The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,222,349 7,122 SH   SOLE   0 0 7,122
ALLSTATE CORP COM 020002101   1,823,458 8,806 SH   SOLE   0 0 8,806
ALPHABET INC CAP STK CL A 02079K305   7,217,049 46,670 SH   SOLE   0 0 46,670
AMAZON COM INC COM 023135106   2,100,470 11,040 SH   SOLE   0 0 11,040
APPLE INC COM 037833100   17,385,133 78,266 SH   SOLE   0 0 78,266
BANK AMERICA CORP COM 060505104   4,408,900 105,653 SH   SOLE   0 0 105,653
BRISTOL-MYERS SQUIBB CO COM 110122108   1,114,470 18,273 SH   SOLE   0 0 18,273
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   1,934,336 18,890 SH   SOLE   0 0 18,890
CVS HEALTH CORP COM 126650100   2,503,430 36,951 SH   SOLE   0 0 36,951
CHEVRON CORP NEW COM 166764100   1,956,407 11,695 SH   SOLE   0 0 11,695
CISCO SYS INC COM 17275R102   1,305,413 21,154 SH   SOLE   0 0 21,154
CONOCOPHILLIPS COM 20825C104   429,322 4,088 SH   SOLE   0 0 4,088
CONSTELLATION BRANDS INC CL A 21036P108   942,742 5,137 SH   SOLE   0 0 5,137
CUMMINS INC COM 231021106   329,112 1,050 SH   SOLE   0 0 1,050
DISNEY WALT CO COM 254687106   549,167 5,564 SH   SOLE   0 0 5,564
META PLATFORMS INC CL A 30303M102   815,549 1,415 SH   SOLE   0 0 1,415
FIRST TR MORNINGSTAR DIVID L SHS 336917109   758,028 17,450 SH   SOLE   0 0 17,450
FISERV INC COM 337738108   1,079,859 4,890 SH   SOLE   0 0 4,890
GENERAL MTRS CO COM 37045V100   2,426,748 51,600 SH   SOLE   0 0 51,600
GILEAD SCIENCES INC COM 375558103   4,424,855 39,490 SH   SOLE   0 0 39,490
GOLDMAN SACHS GROUP INC COM 38141G104   256,756 470 SH   SOLE   0 0 470
ISHARES INC MSCI EMERG MRKT 464286533   480,488 8,236 SH   SOLE   0 0 8,236
ISHARES TR SELECT DIVID ETF 464287168   512,851 3,819 SH   SOLE   0 0 3,819
ISHARES TR CORE S&P500 ETF 464287200   384,902 685 SH   SOLE   0 0 685
ISHARES TR IBOXX INV CP ETF 464287242   1,137,658 10,467 SH   SOLE   0 0 10,467
ISHARES TR S&P 500 GRWT ETF 464287309   830,829 8,950 SH   SOLE   0 0 8,950
ISHARES TR S&P 500 VAL ETF 464287408   2,194,529 11,515 SH   SOLE   0 0 11,515
ISHARES TR MSCI EAFE ETF 464287465   2,840,199 34,751 SH   SOLE   0 0 34,751
ISHARES TR CORE S&P MCP ETF 464287507   12,291,796 210,656 SH   SOLE   0 0 210,656
ISHARES TR ISHARES BIOTECH 464287556   286,246 2,238 SH   SOLE   0 0 2,238
ISHARES TR S&P MC 400GR ETF 464287606   3,511,918 42,170 SH   SOLE   0 0 42,170
ISHARES TR RUS 1000 GRW ETF 464287614   369,034 1,022 SH   SOLE   0 0 1,022
ISHARES TR RUS 1000 ETF 464287622   1,223,586 3,989 SH   SOLE   0 0 3,989
ISHARES TR RUSSELL 2000 ETF 464287655   1,038,944 5,208 SH   SOLE   0 0 5,208
ISHARES TR CORE S&P US GWT 464287671   3,609,912 28,407 SH   SOLE   0 0 28,407
ISHARES TR S&P MC 400VL ETF 464287705   3,200,369 26,730 SH   SOLE   0 0 26,730
ISHARES TR CORE S&P SCP ETF 464287804   12,379,440 118,384 SH   SOLE   0 0 118,384
ISHARES TR SP SMCP600VL ETF 464287879   2,482,816 25,470 SH   SOLE   0 0 25,470
ISHARES TR S&P SML 600 GWT 464287887   3,448,650 27,700 SH   SOLE   0 0 27,700
ISHARES TR MRGSTR MD CP GRW 464288307   1,076,867 15,076 SH   SOLE   0 0 15,076
ISHARES TR CALIF MUN BD ETF 464288356   450,240 8,000 SH   SOLE   0 0 8,000
ISHARES TR IBOXX HI YD ETF 464288513   2,110,623 26,754 SH   SOLE   0 0 26,754
ISHARES TR ESG MSCI KLD 400 464288570   3,696,796 36,098 SH   SOLE   0 0 36,098
ISHARES TR EAFE VALUE ETF 464288877   1,755,528 29,785 SH   SOLE   0 0 29,785
ISHARES TR EAFE GRWTH ETF 464288885   212,500 2,125 SH   SOLE   0 0 2,125
ISHARES TR CORE MSCI EAFE 46432F842   22,372,641 295,739 SH   SOLE   0 0 295,739
ISHARES INC CORE MSCI EMKT 46434G103   12,932,453 239,623 SH   SOLE   0 0 239,623
ISHARES INC ESG AWR MSCI EM 46434G863   1,297,868 37,135 SH   SOLE   0 0 37,135
ISHARES TR ESG AWRE USD ETF 46435G193   628,962 27,275 SH   SOLE   0 0 27,275
ISHARES TR ESG AW MSCI EAFE 46435G516   2,166,010 26,515 SH   SOLE   0 0 26,515
