The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 1,700 8,924 SH   SOLE   8,924 0 0
Abbott Laboratories COM 002824100 253 3,502 SH   SOLE   3,502 0 0
Abbvie Inc COM 00287Y109 1,137 12,331 SH   SOLE   12,331 0 0
Accenture PLC Cl A COM G1151C101 829 5,879 SH   SOLE   5,879 0 0
Aflac Inc COM 001055102 476 10,439 SH   SOLE   10,439 0 0
Alphabet Inc - Class A COM 02079K305 1,744 1,669 SH   SOLE   1,669 0 0
Alphabet Inc - Class C COM 02079K107 293 283 SH   SOLE   283 0 0
Amazon.Com Inc COM 023135106 1,053 701 SH   SOLE   701 0 0
American Express COM 025816109 1,351 14,173 SH   SOLE   14,173 0 0
Amgen Inc COM 031162100 900 4,622 SH   SOLE   4,622 0 0
Anthem Inc COM 036752103 825 3,140 SH   SOLE   3,140 0 0
Apple Inc COM 037833100 3,197 20,270 SH   SOLE   20,270 0 0
Aptiv PLC COM g6095l109 530 8,610 SH   SOLE   8,610 0 0
AT&T Inc COM 00206R102 756 26,480 SH   SOLE   26,480 0 0
Bank Of America Corp COM 060505104 236 9,573 SH   SOLE   9,573 0 0
Berkshire Hathaway Inc-Cl B COM 084670702 1,701 8,330 SH   SOLE   8,330 0 0
Blackrock Inc COM 09247X101 1,251 3,183 SH   SOLE   3,183 0 0
Boeing Co COM 097023105 1,500 4,652 SH   SOLE   4,652 0 0
Bristol-Myers Squibb Co COM 110122108 1,003 19,293 SH   SOLE   19,293 0 0
Chevron Corporation COM 166764100 899 8,267 SH   SOLE   8,267 0 0
Cisco Systems COM 17275R102 1,135 26,201 SH   SOLE   26,201 0 0
Citigroup Inc COM 172967424 609 11,707 SH   SOLE   11,707 0 0
Clorox Co COM 189054109 426 2,765 SH   SOLE   2,765 0 0
Coca-Cola Co COM 191216100 397 8,394 SH   SOLE   8,394 0 0
Colgate-Palmolive COM 194162103 237 3,982 SH   SOLE   3,982 0 0
Comcast Corp Cl A COM 20030N101 223 6,542 SH   SOLE   6,542 0 0
ConocoPhillips COM 20825C104 257 4,117 SH   SOLE   4,117 0 0
Cummins Inc COM 231021106 930 6,956 SH   SOLE   6,956 0 0
Delta Air Lines COM 247361702 240 4,809 SH   SOLE   4,809 0 0
Dominion Energy Inc COM 25746U109 378 5,290 SH   SOLE   5,290 0 0
DowDupont Inc COM 26078j100 1,263 23,607 SH   SOLE   23,607 0 0
Eli Lilly & Co COM 532457108 242 2,095 SH   SOLE   2,095 0 0
Emerson Elec Co COM 291011104 546 9,144 SH   SOLE   9,144 0 0
Exxon Mobil Corp COM 30231G102 1,036 15,187 SH   SOLE   15,187 0 0
Facebook Inc COM 30303M102 801 6,112 SH   SOLE   6,112 0 0
FS Investment Corp III COM 30282x103 196 24,645 SH   SOLE   24,645 0 0
General Electric COM 369604103 80 10,520 SH   SOLE   10,520 0 0
General Mills COM 370334104 824 21,171 SH   SOLE   21,171 0 0
General Motors COM 37045V100 587 17,557 SH   SOLE   17,557 0 0
Gilead Sciences Inc COM 375558103 334 5,344 SH   SOLE   5,344 0 0
Global Security & Intelligen COM 379369101 0 10,000 SH   SOLE   10,000 0 0
Home Depot Inc COM 437076102 1,557 9,061 SH   SOLE   9,061 0 0
Honeywell International COM 438516106 355 2,688 SH   SOLE   2,688 0 0
Intel Corp COM 458140100 1,315 28,025 SH   SOLE   28,025 0 0
