The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 244,521 2,145 SH   OTR   0 0 2,145
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 386,003 1,955 SH   OTR   0 0 1,955
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 281,560 1,698 SH   OTR   0 0 1,698
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 298,397 1,785 SH   OTR   0 0 1,785
ALPS ETF TR ALERIAN MLP 00162Q452 BBG001TBMNT5 1,920,798 40,755 SH   OTR   0 0 40,755
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 255,117 4,998 SH   OTR   0 0 4,998
AMAZON COM INC COM 023135106 BBG001S5PQL7 340,798 1,829 SH   OTR   0 0 1,829
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 487,217 4,749 SH   OTR   0 0 4,749
AMGEN INC COM 031162100 BBG001S5NNL6 595,541 1,848 SH   OTR   0 0 1,848
APPLE INC COM 037833100 BBG001S5N8V8 7,824,322 33,581 SH   OTR   0 0 33,581
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG001SB80N8 312,167 4,007 SH   OTR   0 0 4,007
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 588,020 14,819 SH   OTR   0 0 14,819
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 691,180 1 SH   OTR   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 227,829 495 SH   OTR   0 0 495
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 549,604 10,622 SH   OTR   0 0 10,622
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 629,642 4,275 SH   OTR   0 0 4,275
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 287,447 997 SH   OTR   0 0 997
CISCO SYS INC COM 17275R102 BBG001S6HC62 8,036,187 150,999 SH   OTR   0 0 150,999
CONSTELLATION BRANDS INC CL A 21036P108 BBG001SD31G5 253,156 982 SH   OTR   0 0 982
CORNING INC COM 219350105 BBG001S5RLH1 248,894 5,513 SH   OTR   0 0 5,513
CSX CORP COM 126408103 BBG001S5Q7Q3 411,483 11,917 SH   OTR   0 0 11,917
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 695,658 24,721 SH   OTR   0 0 24,721
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 BBG01254JDW6 953,420 19,971 SH   OTR   0 0 19,971
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 489,090 14,263 SH   OTR   0 0 14,263
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 BBG01J9W24S6 1,102,943 17,380 SH   OTR   0 0 17,380
EASTERLY GOVT PPTYS INC COM 27616P103 BBG007SV91T2 250,841 18,471 SH   OTR   0 0 18,471
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 206,450 7,092 SH   OTR   0 0 7,092
ETF SER SOLUTIONS DISTILLATE US 26922A321 BBG00MC56321 831,370 14,655 SH   OTR   0 0 14,655
EVERSOURCE ENERGY COM 30040W108 BBG001S5TRL1 368,140 5,410 SH   OTR   0 0 5,410
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 747,419 6,376 SH   OTR   0 0 6,376
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 BBG00DR7RGF5 2,000,933 39,505 SH   OTR   0 0 39,505
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 BBG005FHVV56 4,400,819 60,451 SH   OTR   0 0 60,451
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 1,933,858 41,226 SH   OTR   0 0 41,226
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 BBG0043NRZR1 416,327 23,001 SH   OTR   0 0 23,001
FIRST TR EXCHANGE TRADED FD GROWTH STRENGTH 33733E823 BBG01B34NPM7 536,468 17,183 SH   OTR   0 0 17,183
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 BBG00393GRN5 335,053 4,173 SH   OTR   0 0 4,173
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 BBG0034YTRP6 13,728,456 408,585 SH   OTR   0 0 408,585
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102 BBG00J3TCS97 412,285 11,333 SH   OTR   0 0 11,333