ISHARES TR ESG AWR US AGRGT 46435U549   1,388,553 29,245 SH   SOLE   0 0 29,245
ISHARES TR BROAD USD HIGH 46435U853   1,034,876 28,114 SH   SOLE   0 0 28,114
JPMORGAN CHASE & CO. COM 46625H100   2,987,754 12,180 SH   SOLE   0 0 12,180
JOHNSON & JOHNSON COM 478160104   2,453,437 14,794 SH   SOLE   0 0 14,794
MCKESSON CORP COM 58155Q103   1,561,337 2,320 SH   SOLE   0 0 2,320
MERCK & CO INC COM 58933Y105   528,238 5,885 SH   SOLE   0 0 5,885
MICROSOFT CORP COM 594918104   2,384,587 6,352 SH   SOLE   0 0 6,352
MORGAN STANLEY COM NEW 617446448   210,006 1,800 SH   SOLE   0 0 1,800
NETFLIX INC COM 64110L106   1,005,267 1,078 SH   SOLE   0 0 1,078
NEXTERA ENERGY INC COM 65339F101   434,839 6,134 SH   SOLE   0 0 6,134
NORTHROP GRUMMAN CORP COM 666807102   308,230 602 SH   SOLE   0 0 602
NVIDIA CORPORATION COM 67066G104   19,038,576 175,665 SH   SOLE   0 0 175,665
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409   479,846 11,180 SH   SOLE   0 0 11,180
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   532,308 15,560 SH   SOLE   0 0 15,560
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   872,580 22,759 SH   SOLE   0 0 22,759
ORACLE CORP COM 68389X105   10,572,829 75,623 SH   SOLE   0 0 75,623
PFIZER INC COM 717081103   572,380 22,588 SH   SOLE   0 0 22,588
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   2,729,891 33,170 SH   SOLE   0 0 33,170
ROPER TECHNOLOGIES INC COM 776696106   2,405,486 4,080 SH   SOLE   0 0 4,080
SPDR S&P 500 ETF TR TR UNIT 78462F103   15,311,933 27,373 SH   SOLE   0 0 27,373
SPDR SER TR S&P DIVID ETF 78464A763   4,713,252 34,738 SH   SOLE   0 0 34,738
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   269,563 642 SH   SOLE   0 0 642
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   400,110 750 SH   SOLE   0 0 750
SCHWAB CHARLES CORP COM 808513105   1,189,092 15,190 SH   SOLE   0 0 15,190
SEMPRA COM 816851109   381,551 5,347 SH   SOLE   0 0 5,347
TARGET CORP COM 87612E106   1,505,915 14,430 SH   SOLE   0 0 14,430
TESLA INC COM 88160R101   647,900 2,500 SH   SOLE   0 0 2,500
3M CO COM 88579Y101   882,775 6,011 SH   SOLE   0 0 6,011
TRACTOR SUPPLY CO COM 892356106   220,400 4,000 SH   SOLE   0 0 4,000
UNION PAC CORP COM 907818108   253,013 1,071 SH   SOLE   0 0 1,071
UNUM GROUP COM 91529Y106   1,295,051 15,898 SH   SOLE   0 0 15,898
VALERO ENERGY CORP COM 91913Y100   1,031,798 7,813 SH   SOLE   0 0 7,813
VANECK ETF TRUST GREEN BOND ETF 92189F171   701,393 29,150 SH   SOLE   0 0 29,150
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   327,453 4,650 SH   SOLE   0 0 4,650
VANGUARD BD INDEX FDS INTERMED TERM 921937819   10,869,060 141,949 SH   SOLE   0 0 141,949
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,442,390 56,750 SH   SOLE   0 0 56,750
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,511,003 92,401 SH   SOLE   0 0 92,401
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   3,141,420 27,093 SH   SOLE   0 0 27,093
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   457,126 10,100 SH   SOLE   0 0 10,100
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   957,001 11,705 SH   SOLE   0 0 11,705
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,669,556 53,800 SH   SOLE   0 0 53,800
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   837,159 1,629 SH   SOLE   0 0 1,629
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   5,809,861 64,169 SH   SOLE   0 0 64,169
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,058,826 7,491 SH   SOLE   0 0 7,491
VERIZON COMMUNICATIONS INC COM 92343V104   1,896,456 41,809 SH   SOLE   0 0 41,809
VISA INC COM CL A 92826C839   410,038 1,170 SH   SOLE   0 0 1,170
WELLS FARGO CO NEW COM 949746101   977,923 13,622 SH   SOLE   0 0 13,622
WISDOMTREE TR EMG MKTS SMCAP 97717W281   8,023,566 166,085 SH   SOLE   0 0 166,085
WISDOMTREE TR INTL SMCAP DIV 97717W760   4,650,369 70,458 SH   SOLE   0 0 70,458