The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 1,670 8,726 SH   SOLE   8,726 0 0
Abbott Laboratories COM 002824100 201 4,520 SH   SOLE   4,520 0 0
Abbvie Inc COM 00287Y109 652 10,011 SH   SOLE   10,011 0 0
Accenture PLC Cl A COM G1151C101 664 5,535 SH   SOLE   5,535 0 0
Aflac Inc COM 001055102 325 4,485 SH   SOLE   4,485 0 0
Agile Therapeutics Inc. COM 00847l100 32 10,000 SH   SOLE   10,000 0 0
Alphabet Inc - Class A COM 02079K305 997 1,176 SH   SOLE   1,176 0 0
Alphabet Inc - Class C COM 02079K107 257 310 SH   SOLE   310 0 0
Altria Group Inc COM 02209S103 1,321 18,499 SH   SOLE   18,499 0 0
Amazon.Com Inc COM 023135106 235 265 SH   SOLE   265 0 0
American Express COM 025816109 1,092 13,800 SH   SOLE   13,800 0 0
Amgen Inc COM 031162100 528 3,220 SH   SOLE   3,220 0 0
Apple Inc COM 037833100 1,392 9,692 SH   SOLE   9,692 0 0
AT&T Inc COM 00206R102 1,013 24,379 SH   SOLE   24,379 0 0
Baxter Intl Inc COM 071813109 380 7,330 SH   SOLE   7,330 0 0
Blackrock Inc COM 09247X101 992 2,586 SH   SOLE   2,586 0 0
Boeing Co COM 097023105 1,052 5,951 SH   SOLE   5,951 0 0
Bristol-Myers Squibb Co COM 110122108 1,288 23,682 SH   SOLE   23,682 0 0
Celgene Corp COM 151020104 297 2,385 SH   SOLE   2,385 0 0
Chevron Corporation COM 166764100 907 8,445 SH   SOLE   8,445 0 0
Cisco Systems COM 17275R102 350 10,356 SH   SOLE   10,356 0 0
Clorox Co COM 189054109 340 2,525 SH   SOLE   2,525 0 0
Coach Inc COM 189754104 510 12,335 SH   SOLE   12,335 0 0
Coca-Cola Co COM 191216100 256 6,021 SH   SOLE   6,021 0 0
Colgate-Palmolive COM 194162103 285 3,892 SH   SOLE   3,892 0 0
Comcast Corp Cl A COM 20030N101 262 6,970 SH   SOLE   6,970 0 0
ConocoPhillips COM 20825C104 273 5,475 SH   SOLE   5,475 0 0
Cummins Inc COM 231021106 734 4,855 SH   SOLE   4,855 0 0
Delphi Automotive Plc COM G27823106 625 7,765 SH   SOLE   7,765 0 0
Dr Pepper Snapple Group Inc COM 26138E109 263 2,685 SH   SOLE   2,685 0 0
Du Pont EI De Nemours COM 263534109 1,398 17,399 SH   SOLE   17,399 0 0
Emerson Elec Co COM 291011104 566 9,455 SH   SOLE   9,455 0 0
Exxon Mobil Corp COM 30231G102 1,072 13,070 SH   SOLE   13,070 0 0
General Electric COM 369604103 682 22,891 SH   SOLE   22,891 0 0
General Mills COM 370334104 782 13,244 SH   SOLE   13,244 0 0
General Motors COM 37045V100 423 11,960 SH   SOLE   11,960 0 0
Gilead Sciences Inc COM 375558103 291 4,288 SH   SOLE   4,288 0 0
Home Depot Inc COM 437076102 1,284 8,747 SH   SOLE   8,747 0 0
Honeywell International COM 438516106 286 2,289 SH   SOLE   2,289 0 0
Intel Corp COM 458140100 1,073 29,737 SH   SOLE   29,737 0 0
International Business Machi COM 459200101 1,266 7,269 SH   SOLE   7,269 0 0
Johnson & Johnson COM 478160104 2,817 22,619 SH   SOLE   22,619 0 0
JPMorgan Chase & Co COM 46625H100 2,232 25,415 SH   SOLE   25,415 0 0
Kraft Heinz Co COM 500754106 271 2,989 SH   SOLE   2,989 0 0
Lockheed Martin Corporation COM 539830109 1,086 4,058 SH   SOLE   4,058 0 0
