BRISTOL-MYERS SQUIBB CO COM 110122108 1044247 18123 SH SOLE 0 0 18123 CVS HEALTH CORP COM 126650100 3894996 37651 SH SOLE 0 0 37651 CADENCE DESIGN SYSTEM INC COM 127387108 225192 600 SH SOLE 0 0 600 CATERPILLAR INC COM 149123101 216175 203 SH SOLE 0 0 203 CHEVRON CORPORATION COM 166764100 1950117 11765 SH SOLE 0 0 11765 CORNING INC COM 219350105 510860 2000 SH SOLE 0 0 2000 CUMMINS INC COM 231021106 663285 930 SH SOLE 0 0 930 FIRST TR EXCHANGE-TRADED FD SHS 336917109 1418439 29150 SH SOLE 0 0 29150 GILEAD SCIENCES INC COM 375558103 4531563 35868 SH SOLE 0 0 35868 ISHARES TR CALIF MUN BD ETF 464288356 570636 9900 SH SOLE 0 0 9900 ISHARES TR CORE S&P US GWT 464287671 5241393 27866 SH SOLE 0 0 27866 ISHARES TR MRGSTR MD CP GRW 464288307 1481954 15076 SH SOLE 0 0 15076 ISHARES TR EAFE GRWTH ETF 464288885 264393 2125 SH SOLE 0 0 2125 ISHARES INC MSCI EMERG MRKT 464286533 620006 8236 SH SOLE 0 0 8236 ISHARES TR ESG MSCI KLD ETF 464288570 5012270 35201 SH SOLE 0 0 35201 ISHARES TR EAFE VALUE ETF 464288877 2280042 29785 SH SOLE 0 0 29785 ISHARES TR ISHARES BIOTECH 464287556 423371 2226 SH SOLE 0 0 2226 ISHARES TR RUS 1000 VAL ETF 464287598 243885 1006 SH SOLE 0 0 1006 ISHARES TR RUS MDCP VAL ETF 464287473 250850 1524 SH SOLE 0 0 1524 ISHARES TR S&P MC 400GR ETF 464287606 5131225 43670 SH SOLE 0 0 43670 ISHARES TR S&P MC 400VL ETF 464287705 3803734 25748 SH SOLE 0 0 25748 ISHARES TR S&P SML 600 GWT 464287887 5222264 29240 SH SOLE 0 0 29240 ISHARES TR SP SMCP600VL ETF 464287879 3673958 26880 SH SOLE 0 0 26880 ISHARES TR IBOXX INV CP ETF 464287242 542623 4975 SH SOLE 0 0 4975 ISHARES TR MSCI EAFE ETF 464287465 3101857 29860 SH SOLE 0 0 29860 ISHARES TR RUS 1000 ETF 464287622 1628991 3978 SH SOLE 0 0 3978 ISHARES TR RUS 1000 GRW ETF 464287614 433105 3488 SH SOLE 0 0 3488 ISHARES TR RUSSELL 2000 ETF 464287655 1564744 5208 SH SOLE 0 0 5208 ISHARES TR S&P 500 VAL ETF 464287408 2045584 9009 SH SOLE 0 0 9009 ISHARES TR S&P 500 GRWT ETF 464287309 1230894 8950 SH SOLE 0 0 8950 ISHARES TR CORE S&P MCP ETF 464287507 16093180 208704 SH SOLE 0 0 208704 ISHARES TR CORE S&P SCP ETF 464287804 17579203 118530 SH SOLE 0 0 118530 ISHARES TR IBOXX HI YD ETF 464288513 1814599 22691 SH SOLE 0 0 22691 ISHARES TR SELECT DIVID ETF 464287168 596907 3819 SH SOLE 0 0 3819 ISHARES TR CORE S&P500 ETF 464287200 669508 894 SH SOLE 0 0 894 JOHNSON & JOHNSON COM 478160104 3724216 14664 SH SOLE 0 0 14664 MARRIOTT INTL INC NEW CL A 571903202 247184 667 SH SOLE 0 0 667 MICROSOFT CORP COM 594918104 2253896 6042 SH SOLE 0 0 6042 MORGAN STANLEY COM NEW 617446448 376272 1800 SH SOLE 0 0 1800 NORTHROP GRUMMAN CORP COM 666807102 214420 421 SH SOLE 0 0 421 PALO ALTO NETWORKS INC COM 697435105 336246 986 SH SOLE 0 0 986 PFIZER INC COM 717081103 718451 29836 SH SOLE 0 0 29836 PUBLIC SVC ENTERPRISE GROUP COM 744573106 2470754 30443 SH SOLE 0 0 30443 ROPER TECHNOLOGIES INC COM 776696106 1370818 4051 SH SOLE 0 0 4051 SCHWAB CHARLES CORP COM 808513105 1405479 15232 SH SOLE 0 0 15232 SCHWAB STRATEGIC TR GOVT MONE MA ETF 808524581 204502 2030 SH SOLE 0 0 2030 SEMPRA COM 816851109 495707 5347 SH SOLE 0 0 5347 UNION PAC CORP COM 907818108 394672 1451 SH SOLE 0 0 1451 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5112614 7444 SH SOLE 0 0 7444 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 340233 5700 SH SOLE 0 0 5700 VANGUARD BD INDEX FDS INTERMED TERM 921937819 16741828 218277 SH SOLE 0 0 218277 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4729059 60699 SH SOLE 0 0 60699 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5958603 61792 SH SOLE 0 0 61792 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 629013 12436 SH SOLE 0 0 12436 VANGUARD INDEX FDS TOTAL STK MKT 922908769 1457218 3938 SH SOLE 0 0 3938 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4223193 26908 SH SOLE 0 0 26908 DISNEY WALT CO COM 254687106 670285 6964 SH SOLE 0 0 6964 WELLS FARGO & CO COM 949746101 1125722 13622 SH SOLE 0 0 13622