The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 1,315 9,634 SH   SOLE   9,634 0 0
Abbott Laboratories COM 002824100 287 3,641 SH   SOLE   3,641 0 0
Abbvie Inc COM 00287Y109 240 3,149 SH   SOLE   3,149 0 0
Abn-Amro North America PFD 003714201 205 8,000 SH   SOLE   8,000 0 0
Accenture PLC Cl A COM G1151C101 884 5,414 SH   SOLE   5,414 0 0
Aflac Inc COM 001055102 294 8,574 SH   SOLE   8,574 0 0
Alerian MLP ETF ETF 00162Q866 109 31,700 SH   SOLE   31,700 0 0
Alibaba Groups Holdings - Sp ADR 01609w102 200 1,030 SH   SOLE   1,030 0 0
Alphabet Inc - Class A COM 02079K305 2,504 2,155 SH   SOLE   2,155 0 0
Alphabet Inc - Class C COM 02079K107 527 453 SH   SOLE   453 0 0
Amazon.Com Inc COM 023135106 2,006 1,029 SH   SOLE   1,029 0 0
American Express COM 025816109 1,356 15,838 SH   SOLE   15,838 0 0
Amerisourcebergen Corp Com COM 03073E105 212 2,401 SH   SOLE   2,401 0 0
Amgen Inc COM 031162100 841 4,150 SH   SOLE   4,150 0 0
Anthem Inc COM 036752103 218 961 SH   SOLE   961 0 0
Apple Inc COM 037833100 4,962 19,514 SH   SOLE   19,514 0 0
Applied Materials COM 038222105 271 5,910 SH   SOLE   5,910 0 0
Aptiv PLC COM g6095l109 410 8,325 SH   SOLE   8,325 0 0
AT&T Inc COM 00206R102 1,077 36,937 SH   SOLE   36,937 0 0
Automatic Data Processing COM 053015103 204 1,495 SH   SOLE   1,495 0 0
Bank Of America Corp COM 060505104 681 32,098 SH   SOLE   32,098 0 0
Berkshire Hathaway Inc-CL B COM 084670702 1,269 6,939 SH   SOLE   6,939 0 0
Blackrock Inc COM 09247X101 2,012 4,574 SH   SOLE   4,574 0 0
Boeing Co COM 097023105 331 2,218 SH   SOLE   2,218 0 0
Bristol-Myers Squibb Co COM 110122108 1,174 21,053 SH   SOLE   21,053 0 0
Cisco Systems COM 17275R102 1,295 32,955 SH   SOLE   32,955 0 0
Citigroup Inc COM 172967424 578 13,730 SH   SOLE   13,730 0 0
Clorox Co COM 189054109 601 3,468 SH   SOLE   3,468 0 0
Coca-Cola Co COM 191216100 368 8,309 SH   SOLE   8,309 0 0
Colgate-Palmolive COM 194162103 217 3,275 SH   SOLE   3,275 0 0
Comcast Corp Cl A COM 20030N101 305 8,869 SH   SOLE   8,869 0 0
Cummins Inc COM 231021106 1,000 7,389 SH   SOLE   7,389 0 0
Dominion Energy Inc COM 25746U109 301 4,165 SH   SOLE   4,165 0 0
Eli Lilly & Co COM 532457108 280 2,020 SH   SOLE   2,020 0 0
Emerson Elec Co COM 291011104 220 4,615 SH   SOLE   4,615 0 0
Facebook Inc COM 30303M102 1,416 8,492 SH   SOLE   8,492 0 0
First Trust DJ Internet ETF 33733e302 1,217 9,839 SH   SOLE   9,839 0 0
FlexShares iBoxx 3 Yr Target ETF 33939l506 799 32,505 SH   SOLE   32,505 0 0
FS Investment Corp II DELIS COM 35952v105 178 24,162 SH   SOLE   24,162 0 0
FS KKR Capital Corp COM 302635107 41 13,574 SH   SOLE   13,574 0 0
General Mills COM 370334104 1,416 26,826 SH   SOLE   26,826 0 0
Gilead Sciences Inc COM 375558103 452 6,049 SH   SOLE   6,049 0 0
Glaxosmithkline Plc-Spon Ad ADR 37733W105 228 6,010 SH   SOLE   6,010 0 0
Global Security & Intelligen COM 379369101 0 10,000 SH   SOLE   10,000 0 0