FISERV INC COM 337738108 BBG001S5R6Q4 2,875,478 16,006 SH   OTR   0 0 16,006
FLEXSHARES TR MORNSTAR UPSTR 33939L407 BBG00243P8S9 13,100,817 317,596 SH   OTR   0 0 317,596
FORD MTR CO COM 345370860 BBG001S5TZ33 133,817 12,672 SH   OTR   0 0 12,672
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109 BBG001SMK666 48,916 11,429 SH   OTR   0 0 11,429
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 216,768 717 SH   OTR   0 0 717
GENERAL MLS INC COM 370334104 BBG001S5RKR2 530,987 7,190 SH   OTR   0 0 7,190
GLOBAL X FDS GBL X FTSE ETF 37950E648 BBG001V0GHG0 1,124,673 64,930 SH   OTR   0 0 64,930
GLOBAL X FDS GLBL X MLP ETF 37954Y343 BBG002WKD6P0 7,992,240 166,576 SH   OTR   0 0 166,576
GSK PLC SPONSORED ADR 37733W204 BBG001SD6SM6 765,260 18,720 SH   OTR   0 0 18,720
HP INC COM 40434L105 BBG001S6W7N7 279,035 7,720 SH   OTR   0 0 7,720
INVESCO EXCHANGE TRADED FD T DJ INDL AVG DV 46137V605 BBG00KJR1NC0 16,077,965 305,723 SH   OTR   0 0 305,723
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 642,225 6,136 SH   OTR   0 0 6,136
ISHARES INC MSCI GBL ETF NEW 46434G848 BBG002GKR9K2 3,181,437 73,627 SH   OTR   0 0 73,627
ISHARES INC MSCI GERMANY ETF 464286806 BBG001S8SJC4 899,385 26,578 SH   OTR   0 0 26,578
ISHARES INC MSCI JPN ETF NEW 46434G822 BBG001S8SYN9 294,217 4,113 SH   OTR   0 0 4,113
ISHARES INC MSCI SINGPOR ETF 46434G780 BBG001S8SYS4 1,782,293 80,465 SH   OTR   0 0 80,465
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 1,412,803 16,991 SH   OTR   0 0 16,991
ISHARES TR EUROPE ETF 464287861 BBG001SFGXD9 4,625,173 79,375 SH   OTR   0 0 79,375
ISHARES TR GLOB HLTHCRE ETF 464287325 BBG001SJX8Q3 538,313 5,484 SH   OTR   0 0 5,484
ISHARES TR MORTGE REL ETF 46435G342 BBG001ST7GB8 3,357,588 141,491 SH   OTR   0 0 141,491
ISHARES TR MSCI JP VALUE 46435U374 BBG00NJ3YBX4 228,598 6,923 SH   OTR   0 0 6,923
ISHARES TR MSCI UK ETF NEW 46435G334 BBG001S8SYX8 1,255,996 33,574 SH   OTR   0 0 33,574
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 589,661 17,745 SH   OTR   0 0 17,745
JAPAN SMALLER CAPITALIZATION COM 47109U104 BBG001S6JF54 1,609,766 194,668 SH   OTR   0 0 194,668
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 7,392,261 45,614 SH   OTR   0 0 45,614
LABCORP HOLDINGS INC COM SHS 504922105 BBG01MMT6PQ2 616,758 2,760 SH   OTR   0 0 2,760
LIFEMD INC COM 53216B104 BBG001S5Z6Z5 934,654 178,369 SH   OTR   0 0 178,369
MANULIFE FINL CORP COM 56501R106 BBG001S76KD6 4,551,703 154,034 SH   OTR   0 0 154,034
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 481,999 5,354 SH   OTR   0 0 5,354
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,463,714 12,889 SH   OTR   0 0 12,889
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 219,427 383 SH   OTR   0 0 383
MICROSOFT CORP COM 594918104 BBG001S5TD05 348,790 811 SH   OTR   0 0 811
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 BBG001SMCTP4 75,736 18,119 SH   OTR   0 0 18,119
NATIONAL GRID PLC SPONSORED ADR NE 636274409 BBG001SD9VH2 521,634 7,487 SH   OTR   0 0 7,487
NB BANCORP INC COM 63945M107 BBG01KS1NKX5 185,600 10,000 SH   OTR   0 0 10,000
NEWMONT CORP COM 651639106 BBG001S5TKX3 269,342 5,039 SH   OTR   0 0 5,039
NOVARTIS AG SPONSORED ADR 66987V109 BBG001SF5LW6 243,758 2,119 SH   OTR   0 0 2,119
NUVEEN AMT FREE QLTY MUN INC COM 670657105 BBG001SKQWJ3 5,556,067 461,283 SH   OTR   0 0 461,283
