The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 283,451 2,593 SH   SOLE   0 0 2,593
ABBOTT LABS COM 002824100 BBG001S5N9M6 751,247 6,825 SH   SOLE   0 0 6,825
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,330,421 8,585 SH   SOLE   0 0 8,585
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 280,377 799 SH   SOLE   0 0 799
ADOBE INC COM 00724F101 BBG001S5NCQ5 670,578 1,124 SH   SOLE   0 0 1,124
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 BBG006G2JWB1 439,249 5,667 SH   SOLE   0 0 5,667
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 9,884,465 70,760 SH   SOLE   0 0 70,760
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 14,120,644 100,196 SH   SOLE   0 0 100,196
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 210,978 5,230 SH   SOLE   0 0 5,230
AMAZON COM INC COM 023135106 BBG001S5PQL7 12,314,281 81,047 SH   SOLE   0 0 81,047
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 3,727,981 19,899 SH   SOLE   0 0 19,899
AMGEN INC COM 031162100 BBG001S5NNL6 458,815 1,593 SH   SOLE   0 0 1,593
APPLE INC COM 037833100 BBG001S5N8V8 31,827,811 165,313 SH   SOLE   0 0 165,313
ARCH CAP GROUP LTD ORD G0450A105 BBG001S9HZ74 8,564,446 115,315 SH   SOLE   0 0 115,315
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG001SB80N8 386,656 5,741 SH   SOLE   0 0 5,741
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 3,709,768 15,924 SH   SOLE   0 0 15,924
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 343,736 10,209 SH   SOLE   0 0 10,209
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 273,312 5,251 SH   SOLE   0 0 5,251
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 417,126 1,711 SH   SOLE   0 0 1,711
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 4,341,000 8 SH   SOLE   0 0 8
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 83,656,268 234,555 SH   SOLE   0 0 234,555
BOEING CO COM 097023105 BBG001S5P0V3 244,239 937 SH   SOLE   0 0 937
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 3,940,962 1,111 SH   SOLE   0 0 1,111
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 285,827 5,571 SH   SOLE   0 0 5,571
BROADCOM INC COM 11135F101 BBG00KHY5SY8 270,133 242 SH   SOLE   0 0 242
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 BBG001SR7MB9 6,534,675 31,760 SH   SOLE   0 0 31,760
BROWN FORMAN CORP CL B 115637209 BBG001S5P4H1 3,216,469 56,331 SH   SOLE   0 0 56,331
CATERPILLAR INC COM 149123101 BBG001S5PJ06 782,443 2,646 SH   SOLE   0 0 2,646
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 203,736 1,365 SH   SOLE   0 0 1,365
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 234,362 1,037 SH   SOLE   0 0 1,037
CLOROX CO DEL COM 189054109 BBG001S5PX50 554,981 3,893 SH   SOLE   0 0 3,893
COCA COLA CO COM 191216100 BBG001S5SMQ8 2,105,865 35,735 SH   SOLE   0 0 35,735
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 424,186 9,674 SH   SOLE   0 0 9,674
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 14,116,127 21,386 SH   SOLE   0 0 21,386
CSX CORP COM 126408103 BBG001S5Q7Q3 908,019 26,190 SH   SOLE   0 0 26,190
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 1,274,883 16,145 SH   SOLE   0 0 16,145
D R HORTON INC COM 23331A109 BBG001S8M692 302,136 1,988 SH   SOLE   0 0 1,988
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 218,154 943 SH   SOLE   0 0 943
DECKERS OUTDOOR CORP COM 243537107 BBG001S7GXB9 254,003 380 SH   SOLE   0 0 380
DISNEY WALT CO COM 254687106 BBG001S5QHF3 2,670,688 29,579 SH   SOLE   0 0 29,579
ECOLAB INC COM 278865100 BBG001S5QRB5 4,962,503 25,019 SH   SOLE   0 0 25,019
ELI LILLY & CO COM 532457108 BBG001S5STL8 632,468 1,085 SH   SOLE   0 0 1,085
ESCALADE INC COM 296056104 BBG001S5QY11 1,335,985 66,500 SH   SOLE   0 0 66,500
EXACT SCIENCES CORP COM 30063P105 BBG001SGCLB9 356,658 4,821 SH   SOLE   0 0 4,821
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 840,332 8,405 SH   SOLE   0 0 8,405
F5 INC COM 315616102 BBG001SCP8D1 1,794,274 10,025 SH   SOLE   0 0 10,025
FEDEX CORP COM 31428X106 BBG001S5R3M5 306,093 1,210 SH   SOLE   0 0 1,210
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 459,341 3,599 SH   SOLE   0 0 3,599
GENERAL MLS INC COM 370334104 BBG001S5RKR2 250,290 3,842 SH   SOLE   0 0 3,842
