The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 2,427 13,885 SH   SOLE   13,885 0 0
Abbott Laboratories COM 002824100 413 3,776 SH   SOLE   3,776 0 0
Abbvie Inc COM 00287Y109 733 6,836 SH   SOLE   6,836 0 0
Accenture PLC Cl A COM G1151C101 1,257 4,813 SH   SOLE   4,813 0 0
Adobe Inc COM 00724F101 588 1,175 SH   SOLE   1,175 0 0
Alphabet Inc - Class A COM 02079K305 3,626 2,069 SH   SOLE   2,069 0 0
Alphabet Inc - Class C COM 02079K107 830 474 SH   SOLE   474 0 0
Altria Group Inc COM 02209S103 281 6,851 SH   SOLE   6,851 0 0
Amazon.Com Inc COM 023135106 5,073 1,558 SH   SOLE   1,558 0 0
American Express COM 025816109 1,610 13,319 SH   SOLE   13,319 0 0
Amgen Inc COM 031162100 1,641 7,138 SH   SOLE   7,138 0 0
Anthem Inc COM 036752103 315 981 SH   SOLE   981 0 0
Apple Inc COM 037833100 14,907 112,341 SH   SOLE   112,341 0 0
Applied Materials COM 038222105 498 5,770 SH   SOLE   5,770 0 0
Aptiv PLC COM g6095l109 775 5,945 SH   SOLE   5,945 0 0
AT&T Inc COM 00206R102 650 22,592 SH   SOLE   22,592 0 0
Automatic Data Processing COM 053015103 309 1,751 SH   SOLE   1,751 0 0
Auxly Cannabis Group COM 05335P109 9 47,500 SH   SOLE   47,500 0 0
Bank Of America Corp COM 060505104 1,331 43,903 SH   SOLE   43,903 0 0
Berkshire Hathaway Inc-CL B COM 084670702 1,812 7,816 SH   SOLE   7,816 0 0
Blackrock Inc COM 09247X101 3,435 4,760 SH   SOLE   4,760 0 0
Boeing Co COM 097023105 440 2,055 SH   SOLE   2,055 0 0
Bristol-Myers Squibb Co COM 110122108 1,496 24,125 SH   SOLE   24,125 0 0
Caterpillar Incorporated COM 149123101 309 1,698 SH   SOLE   1,698 0 0
Chevron Corporation COM 166764100 678 8,028 SH   SOLE   8,028 0 0
Cisco Systems COM 17275R102 2,140 47,813 SH   SOLE   47,813 0 0
Citigroup Inc COM 172967424 526 8,529 SH   SOLE   8,529 0 0
Clorox Co COM 189054109 731 3,619 SH   SOLE   3,619 0 0
Coca-Cola Co COM 191216100 600 10,936 SH   SOLE   10,936 0 0
Colgate-Palmolive COM 194162103 271 3,175 SH   SOLE   3,175 0 0
Comcast Corp Cl A COM 20030N101 491 9,369 SH   SOLE   9,369 0 0
Costco Wholesale Corp COM 22160K105 485 1,287 SH   SOLE   1,287 0 0
Cummins Inc COM 231021106 1,290 5,682 SH   SOLE   5,682 0 0
Dominion Energy Inc COM 25746U109 406 5,400 SH   SOLE   5,400 0 0
Drone Guarder Inc COM 26211L103 0 12,070 SH   SOLE   12,070 0 0
Eaton Corp PLC COM G29183103 285 2,375 SH   SOLE   2,375 0 0
Eli Lilly & Co COM 532457108 299 1,770 SH   SOLE   1,770 0 0
Emerson Elec Co COM 291011104 550 6,848 SH   SOLE   6,848 0 0
Facebook Inc COM 30303M102 1,425 5,218 SH   SOLE   5,218 0 0
Fuse Cobalt Inc COM 36116V106 1 25,000 SH   SOLE   25,000 0 0
General Mills COM 370334104 1,528 25,989 SH   SOLE   25,989 0 0
