The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 1,066 27,269 SH   DFND   26,844 0 425
ABBOTT LABORATORIES COM 002824100 1,423 16,378 SH   SOLE   16,378 0 0
ABBVIE INC COM 00287Y109 2,888 32,615 SH   SOLE   32,615 0 0
ACREAGE HOLDINGS INC COM 00489Y402 99 16,650 SH   SOLE   16,650 0 0
ADOBE INC. COM 00724F101 350 1,060 SH   SOLE   1,060 0 0
ALPHABET CLASS A COM 02079K305 319 238 SH   SOLE   238 0 0
ALTRIA GROUP INC COM 02209S103 502 10,048 SH   DFND   9,893 0 155
AMAZON.COM INC COM 023135106 425 230 SH   SOLE   230 0 0
ANTHEM INC COM 036752103 1,376 4,556 SH   SOLE   4,556 0 0
ATRICURE INC COM 04963C209 228 7,000 SH   SOLE   7,000 0 0
AURORA CANNABIS INC COM 05156X108 27 12,500 SH   SOLE   12,500 0 0
BP PLC ADR COM 055622104 455 12,046 SH   SOLE   12,046 0 0
BECTON DICKINSON& CO COM 075887109 1,167 4,290 SH   SOLE   4,290 0 0
BERKSHIRE HATHAWAY NEW CLASS B COM 084670702 2,469 10,900 SH   SOLE   10,900 0 0
BERKSHIRE HTWY CL.A 100 SHS=1 WHOLE 084990175 1,019 300 SH   SOLE   300 0 0
BIO-TECHNE CORPORATION COM 09073M104 1,019 4,640 SH   SOLE   4,640 0 0
BLOCK H&R INC COM 093671105 2,329 99,195 SH   SOLE   99,195 0 0
CADENCE DESIGN SYSTEMS INC COM 127387108 266 3,830 SH   SOLE   3,830 0 0
CERNER CORP COM 156782104 1,005 13,690 SH   SOLE   13,690 0 0
CHEVRON CORP NEW COM 166764100 4,642 38,519 SH   DFND   38,389 0 130
CISCO SYSTEMS INC COM 17275R102 1,985 41,394 SH   DFND   41,069 0 325
COGNEX CORP COM 192422103 3,190 56,930 SH   SOLE   56,930 0 0
COSTCO WHSL CORP (NEW) COM 22160K105 1,157 3,935 SH   SOLE   3,935 0 0
DANAHER CORP COM 235851102 1,135 7,395 SH   SOLE   7,395 0 0
DEERE& CO COM 244199105 295 1,700 SH   SOLE   1,700 0 0
DIAGEO PLC ADR NEW COM 25243Q205 1,028 6,102 SH   DFND   6,012 0 90
DISNEY WALT CO (HOLDING CO) COM 254687106 3,217 22,244 SH   SOLE   22,244 0 0
VANGUARD S&P 500 UCITS ETF USD COM 27399X646 354 5,800 SH   SOLE   5,800 0 0
EMERSON ELECTRIC CO COM 291011104 1,906 24,998 SH   SOLE   24,998 0 0
EXXON MOBIL CORP (NEW) COM 30231G102 2,421 34,693 SH   DFND   34,528 0 165
FASTENAL CO COM 311900104 1,083 29,320 SH   SOLE   29,320 0 0
FORTIVE CORP COM 34959J108 966 12,640 SH   SOLE   12,640 0 0
GAIA INC NEW CLASS A COM 36269P104 412 51,600 SH   SOLE   51,600 0 0
GENERAL DYNAMICS CORP COM 369550108 3,034 17,205 SH   SOLE   17,205 0 0
GILEAD SCIENCES INC COM 375558103 2,140 32,931 SH   SOLE   32,931 0 0
GRACO INC COM 384109104 1,035 19,900 SH   SOLE   19,900 0 0
JACK HENRY& ASSOC INC COM 426281101 932 6,400 SH   SOLE   6,400 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 3,777 21,340 SH   SOLE   21,340 0 0
INTEL CORP COM 458140100 2,008 33,549 SH   DFND   33,289 0 260
INVESCO QQQ TR COM 46090E103 217 1,020 SH   SOLE   1,020 0 0
INTUIT INC COM 461202103 1,032 3,940 SH   SOLE   3,940 0 0
INVESCO PREFERRED ETF COM 46138E511 4,630 308,459 SH   SOLE   308,459 0 0
iSHARES TR GLOBAL ENERGY COM 464287341 3,680 119,350 SH   SOLE   119,350 0 0
iSHARES T-BOND 1-3 YRS FUND COM 464287457 456 5,385 SH   SOLE   5,385 0 0
iSHARES S&P MIDCAP 400 GRWTH COM 464287606 725 3,045 SH   SOLE   3,045 0 0
iSHARES CORE HIGH DIV ETF COM 46429B663 4,570 46,601 SH   SOLE   46,601 0 0
