The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 525 12,634 SH   DFND   0 0 12,634
ADOBE SYSTEMS INC COM 00724F101 516 3,965 SH   DFND   0 0 3,965
ALPHABET CLASS C COM 02079K107 513 618 SH   DFND   0 0 618
ALPHABET CLASS A COM 02079K305 206 243 SH   DFND   0 0 243
ALTRIA GROUP INC COM 02209S103 420 5,878 SH   DFND   0 0 5,878
APPLE INC COM 037833100 345 2,398 SH   DFND   0 0 2,398
BOFI HOLDING INC COM 05566U108 933 35,720 SH   DFND   0 0 35,720
BARD C R INC COM 067383109 1,239 4,985 SH   DFND   0 0 4,985
BERKSHIRE HATHAWAY NEW CLASS B COM 084670702 281 1,684 SH   DFND   0 0 1,684
BERKSHIRE HTWY CL.A 100 SHS=1 WHOLE 084990175 750 300 SH   DFND   0 0 300
CSX CORP COM 126408103 261 5,600 SH   DFND   0 0 5,600
CHEVRON CORP NEW COM 166764100 2,160 20,116 SH   DFND   0 0 20,116
CONAGRA FOODS INC COM 205887102 903 22,380 SH   DFND   0 0 22,380
DANAHER CORP COM 235851102 913 10,670 SH   DFND   0 0 10,670
DETTO TECHNOLOGIES INC COM 251463105 0 32,000 SH   DFND   0 0 32,000
DISNEY WALT CO (HOLDING CO) COM 254687106 1,038 9,157 SH   DFND   0 0 9,157
VANGUARD S&P 500 UCITS ETF USD COM 27399X646 1,444 32,100 SH   DFND   0 0 32,100
EDISON INTERNATIONAL COM 281020107 290 3,639 SH   DFND   0 0 3,639
EDWARDS LIFESCIENCES COM 28176E108 569 6,045 SH   DFND   0 0 6,045
EXXON MOBIL CORP (NEW) COM 30231G102 586 7,147 SH   DFND   0 0 7,147
FACTSET RESEARCH SYSTEMS INC COM 303075105 887 5,380 SH   DFND   0 0 5,380
GENERAL MOTORS COMPANY S COM 37045V100 242 6,850 SH   DFND   0 0 6,850
HALLIBURTON CO COM 406216101 1,273 25,860 SH   DFND   0 0 25,860
HASBRO INC COM 418056107 1,179 11,810 SH   DFND   0 0 11,810
HELMERICH& PAYNE INC COM 423452101 807 12,120 SH   DFND   0 0 12,120
HOST HOTELS& RESORTS INC COM 44107P104 925 49,580 SH   DFND   0 0 49,580
INTEGRATED DEVICE TECH INC COM 458118106 213 9,000 SH   DFND   0 0 9,000
INTEL CORP COM 458140100 485 13,445 SH   DFND   0 0 13,445
INTER PARFUMS INC COM 458334109 933 25,520 SH   DFND   0 0 25,520
INTUITIVE SURGICAL NEW COM 46120E602 511 667 SH   DFND   0 0 667
iSHARES T-BOND 1-3 YRS FUND COM 464287457 652 7,710 SH   DFND   0 0 7,710
iSHARES S&P MIDCAP 400 GRWTH COM 464287606 1,017 5,326 SH   DFND   45 0 5,281
iSHARES CORE S&P SMALL-CAP ETF COM 464287804 7,458 107,833 SH   DFND   450 0 107,383
iSHS III S&P SML CAP 600 UCITS COM 464288QST 451 8,000 SH   DFND   0 0 8,000
iSHS MSCI USA DIV IQ UCITS ETF COM 464288SST 876 28,500 SH   DFND   0 0 28,500
iSHARES NASDAQ 100 UCITS ETF COM 464288STT 631 2,100 SH   DFND   0 0 2,100
iSHRS VII DOW JONES IND ETF COM 464289BST 330 1,500 SH   DFND   0 0 1,500
JOHNSON& JOHNSON COM 478160104 258 2,072 SH   DFND   0 0 2,072
MASTERCARD INCORPORATED COM 57636Q104 1,188 10,560 SH   DFND   0 0 10,560
MERCK& CO. INC. COM 58933Y105 218 3,425 SH   DFND   0 0 3,425
MICROSOFT CORP COM 594918104 1,706 25,900 SH   DFND   0 0 25,900
NATIONAL OILWELL VARCO COM 637071101 885 22,065 SH   DFND   0 0 22,065
NORTHERN GRAPHITE CORP F COM 66516A105 5 20,000 SH   DFND   0 0 20,000
PEPSICO INC COM 713448108 298 2,661 SH   DFND   0 0 2,661
PFIZER INCORPORATION COM 717081103 620 18,121 SH   DFND   0 0 18,121
POWERSHARES QQQ COM 73935A104 8,142 61,505 SH   DFND   370 0 61,135
POWERSHARES PREFERRED ETF COM 73936T565 6,599 445,270 SH   DFND   1,810 0 443,460
PROCTER AND GAMBLE COMPANY COM 742718109 263 2,923 SH   DFND   0 0 2,923
RPC, INC COM 749660106 729 39,830 SH   DFND   0 0 39,830
GUGGENHEIM S&P 500 EQUAL WEIGHT HEALTH CA 78355W841 1,219 7,619 SH   DFND   60 0 7,559
SPDR S&P DIVIDEND ETF COM 78464A763 17,121 194,247 SH   DFND   900 0 193,347
SPDR S&P BIOTECH COM 78464A870 2,240 32,300 SH   DFND   250 0 32,050
SCHWAB US BROAD MKT ETF COM 808524102 5,069 88,838 SH   DFND   605 0 88,233
SCHWAB US LARGE CAP GROWTH ETF COM 808524300 10,642 175,950 SH   DFND   1,240 0 174,710
SCHWAB INTERNATIONAL EQTY ETF COM 808524805 670 22,433 SH   DFND   95 0 22,338
SCHWAB S-T US TREASURY ETF COM 808524862 813 16,102 SH   DFND   0 0 16,102
SECTOR SPDR FINCL SELECT SHS COM 81369Y605 2,805 118,215 SH   DFND   595 0 117,620
STARBUCKS CORP COM 855244109 923 15,800 SH   DFND   0 0 15,800
STRYKER CORP COM 863667101 1,351 10,260 SH   DFND   0 0 10,260
3M COMPANY COM 88579Y101 985 5,150 SH   DFND   0 0 5,150
UNION PACIFIC CORPORATION COM 907818108 201 1,900 SH   DFND   0 0 1,900
VANGUARD INTER-TRM BOND ETF COM 921937819 329 3,930 SH   DFND   0 0 3,930
VEEVA SYSTEMS INC COM 922475108 515 10,040 SH   DFND   0 0 10,040
VANGUARD REIT VIPER FUND COM 922908553 285 3,450 SH   DFND   0 0 3,450
VANGUARD US LRG CAP GR IND ETF COM 922908736 6,000 49,315 SH   DFND   0 0 49,315
VANGUARD TOTAL STK MKT ETF COM 922908769 2,114 17,429 SH   DFND   0 0 17,429
ACCENTURE PLC CL.A COM G1151C101 876 7,305 SH   DFND   0 0 7,305
ELBIT SYSTEMS LTD COM M3760D101 949 8,350 SH   DFND   0 0 8,350