Gilead Sciences Inc COM 375558103 430 7,373 SH   SOLE   7,373 0 0
Global Security & Intelligen COM 379369101 0 10,000 SH   SOLE   10,000 0 0
Goldman Sachs Group Inc COM 38141G104 934 3,543 SH   SOLE   3,543 0 0
Home Depot Inc COM 437076102 2,017 7,593 SH   SOLE   7,593 0 0
Honeywell International COM 438516106 589 2,767 SH   SOLE   2,767 0 0
Illinois Tool Works Inc COM 452308109 409 2,005 SH   SOLE   2,005 0 0
Intel Corp COM 458140100 1,732 34,766 SH   SOLE   34,766 0 0
International Business Machi COM 459200101 1,126 8,947 SH   SOLE   8,947 0 0
Johnson & Johnson COM 478160104 5,807 36,895 SH   SOLE   36,895 0 0
JPMorgan Chase & Co COM 46625H100 3,237 25,471 SH   SOLE   25,471 0 0
Kimberly-Clark COM 494368103 222 1,648 SH   SOLE   1,648 0 0
KLA Corp COM 482480100 685 2,645 SH   SOLE   2,645 0 0
Lockheed Martin Corporation COM 539830109 1,915 5,394 SH   SOLE   5,394 0 0
Lowe's Companies Inc COM 548661107 831 5,178 SH   SOLE   5,178 0 0
Mastercard Inc Class A COM 57636q104 1,474 4,129 SH   SOLE   4,129 0 0
McDonald's Corp COM 580135101 2,204 10,272 SH   SOLE   10,272 0 0
Merck & Co COM 58933Y105 1,048 12,807 SH   SOLE   12,807 0 0
Micron Technology Inc COM 595112103 249 3,317 SH   SOLE   3,317 0 0
Microsoft Corp COM 594918104 5,510 24,774 SH   SOLE   24,774 0 0
Morgan Stanley COM 617446448 1,737 25,340 SH   SOLE   25,340 0 0
Netflix Inc COM 64110L106 213 394 SH   SOLE   394 0 0
Nextera Energy Inc COM 65339F101 447 5,797 SH   SOLE   5,797 0 0
Nike Inc - B COM 654106103 282 1,996 SH   SOLE   1,996 0 0
NorthStar HealthCare Income COM 66799d107 97 25,000 SH   SOLE   25,000 0 0
NVIDIA Corp COM 67066G104 965 1,847 SH   SOLE   1,847 0 0
Oracle Corp COM 68389X105 272 4,208 SH   SOLE   4,208 0 0
Pepsico Inc COM 713448108 1,518 10,234 SH   SOLE   10,234 0 0
Pfizer Inc COM 717081103 2,434 66,111 SH   SOLE   66,111 0 0
PNC Fincl Services Group COM 693475105 1,804 12,106 SH   SOLE   12,106 0 0
Procter & Gamble COM 742718109 2,738 19,677 SH   SOLE   19,677 0 0
Public Service Enterprise Gr COM 744573106 310 5,316 SH   SOLE   5,316 0 0
PulteGroup Inc COM 745867101 277 6,415 SH   SOLE   6,415 0 0
Qorvo Inc COM 74736k101 335 2,015 SH   SOLE   2,015 0 0
Qualcomm Inc COM 747525103 248 1,630 SH   SOLE   1,630 0 0
Raytheon Tech Corp COM 75513e101 1,810 25,305 SH   SOLE   25,305 0 0
Rockwell Automation Inc COM 773903109 238 950 SH   SOLE   950 0 0
SeaGen Inc COM 81181C104 291 1,660 SH   SOLE   1,660 0 0
Starbucks Corp COM 855244109 1,101 10,292 SH   SOLE   10,292 0 0
T Rowe Price Group Inc COM 74144T108 896 5,917 SH   SOLE   5,917 0 0
Target Corp COM 87612E106 372 2,105 SH   SOLE   2,105 0 0
