The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 2,023 18,477 SH   SOLE   18,477 0 0
ABBVIE INC COM 00287Y109 3,129 29,200 SH   SOLE   29,200 0 0
ACREAGE HLDGS INC CL E SUB VTG 00489Y600 36 11,655 SH   SOLE   11,655 0 0
ADOBE INC. COM 00724F101 399 797 SH   SOLE   797 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 1,390 11,735 SH   SOLE   11,735 0 0
ALPHABET CLASS C COM 02079K107 462 264 SH   SOLE   264 0 0
ALPHABET CLASS A COM 02079K305 505 288 SH   SOLE   288 0 0
ALTRIA GROUP INC COM 02209S103 298 7,268 SH   DFND   7,113 0 155
AMAZON.COM INC COM 023135106 534 164 SH   SOLE   164 0 0
AMETEK INC COM 031100100 1,219 10,080 SH   SOLE   10,080 0 0
APPLE INC COM 037833100 1,642 12,376 SH   SOLE   12,376 0 0
AVINGER INC COM 053734604 132 300,000 SH   SOLE   300,000 0 0
BP PLC ADR COM 055622104 397 19,363 SH   SOLE   19,363 0 0
BERKSHIRE HATHAWAY NEW CLASS B COM 084670702 2,474 10,671 SH   SOLE   10,671 0 0
BERKSHIRE HTWY CL.A 100 SHS=1 WHOLE 084990175 1,043 300 SH   SOLE   300 0 0
BIOGEN INC COM 09062X103 288 1,175 SH   SOLE   1,175 0 0
BLACKROCK ENHANCED GOVT FUND COM 09255K108 185 13,780 SH   SOLE   13,780 0 0
CBRE CLARION GLBL REAL EST INC COM 12504G100 77 11,150 SH   SOLE   11,150 0 0
CADENCE DESIGN SYSTEMS INC COM 127387108 372 2,730 SH   SOLE   2,730 0 0
CHEVRON CORP NEW COM 166764100 3,740 44,282 SH   DFND   44,140 0 142
CISCO SYSTEMS INC COM 17275R102 2,516 56,216 SH   DFND   55,988 0 228
COGNEX CORP COM 192422103 1,206 15,020 SH   SOLE   15,020 0 0
CORESITE REALTY CORP COM 21870Q105 1,305 10,420 SH   SOLE   10,420 0 0
COSTCO WHSL CORP (NEW) COM 22160K105 1,176 3,121 SH   SOLE   3,121 0 0
CYRUSONE INC COM 23283R100 1,846 25,235 SH   SOLE   25,235 0 0
DANAHER CORP COM 235851102 1,228 5,530 SH   SOLE   5,530 0 0
DEERE& CO COM 244199105 457 1,700 SH   SOLE   1,700 0 0
DISNEY WALT CO (HOLDING CO) COM 254687106 291 1,604 SH   SOLE   1,604 0 0
DUKE ENERGY CORP COM 26441C204 2,454 26,800 SH   DFND   26,680 0 120
VANGUARD S&P 500 UCITS ETF USD COM 27399X646 778 11,000 SH   SOLE   11,000 0 0
EDWARDS LIFESCIENCES COM 28176E108 314 3,445 SH   DFND   3,415 0 30
EMERSON ELECTRIC CO COM 291011104 2,778 34,563 SH   SOLE   34,563 0 0
EXXON MOBIL CORP (NEW) COM 30231G102 2,383 57,813 SH   DFND   57,648 0 165
FORTIVE CORP COM 34959J108 1,034 14,600 SH   SOLE   14,600 0 0
FRANCO-NEVADA CORP COM 351858105 1,216 9,700 SH   SOLE   9,700 0 0
GAIA INC NEW CLASS A COM 36269P104 510 51,600 SH   SOLE   51,600 0 0
