTERNATIONAL EQUITY 46434G848 1 32 SH DFND 0 32 0 0 ISHARES ESG MSCI EM ETF ETF/INTERNATIONAL EQUITY 46434G863 595 13740 SH SOLE 0 13740 0 0 ISHARES 0-5 YR INVMT GR CORP ETF/FIXED INCOME 46434V100 29 569 SH SOLE 0 569 0 0 ISHARES 0-5 YR INVMT GR CORP ETF/FIXED INCOME 46434V100 43 835 SH DFND 0 835 0 0 ISHARES MSCI INTL QUALITY FACTOR ETF ETF/INTERNATIONAL EQUITY 46434V456 58 1600 SH SOLE 0 1600 0 0 ISHARES TR ESG AWRE 1 5 YR ETF/FIXED INCOME 46435G243 2 75 SH SOLE 0 75 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 11 120 SH SOLE 0 120 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 22 243 SH DFND 0 243 0 0 ISHARES ESG ADV HIGH YIELD ETF/FIXED INCOME 46435G441 22 420 SH SOLE 0 420 0 0 ISHARES FALLN ANGLS BOND ETF ETF/FIXED INCOME 46435G474 14 492 SH SOLE 0 492 0 0 ISHARES ESG MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46435G516 400 5275 SH SOLE 0 5275 0 0 ISHARES CYBERSEC & TECH ETF ETF/EQUITY 46435U135 1 34 SH DFND 0 34 0 0 ISHARES GENOMICS IMMUNOLOGY & HEALTHCARE ETF ETF/EQUITY 46435U192 16 350 SH SOLE 0 350 0 0 ISHARES BB RATED CRP BND ETF ETF/FIXED INCOME 46435U473 19 370 SH SOLE 0 370 0 0 ISHARES ESG AWARE MSCI SMALLCAP ETF ETF/EQUITY 46435U663 1 15 SH SOLE 0 15 0 0 ISHARES BROAD USD HIGH YIELDCORP BOND ETF ETF/FIXED INCOME 46435U853 2980 72365 SH SOLE 0 72095 0 270 ISHARES BROAD USD HIGH YIELDCORP BOND ETF ETF/FIXED INCOME 46435U853 15 360 SH DFND 0 360 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 11345 74527 SH SOLE 0 74527 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 943 6195 SH DFND 0 6195 0 0 JABIL CIRCUIT INC. COMMON STOCK 466313103 10 200 SH SOLE 0 200 0 0 J P MORGAN EXCHANGE-TRADED FEQUITY PREMIUM ETF/EQUITY 46641Q332 3909 67270 SH SOLE 0 67270 0 0 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 4999 98495 SH SOLE 0 98495 0 0 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 6 120 SH DFND 0 120 0 0 JACOBS ENGR GROUP INC. COMMON STOCK 469814107 25 194 SH DFND 0 194 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 9888 60166 SH SOLE 0 60166 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 2727 16590 SH DFND 0 16590 0 0 JOUNCE THERAPEUTICS INC COMMON STOCK 481116101 10 1000 SH SOLE 0 1000 0 0 KLA CORPORATION COMMON STOCK 482480100 135 410 SH SOLE 0 410 0 0 KEYCORP COMMON STOCK 493267108 20 1000 SH SOLE 0 1000 0 0 KEYCORP COMMON STOCK 493267108 10 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 819 5889 SH SOLE 0 5889 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 690 4965 SH DFND 0 4965 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 4 220 SH SOLE 0 220 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 93 2333 SH DFND 0 2333 0 0 KRANESHARES CHINA INTERNET ETF/INTERNATIONAL EQUITY 500767306 2310 30250 SH SOLE 0 30210 0 40 KRANESHARES CHINA INTERNET ETF/INTERNATIONAL EQUITY 500767306 10 130 SH DFND 0 130 0 0 KRANESHARES BOSERA MSCI CHINA A ETF ETF/EQUITY 500767405 886 20035 SH SOLE 0 20035 0 0 KROGER COMPANY COMMON STOCK 501044101 13 370 SH SOLE 0 370 0 0 LGL SYS ACQUISITION CORP COMMON STOCK 50201G106 5 500 SH DFND 0 500 0 0 L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 6 30 SH DFND 0 30 0 0 ESTEE LAUDER COMP INC CL A COMMON STOCK 518439104 29 100 SH SOLE 0 100 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 55 7208 SH DFND 0 7208 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 923 4939 SH SOLE 0 4939 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 303 1622 SH DFND 0 1622 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 262 710 SH SOLE 0 710 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 214 580 SH DFND 0 580 0 0 LOEWS CORP COMMON STOCK 540424108 67 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 4459 23445 SH SOLE 0 23445 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 