Tesla Inc COM 88160r101 789 1,118 SH   SOLE   1,118 0 0
Texas Instruments Inc COM 882508104 426 2,598 SH   SOLE   2,598 0 0
The Charles Schwab COM 808513105 210 3,962 SH   SOLE   3,962 0 0
Travelers Companies Inc COM 89417E109 345 2,460 SH   SOLE   2,460 0 0
United Parcel Service -Cl B COM 911312106 2,299 13,650 SH   SOLE   13,650 0 0
Unitedhealth Group Inc COM 91324P102 2,422 6,908 SH   SOLE   6,908 0 0
Verizon Communications COM 92343V104 2,314 39,380 SH   SOLE   39,380 0 0
Visa Inc Class A Shares COM 92826C839 1,052 4,809 SH   SOLE   4,809 0 0
Wal Mart Stores Inc COM 931142103 1,882 13,058 SH   SOLE   13,058 0 0
Walgreens Boots Alliance Inc COM 931427108 219 5,500 SH   SOLE   5,500 0 0
Walt Disney Co COM 254687106 1,692 9,341 SH   SOLE   9,341 0 0
Alibaba Groups Holdings - Sp ADR 01609w102 236 1,014 SH   SOLE   1,014 0 0
Baidu Inc - Spon Adr ADR 056752108 208 961 SH   SOLE   961 0 0
Mazda Motor - Unsp ADR ADR 578787103 33 10,000 SH   SOLE   10,000 0 0
Nestle Sa-Spons Adr ADR 641069406 307 2,605 SH   SOLE   2,605 0 0
Novartis Ag-Adr ADR 66987V109 312 3,309 SH   SOLE   3,309 0 0
(Sector SPDR) AMEX Tech Sele ETF 81369Y803 525 4,040 SH   SOLE   4,040 0 0
Blackrock Short Maturity Bon ETF 46431W507 3,519 70,148 SH   SOLE   68,548 0 1,600
Energy Select Sector SPDR Fu ETF 81369Y506 239 6,314 SH   SOLE   6,314 0 0
First Trust DJ Internet ETF 33733e302 1,684 7,933 SH   SOLE   7,933 0 0
First Trust Ise Cloud Comput ETF 33734X192 1,717 18,070 SH   SOLE   18,070 0 0
FlexShares iBoxx 3 Yr Target ETF 33939l506 3,350 128,420 SH   SOLE   128,420 0 0
Invesco QQQ Trust Series I ETF 46090E103 7,945 25,325 SH   SOLE   25,205 0 120
Invesco S&P 500 Equal Weight ETF 46137V357 6,167 48,356 SH   SOLE   48,141 0 215
Invesco Variable Rate Prefer ETF 46138g870 637 24,563 SH   SOLE   24,563 0 0
iShares 1-5 Year Inv Gr Corp ETF 464288646 904 16,383 SH   SOLE   16,383 0 0
iShares Barclay S/Treasury B ETF 464288679 1,700 15,379 SH   SOLE   15,379 0 0
Ishares Barclays 3-7 Year ETF 464288661 3,524 26,498 SH   SOLE   26,498 0 0
iShares Core MSCI Emerging M ETF 46434G103 3,315 53,435 SH   SOLE   53,215 0 220
iShares Core MSCI Total Intl ETF 46432f834 719 10,700 SH   SOLE   10,700 0 0
iShares Core S&P 500 Index F ETF 464287200 6,287 16,747 SH   SOLE   16,747 0 0
IShares Edge MSCI Intl Quali ETF 46434v456 210 5,875 SH   SOLE   5,875 0 0
iShares Edge MSCI Multifacto ETF 46434v274 384 14,145 SH   SOLE   14,145 0 0
iShares Edge MSCI USA Moment ETF 46432f396 674 4,179 SH   SOLE   4,179 0 0
IShares High Dividend Eq Fd ETF 46429b663 211 2,405 SH   SOLE   2,405 0 0
iShares MSCI ACWI ex US ETF ETF 464288240 739 13,935 SH   SOLE   13,935 0 0
