The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 639,675 6,391 SH   SOLE   0 0 6,391
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 2,255,720 7,310 SH   SOLE   0 0 7,310
ALLSTATE CORP COM 020002101 BBG001S9BM06 1,894,025 17,370 SH   SOLE   0 0 17,370
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 5,746,797 48,010 SH   SOLE   0 0 48,010
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,217,562 9,340 SH   SOLE   0 0 9,340
APPLE INC COM 037833100 BBG001S5N8V8 17,228,803 88,822 SH   SOLE   0 0 88,822
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 3,114,386 108,553 SH   SOLE   0 0 108,553
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 1,236,090 19,329 SH   SOLE   0 0 19,329
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 BBG001SB6KF5 1,848,317 19,590 SH   SOLE   0 0 19,590
CELANESE CORP DEL COM 150870103 BBG001SJDDG5 330,030 2,850 SH   SOLE   0 0 2,850
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,811,099 11,510 SH   SOLE   0 0 11,510
CISCO SYS INC COM 17275R102 BBG001S6HC62 1,104,856 21,354 SH   SOLE   0 0 21,354
COGNITION THERAPEUTICS INC COM 19243B102 BBG001V0GFB9 61,089 33,382 SH   SOLE   0 0 33,382
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 423,558 4,088 SH   SOLE   0 0 4,088
CONSTELLATION BRANDS INC CL A 21036P108 BBG001SD31G5 1,220,066 4,957 SH   SOLE   0 0 4,957
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 2,890,740 41,816 SH   SOLE   0 0 41,816
DISNEY WALT CO COM 254687106 BBG001S5QHF3 478,898 5,364 SH   SOLE   0 0 5,364
GENERAL MTRS CO COM 37045V100 BBG001SM1DK6 1,521,192 39,450 SH   SOLE   0 0 39,450
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 3,143,685 40,790 SH   SOLE   0 0 40,790
INTEL CORP COM 458140100 BBG001S5SF65 282,601 8,451 SH   SOLE   0 0 8,451
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 1,156,551 36,565 SH   SOLE   0 0 36,565
ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 507,795 9,236 SH   SOLE   0 0 9,236
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 10,523,661 213,505 SH   SOLE   0 0 213,505
ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 3,007,938 30,806 SH   SOLE   0 0 30,806
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 202,746 2,125 SH   SOLE   0 0 2,125
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 547,859 9,620 SH   SOLE   0 0 9,620
ISHARES TR MRGSTR MD CP GRW 464288307 BBG001SBRK44 955,285 15,676 SH   SOLE   0 0 15,676
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 680,663 14,430 SH   SOLE   0 0 14,430
ISHARES TR ESG AWRE USD ETF 46435G193 BBG00H4BH3F2 484,248 21,295 SH   SOLE   0 0 21,295
ISHARES TR MSCI KLD400 SOC 464288570 BBG001SRYH02 2,690,747 31,968 SH   SOLE   0 0 31,968
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 1,689,059 23,160 SH   SOLE   0 0 23,160
ISHARES TR ISHARES BIOTECH 464287556 BBG001SGYSW7 261,289 2,058 SH   SOLE   0 0 2,058
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 1,201,544 11,111 SH   SOLE   0 0 11,111
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 975,302 5,208 SH   SOLE   0 0 5,208
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 394,453 885 SH   SOLE   0 0 885
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 2,783,225 25,980 SH   SOLE   0 0 25,980
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 1,152,403 4,728 SH   SOLE   0 0 4,728
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 2,258,388 23,750 SH   SOLE   0 0 23,750
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 3,092,192 26,905 SH   SOLE   0 0 26,905
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 281,234 1,022 SH   SOLE   0 0 1,022
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 2,567,008 35,407 SH   SOLE   0 0 35,407
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 457,504 4,038 SH   SOLE   0 0 4,038
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 662,512 9,400 SH   SOLE   0 0 9,400
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 1,359,798 27,785 SH   SOLE   0 0 27,785
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 2,838,322 37,809 SH   SOLE   0 0 37,809
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 3,293,250 43,910 SH   SOLE   0 0 43,910
