The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 908 5,884 SH   SOLE   5,884 0 0
ABBOTT LABS COM 002824100 506 10,315 SH   SOLE   10,315 0 0
ABBVIE INC COM 00287Y109 649 9,665 SH   SOLE   9,665 0 0
ALLIANCEBERNSTEIN GBL HGH IN COM 01879R106 153 12,750 SH   SOLE   12,750 0 0
ALLIANCEBERNSTEIN INCOME FUN COM 01881E101 255 34,300 SH   SOLE   34,300 0 0
ALTRIA GROUP INC COM 02209S103 535 11,092 SH   SOLE   11,092 0 0
AMAZON COM INC COM 023135106 831 1,915 SH   SOLE   1,915 0 0
AMERICAN CAMPUS CMNTYS INC COM 024835100 259 6,880 SH   SOLE   6,880 0 0
AMERICAN EXPRESS CO COM 025816109 1,580 20,330 SH   SOLE   20,330 0 0
AMGEN INC COM 031162100 418 2,720 SH   SOLE   2,720 0 0
APPLE INC COM 037833100 3,074 24,507 SH   SOLE   24,507 0 0
ARCH CAP GROUP LTD ORD G0450A105 2,575 38,450 SH   SOLE   38,450 0 0
ASHLAND INC NEW COM 044209104 209 1,714 SH   SOLE   1,714 0 0
AT&T INC COM 00206R102 477 13,434 SH   SOLE   13,434 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,481 18,468 SH   SOLE   18,468 0 0
BANK AMER CORP COM 060505104 171 10,019 SH   SOLE   10,019 0 0
BANK NEW YORK MELLON CORP COM 064058100 964 22,969 SH   SOLE   22,969 0 0
BECTON DICKINSON & CO COM 075887109 413 2,915 SH   SOLE   2,915 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,458 12 SH   SOLE   12 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 28,283 207,837 SH   SOLE   207,837 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 246 3,691 SH   SOLE   3,691 0 0
BROWN FORMAN CORP CL B 115637209 2,023 20,202 SH   SOLE   20,202 0 0
CATERPILLAR INC DEL COM 149123101 351 4,135 SH   SOLE   4,135 0 0
CDK GLOBAL INC COM 12508E101 331 6,124 SH   SOLE   6,124 0 0
CELGENE CORP COM 151020104 255 2,200 SH   SOLE   2,200 0 0
CHEVRON CORP NEW COM 166764100 488 5,059 SH   SOLE   5,059 0 0
CITIGROUP INC COM NEW 172967424 309 8,099 SH   SOLE   8,099 0 0
CLOROX CO DEL COM 189054109 600 5,772 SH   SOLE   5,772 0 0
COCA COLA CO COM 191216100 2,592 66,061 SH   SOLE   66,061 0 0
COLGATE PALMOLIVE CO COM 194162103 309 4,726 SH   SOLE   4,726 0 0
CONSOLIDATED EDISON INC COM 209115104 336 5,800 SH   SOLE   5,800 0 0
COSTCO WHSL CORP NEW COM 22160K105 3,471 25,703 SH   SOLE   25,703 0 0
CSX CORP COM 126408103 293 8,967 SH   SOLE   8,967 0 0
CVS HEALTH CORP COM 126650100 1,997 19,044 SH   SOLE   19,044 0 0
DAVITA HEALTHCARE PARTNERS I COM 23918K108 929 11,700 SH   SOLE   11,700 0 0
DISNEY WALT CO COM DISNEY 254687106 1,480 12,963 SH   SOLE   12,963 0 0
DUNKIN BRANDS GROUP INC COM 265504100 821 14,925 SH   SOLE   14,925 0 0
EXPEDITORS INTL WASH INC COM 302130109 706 15,319 SH   SOLE   15,319 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 212 2,386 SH   SOLE   2,386 0 0
EXXON MOBIL CORP COM 30231G102 3,071 37,037 SH   SOLE   37,037 0 0
FACEBOOK INC CL A 30303M102 940 10,955 SH   SOLE   10,955 0 0
FLEETCOR TECHNOLOGIES INC COM 339041105 761 4,875 SH   SOLE   4,875 0 0
GENERAL ELECTRIC CO COM 369604103 1,973 74,407 SH   SOLE   74,407 0 0
GENERAL MLS INC COM 370334104 908 16,698 SH   SOLE   16,698 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 211 7,010 SH   SOLE   7,010 0 0
GOOGLE INC CL A 38259P508 1,820 3,389 SH   SOLE   3,389 0 0
GOOGLE INC CL C 38259P706 1,332 2,559 SH   SOLE   2,559 0 0
HERSHEY CO COM 427866108 295 3,325 SH   SOLE   3,325 0 0
HOME DEPOT INC COM 437076102 637 5,728 SH   SOLE   5,728 0 0
HONEYWELL INTL INC COM 438516106 261 2,559 SH   SOLE   2,559 0 0
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101 219 2,520 SH   SOLE   2,520 0 0
INGERSOLL-RAND PLC SHS G47791101 232 3,447 SH   SOLE   3,447 0 0
INTEL CORP COM 458140100 1,302 42,802 SH   SOLE   42,802 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 874 5,374 SH   SOLE   5,374 0 0
ISHARES MSCI EURZONE ETF 464286608 475 12,650 SH   SOLE   12,650 0 0
ISHARES TR SELECT DIVID ETF 464287168 588 7,823 SH   SOLE   7,823 0 0
JOHNSON & JOHNSON COM 478160104 3,823 39,228 SH   SOLE   39,228 0 0
JPMORGAN CHASE & CO COM 46625H100 219 3,237 SH   SOLE   3,237 0 0
