The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q866 9,929 830,153 SH   SOLE 830,153 0 0
AMGEN INC COM 031162100 1,506 8,747 SH   SOLE 8,747 0 0
APPLE INC COM 037833100 1,845 12,811 SH   SOLE 12,811 0 0
AT&T INC COM 00206R102 343 9,103 SH   SOLE 9,103 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,552 15,146 SH   SOLE 15,146 0 0
BECTON DICKINSON & CO COM 075887109 1,435 7,356 SH   SOLE 7,356 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 261 1,542 SH   SOLE 1,542 0 0
CHEVRON CORP NEW COM 166764100 230 2,200 SH   SOLE 2,200 0 0
CLOROX CO DEL COM 189054109 1,627 12,210 SH   SOLE 12,210 0 0
COLGATE PALMOLIVE CO COM 194162103 202 2,719 SH   SOLE 2,719 0 0
DOW CHEM CO COM 260543103 200 3,175 SH   SOLE 3,175 0 0
EXXON MOBIL CORP COM 30231G102 665 8,241 SH   SOLE 8,241 0 0
GENERAL ELECTRIC CO COM 369604103 217 8,034 SH   SOLE 8,034 0 0
ILLINOIS TOOL WKS INC COM 452308109 2,271 15,856 SH   SOLE 15,856 0 0
INTERPUBLIC GROUP COS INC COM 460690100 1,385 56,307 SH   SOLE 56,307 0 0
ISHARES TR TIPS BD ETF 464287176 654 5,766 SH   SOLE 5,766 0 0
ISHARES TR CORE US AGGBD ET 464287226 244 2,225 SH   SOLE 2,225 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 7,205 174,080 SH   SOLE 174,080 0 0
ISHARES TR IBOXX INV CP ETF 464287242 4,161 34,531 SH   SOLE 34,531 0 0
ISHARES TR GLOBAL TECH ETF 464287291 390 2,978 SH   SOLE 2,978 0 0
ISHARES TR MSCI EAFE ETF 464287465 13,738 210,703 SH   SOLE 210,703 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,605 8,354 SH   SOLE 8,354 0 0
ISHARES TR COHEN&STEER REIT 464287564 4,394 43,451 SH   SOLE 43,451 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 562 3,426 SH   SOLE 3,426 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 667 5,727 SH   SOLE 5,727 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 7,083 59,507 SH   SOLE 59,507 0 0
ISHARES TR RUS 1000 ETF 464287622 4,776 35,304 SH   SOLE 35,304 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,046 8,800 SH   SOLE 8,800 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 4,085 24,206 SH   SOLE 24,206 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 7,759 55,056 SH   SOLE 55,056 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,206 20,857 SH   SOLE 20,857 0 0
ISHARES TR IBOXX HI YD ETF 464288513 3,666 41,476 SH   SOLE 41,476 0 0
ISHARES TR INTERM CR BD ETF 464288638 1,555 14,162 SH   SOLE 14,162 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 1,679 15,940 SH   SOLE 15,940 0 0
ISHARES TR U.S. PFD STK ETF 464288687 8,009 204,480 SH   SOLE 204,480 0 0
ISHARES TR US HLTHCR PR ETF 464288828 329 2,217 SH   SOLE 2,217 0 0
ISHARES TR FLTG RATE BD ETF 46429B655 2,410 47,322 SH   SOLE 47,322 0 0
JOHNSON & JOHNSON COM 478160104 3,289 24,863 SH   SOLE 24,863 0 0
MICROSOFT CORP COM 594918104 394 5,720 SH   SOLE 5,720 0 0
PFIZER INC COM 717081103 230 6,856 SH   SOLE 6,856 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 9,269 400,577 SH   SOLE 400,577 0 0
PROCTER AND GAMBLE CO COM 742718109 208 2,392 SH   SOLE 2,392 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 2,243 24,200 SH   SOLE 24,200 0 0
SALESFORCE COM INC COM 79466L302 1,609 18,584 SH   SOLE 18,584 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 701 12,755 SH   SOLE 12,755 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,227 58,973 SH   SOLE 58,973 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 691 5,854 SH   SOLE 5,854 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 6,707 140,643 SH   SOLE 140,643 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,476 14,374 SH   SOLE 14,374 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 16,248 51,156 SH   SOLE 51,156 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 7,744 276,853 SH   SOLE 276,853 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 862 17,526 SH   SOLE 17,526 0 0
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200 436 8,800 SH   SOLE 8,800 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189F361 834 26,990 SH   SOLE 26,990 0 0
VANGUARD INDEX FDS REIT ETF 922908553 712 8,555 SH   SOLE 8,555 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,168 28,608 SH   SOLE 28,608 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,750 96,828 SH   SOLE 96,828 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,333 15,232 SH   SOLE 15,232 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 205 4,956 SH   SOLE 4,956 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 8,873 113,528 SH   SOLE 113,528 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 285 6,391 SH   SOLE 6,391 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 258 2,000 SH   SOLE 2,000 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,340 16,653 SH   SOLE 16,653 0 0