Global X MLP ETF ETF 37954Y343 53 16,855 SH   SOLE   16,855 0 0
Goldman Sachs Group Inc COM 38141G104 342 2,210 SH   SOLE   2,210 0 0
Highpoint Resources Corp COM 43114K108 3 17,510 SH   SOLE   17,510 0 0
Home Depot Inc COM 437076102 1,265 6,773 SH   SOLE   6,773 0 0
Honeywell International COM 438516106 367 2,743 SH   SOLE   2,743 0 0
Illinois Tool Works Inc COM 452308109 351 2,470 SH   SOLE   2,470 0 0
Intel Corp COM 458140100 1,639 30,288 SH   SOLE   30,288 0 0
International Business Machi COM 459200101 954 8,600 SH   SOLE   8,600 0 0
Invesco Preferred Port ETF ETF 46138e511 151 11,480 SH   SOLE   11,480 0 0
Invesco QQQ Trust Series I ETF 46090E103 6,563 34,472 SH   SOLE   34,352 0 120
Invesco S&P 500 Equal Weight ETF 46137V357 2,665 31,716 SH   SOLE   31,391 0 325
Invesco Variable Rate Prefer ETF 46138g870 676 31,513 SH   SOLE   31,513 0 0
IQ Merger Arbitrage ETF 45409B800 1,679 55,722 SH   SOLE   55,722 0 0
Ishares Barclays 3-7 Year ETF 464288661 3,321 24,904 SH   SOLE   24,904 0 0
iShares Core MSCI Emerging M ETF 46434G103 2,978 73,590 SH   SOLE   73,370 0 220
iShares Core MSCI Total Intl ETF 46432f834 503 10,700 SH   SOLE   10,700 0 0
iShares Core S&P 500 Index F ETF 464287200 3,344 12,942 SH   SOLE   12,942 0 0
iShares Edge MSCI Intl S/C E ETF 46434v266 595 26,031 SH   SOLE   26,005 0 26
IShares Edge MSCI Multifacto ETF 46434g889 250 7,275 SH   SOLE   7,275 0 0
iShares Edge MSCI Multifacto ETF 46434v274 594 29,295 SH   SOLE   29,295 0 0
iShares Edge MSCI Multifacto ETF 46434v290 206 6,910 SH   SOLE   6,910 0 0
iShares Edge MSCI USA Moment ETF 46432f396 776 7,285 SH   SOLE   7,285 0 0
iShares MSCI ACWI ex US ETF ETF 464288240 575 15,275 SH   SOLE   15,275 0 0
iShares MSCI EAFE Small Cap ETF 464288273 242 5,405 SH   SOLE   5,405 0 0
I-Shares MSCI USA Minimum Vo ETF 46429b697 4,369 80,898 SH   SOLE   80,548 0 350
iShares MSCI USA Quality ETF 46432F339 6,259 77,230 SH   SOLE   76,985 0 245
iShares Nasdaq Biotechnology ETF 464287556 556 5,162 SH   SOLE   5,162 0 0
iShares Russell 2000 Value I ETF 464287630 246 3,000 SH   SOLE   3,000 0 0
iShares S&P National AMT Fre ETF 464288414 1,107 9,796 SH   SOLE   9,796 0 0
iShares S&P Smallcap 600 Val ETF 464287879 790 7,905 SH   SOLE   7,905 0 0
iShares Short Maturity Bond ETF 46431W507 2,167 44,694 SH   SOLE   43,294 0 1,400
IShares Short Maturity Munic ETF 46431w838 639 12,840 SH   SOLE   12,840 0 0
iShares Short-Term Corporate ETF 464288646 944 18,028 SH   SOLE   18,028 0 0
iShares Tr 1-3 Yr Trs Bd ETF 464287457 648 7,480 SH   SOLE   7,480 0 0
iShares Tr Russell 2000 ETF 464287655 1,330 11,623 SH   SOLE   11,623 0 0
iShares Tr S&P Midcap 400 ETF 464287507 647 4,500 SH   SOLE   4,500 0 0
iShares Tr S&P Smlcap 600 ETF 464287804 2,080 37,066 SH   SOLE   37,066 0 0
Johnson & Johnson COM 478160104 4,345 33,133 SH   SOLE   33,133 0 0