LyondellBasell Indus NV COM N53745100 387 4,245 SH   SOLE   4,245 0 0
McDonald's Corp COM 580135101 1,261 9,727 SH   SOLE   9,727 0 0
Merck & Co COM 58933Y105 395 6,210 SH   SOLE   6,210 0 0
Microsoft Corp COM 594918104 2,227 33,820 SH   SOLE   33,820 0 0
Oracle Corp COM 68389X105 265 5,935 SH   SOLE   5,935 0 0
Paychex COM 704326107 851 14,440 SH   SOLE   14,440 0 0
Pepsico Inc COM 713448108 467 4,176 SH   SOLE   4,176 0 0
Pfizer Inc COM 717081103 1,217 35,581 SH   SOLE   35,581 0 0
PNC Fincl Services Group COM 693475105 1,258 10,462 SH   SOLE   10,462 0 0
Procter & Gamble COM 742718109 1,299 14,454 SH   SOLE   14,454 0 0
Public Service Enterprise Gr COM 744573106 205 4,621 SH   SOLE   4,621 0 0
Schlumberger Ltd COM 806857108 282 3,615 SH   SOLE   3,615 0 0
T Rowe Price Group Inc COM 74144T108 714 10,482 SH   SOLE   10,482 0 0
Travelers Companies Inc COM 89417E109 465 3,854 SH   SOLE   3,854 0 0
United Parcel Service -Cl B COM 911312106 574 5,350 SH   SOLE   5,350 0 0
United Tech Corp COM 913017109 796 7,091 SH   SOLE   7,091 0 0
Unitedhealth Group Inc COM 91324P102 936 5,710 SH   SOLE   5,710 0 0
Valero Energy Corp New COM 91913Y100 995 15,015 SH   SOLE   15,015 0 0
Verizon Communications COM 92343V104 811 16,646 SH   SOLE   16,646 0 0
Viacom Inc Class B COM 92553P201 356 7,630 SH   SOLE   7,630 0 0
Visa Inc Class A Shares COM 92826C839 257 2,890 SH   SOLE   2,890 0 0
Wal Mart Stores Inc COM 931142103 423 5,865 SH   SOLE   5,865 0 0
Walt Disney Co COM 254687106 499 4,401 SH   SOLE   4,401 0 0
Wells Fargo Company COM 949746101 1,698 30,509 SH   SOLE   30,509 0 0
Novartis Ag-Adr ADR 66987V109 224 3,015 SH   SOLE   3,015 0 0
Total Sa-Spon Adr ADR 89151E109 312 6,195 SH   SOLE   6,195 0 0
Alerian MLP ETF ETF 00162Q866 1,211 95,285 SH   SOLE   95,285 0 0
Db-X Msci Eafe Currency-Hedg ETF 233051200 232 7,850 SH   SOLE   7,850 0 0
Energy Select Sector SPDR Fu ETF 81369Y506 277 3,960 SH   SOLE   3,960 0 0
Guggenheim BRIC Fund ETF 18383M100 242 7,675 SH   SOLE   7,675 0 0
I-Shares MSCI USA Minimum Vo ETF 46429b697 997 20,885 SH   SOLE   20,885 0 0
ishares Barclays 1-3 year Cr ETF 464288646 1,595 15,155 SH   SOLE   15,155 0 0
iShares Barclays Aggregate B ETF 464287226 378 3,485 SH   SOLE   3,485 0 0
iShares Core MSCI Emerging M ETF 46434G103 1,753 36,690 SH   SOLE   36,690 0 0
iShares Core MSCI Total Intl ETF 46432f834 673 12,295 SH   SOLE   12,295 0 0
iShares Core S&P 500 Index F ETF 464287200 363 1,530 SH   SOLE   1,530 0 0
IShares High Dividend Eq Fd ETF 46429b663 309 3,680 SH   SOLE   3,680 0 0
iShares Iboxx Investment Gr ETF 464287242 235 1,995 SH   SOLE   1,995 0 0
iShares MSCI EAFE Small Cap ETF 464288273 4,046 74,740 SH   SOLE   74,740 0 0
iShares Nasdaq Biotechnology ETF 464287556 258 880 SH   SOLE   880 0 0
iShares S&P National AMT Fre ETF 464288414 851 7,813 SH   SOLE   7,813 0 0
iShares S&P S/T Natl Amt ETF 464288158 1,268 12,010 SH   SOLE   12,010 0 0
iShares Tr Russell 2000 ETF 464287655 1,148 8,350 SH   SOLE   8,350 0 0