JPMORGAN CHASE& CO COM 46625H100 1,666 11,948 SH   DFND   11,803 0 145
KIMBERLY CLARK CORP COM 494368103 810 5,892 SH   DFND   5,812 0 80
L3HARRIS TECHNOLOGIES INC. COM 502431109 956 4,830 SH   SOLE   4,830 0 0
LINCOLN CORE CAPITAL 5YR FIXED INDEX 533400LST 103 100,000 SH   SOLE   100,000 0 0
MASTERCARD INCORPORATED COM 57636Q104 1,556 5,210 SH   SOLE   5,210 0 0
MERCK& CO. INC. COM 58933Y105 309 3,395 SH   DFND   3,235 0 160
MICROSOFT CORP COM 594918104 4,159 26,372 SH   DFND   26,282 0 90
MICROCHIP TECH COM 595017104 1,053 10,060 SH   SOLE   10,060 0 0
MORNINGSTAR INC COM 617700109 272 1,800 SH   SOLE   1,800 0 0
NESTLE SA ADR COM 641069406 738 6,820 SH   SOLE   6,820 0 0
NORTHERN GRAPHITE CORP F COM 66516A105 2 20,000 SH   SOLE   20,000 0 0
NXT-ID, INC. COM 67091J206 90 200,000 SH   SOLE   200,000 0 0
PAYPAL HLDGS INC COM 70450Y103 247 2,280 SH   SOLE   2,280 0 0
PEPSICO INC COM 713448108 549 4,017 SH   SOLE   4,017 0 0
PFIZER INCORPORATION COM 717081103 1,912 48,811 SH   DFND   48,461 0 350
PHILLIPS 66 COM 718546104 2,597 23,308 SH   SOLE   23,308 0 0
PROCTER AND GAMBLE COMPANY COM 742718109 1,144 9,163 SH   SOLE   9,163 0 0
RAYTHEON COMPANY NEW COM 755111507 3,741 17,025 SH   DFND   16,960 0 65
SK TELECOM CO LTD ADR COM 78440P108 1,320 57,100 SH   SOLE   57,100 0 0
SPDR S&P 500 ETF COM 78462F103 1,156 3,591 SH   SOLE   3,591 0 0
SPDW PORTFOLIO WORLD ex-US ETF COM 78463X889 2,247 71,664 SH   SOLE   71,664 0 0
SPDR S&P DIVIDEND ETF COM 78464A763 17,074 158,724 SH   SOLE   158,724 0 0
SPDR BARCLAYS 1-3 MO TBILL ETF COM 78468R663 899 9,830 SH   SOLE   9,830 0 0
SCHWAB US BROAD MKT ETF COM 808524102 7,457 96,992 SH   SOLE   96,992 0 0
SCHWAB US LARGE CAP GROWTH ETF COM 808524300 14,294 153,844 SH   SOLE   153,844 0 0
SCHWAB INTERNATIONAL EQTY ETF COM 808524805 7,806 232,119 SH   SOLE   232,119 0 0
SCHWAB S-T US TREASURY ETF COM 808524862 904 17,900 SH   SOLE   17,900 0 0
SECTOR SPDR ENERGY SELECT SHS COM 81369Y506 2,904 48,361 SH   SOLE   48,361 0 0
STRYKER CORP COM 863667101 1,071 5,100 SH   SOLE   5,100 0 0
SYNOPSYS INC COM 871607107 414 2,975 SH   SOLE   2,975 0 0
TEXAS INSTRUMENTS INCORPORATED COM 882508104 218 1,700 SH   SOLE   1,700 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,208 7,512 SH   SOLE   7,512 0 0
VANGUARD FTSE DEVELOPED MKTS COM 921943858 1,298 29,466 SH   SOLE   29,466 0 0
VANGUARD MTG BACKED SEC ETF COM 92206C771 239 4,500 SH   SOLE   4,500 0 0
VANGUARD US LRG CAP GR IND ETF COM 922908736 6,875 37,740 SH   SOLE   37,740 0 0
VANGUARD TOTAL STK MKT ETF COM 922908769 2,820 17,237 SH   SOLE   17,237 0 0
VERIZON COMMUNICATIONS COM 92343V104 2,115 34,448 SH   SOLE   34,448 0 0
VISA, INC COM 92826C839 1,382 7,355 SH   SOLE   7,355 0 0
WALMART, INC COM 931142103 1,629 13,710 SH   SOLE   13,710 0 0
WELLS FARGO& CO (NEW) COM 949746101 2,307 42,876 SH   DFND   42,671 0 205
WISDOM TREE EMRG MKTS HI DIV COM 97717W315 6,149 134,341 SH   SOLE   134,341 0 0
ACCENTURE PLC CL.A COM G1151C101 1,267 6,015 SH   SOLE   6,015 0 0
GENPACT LTD COM G3922B107 978 23,190 SH   SOLE   23,190 0 0
MEDTRONIC PLC COM G5960L103 989 8,720 SH   SOLE   8,720 0 0
VANGUARD ALL-WORLD HI-DIV YLD COM G9T17W178 1,019 17,500 SH   SOLE   17,500 0 0