239 1257 SH DFND 0 1257 0 0 LUMEN TECHNOLOGIES INC COMMON STOCK 550241103 15 1150 SH SOLE 0 1150 0 0 M & T BANK CORP COMMON STOCK 55261F104 211 1393 SH SOLE 0 1393 0 0 M & T BANK CORP COMMON STOCK 55261F104 1250 8248 SH DFND 0 8248 0 0 MP MATERIALS CORP CL A COMMON STOCK 553368101 5 150 SH DFND 0 150 0 0 MAGNA INTERNATIONAL INC FOREIGN EQUITIES 559222401 63 720 SH SOLE 0 720 0 0 MANULIFE FINL CORP FOREIGN EQUITIES 56501R106 323 15000 SH SOLE 0 15000 0 0 MARATHON OIL CORP COMMON STOCK 565849106 2 145 SH DFND 0 145 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 18 344 SH DFND 0 344 0 0 MARKEL CORPORATION COMMON STOCK 570535104 114 100 SH DFND 0 100 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 328 920 SH SOLE 0 920 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 18 50 SH DFND 0 50 0 0 MCDONALDS CORP COMMON STOCK 580135101 3831 17094 SH SOLE 0 17094 0 0 MCDONALDS CORP COMMON STOCK 580135101 475 2118 SH DFND 0 2118 0 0 MCKESSON CORP COMMON STOCK 58155Q103 52 266 SH SOLE 0 266 0 0 MCKESSON CORP COMMON STOCK 58155Q103 683 3500 SH DFND 0 3500 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 4 200 SH DFND 0 200 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 8219 106611 SH SOLE 0 106611 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 1388 18002 SH DFND 0 18002 0 0 METLIFE INC COMMON STOCK 59156R108 12 200 SH SOLE 0 200 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 1156 1000 SH DFND 0 1000 0 0 MICROSOFT CORP COMMON STOCK 594918104 15820 67099 SH SOLE 0 67099 0 0 MICROSOFT CORP COMMON STOCK 594918104 2553 10830 SH DFND 0 10830 0 0 MODERNA INC COMMON STOCK 60770K107 26 200 SH SOLE 0 200 0 0 MOLINA HEALTHCARE INC COMMON STOCK 60855R100 12 50 SH SOLE 0 50 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 390 6659 SH SOLE 0 6659 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 268 4575 SH DFND 0 4575 0 0 MORGAN STANLEY EMER MKTS DEBCOM MUTUAL FUNDS INTL FIXED INCOME 61744H105 9 1000 SH SOLE 0 1000 0 0 MORGAN STANLEY COMMON STOCK 617446448 512 6597 SH SOLE 0 6597 0 0 NBT BANCORP INC COMMON STOCK 628778102 937 23497 SH SOLE 0 23497 0 0 NBT BANCORP INC COMMON STOCK 628778102 1290 32328 SH DFND 0 32328 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 35 700 SH SOLE 0 700 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 163 3266 SH DFND 0 3266 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274409 11 185 SH DFND 0 185 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 13 1000 SH SOLE 0 1000 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 2 175 SH DFND 0 175 0 0 NEXSTAR MEDIA GROUP CLASS A COMMON STOCK 65336K103 7 50 SH SOLE 0 50 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 2655 35109 SH SOLE 0 35109 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1376 18205 SH DFND 0 18205 0 0 NIKE INC CLASS B COMMON STOCK 654106103 3445 25921 SH SOLE 0 25921 0 0 NIKE INC CLASS B COMMON STOCK 654106103 231 1741 SH DFND 0 1741 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 2205 8213 SH SOLE 0 8213 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 322 1200 SH DFND 0 1200 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 76 235 SH SOLE 0 235 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 65 200 SH DFND 0 200 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 287 10767 SH SOLE 0 10767 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 395 4616 SH SOLE 0 4616 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 290 3390 SH DFND 0 3390 0 0 NUCOR CORP COMMON STOCK 670346105 3846 47916 SH SOLE 0 47916 0 0 NUCOR CORP COMMON STOCK 670346105 680 8467 SH DFND 0 8467 0 0 NUVEEN AMT FREE QLTY MUN INC CLOSED END MUTUAL FUNDS 670657105 26 1750 SH SOLE 0 1750 0 0 NVIDIA CORPORATION COMMON STOCK 67066G104 152 285 SH SOLE 0 285 0 0 