The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,586 9,040 SH   SOLE   9,040 0 0
ABBOTT LABS COM 002824100 1,700 14,390 SH   SOLE   14,390 0 0
AMAZON COM INC COM 023135106 374 114 SH   SOLE   114 0 0
APPLE INC COM 037833100 2,817 19,905 SH   SOLE   19,905 0 0
AT&T INC COM 00206R102 1,624 60,117 SH   SOLE   60,117 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 411 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,191 11,691 SH   SOLE   11,691 0 0
BLACKROCK INC COM 09247X101 2,902 3,460 SH   SOLE   3,460 0 0
BLACKSTONE INC COM 09260D107 4,755 40,875 SH   SOLE   40,875 0 0
BOEING CO COM 097023105 1,720 7,822 SH   SOLE   7,822 0 0
CATERPILLAR INC COM 149123101 782 4,075 SH   SOLE   4,075 0 0
CHEVRON CORP NEW COM 166764100 1,151 11,344 SH   SOLE   11,344 0 0
CIGNA CORP NEW COM 125523100 2,701 13,495 SH   SOLE   13,495 0 0
CVS HEALTH CORP COM 126650100 2,115 24,927 SH   SOLE   24,927 0 0
DEERE & CO COM 244199105 2,544 7,591 SH   SOLE   7,591 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 3,833 19,861 SH   SOLE   19,861 0 0
DISNEY WALT CO COM 254687106 2,306 13,633 SH   SOLE   13,633 0 0
DOMINION ENERGY INC COM 25746U109 1,393 19,082 SH   SOLE   19,082 0 0
EATON CORP PLC SHS G29183103 3,091 20,702 SH   SOLE   20,702 0 0
EMERSON ELEC CO COM 291011104 357 3,795 SH   SOLE   3,795 0 0
ENBRIDGE INC COM 29250N105 2,247 56,450 SH   SOLE   56,450 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 2,009 92,822 SH   SOLE   92,822 0 0
EXXON MOBIL CORP COM 30231G102 1,353 23,009 SH   SOLE   23,009 0 0
FEDEX CORP COM 31428X106 1,559 7,111 SH   SOLE   7,111 0 0
GENERAL MLS INC COM 370334104 2,415 40,365 SH   SOLE   40,365 0 0
HEALTHPEAK PROPERTIES INC COM 42250P103 572 17,090 SH   SOLE   17,090 0 0
HERCULES CAPITAL INC COM 427096508 1,403 84,495 SH   SOLE   84,495 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 1,315 50,300 SH   SOLE   50,300 0 0
ILLINOIS TOOL WKS INC COM 452308109 2,516 12,178 SH   SOLE   12,178 0 0
ISHARES TR CORE S&P500 ETF 464287200 797 1,850 SH   SOLE   1,850 0 0
ISHARES TR PFD AND INCM SEC 464288687 2,532 65,250 SH   SOLE   65,250 0 0
ISHARES TR RUS 1000 ETF 464287622 290 1,200 SH   SOLE   1,200 0 0
ISHARES TR S&P 100 ETF 464287101 2,368 11,995 SH   SOLE   11,995 0 0
JOHNSON & JOHNSON COM 478160104 2,787 17,258 SH   SOLE   17,258 0 0
JOHNSON CTLS INTL PLC SHS G51502105 922 13,550 SH   SOLE   13,550 0 0
JPMORGAN CHASE & CO COM 46625H100 4,093 25,003 SH   SOLE   25,003 0 0
KELLOGG CO COM 487836108 1,563 24,445 SH   SOLE   24,445 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 444 2,015 SH   SOLE   2,015 0 0
LOCKHEED MARTIN CORP COM 539830109 749 2,170 SH   SOLE   2,170 0 0
MCCORMICK & CO INC COM NON VTG 579780206 567 7,000 SH   SOLE   7,000 0 0
MICROSOFT CORP COM 594918104 5,432 19,269 SH   SOLE   19,269 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,670 20,425 SH   SOLE   20,425 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 264 11,000 SH   SOLE   11,000 0 0
PEPSICO INC COM 713448108 1,836 12,203 SH   SOLE   12,203 0 0
PFIZER INC COM 717081103 1,576 36,641 SH   SOLE   36,641 0 0
PROCTER AND GAMBLE CO COM 742718109 3,898 27,885 SH   SOLE   27,885 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 724 8,417 SH   SOLE   8,417 0 0
RPM INTL INC COM 749685103 823 10,600 SH   SOLE   10,600 0 0
RYDER SYS INC COM 783549108 375 4,534 SH   SOLE   4,534 0 0
SANOFI SPONSORED ADR 80105N105 663 13,750 SH   SOLE   13,750 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 592 19,415 SH   SOLE   19,415 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,075 10,350 SH   SOLE   10,350 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 558 7,280 SH   SOLE   7,280 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,952 19,505 SH   SOLE   19,505 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 395 10,525 SH   SOLE   10,525 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 352 3,600 SH   SOLE   3,600 0 0
SOFI TECHNOLOGIES INC COM 83406F102 676 42,550 SH   SOLE   42,550 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 472 1,100 SH   SOLE   1,100 0 0
STRYKER CORPORATION COM 863667101 1,378 5,225 SH   SOLE   5,225 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 438 767 SH   SOLE   767 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,753 26,500 SH   SOLE   26,500 0 0
UNILEVER PLC SPON ADR NEW 904767704 796 14,684 SH   SOLE   14,684 0 0
UNION PAC CORP COM 907818108 2,796 14,263 SH   SOLE   14,263 0 0
UNITED PARCEL SERVICE INC CL B 911312106 676 3,715 SH   SOLE   3,715 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,616 4,135 SH   SOLE   4,135 0 0
US BANCORP DEL COM NEW 902973304 999 16,804 SH   SOLE   16,804 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 201 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 213 900 SH   SOLE   900 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 728 3,277 SH   SOLE   3,277 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,039 20,575 SH   SOLE   20,575 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,526 28,245 SH   SOLE   28,245 0 0
VIACOMCBS INC CL B 92556H206 1,491 37,730 SH   SOLE   37,730 0 0
VISA INC COM CL A 92826C839 565 2,535 SH   SOLE   2,535 0 0
WELLTOWER INC COM 95040Q104 1,266 15,367 SH   SOLE   15,367 0 0
WP CAREY INC COM 92936U109 2,539 34,760 SH   SOLE   34,760 0 0