Free Writing Prospectus

Filed Pursuant to Rule 433

Registration Statement No. 333-235822

Dated January 30, 2020

Confidential Investor Presentation Professional Holding Corp. Initial Public Offering 3,100,000 shares of Class A Common Stock January 2020

2 Disclaimer (1) The acquisition is subject to applicable regulatory approvals, approval of the Minden shareholders and other customary closing conditions. The private placement is not conditional on the closing of the acquisition. Professional Holding Corp. has filed a registration statement on Form S - 1 (including a prospectus), which is preliminary and subject to compl etion, with the SEC for the offering to which this presentation relates. Before you invest in any securities, you should read the prospectus contained in ou r registration statement and the other documents that we have filed with the SEC for more complete information about us and the offering. You may obtain these docum ent s for free through the SEC’s website at www.sec.gov. Alternatively, any underwriter or dealer participating in the offering can arrange to provide the pro spe ctus upon request by contacting: Stephens Inc. at 1 - 800 - 643 - 9691 or by emailing prospectus@stephens.com. This presentation has been prepared by us solely for informational purposes based on our own information, as well as informat ion from public and industry sources. This presentation does not constitute an offer to sell, nor a solicitation of an offer to buy, any securities by any person in any ju risdiction in which it is unlawful for such person to make such an offering or solicitation. Neither the SEC nor any other regulatory agency has approved or disapproved of our sec uri ties or passed upon the accuracy or adequacy of this presentation. Any representation to the contrary is a criminal offense. Our Class A Common Stock is not a d epo sit account of our bank subsidiary and is not insured by the FDIC or any other governmental agency . Forward - Looking Statements This presentation includes statements that are, or may be deemed, “forward - looking statements .” In some cases, these forward - looking statements can be identified by the use of forward - looking terminology, including the terms “believes,” “estimates,” “anticipates,” “expects,” “plans,” “intends,” “may,” “could,” “might,” “will,” “should,” “approximately,” potential,” “projected,” “pro forma” or, in each case, their negatives or other variations thereon or compar abl e terminology, although not all forward - looking statements contain these words . By their nature, forward - looking statements involve risks and uncertainties because they relate to future events, competitive dy namics, and banking, regulatory, and other developments and depend on anticipated circumstances that may or may not occur or may occur on longer or shorter timeli nes than anticipated. Although we believe that we have a reasonable basis for each forward - looking statement contained in this presentation, we caution you that f orward - looking statements are not guarantees of future performance and that our actual results of operations, financial condition, and liquidity, and the devel opm ent of the industry in which we operate may differ materially from the forward - looking statements contained in this presentation, as a result of, among other factors, t he factors referenced in the “Risk Factors” section of our registration statement In addition, even if our results of operations, financial condition and liquidity, and the development of the industry in whi ch we operate are consistent with the forward - looking statements contained in this presentation, they may not be predictive of results or developments in future periods. A ny forward - looking statements that we make in this presentation speak only as of the respective dates of such statements, and we undertake no obligation to update such sta tements to reflect events or circumstances after the date of this presentation, except as required by law. You should read carefully our “Cautionary Note Reg arding Forward - Looking Information” and the factors described in the “Risk Factors” section of our registration statement to better understand the risks and unce rta inties inherent in our business . Non - GAAP Financial Measures This presentation contains supplemental financial information determined by methods other than in accordance with accounting princ ipl es generally accepted in the United States of America (“GAAP”). Our management uses these non - GAAP measures in its analysis of our performance. These measure s should not be considered a substitute for GAAP basis measures nor should they be viewed as a substitute for operating results determined in accordance w ith GAAP. Management believes the presentation of tangible common equity (“TCE”), tangible book value (“TBV”) per share, and return on average tangible common equ ity (“ROATCE”), non - GAAP financial measures that exclude the impact of intangible assets, provide useful supplemental information that is essential to a proper understanding of our financial condition and results. Non - GAAP measures are not formally defined under GAAP, and other entities may use calculation methods tha t differ from those used by us. As a complement to GAAP financial measures, our management believes these non - GAAP financial measures assist investors in comparing t he financial condition and results of operations of financial institutions due to the industry prevalence of such non - GAAP measures. See the section captioned “GAA P Reconciliation and Management Explanation of Non - GAAP Financial Measures” in our registration statement for further information regarding non - GAAP financial m easures . December 31, 2019 Numbers contained in this presentation for the quarter or full year ended December 31, 2019 are preliminary and unaudited. As a result, subsequent information may cause a change in certain accounting estimates and other financial information, including estimates and financial information re layed to Professional Holding Corp. or Marquis Bancorp, Inc.’s allowance for loan losses, fair values, and income taxes.

