The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 1,605 8,986 SH   SOLE   8,986 0 0
Abbvie Inc COM 00287Y109 609 9,725 SH   SOLE   9,725 0 0
Accenture PLC Cl A COM G1151C101 644 5,500 SH   SOLE   5,500 0 0
Aflac Inc COM 001055102 279 4,005 SH   SOLE   4,005 0 0
Agile Therapeutics Inc. COM 00847l100 57 10,000 SH   SOLE   10,000 0 0
Alphabet Inc - Class A COM 02079K305 476 601 SH   SOLE   601 0 0
Alphabet Inc - Class C COM 02079K107 239 310 SH   SOLE   310 0 0
Altria Group Inc COM 02209S103 1,233 18,235 SH   SOLE   18,235 0 0
American Express COM 025816109 1,051 14,190 SH   SOLE   14,190 0 0
Amgen Inc COM 031162100 491 3,355 SH   SOLE   3,355 0 0
Apple Inc COM 037833100 1,212 10,467 SH   SOLE   10,467 0 0
AT&T Inc COM 00206R102 1,051 24,702 SH   SOLE   24,702 0 0
Baxter Intl Inc COM 071813109 325 7,325 SH   SOLE   7,325 0 0
Blackrock Inc COM 09247X101 994 2,611 SH   SOLE   2,611 0 0
Boeing Co COM 097023105 921 5,916 SH   SOLE   5,916 0 0
Bristol-Myers Squibb Co COM 110122108 1,169 20,007 SH   SOLE   20,007 0 0
Celgene Corp COM 151020104 270 2,335 SH   SOLE   2,335 0 0
Chevron Corporation COM 166764100 1,004 8,529 SH   SOLE   8,529 0 0
Cisco Systems COM 17275R102 329 10,886 SH   SOLE   10,886 0 0
Clorox Co COM 189054109 286 2,385 SH   SOLE   2,385 0 0
Coach Inc COM 189754104 440 12,550 SH   SOLE   12,550 0 0
Coca-Cola Co COM 191216100 250 6,021 SH   SOLE   6,021 0 0
Colgate-Palmolive COM 194162103 261 3,992 SH   SOLE   3,992 0 0
Comcast Corp Cl A COM 20030N101 249 3,602 SH   SOLE   3,602 0 0
ConocoPhillips COM 20825C104 282 5,625 SH   SOLE   5,625 0 0
Cummins Inc COM 231021106 651 4,760 SH   SOLE   4,760 0 0
Delphi Automotive Plc COM G27823106 526 7,815 SH   SOLE   7,815 0 0
Dr Pepper Snapple Group Inc COM 26138E109 240 2,650 SH   SOLE   2,650 0 0
Du Pont EI De Nemours COM 263534109 1,292 17,601 SH   SOLE   17,601 0 0
Emerson Elec Co COM 291011104 490 8,780 SH   SOLE   8,780 0 0
Exxon Mobil Corp COM 30231G102 1,209 13,398 SH   SOLE   13,398 0 0
General Electric COM 369604103 734 23,213 SH   SOLE   23,213 0 0
General Mills COM 370334104 863 13,969 SH   SOLE   13,969 0 0
Gilead Sciences Inc COM 375558103 372 5,198 SH   SOLE   5,198 0 0
Home Depot Inc COM 437076102 1,218 9,085 SH   SOLE   9,085 0 0
Honeywell International COM 438516106 265 2,289 SH   SOLE   2,289 0 0
Intel Corp COM 458140100 1,085 29,908 SH   SOLE   29,908 0 0
International Business Machi COM 459200101 1,200 7,228 SH   SOLE   7,228 0 0
Johnson & Johnson COM 478160104 2,608 22,637 SH   SOLE   22,637 0 0
JPMorgan Chase & Co COM 46625H100 2,193 25,418 SH   SOLE   25,418 0 0
Kimberly-Clark COM 494368103 772 6,763 SH   SOLE   6,763 0 0
Kraft Heinz Co COM 500754106 310 3,555 SH   SOLE   3,555 0 0
Lockheed Martin Corporation COM 539830109 1,037 4,150 SH   SOLE   4,150 0 0
LyondellBasell Indus NV COM N53745100 323 3,770 SH   SOLE   3,770 0 0