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 11,460,900 43,831 SH   SOLE   0 0 43,831
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 17,071,898 252,917 SH   SOLE   0 0 252,917
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 11,577,648 116,183 SH   SOLE   0 0 116,183
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 2,181,388 13,179 SH   SOLE   0 0 13,179
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,875,449 12,895 SH   SOLE   0 0 12,895
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 1,145,191 2,680 SH   SOLE   0 0 2,680
MERCK & CO INC COM 58933Y105 BBG001S5TC52 549,833 4,765 SH   SOLE   0 0 4,765
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 406,077 1,415 SH   SOLE   0 0 1,415
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,412,815 7,085 SH   SOLE   0 0 7,085
NETFLIX INC COM 64110L106 BBG001SF6L46 490,265 1,113 SH   SOLE   0 0 1,113
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HWZ7 714,055 19,304 SH   SOLE   0 0 19,304
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508 BBG00FJ5HT75 383,116 12,930 SH   SOLE   0 0 12,930
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 BBG00FJ5HKX5 357,515 9,160 SH   SOLE   0 0 9,160
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 9,530,641 22,530 SH   SOLE   0 0 22,530
ORACLE CORP COM 68389X105 BBG001S5SJG6 9,868,869 82,869 SH   SOLE   0 0 82,869
PFIZER INC COM 717081103 BBG001S5V466 256,797 7,001 SH   SOLE   0 0 7,001
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 2,137,443 34,139 SH   SOLE   0 0 34,139
ROPER TECHNOLOGIES INC COM 776696106 BBG001S9B362 1,855,888 3,860 SH   SOLE   0 0 3,860
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 840,848 14,835 SH   SOLE   0 0 14,835
SEMPRA COM 816851109 BBG001SBVZ73 389,286 2,674 SH   SOLE   0 0 2,674
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 251,698 732 SH   SOLE   0 0 732
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 12,324,957 27,804 SH   SOLE   0 0 27,804
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 632,161 1,320 SH   SOLE   0 0 1,320
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 8,950,669 73,019 SH   SOLE   0 0 73,019
TARGET CORP COM 87612E106 BBG001SC0K41 1,586,757 12,030 SH   SOLE   0 0 12,030
UNION PAC CORP COM 907818108 BBG001S5X2M0 208,917 1,021 SH   SOLE   0 0 1,021
UNUM GROUP COM 91529Y106 BBG001S5X2J4 662,219 13,883 SH   SOLE   0 0 13,883
VALERO ENERGY CORP COM 91913Y100 BBG001S5X8K9 975,058 8,313 SH   SOLE   0 0 8,313
VANECK ETF TRUST GREEN BOND ETF 92189F171 BBG00G4XX4B0 608,002 26,100 SH   SOLE   0 0 26,100
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 BBG001ST39S0 307,172 4,100 SH   SOLE   0 0 4,100
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 1,430,472 18,929 SH   SOLE   0 0 18,929
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 10,471,528 139,194 SH   SOLE   0 0 139,194
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 3,702,073 75,738 SH   SOLE   0 0 75,738
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2,063,583 9,368 SH   SOLE   0 0 9,368
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 292,020 717 SH   SOLE   0 0 717
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 6,006,042 71,877 SH   SOLE   0 0 71,877
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 914,283 22,475 SH   SOLE   0 0 22,475
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 2,485,888 25,633 SH   SOLE   0 0 25,633
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 2,784,699 55,450 SH   SOLE   0 0 55,450
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 404,792 5,122 SH   SOLE   0 0 5,122
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 1,813,161 48,754 SH   SOLE   0 0 48,754
VISA INC COM CL A 92826C839 BBG001SRCFY3 254,104 1,070 SH   SOLE   0 0 1,070
WALGREENS BOOTS ALLIANCE INC COM 931427108 BBG001S5XBY7 279,316 9,804 SH   SOLE   0 0 9,804
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 581,387 13,622 SH   SOLE   0 0 13,622
WISDOMTREE TR INTL SMCAP DIV 97717W760 BBG001SHLB38 3,750,023 63,068 SH   SOLE   0 0 63,068
WISDOMTREE TR EMG MKTS SMCAP 97717W281 BBG001SRPT24 7,816,621 167,991 SH   SOLE   0 0 167,991