GOLUB CAP BDC INC COM 38173M102 BBG001T63BY7 325,224 21,538 SH   SOLE   0 0 21,538
HERSHEY CO COM 427866108 BBG001S5S148 298,677 1,602 SH   SOLE   0 0 1,602
HOME DEPOT INC COM 437076102 BBG001S5RTW7 2,120,149 6,118 SH   SOLE   0 0 6,118
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 434,729 2,073 SH   SOLE   0 0 2,073
INGERSOLL RAND INC COM 45687V106 BBG002R1CW36 203,946 2,637 SH   SOLE   0 0 2,637
INTEL CORP COM 458140100 BBG001S5SF65 1,609,303 32,026 SH   SOLE   0 0 32,026
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 862,067 2,105 SH   SOLE   0 0 2,105
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 1,249,238 23,486 SH   SOLE   0 0 23,486
ISHARES TR IBONDS 24 TRM HG 46435U184 BBG00P3CTJ01 487,248 20,993 SH   SOLE   0 0 20,993
ISHARES TR IBONDS 27 ETF 46435UAA9 BBG00HPLJP02 1,037,366 43,350 PRN   SOLE   0 0 43,350
ISHARES TR IBONDS DEC2026 46435GAA0 BBG00DST7FD2 3,596,831 150,495 PRN   SOLE   0 0 150,495
ISHARES TR IBONDS DEC24 ETF 46434VBG4 BBG0088JX0B3 6,265,613 251,530 PRN   SOLE   0 0 251,530
ISHARES TR IBONDS DEC25 ETF 46434VBD1 BBG0088JX9H8 5,416,878 218,775 PRN   SOLE   0 0 218,775
ISHARES TR ISHARES BIOTECH 464287556 BBG001SGYSW7 403,546 2,971 SH   SOLE   0 0 2,971
ISHARES TR MODERT ALLOC ETF 464289875 BBG001T3YV21 830,084 19,997 SH   SOLE   0 0 19,997
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 572,585 7,599 SH   SOLE   0 0 7,599
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 415,944 1,586 SH   SOLE   0 0 1,586
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 6,091,469 20,093 SH   SOLE   0 0 20,093
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 1,084,673 6,564 SH   SOLE   0 0 6,564
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 226,005 1,455 SH   SOLE   0 0 1,455
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 370,181 3,158 SH   SOLE   0 0 3,158
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 6,528,996 41,655 SH   SOLE   0 0 41,655
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 587,059 3,451 SH   SOLE   0 0 3,451
KELLANOVA COM 487836108 BBG001S5SJL0 246,284 4,405 SH   SOLE   0 0 4,405
KENVUE INC COM 49177J102 BBG01C79X614 314,673 14,616 SH   SOLE   0 0 14,616
LAM RESEARCH CORP COM 512807108 BBG001S5SW40 266,308 340 SH   SOLE   0 0 340
LOWES COS INC COM 548661107 BBG001S5SVL3 426,852 1,918 SH   SOLE   0 0 1,918
MARKEL GROUP INC COM 570535104 BBG001S9ZK95 2,041,816 1,438 SH   SOLE   0 0 1,438
MARRIOTT INTL INC NEW CL A 571903202 BBG001S78K44 380,210 1,686 SH   SOLE   0 0 1,686
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 261,450 613 SH   SOLE   0 0 613
MCDONALDS CORP COM 580135101 BBG001S5T110 1,955,952 6,597 SH   SOLE   0 0 6,597
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 212,247 2,576 SH   SOLE   0 0 2,576
MERCK & CO INC COM 58933Y105 BBG001S5TC52 2,614,546 23,982 SH   SOLE   0 0 23,982
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 8,690,426 24,552 SH   SOLE   0 0 24,552
MICROSOFT CORP COM 594918104 BBG001S5TD05 4,115,632 10,945 SH   SOLE   0 0 10,945
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 1,674,378 23,118 SH   SOLE   0 0 23,118
NEW YORK TIMES CO CL A 650111107 BBG001S90X31 218,006 4,450 SH   SOLE   0 0 4,450
NIKE INC CL B 654106103 BBG001S6NTK2 2,119,726 19,524 SH   SOLE   0 0 19,524
NOVARTIS AG SPONSORED ADR 66987V109 BBG001SF5LW6 275,547 2,729 SH   SOLE   0 0 2,729
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 420,937 850 SH   SOLE   0 0 850
OCCIDENTAL PETE CORP COM 674599105 BBG001S5TZG9 336,350 5,633 SH   SOLE   0 0 5,633
ON SEMICONDUCTOR CORP COM 682189105 BBG001SF7RS6 336,876 4,033 SH   SOLE   0 0 4,033
OPKO HEALTH INC COM 68375N103 BBG001SD4254 41,955 27,785 SH   SOLE   0 0 27,785
ORACLE CORP COM 68389X105 BBG001S5SJG6 641,225 6,082 SH   SOLE   0 0 6,082
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 1,791,146 29,167 SH   SOLE   0 0 29,167
PEPSICO INC COM 713448108 BBG001S695T1 3,361,418 19,792 SH   SOLE   0 0 19,792
PFIZER INC COM 717081103 BBG001S5V466 515,151 17,893 SH   SOLE   0 0 17,893
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 268,034 2,849 SH   SOLE   0 0 2,849
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 2,049,539 13,986 SH   SOLE   0 0 13,986
