X0306 5 2022-12-31 0 1 0001631596 KKR Real Estate Finance Trust Inc. KREF 0001704701 Lee Christen E.J. C/O KKR REAL ESTATE FINANCE TRUST INC. 30 HUDSON YARDS, SUITE 7500 NEW YORK NY 10001 true Common Stock 2022-10-01 4 F 0 35263 16.25 D 263281.07 D Common Stock 3730 I See footnote Common Stock 5000 I See footnote Reflects shares withheld to satisfy the Reporting Person's tax liability in connection with the vesting of restricted stock units. Held by the Reporting Person's spouse. Held by the Reporting Person's children. Pursuant to Rule 16a-1(a)(4) under the Securities Exchange Act of 1934, as amended, the Reporting Person states that this filing shall not be an admission that the Reporting Person is the beneficial owner of any of the securities reported herein as indirectly owned, and the Reporting Person disclaims beneficial ownership of such securities except to the extent of the Reporting Person's pecuniary interest therein. /s/ Vincent J. Napolitano, as Attorney-in-Fact 2023-01-27