NUVEEN QUALITY MUNICIPAL INCOME FUND CLOSED END MUTUAL FUNDS 67066V101 12 800 SH SOLE 0 800 0 0 NUVEEN AMT FREE MUNI CR INC CLOSED END MUTUAL FUNDS 67071L106 51 3000 SH SOLE 0 3000 0 0 OKTA INC CL A COMMON STOCK 679295105 44 200 SH DFND 0 200 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 2832 38199 SH SOLE 0 38199 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 166 2245 SH DFND 0 2245 0 0 OMEGA HEALTHCARE INV INC COMMON STOCK 681936100 30 813 SH SOLE 0 813 0 0 ONEOK INC COMMON STOCK 682680103 20 394 SH SOLE 0 394 0 0 ORACLE CORP COMMON STOCK 68389X105 789 11239 SH SOLE 0 11239 0 0 ORACLE CORP COMMON STOCK 68389X105 10 140 SH DFND 0 140 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 12 1000 SH DFND 0 1000 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 176 2566 SH SOLE 0 2566 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 96 1404 SH DFND 0 1404 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 2563 14612 SH SOLE 0 14612 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 10 55 SH DFND 0 55 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 395 2627 SH SOLE 0 2627 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 36 240 SH DFND 0 240 0 0 PPL CORP COMMON STOCK 69351T106 1442 49990 SH SOLE 0 49990 0 0 PPL CORP COMMON STOCK 69351T106 115 4000 SH DFND 0 4000 0 0 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 2786 76955 SH SOLE 0 76795 0 160 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 7 185 SH DFND 0 185 0 0 PACER BNCHMRK INDSTR RE SCTR ETF/EQUITY 69374H766 1784 45920 SH SOLE 0 45845 0 75 PACER BNCHMRK INDSTR RE SCTR ETF/EQUITY 69374H766 2 40 SH DFND 0 40 0 0 PALO ALTO NETWORKS INC COMMON STOCK 697435105 39 120 SH SOLE 0 120 0 0 PAVMED INC COMMON STOCK 70387R106 22 5000 SH DFND 0 5000 0 0 PAYCOM SOFTWARE INC COMMON STOCK 70432V102 74 200 SH DFND 0 200 0 0 PAYCHEX INC COMMON STOCK 704326107 49 500 SH SOLE 0 500 0 0 PAYCHEX INC COMMON STOCK 704326107 66 675 SH DFND 0 675 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 51 1218 SH SOLE 0 1218 0 0 PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 63 3500 SH SOLE 0 3500 0 0 PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 27 1500 SH DFND 0 1500 0 0 PEPSICO INC COMMON STOCK 713448108 7514 53125 SH SOLE 0 53125 0 0 PEPSICO INC COMMON STOCK 713448108 1689 11940 SH DFND 0 11940 0 0 PFIZER INC COMMON STOCK 717081103 5157 142373 SH SOLE 0 142373 0 0 PFIZER INC COMMON STOCK 717081103 1207 33334 SH DFND 0 33334 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 486 5475 SH SOLE 0 5475 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 82 929 SH DFND 0 929 0 0 PHILLIPS 66 COMMON STOCK 718546104 936 11475 SH SOLE 0 11475 0 0 PHILLIPS 66 COMMON STOCK 718546104 130 1600 SH DFND 0 1600 0 0 PIMCO ENHANCED LOW DURATION ETF/FIXED INCOME 72201R718 2039 20000 SH SOLE 0 20000 0 0 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 1600 15698 SH SOLE 0 15492 0 206 PINNACLE WEST CPTL CORP COMMON STOCK 723484101 193 2375 SH SOLE 0 2375 0 0 PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 27 3000 SH DFND 0 3000 0 0 POLARIS INDUSTRIES INC COMMON STOCK 731068102 13 100 SH SOLE 0 100 0 0 PRINCIPAL SPECTRUM PFD SEC ETF/EQUITY 74255Y888 2460 120780 SH SOLE 0 120780 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 7547 55728 SH SOLE 0 55728 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 1062 7844 SH DFND 0 7844 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 5 58 SH SOLE 0 58 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 31 337 SH DFND 0 337 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 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AUTOMATION INC COMMON STOCK 773903109 46 175 SH DFND 0 175 0 0 ROPER INDS INC COMMON STOCK 776696106 282 700 SH DFND 0 700 