International Business Machi COM 459200101 955 8,400 SH   SOLE   8,400 0 0
Johnson & Johnson COM 478160104 3,963 30,705 SH   SOLE   30,705 0 0
JPMorgan Chase & Co COM 46625H100 2,071 21,210 SH   SOLE   21,210 0 0
KLA Tencor Corp COM 482480100 271 3,025 SH   SOLE   3,025 0 0
Lockheed Martin Corporation COM 539830109 1,154 4,409 SH   SOLE   4,409 0 0
LyondellBasell Indus NV COM N53745100 436 5,238 SH   SOLE   5,238 0 0
Mack-Cali Realty Corp COM 554489104 345 17,592 SH   SOLE   17,592 0 0
McDonald's Corp COM 580135101 1,457 8,205 SH   SOLE   8,205 0 0
Merck & Co COM 58933Y105 416 5,447 SH   SOLE   5,447 0 0
Microsoft Corp COM 594918104 2,948 29,024 SH   SOLE   29,024 0 0
Myos Rens Technology Inc. COM 62857p108 172 120,968 SH   SOLE   120,968 0 0
Nextera Energy Inc COM 65339F101 236 1,359 SH   SOLE   1,359 0 0
Nordstrom Inc COM 655664100 213 4,575 SH   SOLE   4,575 0 0
NorthStar HealthCare Income COM 66799d107 0 25,000 SH   SOLE   25,000 0 0
NVIDIA Corp COM 67066G104 226 1,690 SH   SOLE   1,690 0 0
Oracle Corp COM 68389X105 245 5,431 SH   SOLE   5,431 0 0
Pepsico Inc COM 713448108 539 4,877 SH   SOLE   4,877 0 0
Pfizer Inc COM 717081103 1,664 38,127 SH   SOLE   38,127 0 0
PNC Fincl Services Group COM 693475105 647 5,536 SH   SOLE   5,536 0 0
Procter & Gamble COM 742718109 1,389 15,114 SH   SOLE   15,114 0 0
Progressive Corp COM 743315103 312 5,170 SH   SOLE   5,170 0 0
Provident Financial Svcs Inc COM 74386T105 533 22,102 SH   SOLE   22,102 0 0
T Rowe Price Group Inc COM 74144T108 647 7,007 SH   SOLE   7,007 0 0
Tapestry Inc COM 876030107 258 7,644 SH   SOLE   7,644 0 0
Travelers Companies Inc COM 89417E109 326 2,720 SH   SOLE   2,720 0 0
United Tech Corp COM 913017109 741 6,958 SH   SOLE   6,958 0 0
Unitedhealth Group Inc COM 91324P102 1,293 5,191 SH   SOLE   5,191 0 0
Valero Energy Corp New COM 91913Y100 820 10,933 SH   SOLE   10,933 0 0
Verizon Communications COM 92343V104 1,106 19,677 SH   SOLE   19,677 0 0
Viacom Inc Class B COM 92553P201 343 13,345 SH   SOLE   13,345 0 0
Visa Inc Class A Shares COM 92826C839 462 3,502 SH   SOLE   3,502 0 0
Wal Mart Stores Inc COM 931142103 1,095 11,760 SH   SOLE   11,760 0 0
Walt Disney Co COM 254687106 644 5,876 SH   SOLE   5,876 0 0
Novartis Ag-Adr ADR 66987V109 322 3,752 SH   SOLE   3,752 0 0
Total Sa-Spon Adr ADR 89151E109 369 7,065 SH   SOLE   7,065 0 0
(Sector SPDR) AMEX Tech Sele ETF 81369Y803 223 3,593 SH   SOLE   3,593 0 0
Alerian MLP ETF ETF 00162Q866 235 26,895 SH   SOLE   26,895 0 0
Energy Select Sector SPDR Fu ETF 81369Y506 280 4,875 SH   SOLE   4,875 0 0
First Trust DJ Internet ETF 33733e302 373 3,200 SH   SOLE   3,200 0 0
First Trust Emerging Markets ETF 33737J182 1,950 85,420 SH   SOLE   85,420 0 0
FlexShares iBoxx 3 Yr Target ETF 33939l506 935 39,273 SH   SOLE   39,273 0 0
Global X MLP ETF ETF 37950E473 154 20,110 SH   SOLE   20,110 0 0
Invesco BRIC Portfolio ETF ETF 46137V209 215 6,700 SH   SOLE   6,700 0 0