3 Offering Summary Issuer • Professional Holding Corp. Exchange / Ticker • Nasdaq Global Market / PFHD Base Shares Offered • 3,100,000 class A common shares (100% primary) Filing Range • $19.00 - $21.00 per share Base Offering Size (1) • $62.0 million Overallotment Option • 15% (100% primary) Pro Forma Market Capitalization (2)(3) • $261.7 million Use of Proceeds • To support continued growth, including organic growth, potential future acquisitions and for general corporate purposes • To repay all or a portion of the outstanding principal and accrued interest under the secured revolving line of credit with Valley National Bank, N.A. • To support the acquisition of Marquis Bancorp, Inc. Lock - up Agreements • 180 days for directors, officers and most 5% or greater shareholders Joint Bookrunning Managers • Stephens Inc. and Keefe, Bruyette & Woods, Inc. Co - Manager • Hovde Group, LLC Expected Pricing Date • Week of February 3, 2020 (1) Assumes midpoint of the filing range. (2) Based on 5,867,446 class A and class B common shares outstanding as of December 31, 2019 and assumes 4,119,438 class A common shares are issued to Marquis Bancorp, Inc. shareholders immediately following the closing of the pending merger. (3) Based on the midpoint of the filing range and excludes the overallotment option.

4 • Demonstrated ability to grow organically; achieved 30.1% asset CAGR since year - end 2013 • Taking advantage of talent dislocation from recent consolidation in Florida and capitalizing on strong brand recognition in its markets • Prudent underwriting, proactive credit administration and conservative risk culture • Over 80% of Professional’s loan portfolio is collateralized by residential and commercial real estate with a weighted average LTV for the overall loan portfolio of 54% as of September 30, 2019 • Management team with significant banking experience in the South Florida market • Insightful Board of Directors with several members that are former executives of financial institutions and well - known bank investors • Insider ownership of ~27% (1) • Growth & Wealth : The Miami - Dade MSA and Florida are among the best banking markets in the U.S. • Scale & Scarcity Value: Pro forma for the pending acquisition, institution to rank #4 in South Florida among independent community banks and #12 in Florida • Technology capabilities focused on supporting the bank’s infrastructure and offering clients a unique and convenient banking experience • Infrastructure investments have positioned PFHD for continued growth without expected significant additional investment • PFHD strategic investments in personnel and infrastructure have largely been made – a clear path to heightened standalone profitability exists • Acquisition of Marquis is expected to further accelerate profitability Investment Highlights (1) As of December 31, 2019; includes both Class A and Class B Common Stock of PFHD. Experienced & Invested Leadership Meaningful Presence & Scarcity Value in Attractive Markets Robust & Disciplined Organic Growth Scalable Infrastructure & Technology At Inflection Point of Increased Profitability

5 Professional Bank Executive Management Team Note: Throughout the presentation, unless otherwise specified, references to “Professional” may be to either the holding company or the bank. Years of Banking Year Started at Officer Age Experience Professional Position with Professional Bank Daniel R. Sheehan 44 21 2008 Chairman and Chief Executive Officer Abel L. Iglesias 57 39 2013 President and Chief Operating Officer Mary Usategui 35 16 2010 Chief Financial Officer Robert Regolizio 50 29 2018 Chief Credit Officer Luis Castillo 49 24 2019 Chief Risk Officer Ryan Gorney 39 13 2018 Chief Information Officer / Digital Officer

6 Board of Directors (1) As of December 31, 2019; includes both Class A and Class B Common Stock of PFHD. • Board includes seasoned financial services professionals and private investors with extensive experience owning and operating financial institutions • Approximately 27% total insider ownership (1) , including executive officers and directors Year Joined Board Member Age Board Experience Daniel R. Sheehan, Chairman and CEO 44 2008 ▪ Founding shareholder of Professional ▪ Extensive background and expertise in real estate Abel L. Iglesias, President and COO 57 2016 ▪ Nearly 40 years of banking experience in South Florida ▪ Former President and CEO, JGB Bank ▪ Former Senior EVP, BankUnited, FSB Roland DiGasbarro 50 2014 ▪ Founder and Principal, Windsor Investment Holdings ▪ Former investment banker with Lehman Brothers Carlos M. Garcia 48 2015 ▪ Founder and CEO, BayBoston ▪ Current member of Financial Oversight and Management Board for Puerto Rico ▪ Former Senior EVP and Board member, Santander Holdings USA Jon L. Gorney 69 2017 ▪ Former CIO, National City Corporation ▪ Former Chairman and CEO, National Processing Company Herbert Martens 67 2008 ▪ Founder of Professional ▪ Former President and CEO, NatCity Investment ▪ Former EVP Wealth Management, National City Corporation Dr. Lawrence Schimmel 71 2008 ▪ Founder of Professional ▪ Chief Medical Officer, Clinigence Holdings Co. ▪ Former Chairman, MegaBank (FL) Anton V. Schutz 55 2015 ▪ Founder and Principal, Mendon Capital Advisors Corp.