iShares Tr S&P Midcap 400 ETF 464287507 350 2,045 SH   SOLE   2,045 0 0
iShares Tr S&P Smlcap 600 ETF 464287804 688 9,947 SH   SOLE   9,947 0 0
Ishares Tr Us Pfd Stk Idx ETF 464288687 503 12,995 SH   SOLE   12,995 0 0
Pimco 0-5 Year H/Y Corp Bond ETF 72201r783 2,678 26,495 SH   SOLE   26,495 0 0
Pimco Enhanced Short Maturit ETF 72201r833 1,241 12,210 SH   SOLE   12,210 0 0
PIMCO Total Return ETF ETF 72201R775 2,037 19,340 SH   SOLE   19,340 0 0
Powershares FTSE RAFI US 100 ETF 73935X583 1,876 18,305 SH   SOLE   18,305 0 0
Powershares Gbl ETF Trust Ag ETF 73936T565 193 12,990 SH   SOLE   12,990 0 0
Powershares QQQ Trust ETF 73935A104 572 4,319 SH   SOLE   4,319 0 0
Powershares S&P 500 Low Vola ETF 73937b779 360 8,275 SH   SOLE   8,275 0 0
Powershares Variable Rate Pr ETF 73937B597 1,103 43,355 SH   SOLE   43,355 0 0
Schwab US Small-Cap ETF ETF 808524607 1,182 18,772 SH   SOLE   18,772 0 0
SPDR Barclays Cap High Yield ETF 78464A417 596 16,145 SH   SOLE   16,145 0 0
SPDR Barclays Capital Conv S ETF 78464a359 2,125 44,185 SH   SOLE   44,185 0 0
SPDR Doubleline Total Return ETF 78467V848 1,705 34,882 SH   SOLE   34,882 0 0
SPDR Dow Jones Indl Avrg ETF ETF 78467X109 3,782 18,330 SH   SOLE   18,330 0 0
SPDR Gold Trust ETF 78463V107 653 5,500 SH   SOLE   5,500 0 0
SPDR Nuveen Bloomberg Barcla ETF 78468R739 876 18,081 SH   SOLE   18,081 0 0
SPDR S & P Mid-Cap 400 ETF T ETF 78467Y107 5,278 16,895 SH   SOLE   16,895 0 0
SPDR S&P 500 ETF Tr ETF 78462F103 5,891 24,990 SH   SOLE   24,990 0 0
VanEck Vectors High Yld Muni ETF 92189F361 850 27,800 SH   SOLE   27,800 0 0
Vanguard Bd Index Fd Tot Mkt ETF 921937835 2,276 28,073 SH   SOLE   28,073 0 0
Vanguard FTSE All World Ex U ETF 922042775 5,212 108,970 SH   SOLE   108,970 0 0
Vanguard FTSE Developed Mark ETF 921943858 3,418 86,972 SH   SOLE   86,972 0 0
Vanguard FTSE Emerging Marke ETF 922042858 920 23,159 SH   SOLE   23,159 0 0
Vanguard FTSE Europe ETF ETF 922042874 2,790 54,105 SH   SOLE   54,105 0 0
Vanguard High Div Yield ETF ETF 921946406 7,437 95,778 SH   SOLE   95,778 0 0
Vanguard Large Cap ETF ETF 922908637 3,410 31,550 SH   SOLE   31,550 0 0
Vanguard Mid-Cap ETF ETF 922908629 345 2,475 SH   SOLE   2,475 0 0
Vanguard REIT ETF ETF 922908553 1,992 24,125 SH   SOLE   24,125 0 0
Vanguard S&P 500 ETF ETF 922908363 216 1,000 SH   SOLE   1,000 0 0
Vanguard S&P 500 Growth ETF ETF 921932505 597 5,050 SH   SOLE   5,050 0 0
Vanguard Short-Term TIPS Ind ETF 922020805 242 4,885 SH   SOLE   4,885 0 0
Vanguard Short Term Corp Bon ETF 92206C409 2,324 29,140 SH   SOLE   29,140 0 0
Vanguard Small-Cap ETF ETF 922908751 6,816 51,137 SH   SOLE   51,137 0 0
Vanguard Total Intl Stock In ETF 921909768 434 8,743 SH   SOLE   8,743 0 0
Vanguard US Total Stock Mark ETF 922908769 1,483 12,226 SH   SOLE   12,226 0 0
Wisdomtree SmallCap Dividend ETF 97717W604 268 3,330 SH   SOLE   3,330 0 0
Blackrock Core Bond Trust COM 09249e101 196 14,700 SH   SOLE   14,700 0 0