The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   2,681,810 18,261 SH   SOLE   0 0 18,261
ABBOTT LABS COM 002824100   1,717,120 12,945 SH   SOLE   0 0 12,945
ALPHABET INC CAP STK CL A 02079K305   2,405,613 15,552 SH   SOLE   0 0 15,552
AMAZON COM INC COM 023135106   247,338 1,300 SH   SOLE   0 0 1,300
APPLE INC COM 037833100   3,272,505 14,732 SH   SOLE   0 0 14,732
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,283,032 13,675 SH   SOLE   0 0 13,675
BLACKROCK INC COM 09290D101   3,112,026 3,288 SH   SOLE   0 0 3,288
BLACKSTONE INC COM 09260D107   6,717,407 48,057 SH   SOLE   0 0 48,057
BOEING CO COM 097023105   1,009,613 5,920 SH   SOLE   0 0 5,920
BROADCOM INC COM 11135F101   2,819,521 16,840 SH   SOLE   0 0 16,840
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   208,083 6,985 SH   SOLE   0 0 6,985
CATERPILLAR INC COM 149123101   1,246,644 3,780 SH   SOLE   0 0 3,780
CHEVRON CORP NEW COM 166764100   3,251,733 19,438 SH   SOLE   0 0 19,438
CONSTELLATION BRANDS INC CL A 21036P108   633,144 3,450 SH   SOLE   0 0 3,450
CVS HEALTH CORP COM 126650100   2,058,022 30,377 SH   SOLE   0 0 30,377
DEERE & CO COM 244199105   3,094,310 6,593 SH   SOLE   0 0 6,593
DIAGEO PLC SPON ADR NEW 25243Q205   2,971,097 28,353 SH   SOLE   0 0 28,353
DISNEY WALT CO COM 254687106   2,110,787 21,386 SH   SOLE   0 0 21,386
EATON CORP PLC SHS G29183103   4,368,036 16,069 SH   SOLE   0 0 16,069
EMERSON ELEC CO COM 291011104   831,619 7,585 SH   SOLE   0 0 7,585
ENBRIDGE INC COM 29250N105   3,690,358 83,285 SH   SOLE   0 0 83,285
ENTERPRISE PRODS PARTNERS L COM 293792107   1,983,823 58,108 SH   SOLE   0 0 58,108
EXXON MOBIL CORP COM 30231G102   2,701,398 22,714 SH   SOLE   0 0 22,714
FEDEX CORP COM 31428X106   1,666,415 6,836 SH   SOLE   0 0 6,836
GENERAL MLS INC COM 370334104   2,265,159 37,885 SH   SOLE   0 0 37,885
HERCULES CAPITAL INC COM 427096508   1,540,061 80,170 SH   SOLE   0 0 80,170
HONEYWELL INTL INC COM 438516106   1,192,788 5,633 SH   SOLE   0 0 5,633
ILLINOIS TOOL WKS INC COM 452308109   2,838,077 11,443 SH   SOLE   0 0 11,443
ISHARES TR S&P 100 ETF 464287101   3,011,900 11,121 SH   SOLE   0 0 11,121
ISHARES TR RUS 1000 ETF 464287622   368,088 1,200 SH   SOLE   0 0 1,200
ISHARES TR CORE S&P500 ETF 464287200   1,069,858 1,904 SH   SOLE   0 0 1,904
ISHARES TR PFD AND INCM SEC 464288687   1,879,447 61,160 SH   SOLE   0 0 61,160
JOHNSON & JOHNSON COM 478160104   2,772,059 16,715 SH   SOLE   0 0 16,715
JOHNSON CTLS INTL PLC SHS G51502105   749,029 9,350 SH   SOLE   0 0 9,350
JPMORGAN CHASE & CO. COM 46625H100   7,762,320 31,644 SH   SOLE   0 0 31,644
KELLANOVA COM 487836108   1,634,987 19,820 SH   SOLE   0 0 19,820
L3HARRIS TECHNOLOGIES INC COM 502431109   415,480 1,985 SH   SOLE   0 0 1,985
LOCKHEED MARTIN CORP COM 539830109   1,328,962 2,975 SH   SOLE   0 0 2,975
MCCORMICK & CO INC COM NON VTG 579780206   526,784 6,400 SH   SOLE   0 0 6,400
