The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 366 2,460 SH   SOLE   0 0 2,460
Abbott Laboratories COM 002824100 421 3,557 SH   SOLE   0 0 3,557
AbbVie Inc COM 00287Y109 1,210 7,463 SH   SOLE   0 0 7,463
Alphabet Inc Cl A COM 02079K305 3,168 1,139 SH   SOLE   0 0 1,139
Alphabet Inc Cl C COM 02079K107 2,042 731 SH   SOLE   0 0 731
American Express COM 025816109 2,577 13,781 SH   SOLE   0 0 13,781
American Tower Corp COM 03027X100 1,627 6,475 SH   SOLE   0 0 6,475
American Water Works Inc COM 030420103 824 4,980 SH   SOLE   0 0 4,980
Anthem Inc COM 036752103 351 715 SH   SOLE   0 0 715
Apple Inc COM 037833100 8,674 49,679 SH   SOLE   0 0 49,679
Automatic Data Processing COM 053015103 2,249 9,882 SH   SOLE   0 0 9,882
Bank of America Corp COM 060505104 2,082 50,500 SH   SOLE   0 0 50,500
Becton Dickinson & Co COM 075887109 1,541 5,795 SH   SOLE   0 0 5,795
Berkley W R Corporation COM 084423102 2,761 41,466 SH   SOLE   0 0 41,466
Berkshire Hathaway Inc Cl B COM 084670702 4,195 11,888 SH   SOLE   0 0 11,888
BHP Billiton Ltd ADR ADR 088606108 363 4,700 SH   SOLE   0 0 4,700
Blackstone Group Inc COM 09260D107 1,374 10,825 SH   SOLE   0 0 10,825
Bristol-Myers Squibb Co COM 110122108 427 5,850 SH   SOLE   0 0 5,850
Chevron Corp COM 166764100 2,147 13,188 SH   SOLE   0 0 13,188
Cigna Corp COM 125509109 772 3,221 SH   SOLE   0 0 3,221
Cisco Systems Inc COM 17275R102 2,340 41,972 SH   SOLE   0 0 41,972
Citigroup Inc COM 172967424 282 5,275 SH   SOLE   0 0 5,275
Clorox Company COM 189054109 397 2,857 SH   SOLE   0 0 2,857
Coca-Cola Company COM 191216100 257 4,150 SH   SOLE   0 0 4,150
Colgate-Palmolive Co COM 194162103 815 10,742 SH   SOLE   0 0 10,742
Comcast Corp Class A COM 20030N101 1,217 25,993 SH   SOLE   0 0 25,993
ConocoPhillips COM 20825C104 905 9,050 SH   SOLE   0 0 9,050
Consolidated Edison Inc COM 209115104 511 5,400 SH   SOLE   0 0 5,400
Corteva Inc COM 22052L104 209 3,641 SH   SOLE   0 0 3,641
Costco Wholesale Corp COM 22160K105 4,680 8,127 SH   SOLE   0 0 8,127
CSX Corp COM 126408103 1,184 31,612 SH   SOLE   0 0 31,612
CVS Health Corporation COM 126650100 1,270 12,550 SH   SOLE   0 0 12,550
Danaher Corp COM 235851102 469 1,600 SH   SOLE   0 0 1,600
Disney Walt Company COM 254687106 860 6,267 SH   SOLE   0 0 6,267
DuPont de Nemours Inc COM 26614N102 554 7,530 SH   SOLE   0 0 7,530
eBay Inc COM 278642103 369 6,450 SH   SOLE   0 0 6,450
Ecolab Inc COM 278865100 1,019 5,770 SH   SOLE   0 0 5,770
Essential Utilities Inc COM 29670G102 1,615 31,586 SH   SOLE   0 0 31,586
Globus Medical Inc COM 379577208 5,393 73,101 SH   SOLE   0 0 73,101
Hershey Company COM 427866108 455 2,100 SH   SOLE   0 0 2,100
Home Depot Inc COM 437076102 2,143 7,159 SH   SOLE   0 0 7,159
IdaCorp Incorporated COM 451107106 846 7,336 SH   SOLE   0 0 7,336
Intel Corp COM 458140100 1,028 20,749 SH   SOLE   0 0 20,749
Intl Flavors & Fragrances COM 459506101 698 5,313 SH   SOLE   0 0 5,313
Intuit Inc COM 461202103 4,840 10,065 SH   SOLE   0 0 10,065
Invesco Preferred ETF 46138E511 1,929 142,133 SH   SOLE   0 0 142,133
Invesco QQQ Trust ETF 46090E103 606 1,672 SH   SOLE   0 0 1,672
Invesco S&P 500 Eq Wt ETF 46137V357 2,307 14,626 SH   SOLE   0 0 14,626
iShares Core Growth Allocation ETF 464289867 292 5,409 SH   SOLE   0 0 5,409
iShares Core Moderate Allocati ETF 464289875 428 9,963 SH   SOLE   0 0 9,963
iShares Core MSCI EAFE ETF 46432F842 1,889 27,179 SH   SOLE   0 0 27,179
iShares Core S&P US Growth ETF 464287671 475 4,495 SH   SOLE   0 0 4,495
iShares MSCI EAFE Index ETF 464287465 250 3,400 SH   SOLE   0 0 3,400
iShares MSCI EmergMkt Min Vol ETF 464286533 510 8,350 SH   SOLE   0 0 8,350
iShares National Muni ETF 464288414 258 2,350 SH   SOLE   0 0 2,350
iShares Russell 2000 Index ETF 464287655 2,829 13,780 SH   SOLE   0 0 13,780
iShares Short Term Corporate ETF 464288646 441 8,526 SH   SOLE   0 0 8,526