iShares MSCI EAFE Small Cap ETF 464288273 258 3,780 SH   SOLE   3,780 0 0
iShares MSCI USA Quality ETF 46432F339 12,139 104,460 SH   SOLE   104,215 0 245
iShares Nasdaq Biotechnology ETF 464287556 253 1,673 SH   SOLE   1,673 0 0
iShares Preferred & Inc Secu ETF 464288687 1,037 26,925 SH   SOLE   26,925 0 0
iShares Russell 1000 Growth ETF 464287614 415 1,722 SH   SOLE   1,722 0 0
iShares Russell 1000 Value I ETF 464287598 571 4,177 SH   SOLE   4,177 0 0
iShares Russell 2000 Value I ETF 464287630 959 7,276 SH   SOLE   7,276 0 0
iShares Russell Midcap Growt ETF 464287481 272 2,648 SH   SOLE   2,648 0 0
iShares S&P National AMT Fre ETF 464288414 1,129 9,636 SH   SOLE   9,636 0 0
iShares S&P Smallcap 600 Gro ETF 464287887 764 6,694 SH   SOLE   6,694 0 0
iShares S&P Smallcap 600 Val ETF 464287879 2,248 27,646 SH   SOLE   27,646 0 0
iShares Tr 1-3 Yr Trs Bd ETF 464287457 1,042 12,060 SH   SOLE   12,060 0 0
iShares Tr Russell 2000 ETF 464287655 357 1,823 SH   SOLE   1,823 0 0
iShares Tr S&P Midcap 400 ETF 464287507 1,409 6,133 SH   SOLE   6,133 0 0
iShares Tr S&P Smlcap 600 ETF 464287804 3,308 36,001 SH   SOLE   36,001 0 0
iShares Ultra Short-Term Bon ETF 46434v878 263 5,210 SH   SOLE   5,210 0 0
JP Morgan Ultra-Short Income ETF 46641Q837 559 11,005 SH   SOLE   11,005 0 0
JP Morgan US Aggregate Bond ETF 46641q613 246 8,845 SH   SOLE   8,845 0 0
JPMorgan Diversified Return ETF 46641Q845 807 22,410 SH   SOLE   22,410 0 0
Pimco Enhanced Short Maturit ETF 72201r833 1,327 13,005 SH   SOLE   13,005 0 0
PIMCO Total Return ETF ETF 72201R775 1,415 12,506 SH   SOLE   12,506 0 0
Schwab US Broad Martket ETF ETF 808524102 220 2,412 SH   SOLE   2,412 0 0
Schwab US DVD equity ETF ETF 808524797 4,674 72,873 SH   SOLE   72,873 0 0
Schwab US Mid Cap ETF ETF 808524508 952 13,970 SH   SOLE   13,970 0 0
Schwab Us Reit Etf ETF 808524847 226 5,945 SH   SOLE   5,945 0 0
Schwab US Small-Cap ETF ETF 808524607 1,117 12,553 SH   SOLE   12,553 0 0
SPDR Barclays Capital Conv S ETF 78464a359 437 5,280 SH   SOLE   5,280 0 0
SPDR Doubleline Total Return ETF 78467V848 6,531 132,530 SH   SOLE   130,975 0 1,555
SPDR Dow Jones Indl Avrg ETF ETF 78467X109 7,302 23,880 SH   SOLE   23,880 0 0
SPDR Gold Trust ETF 78463V107 308 1,728 SH   SOLE   1,728 0 0
SPDR Nuveen Bloomberg Barcla ETF 78468R739 571 11,477 SH   SOLE   11,477 0 0
SPDR Portfolio S/T Corp Bond ETF 78464a474 296 9,415 SH   SOLE   9,415 0 0
SPDR Portfolio Short Term Tr ETF 78468r101 521 16,967 SH   SOLE   16,967 0 0
SPDR S & P Mid-Cap 400 ETF T ETF 78467Y107 5,187 12,352 SH   SOLE   12,352 0 0
SPDR S&P 500 ETF Tr ETF 78462F103 12,732 34,054 SH   SOLE   33,954 0 100