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 415,633 6,797 SH   SOLE   0 0 6,797
REKOR SYSTEMS INC COM 759419104 BBG00GX2L937 230,979 69,363 SH   SOLE   0 0 69,363
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 839,886 9,982 SH   SOLE   0 0 9,982
SALESFORCE INC COM 79466L302 BBG001SDLP09 1,802,772 6,851 SH   SOLE   0 0 6,851
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 3,926,951 51,582 SH   SOLE   0 0 51,582
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 341,856 2,999 SH   SOLE   0 0 2,999
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,934,987 4,071 SH   SOLE   0 0 4,071
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 30,055,076 328,866 SH   SOLE   0 0 328,866
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 301,860 5,400 SH   SOLE   0 0 5,400
STARBUCKS CORP COM 855244109 BBG001S72KH6 6,605,362 68,798 SH   SOLE   0 0 68,798
STRYKER CORPORATION COM 863667101 BBG001S8FR03 1,888,095 6,305 SH   SOLE   0 0 6,305
SYSCO CORP COM 871829107 BBG001S5WJS8 204,764 2,800 SH   SOLE   0 0 2,800
TESLA INC COM 88160R101 BBG001SQKGD7 267,364 1,076 SH   SOLE   0 0 1,076
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 336,882 1,125 SH   SOLE   0 0 1,125
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 320,066 603 SH   SOLE   0 0 603
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 513,860 2,107 SH   SOLE   0 0 2,107
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 915,090 18,876 SH   SOLE   0 0 18,876
UNION PAC CORP COM 907818108 BBG001S5X2M0 3,502,950 14,261 SH   SOLE   0 0 14,261
UNITED GUARDIAN INC COM 910571108 BBG001S6DYH6 98,446 13,673 SH   SOLE   0 0 13,673
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 912,136 5,801 SH   SOLE   0 0 5,801
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 331,149 629 SH   SOLE   0 0 629
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 BBG001TC6MR5 324,618 3,273 SH   SOLE   0 0 3,273
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 562,997 7,371 SH   SOLE   0 0 7,371
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 3,502,498 45,475 SH   SOLE   0 0 45,475
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 323,086 1,965 SH   SOLE   0 0 1,965
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 5,184,468 16,676 SH   SOLE   0 0 16,676
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 11,489,690 26,304 SH   SOLE   0 0 26,304
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 669,482 3,138 SH   SOLE   0 0 3,138
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 41,926,776 176,741 SH   SOLE   0 0 176,741
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 7,127,119 47,673 SH   SOLE   0 0 47,673
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 2,217,604 39,501 SH   SOLE   0 0 39,501
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 3,841,855 37,343 SH   SOLE   0 0 37,343
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 2,071,341 43,616 SH   SOLE   0 0 43,616
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1,516,500 29,706 SH   SOLE   0 0 29,706
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 6,459,741 37,910 SH   SOLE   0 0 37,910
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 3,231,899 55,761 SH   SOLE   0 0 55,761
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 2,099,316 18,806 SH   SOLE   0 0 18,806
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 BBG001SHVR41 1,029,174 5,389 SH   SOLE   0 0 5,389
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 1,593,040 6,354 SH   SOLE   0 0 6,354
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 BBG001SHVTX5 724,774 3,288 SH   SOLE   0 0 3,288
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 263,780 545 SH   SOLE   0 0 545
VANGUARD WORLD FDS UTILITIES ETF 92204A876 BBG001SHVTP4 400,244 2,920 SH   SOLE   0 0 2,920
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 468,828 12,436 SH   SOLE   0 0 12,436
VISA INC COM CL A 92826C839 BBG001SRCFY3 675,608 2,595 SH   SOLE   0 0 2,595
WALMART INC COM 931142103 BBG001S5XH92 2,794,619 17,727 SH   SOLE   0 0 17,727
WHEELS UP EXPERIENCE INC COM CL A 96328L205 BBG00XTV85M3 39,476 11,509 SH   SOLE   0 0 11,509