The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q866 8,943 704,743 SH   SOLE 704,743 0 0
APPLE INC COM 037833100 396 3,506 SH   SOLE 3,506 0 0
AT&T INC COM 00206R102 363 8,949 SH   SOLE 8,949 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 215 1,488 SH   SOLE 1,488 0 0
CHEVRON CORP NEW COM 166764100 251 2,443 SH   SOLE 2,443 0 0
COLGATE PALMOLIVE CO COM 194162103 202 2,719 SH   SOLE 2,719 0 0
EXXON MOBIL CORP COM 30231G102 598 6,848 SH   SOLE 6,848 0 0
GENERAL ELECTRIC CO COM 369604103 228 7,691 SH   SOLE 7,691 0 0
ISHARES TR TIPS BD ETF 464287176 672 5,766 SH   SOLE 5,766 0 0
ISHARES TR CORE US AGGBD ET 464287226 284 2,527 SH   SOLE 2,527 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 6,530 174,354 SH   SOLE 174,354 0 0
ISHARES TR IBOXX INV CP ETF 464287242 7,288 59,164 SH   SOLE 59,164 0 0
ISHARES TR GLOBAL TECH ETF 464287291 329 2,975 SH   SOLE 2,975 0 0
ISHARES TR MSCI EAFE ETF 464287465 11,906 201,345 SH   SOLE 201,345 0 0
ISHARES TR RUS MID-CAP ETF 464287499 1,565 8,976 SH   SOLE 8,976 0 0
ISHARES TR COHEN&STEER REIT 464287564 4,479 42,694 SH   SOLE 42,694 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 542 3,686 SH   SOLE 3,686 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 617 5,838 SH   SOLE 5,838 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 6,528 62,667 SH   SOLE 62,667 0 0
ISHARES TR RUS 1000 ETF 464287622 4,793 39,788 SH   SOLE 39,788 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,027 9,805 SH   SOLE 9,805 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 3,840 25,789 SH   SOLE 25,789 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 7,231 58,216 SH   SOLE 58,216 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,140 21,757 SH   SOLE 21,757 0 0
ISHARES TR IBOXX HI YD ETF 464288513 6,526 74,790 SH   SOLE 74,790 0 0
ISHARES TR INTERM CR BD ETF 464288638 1,292 11,599 SH   SOLE 11,599 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 1,991 18,821 SH   SOLE 18,821 0 0
ISHARES TR U.S. PFD STK ETF 464288687 7,984 202,124 SH   SOLE 202,124 0 0
ISHARES TR USA ESG SLCT ETF 464288802 224 2,459 SH   SOLE 2,459 0 0
ISHARES TR US HLTHCR PR ETF 464288828 336 2,711 SH   SOLE 2,711 0 0
ISHARES TR FLTG RATE BD ETF 46429B655 1,263 24,878 SH   SOLE 24,878 0 0
MICROSOFT CORP COM 594918104 348 6,040 SH   SOLE 6,040 0 0
PFIZER INC COM 717081103 207 6,117 SH   SOLE 6,117 0 0
POWERSHARES ETF TR II GBL CLEAN ENER 73936T615 141 12,700 SH   SOLE 12,700 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 6,385 275,102 SH   SOLE 275,102 0 0
PROVIDENT BANCORP INC COM 74383X109 176 11,300 SH   SOLE 11,300 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 2,217 26,520 SH   SOLE 26,520 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 740 13,914 SH   SOLE 13,914 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,618 75,731 SH   SOLE 75,731 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 714 5,680 SH   SOLE 5,680 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 7,304 146,616 SH   SOLE 146,616 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,360 15,535 SH   SOLE 15,535 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 15,456 54,756 SH   SOLE 54,756 0 0
SPDR SER TR SHT TRM HGH YLD 78468R408 5,826 210,396 SH   SOLE 210,396 0 0
SPIRIT RLTY CAP INC NEW COM 84860W102 160 12,000 SH   SOLE 12,000 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189F361 616 19,097 SH   SOLE 19,097 0 0
VANGUARD INDEX FDS REIT ETF 922908553 853 9,832 SH   SOLE 9,832 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,143 30,385 SH   SOLE 30,385 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,470 43,080 SH   SOLE 43,080 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,200 24,561 SH   SOLE 24,561 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 7,740 107,294 SH   SOLE 107,294 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 331 6,369 SH   SOLE 6,369 0 0
WISDOMTREE TR SMALLCAP DIVID 97717W604 1,436 19,091 SH   SOLE 19,091 0 0