KINDER MORGAN INC DEL COM 49456B101 240 6,254 SH   SOLE   6,254 0 0
KRAFT FOODS GROUP INC COM 50076Q106 552 6,480 SH   SOLE   6,480 0 0
LOEWS CORP COM 540424108 231 6,000 SH   SOLE   6,000 0 0
LOWES COS INC COM 548661107 254 3,790 SH   SOLE   3,790 0 0
MCDONALDS CORP COM 580135101 805 8,572 SH   SOLE   8,572 0 0
MEDTRONIC PLC SHS G5960L103 222 3,001 SH   SOLE   3,001 0 0
MERCK & CO INC NEW COM 58933Y105 695 12,215 SH   SOLE   12,215 0 0
MICROSOFT CORP COM 594918104 208 4,722 SH   SOLE   4,722 0 0
MONDELEZ INTL INC CL A 609207105 1,158 28,152 SH   SOLE   28,152 0 0
NEURALSTEM INC COM 64127R302 28 14,400 SH   SOLE   14,400 0 0
NIKE INC CL B 654106103 296 2,745 SH   SOLE   2,745 0 0
ORACLE CORP COM 68389X105 706 17,513 SH   SOLE   17,513 0 0
PEPSICO INC COM 713448108 2,165 23,197 SH   SOLE   23,197 0 0
PFIZER INC COM 717081103 352 10,512 SH   SOLE   10,512 0 0
PHILIP MORRIS INTL INC COM 718172109 732 9,125 SH   SOLE   9,125 0 0
PIMCO ETF TR TTL RTN ACTV ETF 72201R775 364 3,400 SH   SOLE   3,400 0 0
PROCTER & GAMBLE CO COM 742718109 1,834 23,560 SH   SOLE   23,560 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 972 24,751 SH   SOLE   24,751 0 0
QUALCOMM INC COM 747525103 227 3,630 SH   SOLE   3,630 0 0
RAYTHEON CO COM NEW 755111507 394 4,117 SH   SOLE   4,117 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 558 9,783 SH   SOLE   9,783 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,368 62,156 SH   SOLE   62,156 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 376 5,000 SH   SOLE   5,000 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,051 19,439 SH   SOLE   19,439 0 0
SIRIUS XM HLDGS INC COM 82968B103 116 30,918 SH   SOLE   30,918 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 414 3,684 SH   SOLE   3,684 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 291 1,414 SH   SOLE   1,414 0 0
STARBUCKS CORP COM 855244109 3,188 59,447 SH   SOLE   59,447 0 0
STRYKER CORP COM 863667101 681 7,125 SH   SOLE   7,125 0 0
SYSCO CORP COM 871829107 246 6,833 SH   SOLE   6,833 0 0
UNILEVER N V N Y SHS NEW 904784709 859 20,531 SH   SOLE   20,531 0 0
UNILEVER PLC SPON ADR NEW 904767704 289 6,729 SH   SOLE   6,729 0 0
UNION PAC CORP COM 907818108 703 7,170 SH   SOLE   7,170 0 0
UNITED GUARDIAN INC COM 910571108 808 42,309 SH   SOLE   42,309 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,442 14,878 SH   SOLE   14,878 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 1,092 13,009 SH   SOLE   13,009 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,402 17,484 SH   SOLE   17,484 0 0
VANGUARD INDEX FDS REIT ETF 922908553 442 6,070 SH   SOLE   6,070 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,415 13,222 SH   SOLE   13,222 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,119 18,193 SH   SOLE   18,193 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 878 18,100 SH   SOLE   18,100 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 265 6,485 SH   SOLE   6,485 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 3,333 42,408 SH   SOLE   42,408 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,197 17,783 SH   SOLE   17,783 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 240 2,250 SH   SOLE   2,250 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 721 5,154 SH   SOLE   5,154 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 661 7,350 SH   SOLE   7,350 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 901 19,313 SH   SOLE   19,313 0 0
VIACOM INC NEW CL B 92553P201 704 10,888 SH   SOLE   10,888 0 0
VIOLIN MEMORY INC COM 92763A101 364 148,767 SH   SOLE   148,767 0 0
VORNADO RLTY TR SH BEN INT 929042109 1,307 13,770 SH   SOLE   13,770 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 993 11,755 SH   SOLE   11,755 0 0
WAL-MART STORES INC COM 931142103 1,955 27,561 SH   SOLE   27,561 0 0
WELLS FARGO & CO NEW COM 949746101 1,158 20,599 SH   SOLE   20,599 0 0
WHOLE FOODS MKT INC COM 966837106 1,065 27,005 SH   SOLE   27,005 0 0
ZIX CORP COM 98974P100 62 12,000 SH   SOLE   12,000 0 0