Johnson & Johnson COM 478160104 2,351 13,266 SH   SOLE   0 0 13,266
JP Morgan Chase & Co COM 46625H100 1,587 11,641 SH   SOLE   0 0 11,641
Kimberly-Clark Corp COM 494368103 223 1,812 SH   SOLE   0 0 1,812
L3Harris Technologies Inc COM 502431109 1,118 4,500 SH   SOLE   0 0 4,500
Lockheed Martin Corp COM 539830109 563 1,275 SH   SOLE   0 0 1,275
Lowes Companies Inc COM 548661107 2,287 11,310 SH   SOLE   0 0 11,310
Masco Corp COM 574599106 398 7,800 SH   SOLE   0 0 7,800
Mastercard Inc COM 57636Q104 340 950 SH   SOLE   0 0 950
McDonalds Corp COM 580135101 1,189 4,810 SH   SOLE   0 0 4,810
Merck & Co COM 58933Y105 1,890 23,033 SH   SOLE   0 0 23,033
MetLife Inc COM 59156R108 597 8,500 SH   SOLE   0 0 8,500
Microsoft Corporation COM 594918104 9,752 31,629 SH   SOLE   0 0 31,629
Mondelez Intl Inc Cl A COM 609207105 1,012 16,112 SH   SOLE   0 0 16,112
NextEra Energy Inc COM 65339F101 665 7,850 SH   SOLE   0 0 7,850
Oracle Corp COM 68389X105 2,940 35,535 SH   SOLE   0 0 35,535
Organon & Co COM 68622V106 807 23,109 SH   SOLE   0 0 23,109
Paychex Inc COM 704326107 2,896 21,220 SH   SOLE   0 0 21,220
PayPal Holdings Inc COM 70450Y103 1,883 16,283 SH   SOLE   0 0 16,283
Pepsico Inc COM 713448108 1,836 10,970 SH   SOLE   0 0 10,970
Pfizer Inc COM 717081103 1,516 29,278 SH   SOLE   0 0 29,278
Phillips 66 COM 718546104 607 7,025 SH   SOLE   0 0 7,025
Procter & Gamble COM 742718109 2,626 17,185 SH   SOLE   0 0 17,185
Quest Diagnostics Inc COM 74834L100 500 3,650 SH   SOLE   0 0 3,650
Raytheon Technologies Corp COM 75513E101 759 7,665 SH   SOLE   0 0 7,665
Republic Services Inc COM 760759100 311 2,350 SH   SOLE   0 0 2,350
RPM International COM 749685103 831 10,205 SH   SOLE   0 0 10,205
Schwab US Small-Cap COM 808524607 275 5,800 SH   SOLE   0 0 5,800
Scotts Miracle Group COM 810186106 713 5,800 SH   SOLE   0 0 5,800
Simon Property Group COM 828806109 306 2,325 SH   SOLE   0 0 2,325
Southern Company COM 842587107 293 4,035 SH   SOLE   0 0 4,035
SPDR S&P 500 ETF 78462F103 847 1,875 SH   SOLE   0 0 1,875
Starbucks Corp COM 855244109 1,455 15,989 SH   SOLE   0 0 15,989
Sysco Corporation COM 871829107 2,264 27,723 SH   SOLE   0 0 27,723
Target Corporation COM 87612E106 1,835 8,646 SH   SOLE   0 0 8,646
TJX Companies Inc COM 872540109 894 14,750 SH   SOLE   0 0 14,750
Uber Technologies Inc COM 90353T100 325 9,100 SH   SOLE   0 0 9,100
UGI Corporation COM 902681105 374 10,325 SH   SOLE   0 0 10,325
UniFirst Corp COM 904708104 668 3,625 SH   SOLE   0 0 3,625
Union Pacific Corp COM 907818108 355 1,300 SH   SOLE   0 0 1,300
United Parcel Service Inc COM 911312106 2,309 10,767 SH   SOLE   0 0 10,767
UnitedHealth Group Inc COM 91324P102 1,558 3,055 SH   SOLE   0 0 3,055
V F Corporation COM 918204108 586 10,300 SH   SOLE   0 0 10,300
Valero Energy Corp COM 91913Y100 861 8,475 SH   SOLE   0 0 8,475
Vanguard Div Appreciation ETF 921908844 1,481 9,135 SH   SOLE   0 0 9,135
Vanguard Muni Bond ETF 922907746 1,410 27,357 SH   SOLE   0 0 27,357
Vanguard REIT ETF 922908553 1,139 10,510 SH   SOLE   0 0 10,510
Vanguard Short Term Bond Index ETF 921937827 2,079 26,692 SH   SOLE   0 0 26,692
Vanguard Total Stock Mkt ETF 922908769 254 1,115 SH   SOLE   0 0 1,115
Verizon Communications COM 92343V104 997 19,580 SH   SOLE   0 0 19,580
Vgd Consumer Discretionary ETF 92204A108 301 985 SH   SOLE   0 0 985
Vgd Int Term Bond Index Fund ETF 921937819 3,037 37,086 SH   SOLE   0 0 37,086
Visa Inc COM 92826C839 1,082 4,880 SH   SOLE   0 0 4,880
Walmart Inc COM 931142103 637 4,275 SH   SOLE   0 0 4,275
Waste Management Inc COM 94106L109 1,727 10,895 SH   SOLE   0 0 10,895
WEC Energy Group COM 92939U106 215 2,150 SH   SOLE   0 0 2,150
WideOpenWest Inc COM 96758W101 2,211 126,754 SH   SOLE   0 0 126,754
YUM Brands Inc COM 988498101 785 6,620 SH   SOLE   0 0 6,620
Zoetis Inc COM 98978V103 2,240 11,875 SH   SOLE   0 0 11,875