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 1306 14165 SH SOLE 0 14165 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 115 1250 SH DFND 0 1250 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 44 1110 SH SOLE 0 1110 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 29 750 SH DFND 0 750 0 0 ROYAL GOLD INC COMMON STOCK 780287108 5 48 SH DFND 0 48 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 353 1000 SH DFND 0 1000 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 7779 19629 SH SOLE 0 19629 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 767 1936 SH DFND 0 1936 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 709 4432 SH SOLE 0 4432 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 809 5055 SH DFND 0 5055 0 0 SPDR S&P INTL DIVIDEND ETF ETF/INTERNATIONAL EQUITY 78463X772 3 75 SH SOLE 0 75 0 0 SPDR S&P GLOBAL INFRASTRUCTURE ETF ETF/INTERNATIONAL EQUITY 78463X855 3 50 SH SOLE 0 50 0 0 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 16 450 SH DFND 0 450 0 0 SPDR PORTFOLIO S&P500 GROWTH ETF/EQUITY 78464A409 869 15400 SH SOLE 0 15400 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF/EQUITY 78464A508 925 24420 SH SOLE 0 24420 0 0 SPDR INTERMEDIATE TREASURY ETF/FIXED INCOME 78464A672 206 6425 SH SOLE 0 6425 0 0 SPDR S&P BIOTECH ETF ETF/EQUITY 78464A870 133 980 SH SOLE 0 980 0 0 SPDR SERIES TRUST S&P HOMEBUILD ETF/EQUITY 78464A888 2640 37515 SH SOLE 0 37425 0 90 SPDR SERIES TRUST S&P HOMEBUILD ETF/EQUITY 78464A888 13 185 SH DFND 0 185 0 0 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 2680 58587 SH SOLE 0 58399 0 188 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 33 725 SH DFND 0 725 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 5676 117750 SH SOLE 0 117750 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 39 800 SH DFND 0 800 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 6952 14604 SH SOLE 16 14588 16 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 1475 3098 SH DFND 0 3098 0 0 SPDR BBB SHORT TERM HIGH YIELD BOND ETF ETF/FIXED INCOME 78468R408 63 2300 SH SOLE 0 2300 0 0 SPDR BBB SHORT TERM HIGH YIELD BOND ETF ETF/FIXED INCOME 78468R408 8 300 SH DFND 0 300 0 0 SPDR NUVEEN BBB MUNI BOND ETF ETF/FIXED INCOME 78468R721 32 625 SH SOLE 0 625 0 0 SPDR PORTFOLIO SMALLCAP ETF ETF/EQUITY 78468R853 15 365 SH SOLE 0 365 0 0 SPDR DOUBLELINE SHRT DUR ETF/FIXED INCOME 78470P200 18 360 SH SOLE 0 360 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 96 454 SH SOLE 0 454 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 108 3968 SH SOLE 0 3968 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 72 2650 SH DFND 0 2650 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 3913 39258 SH SOLE 75 39183 75 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 192 1927 SH DFND 0 1927 0 0 SCHWAB US DIVIDEND EQUITY ETF ETF/EQUITY 808524797 32 433 SH SOLE 0 433 0 0 SCHWAB US AGGREGATE BOND ETF ETF/FIXED INCOME 808524839 10 184 SH SOLE 0 184 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 237 3012 SH SOLE 0 3012 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 787 9985 SH DFND 0 9985 0 0 HEALTH CARE SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y209 353 3020 SH SOLE 0 3020 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 258 3782 SH SOLE 0 3782 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 21 310 SH DFND 0 310 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 271 1615 SH SOLE 0 1615 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 33 197 SH DFND 0 197 0 0 ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 1532 31234 SH SOLE 0 31234 0 0 ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 121 2475 SH DFND 0 2475 0 0 SPDR FINANCIAL SELECT SECTOR ETF/EQUITY 81369Y605 75 2197 SH SOLE 0 2197 0 0 SPDR