JP Morgan US Aggregate Bond ETF 46641q613 254 9,410 SH   SOLE   9,410 0 0
JPMorgan Chase & Co COM 46625H100 1,987 22,066 SH   SOLE   22,066 0 0
JPMorgan Diversified Return ETF 46641Q845 575 26,685 SH   SOLE   26,685 0 0
Kimberly-Clark COM 494368103 203 1,584 SH   SOLE   1,584 0 0
KLA Corp COM 482480100 424 2,950 SH   SOLE   2,950 0 0
Lockheed Martin Corporation COM 539830109 1,647 4,860 SH   SOLE   4,860 0 0
Lowes Companies Inc COM 548661107 444 5,160 SH   SOLE   5,160 0 0
Mastercard Inc Class A COM 57636q104 1,069 4,427 SH   SOLE   4,427 0 0
Mazda Motor - Unsp ADR ADR 578787103 27 10,000 SH   SOLE   10,000 0 0
McDonalds Corp COM 580135101 1,313 7,944 SH   SOLE   7,944 0 0
Merck & Co COM 58933Y105 382 4,960 SH   SOLE   4,960 0 0
Microsoft Corp COM 594918104 4,562 28,927 SH   SOLE   28,927 0 0
Myos Rens Technology Inc. COM 62857p108 110 120,968 SH   SOLE   120,968 0 0
Nestle Sa-Spons Adr ADR 641069406 206 2,003 SH   SOLE   2,003 0 0
Nextera Energy Inc COM 65339F101 309 1,286 SH   SOLE   1,286 0 0
NorthStar HealthCare Income COM 66799d107 0 25,000 SH   SOLE   25,000 0 0
Novartis Ag-Adr ADR 66987V109 250 3,034 SH   SOLE   3,034 0 0
NVIDIA Corp COM 67066G104 523 1,985 SH   SOLE   1,985 0 0
Oracle Corp COM 68389X105 207 4,285 SH   SOLE   4,285 0 0
Pepsico Inc COM 713448108 850 7,077 SH   SOLE   7,077 0 0
Pfizer Inc COM 717081103 1,494 45,759 SH   SOLE   45,759 0 0
Pimco Enhanced Short Maturit ETF 72201r833 348 3,515 SH   SOLE   3,515 0 0
PIMCO Total Return ETF ETF 72201R775 1,492 14,056 SH   SOLE   14,056 0 0
PNC Fincl Services Group COM 693475105 814 8,506 SH   SOLE   8,506 0 0
Procter & Gamble COM 742718109 2,541 23,096 SH   SOLE   23,096 0 0
Progressive Corp COM 743315103 254 3,435 SH   SOLE   3,435 0 0
Schwab US DVD equity ETF ETF 808524797 210 4,667 SH   SOLE   4,667 0 0
Schwab US Mid Cap ETF ETF 808524508 521 12,368 SH   SOLE   12,368 0 0
Schwab US Small-Cap ETF ETF 808524607 469 9,098 SH   SOLE   9,098 0 0
Select Sector SPDR AMEX Tech Sele ETF 81369Y803 277 3,450 SH   SOLE   3,450 0 0
SPDR Barclays Capital Conv S ETF 78464a359 285 5,960 SH   SOLE   5,960 0 0
SPDR Doubleline Total Return ETF 78467V848 5,212 108,678 SH   SOLE   107,123 0 1,555
SPDR Dow Jones Indl Avrg ETF ETF 78467X109 8,526 38,890 SH   SOLE   38,890 0 0
SPDR Gold Trust ETF 78463V107 260 1,755 SH   SOLE   1,755 0 0
SPDR Nuveen Bloomberg Barcla ETF 78468R739 626 12,792 SH   SOLE   12,792 0 0
SPDR Portfolio S/T Corp Bond ETF 78464a474 300 9,915 SH   SOLE   9,915 0 0
SPDR S & P Mid-Cap 400 ETF T ETF 78467Y107 4,059 15,442 SH   SOLE   15,397 0 45
SPDR S&P 500 ETF Tr ETF 78462F103 8,136 31,566 SH   SOLE   31,466 0 100
SPDR S&P 600 S/C Value ETF ETF 78464A300 646 15,800 SH   SOLE   15,800 0 0
Starbucks Corp COM 855244109 245 3,723 SH   SOLE   3,723 0 0
T Rowe Price Group Inc COM 74144T108 590 6,037 SH   SOLE   6,037 0 0
Texas Instruments Inc COM 882508104 204 2,038 SH   SOLE   2,038 0 0
