The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q866 9,482 752,576 SH   SOLE 752,576 0 0
APPLE INC COM 037833100 372 3,216 SH   SOLE 3,216 0 0
AT&T INC COM 00206R102 375 8,824 SH   SOLE 8,824 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 243 1,488 SH   SOLE 1,488 0 0
CHEVRON CORP NEW COM 166764100 277 2,353 SH   SOLE 2,353 0 0
EXXON MOBIL CORP COM 30231G102 614 6,798 SH   SOLE 6,798 0 0
GENERAL ELECTRIC CO COM 369604103 245 7,754 SH   SOLE 7,754 0 0
ISHARES TR TIPS BD ETF 464287176 653 5,766 SH   SOLE 5,766 0 0
ISHARES TR CORE US AGGBD ET 464287226 264 2,443 SH   SOLE 2,443 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 6,041 172,562 SH   SOLE 172,562 0 0
ISHARES TR IBOXX INV CP ETF 464287242 4,382 37,397 SH   SOLE 37,397 0 0
ISHARES TR GLOBAL TECH ETF 464287291 327 2,977 SH   SOLE 2,977 0 0
ISHARES TR MSCI EAFE ETF 464287465 11,603 200,979 SH   SOLE 200,979 0 0
ISHARES TR RUS MID-CAP ETF 464287499 1,546 8,643 SH   SOLE 8,643 0 0
ISHARES TR COHEN&STEER REIT 464287564 4,177 41,922 SH   SOLE 41,922 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 552 3,656 SH   SOLE 3,656 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 644 5,747 SH   SOLE 5,747 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 6,524 62,190 SH   SOLE 62,190 0 0
ISHARES TR RUS 1000 ETF 464287622 4,587 36,856 SH   SOLE 36,856 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,108 9,315 SH   SOLE 9,315 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 3,929 25,522 SH   SOLE 25,522 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 7,483 55,494 SH   SOLE 55,494 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,089 21,842 SH   SOLE 21,842 0 0
ISHARES TR IBOXX HI YD ETF 464288513 3,832 44,271 SH   SOLE 44,271 0 0
ISHARES TR INTERM CR BD ETF 464288638 1,462 13,512 SH   SOLE 13,512 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 2,064 19,668 SH   SOLE 19,668 0 0
ISHARES TR U.S. PFD STK ETF 464288687 7,496 201,445 SH   SOLE 201,445 0 0
ISHARES TR USA ESG SLCT ETF 464288802 226 2,459 SH   SOLE 2,459 0 0
ISHARES TR US HLTHCR PR ETF 464288828 337 2,691 SH   SOLE 2,691 0 0
ISHARES TR FLTG RATE BD ETF 46429B655 1,862 36,709 SH   SOLE 36,709 0 0
MICROSOFT CORP COM 594918104 380 6,123 SH   SOLE 6,123 0 0
POWERSHARES ETF TR II GBL CLEAN ENER 73936T615 132 12,700 SH   SOLE 12,700 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 8,515 364,513 SH   SOLE 364,513 0 0
PROCTER AND GAMBLE CO COM 742718109 294 3,500 SH   SOLE 3,500 0 0
PROVIDENT BANCORP INC COM 74383X109 202 11,300 SH   SOLE 11,300 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 2,223 25,653 SH   SOLE 25,653 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 716 13,843 SH   SOLE 13,843 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,382 69,944 SH   SOLE 69,944 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 623 5,680 SH   SOLE 5,680 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 6,793 144,954 SH   SOLE 144,954 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,285 14,696 SH   SOLE 14,696 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 16,050 53,194 SH   SOLE 53,194 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 7,720 278,917 SH   SOLE 278,917 0 0
SPIRIT RLTY CAP INC NEW COM 84860W102 114 10,500 SH   SOLE 10,500 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189F361 572 19,272 SH   SOLE 19,272 0 0
VANGUARD INDEX FDS REIT ETF 922908553 787 9,541 SH   SOLE 9,541 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,083 30,262 SH   SOLE 30,262 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,691 84,303 SH   SOLE 84,303 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,568 18,298 SH   SOLE 18,298 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 8,179 107,951 SH   SOLE 107,951 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 340 6,369 SH   SOLE 6,369 0 0
WISDOMTREE TR SMALLCAP DIVID 97717W604 1,506 18,212 SH   SOLE 18,212 0 0