SPDR S&P 600 S/C Value ETF ETF 78464A300 494 7,469 SH   SOLE   7,460 0 9
SPDR S&P Biotech ETF ETF 78464A870 565 4,015 SH   SOLE   4,015 0 0
VanEck Vectors Short H/Y Mun ETF 92189F387 214 8,635 SH   SOLE   8,635 0 0
Vanguard Bd Index Fd Tot Mkt ETF 921937835 7,086 80,346 SH   SOLE   78,986 0 1,360
Vanguard Dividend Appreciati ETF 921908844 682 4,832 SH   SOLE   4,832 0 0
Vanguard Extended Market ETF ETF 922908652 1,513 9,185 SH   SOLE   9,185 0 0
Vanguard FTSE All World Ex U ETF 922042775 8,263 141,580 SH   SOLE   141,055 0 525
Vanguard FTSE Developed Mark ETF 921943858 328 6,939 SH   SOLE   6,939 0 0
Vanguard FTSE Emerging Marke ETF 922042858 445 8,885 SH   SOLE   8,885 0 0
Vanguard FTSE Europe ETF ETF 922042874 364 6,050 SH   SOLE   6,050 0 0
Vanguard High Div Yield ETF ETF 921946406 10,665 116,547 SH   SOLE   116,547 0 0
Vanguard Information Technol ETF 92204A702 364 1,030 SH   SOLE   1,030 0 0
Vanguard Interm-Term Govt Bd ETF 92206C706 742 10,690 SH   SOLE   10,690 0 0
Vanguard Intermediate-Term C ETF 92206c870 309 3,185 SH   SOLE   3,185 0 0
Vanguard Intl Hi Div Yield I ETF 921946794 493 8,105 SH   SOLE   8,105 0 0
Vanguard Large Cap ETF ETF 922908637 6,523 37,118 SH   SOLE   37,118 0 0
Vanguard Mid-Cap ETF ETF 922908629 1,522 7,363 SH   SOLE   7,363 0 0
Vanguard S&P 500 ETF ETF 922908363 2,502 7,281 SH   SOLE   7,281 0 0
Vanguard S&P 500 Growth ETF ETF 921932505 690 3,000 SH   SOLE   3,000 0 0
Vanguard S/T Treasury ETF ETF 92206c102 396 6,425 SH   SOLE   6,425 0 0
Vanguard Short Term Corp Bon ETF 92206C409 6,977 83,812 SH   SOLE   82,827 0 985
Vanguard Small-Cap ETF ETF 922908751 19,687 101,126 SH   SOLE   100,976 0 150
Vanguard Tax Exempt Bond ETF ETF 922907746 368 6,666 SH   SOLE   6,666 0 0
Vanguard Total Intl Stock In ETF 921909768 2,150 35,730 SH   SOLE   35,730 0 0
Vanguard US Total Stock Mark ETF 922908769 8,044 41,330 SH   SOLE   41,085 0 245
WisdomTree Bloomberg Fl Rate ETF 97717x628 527 21,001 SH   SOLE   21,001 0 0
Wisdomtree MidCap Dividend F ETF 97717W505 1,713 49,196 SH   SOLE   49,196 0 0
Wisdomtree SmallCap Dividend ETF 97717W604 1,146 43,093 SH   SOLE   43,093 0 0
IQ Merger Arbitrage ETF 45409B800 1,622 48,673 SH   SOLE   48,673 0 0
iShares MSCI USA Min Vol Fac ETF 46429b697 3,721 54,819 SH   SOLE   54,424 0 395
Vanguard REIT ETF ETF 922908553 1,057 12,448 SH   SOLE   12,448 0 0
Abn-Amro North America PFD 003714201 222 8,000 SH   SOLE   8,000 0 0
Call TSLA $480 Exp 9/16/22 CALL 88160r101 227 7 SH   SOLE   7 0 0
Altegris Multi Strategy Fund COM 001011961 229 122 SH   SOLE   122 0 0
Walton US Land Fund 4 COM 93399c107 0 10,000 SH   SOLE   10,000 0 0