The Hershey Company COM 427866108 227 1,715 SH   SOLE   1,715 0 0
Travelers Companies Inc COM 89417E109 282 2,835 SH   SOLE   2,835 0 0
United Tech Corp COM 913017109 750 7,948 SH   SOLE   7,948 0 0
Unitedhealth Group Inc COM 91324P102 1,742 6,986 SH   SOLE   6,986 0 0
Valero Energy Corp New COM 91913Y100 459 10,121 SH   SOLE   10,121 0 0
Vanguard Bd Index Fd Tot Mkt ETF 921937835 4,946 57,948 SH   SOLE   56,588 0 1,360
Vanguard Dividend Appreciati ETF 921908844 263 2,547 SH   SOLE   2,547 0 0
Vanguard Extended Market ETF ETF 922908652 847 9,360 SH   SOLE   9,360 0 0
Vanguard FTSE All World Ex U ETF 922042775 6,056 147,640 SH   SOLE   147,265 0 375
Vanguard FTSE Developed Mark ETF 921943858 279 8,381 SH   SOLE   8,381 0 0
Vanguard FTSE Emerging Marke ETF 922042858 330 9,828 SH   SOLE   9,828 0 0
Vanguard FTSE Europe ETF ETF 922042874 1,319 30,475 SH   SOLE   30,475 0 0
Vanguard High Div Yield ETF ETF 921946406 7,392 104,476 SH   SOLE   104,476 0 0
Vanguard Information Technol ETF 92204A702 224 1,057 SH   SOLE   1,057 0 0
Vanguard Interm-Term Govt Bd ETF 92206C706 694 9,835 SH   SOLE   9,835 0 0
Vanguard Intl Hi Div Yield I ETF 921946794 483 10,665 SH   SOLE   10,665 0 0
Vanguard Large Cap ETF ETF 922908637 4,571 38,595 SH   SOLE   38,595 0 0
Vanguard Mid-Cap ETF ETF 922908629 456 3,463 SH   SOLE   3,463 0 0
Vanguard REIT ETF ETF 922908553 2,528 36,195 SH   SOLE   36,125 0 70
Vanguard S&P 500 ETF ETF 922908363 1,725 7,282 SH   SOLE   7,282 0 0
Vanguard S&P 500 Growth ETF ETF 921932505 811 5,450 SH   SOLE   5,450 0 0
Vanguard S/T Treasury ETF ETF 92206c102 295 4,725 SH   SOLE   4,725 0 0
Vanguard Short Term Corp Bon ETF 92206C409 2,660 33,627 SH   SOLE   32,967 0 660
Vanguard Small-Cap ETF ETF 922908751 7,460 64,626 SH   SOLE   64,506 0 120
Vanguard Tax Exempt Bond ETF ETF 922907746 492 9,292 SH   SOLE   9,292 0 0
Vanguard Total Intl Stock In ETF 921909768 425 10,128 SH   SOLE   10,128 0 0
Vanguard US Multifactor ETF ETF 921935607 759 13,427 SH   SOLE   13,427 0 0
Vanguard US Quality Factor ETF 921935706 348 5,480 SH   SOLE   5,480 0 0
Vanguard US Total Stock Mark ETF 922908769 6,315 48,990 SH   SOLE   48,990 0 0
Verizon Communications COM 92343V104 1,099 20,451 SH   SOLE   20,451 0 0
Visa Inc Class A Shares COM 92826C839 889 5,520 SH   SOLE   5,520 0 0
Wal Mart Stores Inc COM 931142103 1,332 11,727 SH   SOLE   11,727 0 0
Walt Disney Co COM 254687106 779 8,069 SH   SOLE   8,069 0 0
Walton US Land Fund 4 COM 93399c107 0 10,000 SH   SOLE   10,000 0 0
WisdomTree Bloomberg Fl Rate ETF 97717x628 307 12,245 SH   SOLE   12,245 0 0
Wisdomtree MidCap Dividend F ETF 97717W505 731 30,253 SH   SOLE   30,253 0 0
Wisdomtree SmallCap Dividend ETF 97717W604 954 52,955 SH   SOLE   52,955 0 0
WisdomTree US Midcap Earning ETF 97717w570 443 16,765 SH   SOLE   16,765 0 0
WisdomTree US S/C Earnings E ETF 97717w562 773 34,636 SH   SOLE   34,565 0 71