GENERAL DYNAMICS CORP COM 369550108 2,393 16,078 SH   DFND   16,028 0 50
GOLDMAN SACHS GRP INC COM 38141G104 2,725 10,335 SH   SOLE   10,335 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 4,276 20,105 SH   SOLE   20,105 0 0
IDEX CORP COM 45167R104 1,065 5,345 SH   SOLE   5,345 0 0
ILLUMINA INC COM 452327109 327 885 SH   SOLE   885 0 0
INTEL CORP COM 458140100 2,557 51,318 SH   DFND   51,058 0 260
INVESCO QQQ TR COM 46090E103 340 1,085 SH   SOLE   1,085 0 0
INTUIT INC COM 461202103 1,278 3,365 SH   SOLE   3,365 0 0
ISHARES GOLD ETF COM 464285105 3,589 197,956 SH   SOLE   197,956 0 0
iSHARES CORE TRUST S&P 500 COM 464287200 216 575 SH   SOLE   575 0 0
iSHS CORE US AGGREGATE BOND COM 464287226 6,782 57,384 SH   SOLE   57,384 0 0
iSHARES MSCI EMERGING MKTS ETF COM 464287234 621 12,012 SH   SOLE   12,012 0 0
iSHARES IBOXX INVT GRADEBOND COM 464287242 10,914 79,011 SH   SOLE   79,011 0 0
iSHARES T-BOND 1-3 YRS FUND COM 464287457 387 4,485 SH   SOLE   4,485 0 0
iSHARES CORE S&P SMALL-CAP ETF COM 464287804 2,077 22,596 SH   SOLE   22,596 0 0
ISHARES CA MUNI BND ETF COM 464288356 336 5,350 SH   SOLE   5,350 0 0
ISHARES U.S. MEDICAL DEVICES E COM 464288810 3,607 11,019 SH   SOLE   11,019 0 0
iSHARES MSCI GROWTH INDEX COM 464288885 3,327 32,966 SH   SOLE   32,966 0 0
ISHARES U.S. TREASURY BOND ETF COM 46429B267 10,059 369,258 SH   SOLE   369,258 0 0
iSHARES CORE HIGH DIV ETF COM 46429B663 1,042 11,890 SH   SOLE   11,890 0 0
iSHARES SHT MAT BOND ETF COM 46431W507 1,171 23,335 SH   SOLE   23,335 0 0
ISHARES CORE 1-5 YR USD BD ETF COM 46432F859 6,864 132,915 SH   SOLE   132,915 0 0
ISHARES ESG AWARE MSCI USA ETF COM 46435G425 4,169 48,458 SH   SOLE   48,458 0 0
LINCOLN CORE CAPITAL 5YR FIXED INDEX 533400LST 107 100,000 SH   SOLE   100,000 0 0
MASTERCARD INCORPORATED COM 57636Q104 1,140 3,195 SH   SOLE   3,195 0 0
MCDONALDS CORP COM 580135101 2,254 10,504 SH   SOLE   10,504 0 0
MERCK& CO. INC. COM 58933Y105 240 2,930 SH   DFND   2,770 0 160
MICROSOFT CORP COM 594918104 4,413 19,839 SH   DFND   19,805 0 34
MICROCHIP TECH COM 595017104 1,244 9,005 SH   SOLE   9,005 0 0
MORNINGSTAR INC COM 617700109 417 1,800 SH   SOLE   1,800 0 0
NESTLE SA ADR COM 641069406 250 2,125 SH   SOLE   2,125 0 0
NORTHERN GRAPHITE CORP F COM 66516A105 4 20,000 SH   SOLE   20,000 0 0
ORACLE CORPORATION COM 68389X105 2,532 39,145 SH   SOLE   39,145 0 0
PEPSICO INC COM 713448108 501 3,381 SH   SOLE   3,381 0 0
PFIZER INCORPORATION COM 717081103 258 7,020 SH   DFND   6,700 0 320