NUVEEN QUALITY MUNCP INCOME COM 67066V101 BBG001SCTFM1 454,446 36,486 SH   OTR   0 0 36,486
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 378,992 3,121 SH   OTR   0 0 3,121
PEPSICO INC COM 713448108 BBG001S695T1 387,200 2,277 SH   OTR   0 0 2,277
PFIZER INC COM 717081103 BBG001S5V466 5,734,455 198,149 SH   OTR   0 0 198,149
PHILLIPS 66 COM 718546104 BBG00286S4P7 1,176,103 8,947 SH   OTR   0 0 8,947
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 725,532 4,189 SH   OTR   0 0 4,189
QUALCOMM INC COM 747525103 BBG001S6VS70 965,409 5,677 SH   OTR   0 0 5,677
RING ENERGY INC COM 76680V108 BBG001SNHQJ0 16,000 10,000 SH   OTR   0 0 10,000
RIO TINTO PLC SPONSORED ADR 767204100 BBG001SB0LX9 315,519 4,433 SH   OTR   0 0 4,433
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 6,606,416 54,526 SH   OTR   0 0 54,526
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 BBG0051K49J8 27,469,034 735,054 SH   OTR   0 0 735,054
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 4,025,626 47,624 SH   OTR   0 0 47,624
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 482,077 5,968 SH   OTR   0 0 5,968
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 1,355,225 20,549 SH   OTR   0 0 20,549
SIMON PPTY GROUP INC NEW COM 828806109 BBG001S77WM9 234,567 1,388 SH   OTR   0 0 1,388
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 6,752,887 27,783 SH   OTR   0 0 27,783
SPDR SER TR ICE PFD SEC ETF 78464A292 BBG001T5L3N9 8,663,366 242,944 SH   OTR   0 0 242,944
SPDR SER TR PRTFLO S&P500 HI 78468R788 BBG00B6WD879 14,897,565 326,343 SH   OTR   0 0 326,343
SPROTT ETF TRUST GOLD MINERS ETF 85210B102 BBG006T1GQZ9 247,375 7,985 SH   OTR   0 0 7,985
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 BBG0084H8485 9,060,853 218,861 SH   OTR   0 0 218,861
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 233,138 673 SH   OTR   0 0 673
TOTALENERGIES SE SPONSORED ADS 89151E109 BBG001S6WYD9 4,143,525 64,121 SH   OTR   0 0 64,121
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 319,862 4,924 SH   OTR   0 0 4,924
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 322,928 552 SH   OTR   0 0 552
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700 BBG001SPSH76 4,403,330 58,314 SH   OTR   0 0 58,314
VANECK ETF TRUST GOLD MINERS ETF 92189F106 BBG001SR42Z0 22,283,884 559,609 SH   OTR   0 0 559,609
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 4,829,895 24,056 SH   OTR   0 0 24,056
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 1,016,830 5,825 SH   OTR   0 0 5,825
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 10,008,143 209,157 SH   OTR   0 0 209,157
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 7,224,267 60,353 SH   OTR   0 0 60,353
VANGUARD MALVERN FDS CORE BD ETF 922020748 BBG01KH0XWG1 1,325,863 16,743 SH   OTR   0 0 16,743
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 301,395 6,112 SH   OTR   0 0 6,112
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 251,895 4,928 SH   OTR   0 0 4,928
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 3,897,933 73,811 SH   OTR   0 0 73,811
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 785,642 6,128 SH   OTR   0 0 6,128
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 1,109,847 12,572 SH   OTR   0 0 12,572
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 28,141,926 383,300 SH   OTR   0 0 383,300
WISDOMTREE TR JP SMALLCP DIV 97717W836 BBG001SHL7C7 6,085,920 75,452 SH   OTR   0 0 75,452