Invesco FTSE RAFI US 1000 Po ETF 46137v613 1,147 11,291 SH   SOLE   11,291 0 0
Invesco QQQ Trust Series I ETF 46090E103 685 4,439 SH   SOLE   4,439 0 0
Invesco S&P 500 Equal Weight ETF 46137V357 949 10,380 SH   SOLE   10,380 0 0
Invesco Variable Rate Prefer ETF 46138g870 1,001 43,884 SH   SOLE   43,884 0 0
Ishares Barclays 3-7 Year ETF 464288661 1,803 14,853 SH   SOLE   14,853 0 0
iShares Core MSCI Emerging M ETF 46434G103 2,582 54,759 SH   SOLE   54,759 0 0
iShares Core MSCI Total Intl ETF 46432f834 562 10,700 SH   SOLE   10,700 0 0
iShares Core S&P 500 Index F ETF 464287200 1,548 6,152 SH   SOLE   6,152 0 0
Ishares Core S&P U.S. Value ETF 464287663 238 4,850 SH   SOLE   4,850 0 0
Ishares Dj Intl Select Div ETF 464288448 307 10,707 SH   SOLE   10,707 0 0
iShares Edge MSCI Intl S/C E ETF 46434v266 674 26,060 SH   SOLE   26,060 0 0
iShares Edge MSCI USA Moment ETF 46432f396 540 5,385 SH   SOLE   5,385 0 0
iShares Floating Rate Bond E ETF 46429B655 2,419 48,040 SH   SOLE   48,040 0 0
IShares High Dividend Eq Fd ETF 46429b663 400 4,735 SH   SOLE   4,735 0 0
iShares MSCI ACWI ex US ETF ETF 646288240 582 13,862 SH   SOLE   13,862 0 0
iShares MSCI EAFE Index Fund ETF 464287465 367 6,251 SH   SOLE   6,251 0 0
iShares MSCI EAFE Small Cap ETF 464288273 4,012 77,414 SH   SOLE   77,414 0 0
iShares Nasdaq Biotechnology ETF 464287556 245 2,545 SH   SOLE   2,545 0 0
iShares S&P National AMT Fre ETF 464288414 829 7,606 SH   SOLE   7,606 0 0
iShares S&P S/T Natl Amt ETF 464288158 701 6,650 SH   SOLE   6,650 0 0
iShares S&P Smallcap 600 Val ETF 464287879 959 7,275 SH   SOLE   7,275 0 0
iShares Short-Term Corporate ETF 464288646 823 15,930 SH   SOLE   15,930 0 0
iShares Tr 1-3 Yr Trs Bd ETF 464287457 260 3,115 SH   SOLE   3,115 0 0
iShares Tr Russell 2000 ETF 464287655 1,130 8,438 SH   SOLE   8,438 0 0
iShares Tr S&P 100 Index Fd ETF 464287101 326 2,920 SH   SOLE   2,920 0 0
iShares Tr S&P Midcap 400 ETF 464287507 453 2,727 SH   SOLE   2,727 0 0
iShares Tr S&P Smlcap 600 ETF 464287804 2,848 41,081 SH   SOLE   41,081 0 0
Pimco 0-5 Year H/Y Corp Bond ETF 72201r783 655 6,890 SH   SOLE   6,890 0 0
Pimco Enhanced Short Maturit ETF 72201r833 1,022 10,125 SH   SOLE   10,125 0 0
PIMCO Total Return ETF ETF 72201R775 3,310 32,210 SH   SOLE   32,210 0 0
Schwab US Small-Cap ETF ETF 808524607 970 15,989 SH   SOLE   15,989 0 0
SPDR Barclays Capital Conv S ETF 78464a359 376 8,031 SH   SOLE   8,031 0 0
SPDR Bloomberg Barclays Inv ETF 78468r200 1,826 60,112 SH   SOLE   60,112 0 0
SPDR Doubleline Total Return ETF 78467V848 3,427 72,350 SH   SOLE   72,350 0 0
SPDR Dow Jones Indl Avrg ETF ETF 78467X109 2,444 10,480 SH   SOLE   10,480 0 0
SPDR Gold Trust ETF 78463V107 216 1,785 SH   SOLE   1,785 0 0
SPDR S & P Mid-Cap 400 ETF T ETF 78467Y107 5,565 18,386 SH   SOLE   18,386 0 0