MEDTRONIC PLC SHS G5960L103   2,230,325 24,820 SH   SOLE   0 0 24,820
MERCK & CO INC COM 58933Y105   3,189,820 35,537 SH   SOLE   0 0 35,537
MICROSOFT CORP COM 594918104   6,758,191 18,003 SH   SOLE   0 0 18,003
NIKE INC CL B 654106103   295,182 4,650 SH   SOLE   0 0 4,650
NOVARTIS AG SPONSORED ADR 66987V109   1,262,511 11,325 SH   SOLE   0 0 11,325
PALANTIR TECHNOLOGIES INC CL A 69608A108   677,310 8,025 SH   SOLE   0 0 8,025
PEPSICO INC COM 713448108   1,764,863 11,770 SH   SOLE   0 0 11,770
PFIZER INC COM 717081103   2,265,295 89,396 SH   SOLE   0 0 89,396
PROCTER AND GAMBLE CO COM 742718109   4,372,859 25,659 SH   SOLE   0 0 25,659
RPM INTL INC COM 749685103   1,038,228 8,975 SH   SOLE   0 0 8,975
RTX CORPORATION COM 75513E101   1,035,440 7,817 SH   SOLE   0 0 7,817
RYDER SYS INC COM 783549108   613,142 4,264 SH   SOLE   0 0 4,264
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   3,031,514 129,386 SH   SOLE   0 0 129,386
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,236,899 57,450 SH   SOLE   0 0 57,450
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,058,454 37,856 SH   SOLE   0 0 37,856
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   322,983 11,715 SH   SOLE   0 0 11,715
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   532,908 20,340 SH   SOLE   0 0 20,340
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   432,102 8,675 SH   SOLE   0 0 8,675
SELECT SECTOR SPDR TR INDL 81369Y704   412,871 3,150 SH   SOLE   0 0 3,150
SPDR S&P 500 ETF TR TR UNIT 78462F103   587,360 1,050 SH   SOLE   0 0 1,050
STRYKER CORPORATION COM 863667101   1,098,138 2,950 SH   SOLE   0 0 2,950
THE CIGNA GROUP COM 125523100   4,560,124 13,861 SH   SOLE   0 0 13,861
THERMO FISHER SCIENTIFIC INC COM 883556102   381,659 767 SH   SOLE   0 0 767
TORONTO DOMINION BK ONT COM NEW 891160509   2,489,308 41,530 SH   SOLE   0 0 41,530
UNILEVER PLC SPON ADR NEW 904767704   1,278,112 21,463 SH   SOLE   0 0 21,463
UNION PAC CORP COM 907818108   3,372,737 14,277 SH   SOLE   0 0 14,277
UNITED PARCEL SERVICE INC CL B 911312106   385,795 3,508 SH   SOLE   0 0 3,508
UNITEDHEALTH GROUP INC COM 91324P102   2,045,244 3,905 SH   SOLE   0 0 3,905
US BANCORP DEL COM NEW 902973304   443,310 10,500 SH   SOLE   0 0 10,500
VANGUARD INDEX FDS LARGE CAP ETF 922908637   257,030 1,000 SH   SOLE   0 0 1,000
VANGUARD INDEX FDS MID CAP ETF 922908629   213,362 825 SH   SOLE   0 0 825
VANGUARD INDEX FDS TOTAL STK MKT 922908769   863,019 3,140 SH   SOLE   0 0 3,140
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,377,980 46,783 SH   SOLE   0 0 46,783
VERIZON COMMUNICATIONS INC COM 92343V104   1,103,538 24,328 SH   SOLE   0 0 24,328
VISA INC COM CL A 92826C839   809,563 2,310 SH   SOLE   0 0 2,310
WASTE MGMT INC DEL COM 94106L109   219,935 950 SH   SOLE   0 0 950
WP CAREY INC COM 92936U109   3,602,634 57,085 SH   SOLE   0 0 57,085