INDUSTRIALS (XLI) ETF/EQUITY 81369Y704 56 565 SH SOLE 0 565 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 600 4517 SH SOLE 0 4517 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 496 3733 SH DFND 0 3733 0 0 SELECT SECTOR SPDR TR COMMUNICATION ETF/EQUITY 81369Y852 162 2212 SH SOLE 0 2212 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 305 4770 SH SOLE 0 4770 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 39 607 SH DFND 0 607 0 0 SEMPRA ENERGY COMMON STOCK 816851109 632 4766 SH SOLE 0 4766 0 0 SEMPRA ENERGY COMMON STOCK 816851109 180 1360 SH DFND 0 1360 0 0 SIERRA WIRELESS INC FOREIGN EQUITIES 826516106 15 1000 SH DFND 0 1000 0 0 SIRIUS XM HOLDINGS INC COMMON STOCK 82968B103 30 5000 SH DFND 0 5000 0 0 SORRENTO THERAPEUTICS INC COMMON STOCK 83587F202 2 200 SH DFND 0 200 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 1050 16889 SH SOLE 0 16889 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 240 3857 SH DFND 0 3857 0 0 AEROSYSTEMS HLDGS INC CL A COMMON STOCK 848574109 15 300 SH DFND 0 300 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 693 51697 SH SOLE 0 51697 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 6 427 SH DFND 0 427 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 399 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 1299 11889 SH SOLE 0 11889 0 0 STARBUCKS CORP COMMON STOCK 855244109 46 420 SH DFND 0 420 0 0 STATE STREET CORP COMMON STOCK 857477103 188 2238 SH SOLE 0 2238 0 0 STATE STREET CORP COMMON STOCK 857477103 67 800 SH DFND 0 800 0 0 STERICYCLE INC COMMON STOCK 858912108 162 2400 SH DFND 0 2400 0 0 STRYKER CORP COMMON STOCK 863667101 1701 6985 SH SOLE 0 6985 0 0 STRYKER CORP COMMON STOCK 863667101 44 179 SH DFND 0 179 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 10 660 SH SOLE 0 660 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 45 301 SH SOLE 0 301 0 0 SUNCOKE ENERGY INC COMMON STOCK 86722A103 2 218 SH DFND 0 218 0 0 SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 52 2500 SH DFND 0 2500 0 0 SYSCO CORP COMMON STOCK 871829107 1327 16849 SH SOLE 0 16849 0 0 SYSCO CORP COMMON STOCK 871829107 800 10165 SH DFND 0 10165 0 0 TJX COMPANIES COMMON STOCK 872540109 346 5234 SH SOLE 0 5234 0 0 TJX COMPANIES COMMON STOCK 872540109 18 273 SH DFND 0 273 0 0 TARGET CORP COMMON STOCK 87612E106 871 4398 SH SOLE 0 4398 0 0 TARGET CORP COMMON STOCK 87612E106 23 117 SH DFND 0 117 0 0 TC ENERGY CORP FOREIGN EQUITIES 87807B107 284 6200 SH SOLE 0 6200 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 77 187 SH DFND 0 187 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 23 1000 SH SOLE 0 1000 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 5621 29745 SH SOLE 0 29745 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 568 3005 SH DFND 0 3005 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 563 1234 SH SOLE 0 1234 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 251 550 SH DFND 0 550 0 0 THOMSON REUTERS CORP FOREIGN EQUITIES 884903709 131 1500 SH SOLE 0 1500 0 0 3M COMPANY COMMON STOCK 88579Y101 6115 31736 SH SOLE 0 31736 0 0 3M COMPANY COMMON STOCK 88579Y101 703 3648 SH DFND 0 3648 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 203 2450 SH SOLE 0 2450 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 372 4500 SH DFND 0 4500 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 835 12813 SH SOLE 0 12813 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 54 825 SH DFND 0 825 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 59 1265 SH SOLE 0 1265 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 31 200 SH SOLE 0 200 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 94 600 SH DFND 0 600 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 1119 7440 SH SOLE 0 7440 