PUBLIC STORAGE INC COM 74460D109 1,928 8,350 SH   SOLE   8,350 0 0
QUALCOMM INC COM 747525103 1,477 9,695 SH   SOLE   9,695 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 265 3,702 SH   DFND   3,551 0 151
SPDR S&P 500 ETF COM 78462F103 852 2,280 SH   SOLE   2,280 0 0
SPDW PORTFOLIO WORLD ex-US ETF COM 78463X889 2,018 59,800 SH   SOLE   59,800 0 0
SCHWAB CHARLES CORP COM 808513105 2,879 54,282 SH   SOLE   54,282 0 0
SCHWAB US BROAD MKT ETF COM 808524102 3,683 40,480 SH   SOLE   40,480 0 0
SCHWAB US LARGE CAP GROWTH ETF COM 808524300 17,624 137,246 SH   SOLE   137,246 0 0
SCHWAB US LARGE CAP VAL ETF COM 808524409 19,833 333,152 SH   SOLE   333,152 0 0
SCHWAB INTERNATIONAL EQTY ETF COM 808524805 5,784 160,613 SH   SOLE   160,613 0 0
SCHWAB S-T US TREASURY ETF COM 808524862 376 7,310 SH   SOLE   7,310 0 0
SECTOR SPDR ENERGY SELECT SHS COM 81369Y506 2,889 76,234 SH   SOLE   76,234 0 0
SECTOR SPDR INDUST SELECT SHS COM 81369Y704 834 9,420 SH   SOLE   9,420 0 0
STRYKER CORP COM 863667101 1,120 4,570 SH   SOLE   4,570 0 0
SYNOPSYS INC COM 871607107 421 1,625 SH   SOLE   1,625 0 0
TEXAS INSTRUMENTS INCORPORATED COM 882508104 279 1,700 SH   SOLE   1,700 0 0
UNITEDHEALTH GROUP INC COM 91324P102 357 1,019 SH   SOLE   1,019 0 0
VANECK VECTORS GOLD MINERS ETF COM 92189F106 243 6,735 SH   SOLE   6,735 0 0
VANGUARD INTER-TRM BOND ETF COM 921937819 15,942 171,694 SH   SOLE   171,694 0 0
VANGUARD S-T BOND INDEX ETF COM 921937827 3,418 41,230 SH   SOLE   41,230 0 0
VANGUARD FTSE DEVELOPED MKTS COM 921943858 2,409 51,035 SH   SOLE   51,035 0 0
VANGUARD SHT-TRM CORP BOND IDX COM 92206C409 21,051 252,865 SH   SOLE   252,865 0 0
VANGUARD MTG BACKED SEC ETF COM 92206C771 20,468 378,549 SH   SOLE   378,549 0 0
VANGUARD US LRG CAP GR IND ETF COM 922908736 9,754 38,501 SH   SOLE   38,501 0 0
VANGUARD TOTAL STK MKT ETF COM 922908769 836 4,297 SH   SOLE   4,297 0 0
VERIZON COMMUNICATIONS COM 92343V104 2,585 43,996 SH   SOLE   43,996 0 0
VISA, INC COM 92826C839 1,515 6,926 SH   SOLE   6,926 0 0
WALMART, INC COM 931142103 2,976 20,643 SH   SOLE   20,643 0 0
WELLS FARGO& CO (NEW) COM 949746101 1,371 45,415 SH   SOLE   45,415 0 0
WISDOM TREE EMRG MKTS HI DIV COM 97717W315 391 9,500 SH   SOLE   9,500 0 0
ACCENTURE PLC CL.A COM G1151C101 4,170 15,965 SH   SOLE   15,965 0 0
MEDTRONIC PLC COM G5960L103 3,438 29,351 SH   DFND   29,251 0 100
RAZER INC COM G7397A106 138 450,000 SH   SOLE   450,000 0 0
VANGUARD ALL-WORLD HI-DIV YLD COM G9T17W178 982 17,500 SH   SOLE   17,500 0 0