McDonald's Corp COM 580135101 1,184 9,724 SH   SOLE   9,724 0 0
Merck & Co COM 58933Y105 373 6,340 SH   SOLE   6,340 0 0
Microsoft Corp COM 594918104 2,146 34,536 SH   SOLE   34,536 0 0
Oracle Corp COM 68389X105 228 5,930 SH   SOLE   5,930 0 0
Paychex COM 704326107 866 14,230 SH   SOLE   14,230 0 0
Pepsico Inc COM 713448108 423 4,046 SH   SOLE   4,046 0 0
Pfizer Inc COM 717081103 1,204 37,080 SH   SOLE   37,080 0 0
PNC Fincl Services Group COM 693475105 1,273 10,887 SH   SOLE   10,887 0 0
Procter & Gamble COM 742718109 1,203 14,313 SH   SOLE   14,313 0 0
Public Service Enterprise Gr COM 744573106 225 5,121 SH   SOLE   5,121 0 0
Qualcomm Inc COM 747525103 293 4,491 SH   SOLE   4,491 0 0
Schlumberger Ltd COM 806857108 360 4,290 SH   SOLE   4,290 0 0
T Rowe Price Group Inc COM 74144T108 804 10,682 SH   SOLE   10,682 0 0
Travelers Companies Inc COM 89417E109 472 3,854 SH   SOLE   3,854 0 0
United Parcel Service -Cl B COM 911312106 604 5,270 SH   SOLE   5,270 0 0
United Tech Corp COM 913017109 777 7,091 SH   SOLE   7,091 0 0
Unitedhealth Group Inc COM 91324P102 984 6,150 SH   SOLE   6,150 0 0
Valero Energy Corp New COM 91913Y100 1,014 14,835 SH   SOLE   14,835 0 0
Verizon Communications COM 92343V104 940 17,604 SH   SOLE   17,604 0 0
Viacom Inc Class B COM 92553P201 317 9,040 SH   SOLE   9,040 0 0
Visa Inc Class A Shares COM 92826C839 269 3,450 SH   SOLE   3,450 0 0
Wal Mart Stores Inc COM 931142103 423 6,116 SH   SOLE   6,116 0 0
Walt Disney Co COM 254687106 443 4,250 SH   SOLE   4,250 0 0
Wells Fargo Company COM 949746101 1,679 30,474 SH   SOLE   30,474 0 0
Novartis Ag-Adr ADR 66987V109 220 3,015 SH   SOLE   3,015 0 0
Total Sa-Spon Adr ADR 89151E109 290 5,695 SH   SOLE   5,695 0 0
(Sector SPDR) AMEX Tech Sele ETF 81369Y803 220 4,550 SH   SOLE   4,550 0 0
Alerian MLP ETF ETF 00162Q866 1,160 92,070 SH   SOLE   92,070 0 0
Energy Select Sector SPDR Fu ETF 81369Y506 306 4,060 SH   SOLE   4,060 0 0
I-Shares MSCI USA Minimum Vo ETF 46429b697 836 18,485 SH   SOLE   18,485 0 0
ishares Barclays 1-3 year Cr ETF 464288646 1,590 15,155 SH   SOLE   15,155 0 0
iShares Barclays Aggregate B ETF 464287226 377 3,485 SH   SOLE   3,485 0 0
iShares Core MSCI Emerging M ETF 46434G103 1,484 34,965 SH   SOLE   34,965 0 0
iShares Core MSCI Total Intl ETF 46432f834 619 12,255 SH   SOLE   12,255 0 0
iShares Core S&P 500 Index F ETF 464287200 236 1,050 SH   SOLE   1,050 0 0
IShares High Dividend Eq Fd ETF 46429b663 233 2,830 SH   SOLE   2,830 0 0
iShares Iboxx Investment Gr ETF 464287242 263 2,245 SH   SOLE   2,245 0 0
iShares MSCI EAFE Small Cap ETF 464288273 3,710 74,430 SH   SOLE   74,430 0 0
iShares Nasdaq Biotechnology ETF 464287556 287 1,080 SH   SOLE   1,080 0 0
iShares S&P National AMT Fre ETF 464288414 1,085 10,033 SH   SOLE   10,033 0 0