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 41 275 SH DFND 0 275 0 0 TRILLIUM THERAPEUTICS INC COMMON STOCK 89620X506 6 600 SH DFND 0 600 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 2019 34622 SH SOLE 0 34622 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 181 3100 SH DFND 0 3100 0 0 TRUSTCO BANK CORP NY COMMON STOCK 898349105 6 842 SH DFND 0 842 0 0 TWITTER INC COMMON STOCK 90184L102 1 22 SH DFND 0 22 0 0 II-VI INC COMMON STOCK 902104108 14 200 SH DFND 0 200 0 0 US BANCORP COMMON STOCK 902973304 2437 44057 SH SOLE 0 44057 0 0 US BANCORP COMMON STOCK 902973304 563 10172 SH DFND 0 10172 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 994 4511 SH SOLE 0 4511 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 228 1035 SH DFND 0 1035 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 4254 25027 SH SOLE 0 25027 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 320 1881 SH DFND 0 1881 0 0 UNITED STATES STEEL CORP COMMON STOCK 912909108 1 35 SH DFND 0 35 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 2504 6729 SH SOLE 0 6729 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 474 1275 SH DFND 0 1275 0 0 UNITI GROUP INC COMMON STOCK 91325V108 2 200 SH DFND 0 200 0 0 VF CORP COMMON STOCK 918204108 833 10424 SH SOLE 0 10424 0 0 VF CORP COMMON STOCK 918204108 31 392 SH DFND 0 392 0 0 VBI VACCINES INC COMMON STOCK 91822J103 26 8500 SH SOLE 0 8500 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 21 300 SH SOLE 0 300 0 0 VALLEY NATL BANCORP COMMON STOCK 919794107 211 15356 SH SOLE 0 15356 0 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 190 5835 SH SOLE 0 5785 0 50 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 651 20045 SH DFND 0 20045 0 0 VANECK VECTORS ETF TR GREEN BD ETF ETF/FIXED INCOME 92189F171 3 100 SH SOLE 0 100 0 0 VANECK VECTORS CHINAAMC CHINA BOND ETF ETF/INTERNATIONAL FIXED INCOME 92189F379 14 600 SH DFND 0 600 0 0 VANECK VECTORS HIGH YLD MUNI ETF/FIXED INCOME 92189H409 47 750 SH SOLE 0 750 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 1337 9089 SH SOLE 0 9089 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 509 3464 SH DFND 0 3464 0 0 VANGUARD TOTAL INTL STOCK ETF ETF/INTERNATIONAL EQUITY 921909768 198 3162 SH SOLE 0 3162 0 0 VANGUARD MEGA CAP GROWTH ETF/EQUITY 921910816 18 85 SH SOLE 0 85 0 0 VANGUARD INTERM-TERM BOND ETF ETF/FIXED INCOME 921937819 33 370 SH SOLE 0 370 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 815 9922 SH SOLE 0 9602 0 320 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 146 1772 SH DFND 0 1772 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 1101 12992 SH SOLE 125 12867 125 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 131 1552 SH DFND 0 1552 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 506 10308 SH SOLE 0 10308 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 211 4297 SH DFND 0 4297 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 117 1156 SH SOLE 0 1156 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 35 350 SH DFND 0 350 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 652 7715 SH SOLE 0 7715 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 224 2650 SH DFND 0 2650 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 19 81 SH SOLE 0 81 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 70 306 SH DFND 0 306 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 833 4400 SH DFND 0 4400 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 1223 3413 SH SOLE 0 3413 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 360 1004 SH DFND 0 1004 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 96 680 SH SOLE 0 680 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 3156 60651 SH SOLE 65 60586 65 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 478 9177 SH