SPDR S&P 500 ETF Tr ETF 78462F103 5,600 22,407 SH   SOLE   22,407 0 0
SPDR S&P 600 S/C Value ETF ETF 78464A300 1,431 26,585 SH   SOLE   26,585 0 0
SPDR S&P Small Cap Growth ET ETF 78464a201 313 5,810 SH   SOLE   5,810 0 0
Vanguard Bd Index Fd Tot Mkt ETF 921937835 1,961 24,760 SH   SOLE   24,760 0 0
Vanguard Dividend Appreciati ETF 921908844 208 2,123 SH   SOLE   2,123 0 0
Vanguard Extended Market ETF ETF 922908652 1,056 10,585 SH   SOLE   10,585 0 0
Vanguard FTSE ALL WO X-US SC ETF 922042718 728 7,690 SH   SOLE   7,690 0 0
Vanguard FTSE All World Ex U ETF 922042775 5,747 126,081 SH   SOLE   126,081 0 0
Vanguard FTSE Developed Mark ETF 921943858 4,284 115,464 SH   SOLE   115,464 0 0
Vanguard FTSE Emerging Marke ETF 922042858 347 9,114 SH   SOLE   9,114 0 0
Vanguard FTSE Europe ETF ETF 922042874 1,851 38,080 SH   SOLE   38,080 0 0
Vanguard High Div Yield ETF ETF 921946406 9,218 118,195 SH   SOLE   118,195 0 0
Vanguard Information Technol ETF 92204A702 413 2,475 SH   SOLE   2,475 0 0
Vanguard Intl Eqty Index Pac ETF 922042866 387 6,390 SH   SOLE   6,390 0 0
Vanguard Intl Hi Div Yield I ETF 921946794 411 7,300 SH   SOLE   7,300 0 0
Vanguard Large Cap ETF ETF 922908637 4,571 39,795 SH   SOLE   39,795 0 0
Vanguard Mid-Cap ETF ETF 922908629 643 4,655 SH   SOLE   4,655 0 0
Vanguard S&P 500 ETF ETF 922908363 1,646 7,164 SH   SOLE   7,164 0 0
Vanguard S&P 500 Growth ETF ETF 921932505 628 4,650 SH   SOLE   4,650 0 0
Vanguard Short-Term TIPS Ind ETF 922020805 1,065 22,219 SH   SOLE   22,219 0 0
Vanguard Short Term Corp Bon ETF 92206C409 2,034 26,099 SH   SOLE   26,099 0 0
Vanguard Small-Cap ETF ETF 922908751 8,031 60,845 SH   SOLE   60,845 0 0
Vanguard Total Intl Stock In ETF 921909768 588 12,453 SH   SOLE   12,453 0 0
Vanguard U.S. Value Factor ETF 921935805 1,125 17,598 SH   SOLE   17,598 0 0
Vanguard US Multifactor ETF ETF 921935607 1,705 25,238 SH   SOLE   25,238 0 0
Vanguard US Quality Factor ETF 921935706 746 10,690 SH   SOLE   10,690 0 0
Vanguard US Total Stock Mark ETF 922908769 3,416 26,768 SH   SOLE   26,768 0 0
WisdomTree Bloomberg Fl Rate ETF 97717x628 712 28,375 SH   SOLE   28,375 0 0
Wisdomtree MidCap Dividend F ETF 97717W505 283 8,937 SH   SOLE   8,937 0 0
Wisdomtree SmallCap Dividend ETF 97717W604 234 9,522 SH   SOLE   9,522 0 0
WisdomTree US Midcap Earning ETF 97717w570 794 23,145 SH   SOLE   23,145 0 0
WisdomTree US S/C Earnings E ETF 97717w562 1,091 34,065 SH   SOLE   34,065 0 0
I-Shares MSCI USA Minimum Vo ETF 46429b697 960 18,320 SH   SOLE   18,320 0 0
Invesco S&P 500 Low Volatili ETF 46138e354 333 7,135 SH   SOLE   7,135 0 0
IQ Merger Arbitrage ETF ETF 45409B800 1,322 41,706 SH   SOLE   41,706 0 0
Vanguard REIT ETF ETF 922908553 1,468 19,681 SH   SOLE   19,681 0 0
Abn-Amro North America PFD 003714201 201 8,000 SH   SOLE   8,000 0 0
Blackrock Muni 2020 Term Trs COM 09249X109 158 10,675 SH   SOLE   10,675 0 0