iShares S&P S/T Natl Amt ETF 464288158 1,278 12,160 SH   SOLE   12,160 0 0
iShares Tr Russell 2000 ETF 464287655 1,126 8,350 SH   SOLE   8,350 0 0
iShares Tr S&P Midcap 400 ETF 464287507 300 1,815 SH   SOLE   1,815 0 0
iShares Tr S&P Smlcap 600 ETF 464287804 587 4,266 SH   SOLE   4,266 0 0
Ishares Tr Us Pfd Stk Idx ETF 464288687 425 11,425 SH   SOLE   11,425 0 0
Pimco 0-5 Year H/Y Corp Bond ETF 72201r783 2,539 25,430 SH   SOLE   25,430 0 0
Pimco Enhanced Short Maturit ETF 72201r833 1,533 15,125 SH   SOLE   15,125 0 0
PIMCO Total Return ETF ETF 72201R775 2,078 19,955 SH   SOLE   19,955 0 0
Powershares FTSE RAFI US 100 ETF 73935X583 1,796 18,045 SH   SOLE   18,045 0 0
Powershares Gbl ETF Trust Ag ETF 73936T565 178 12,500 SH   SOLE   12,500 0 0
Powershares QQQ Trust ETF 73935A104 582 4,909 SH   SOLE   4,909 0 0
Powershares S&P 500 Low Vola ETF 73937b779 344 8,275 SH   SOLE   8,275 0 0
Powershares Variable Rate Pr ETF 73937B597 928 37,725 SH   SOLE   37,725 0 0
Schwab US Small-Cap ETF ETF 808524607 1,154 18,772 SH   SOLE   18,772 0 0
SPDR Barclays Cap High Yield ETF 78464A417 583 16,000 SH   SOLE   16,000 0 0
SPDR Barclays Capital Conv S ETF 78464a359 1,984 43,460 SH   SOLE   43,460 0 0
SPDR Doubleline Total Return ETF 78467V848 1,572 32,477 SH   SOLE   32,477 0 0
SPDR Dow Jones Indl Avrg ETF ETF 78467X109 3,620 18,330 SH   SOLE   18,330 0 0
SPDR Nuveen Bloomberg Barcla ETF 78468R739 940 19,601 SH   SOLE   19,601 0 0
SPDR S & P Mid-Cap 400 ETF T ETF 78467Y107 5,120 16,970 SH   SOLE   16,970 0 0
SPDR S&P 500 ETF Tr ETF 78462F103 5,646 25,260 SH   SOLE   25,260 0 0
VanEck Vectors High Yld Muni ETF 92189F361 813 27,400 SH   SOLE   27,400 0 0
Vanguard Bd Index Fd Tot Mkt ETF 921937835 2,325 28,777 SH   SOLE   28,777 0 0
Vanguard FTSE All World Ex U ETF 922042775 4,485 101,516 SH   SOLE   101,516 0 0
Vanguard FTSE Developed Mark ETF 921943858 6,607 180,825 SH   SOLE   180,825 0 0
Vanguard FTSE Emerging Marke ETF 922042858 293 8,185 SH   SOLE   8,185 0 0
Vanguard FTSE Europe ETF ETF 922042874 1,599 33,355 SH   SOLE   33,355 0 0
Vanguard High Div Yield ETF ETF 921946406 7,176 94,708 SH   SOLE   94,708 0 0
Vanguard Large Cap ETF ETF 922908637 2,900 28,325 SH   SOLE   28,325 0 0
Vanguard Mid-Cap ETF ETF 922908629 326 2,475 SH   SOLE   2,475 0 0
Vanguard REIT ETF ETF 922908553 2,294 27,790 SH   SOLE   27,790 0 0
Vanguard S&P 500 ETF ETF 922908363 205 1,000 SH   SOLE   1,000 0 0
Vanguard S&P 500 Growth ETF ETF 921932505 552 5,050 SH   SOLE   5,050 0 0
Vanguard Short Term Corp Bon ETF 92206C409 2,217 27,932 SH   SOLE   27,932 0 0
Vanguard Small-Cap ETF ETF 922908751 6,642 51,507 SH   SOLE   51,507 0 0
Vanguard Total Intl Stock In ETF 921909768 401 8,743 SH   SOLE   8,743 0 0
Vanguard US Total Stock Mark ETF 922908769 1,443 12,510 SH   SOLE   12,510 0 0
Blackrock Core Bond Trust COM 09249e101 191 14,700 SH   SOLE   14,700 0 0