DFND 0 9177 0 0 VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 5 84 SH DFND 0 84 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 2533 30708 SH SOLE 65 30643 65 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 711 8614 SH DFND 0 8614 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 550 8185 SH SOLE 0 7990 0 195 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 8 115 SH DFND 0 115 0 0 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 209 2525 SH SOLE 0 2460 0 65 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 6 75 SH DFND 0 75 0 0 VANGUARD INTERM TERM CORP BDETF ETF/FIXED INCOME 92206C870 7773 83557 SH SOLE 0 83517 0 40 VANGUARD INTERM TERM CORP BDETF ETF/FIXED INCOME 92206C870 18 190 SH DFND 0 190 0 0 VARIAN MEDICAL SYSTEMS INC COMMON STOCK 92220P105 29 166 SH SOLE 0 166 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 832 2285 SH SOLE 0 2285 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 30 225 SH SOLE 0 225 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 48 354 SH DFND 0 354 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 66 309 SH DFND 0 309 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 1168 12719 SH SOLE 0 12719 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 46 496 SH DFND 0 496 0 0 VANGUARD SMALLCAP GROWTH ETF ETF/EQUITY 922908595 39 143 SH SOLE 0 143 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 232 1400 SH SOLE 0 1400 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 161 729 SH SOLE 0 729 0 0 VANGUARD INDEX FDS EXTEND MKT ETF-VXF ETF/EQUITY 922908652 30 167 SH SOLE 0 167 0 0 VANGUARD INDEX FDS EXTEND MKT ETF-VXF ETF/EQUITY 922908652 6 35 SH DFND 0 35 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 54 210 SH SOLE 0 210 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 93 360 SH DFND 0 360 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 286 1338 SH SOLE 0 1338 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 11 50 SH DFND 0 50 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 13222 63969 SH DFND 0 63969 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 8706 149710 SH SOLE 0 149710 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2176 37413 SH DFND 0 37413 0 0 VIATRIS INC COMMON STOCK 92556V106 198 14192 SH SOLE 0 14192 0 0 VIATRIS INC COMMON STOCK 92556V106 50 3560 SH DFND 0 3560 0 0 VISA INC CLASS A COMMON STOCK 92826C839 1862 8795 SH SOLE 0 8795 0 0 VISA INC CLASS A COMMON STOCK 92826C839 74 349 SH DFND 0 349 0 0 WABTEC CORP COMMON STOCK 929740108 0 6 SH SOLE 0 6 0 0 WABTEC CORP COMMON STOCK 929740108 3 38 SH DFND 0 38 0 0 WAL MART STORES INC COMMON STOCK 931142103 4569 33638 SH SOLE 0 33638 0 0 WAL MART STORES INC COMMON STOCK 931142103 1048 7716 SH DFND 0 7716 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 21 390 SH SOLE 0 390 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 68 1235 SH DFND 0 1235 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 251 1947 SH SOLE 0 1947 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 77 600 SH DFND 0 600 0 0 WELLTOWER INC COMMON STOCK 95040Q104 14 200 SH DFND 0 200 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 57 1600 SH SOLE 0 1600 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1318 17280 SH SOLE 0 17280 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 46 600 SH DFND 0 600 0 0 WISDOMTREE SMALLCAP DIVIDEND ETF/EQUITY 97717W604 28 900 SH DFND 0 900 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E204 152 8960 SH SOLE 0 8960 0 0 XYLEM INC COMMON STOCK 98419M100 10 98 SH SOLE 0 98 0 0 XEROX HOLDINGS CORP COMMON STOCK 98421M106 6 250 SH SOLE 0 250 0 0 ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 97 200 SH DFND 0 200 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 640 4000 SH DFND 0 4000 0 0