7 Fort Lauderdale Boca Raton Jupiter Bonita Springs Fort Myers West Palm Beach Delray Beach Lakeport 75 75 95 Hialeah Miami Palm Beach Broward Miami - Dade Everglades National Park Overview of Professional Holding Corp. • Founded in 2008 in Coral Gables, FL • Dan Sheehan appointed Chairman in September 2013 to lead expansion strategy ‒ Expanded from single branch in South Miami to nine locations throughout South Florida ‒ Successfully recruited seasoned bankers and banking teams from local, regional and national financial institutions ‒ $1.1 billion in total assets as of December 31, 2019; 30.1% CAGR since year - end 2013 • Credit Focused ‒ Senior management has significant and long term expertise in Florida real estate market ‒ Lending and credit philosophy centers on maintaining a low basis in collateral and avoiding concentrations ‒ 53.8% W.A. LTV as of September 30, 2019 • Technology Enhanced ‒ Team with experience in financial services technology and growth strategies ‒ Tasked with supporting the bank’s investments in technology and infrastructure, enhancing service offerings and improving operating efficiency • Executed merger agreement to acquire Marquis Bancorp, Inc. (“Marquis”) on August 9, 2019 ‒ Pro forma assets of approximately $1.7 billion (1) as of December 31, 2019 ‒ 4 th largest independent community bank headquartered in South Florida on a pro forma basis (1) Based on both banks’ total assets as of December 31, 2019; excludes purchase accounting. PFHD Branch (5) PFHD LPO (4) Marquis Branch (3) Banking Footprint

8 Corporate History Note: Total assets as of December 31 for each period. (1) Based on both banks’ tota l assets as of December 31, 2019; excludes purchase accounting. • Opened second branch in Coral Gables, FL in January • Completed $3.3 million private placement in February • Formed Professional Holding Corp ., Dan Sheehan named Chairman and CEO • Completed $15.0 million private placement in April • Hired a C&I banking team to establish Palm Beach Gardens, FL LPO in February • Established a SBA department with bankers from a large regional bank in February • Abel Iglesias named President and CEO of Professional Bank following the unexpected death of his predecessor in September • Completed a core system conversion to CSI enabling a foundation for greater technological flexibility • Completed $ 18.9 million private placement in February • Hired a private banking team to establish LPO in Boca Raton, FL in March • Opened Fort Lauderdale LPO in October • Converted Palm Beach Gardens, FL LPO to a full - service branch in November • Hired a senior banker in February to establish West Palm Beach, FL LPO, which opened in April • Hired a new Chief Risk Officer and Chief Credit Officer • Hired a banking team in April for Dadeland branch, which opened in May 2019 • Hired senior bankers for Palm Beach Gardens, FL branch in October • Hired a banking team for Fort Lauderdale, FL LPO in October • Completed $ 20.0 million private placement in December • Hired a private banking team in January to establish Doral, FL LPO, which opened in July • Hired treasury management bankers from a large Southeastern regional bank in Q1’19 • Converted existing LPO in Boca Raton, FL to a full - service branch in May • Hired a team in May to establish Wellington, FL LPO, which opened in July • Announced pending merger with Marquis Bancorp, Inc. on August 12th • Opened Digital Innovation Center in Cleveland, OH in October $217 $241 $302 $385 $547 $730 $1,053 $646 $1,699 2013 2014 2015 2016 2018 2017 2019 Pro forma for Marquis (1) Growth in Total Assets ($mm) • Hired Abel Iglesias, Professional Bank’s current President and COO, as the Chief Lending Officer in April • Hired a team from South Florida - based regional bank in May • Dan Sheehan appointed as Chairman of the Professional Bank Board in September • Organic growth has been driven by the addition of 24 bankers hired from other financial institutions following market dislocation

9 Business Growth Strategy: Building A Premier Florida Franchise • Professional sees further market share opportunities in South Florida • Team of seasoned bankers with extensive local ties and long term client relationships • Continued bank consolidation in Florida will create recruiting and organic growth opportunities • Successful strategy of initially establishing lower cost LPOs to minimize upfront costs until sufficient scale is achieved Organic Growth • Selectively evaluate opportunistic acquisitions to complement organic growth • Publicly - traded stock will improve PFHD’s ability to compete for acquisitions • Pending acquisition of Marquis increases scale, adds talented bankers, enhances efficiency and grows earnings Strategic Acquisitions • Professional’s path to higher standalone profitability is clear • Infrastructure investments have positioned PFHD for continued growth without significant additional investment • Existing operating platform and new Digital Innovation Center to improve profitability, drive efficiency and broaden digital service offerings • The Marquis acquisition will further enhance efficiency and profitability through consolidation and cost savings Continue to Improve Operational Efficiency & Increase Profitability Focus on Delivering Shareholder Value

10 567 318 206 159 146 142 135 130 125 114 New York Los Angeles Chicago Miami San Francisco Boston Washington, D.C. Philadelphia Dallas Houston 19.3 13.4 9.5 7.7 7.2 6.3 6.3 6.1 6.1 5.0 New York Los Angeles Chicago Dallas Houston Washington, D.C. Miami Philadelphia Atlanta Phoenix 7.5% 7.4% 7.2% 6.3% 6.1% 4.7% 2.5% 1.3% 0.8% 0.1% Houston Dallas Phoenix Miami Atlanta Washington, D.C. Los Angeles Philadelphia New York Chicago Trade, Transportation and Utilities 22% Professional and Businesses Servcies 17% Education and Health Services 15% Leisure and Hospitality 12% Government 12% Financial Activities 7% Construction 5% Other Services 5% Manufacturing 3% Other 2% Miami - Dade MSA – A Leading U.S. Banking Market Miami - Dade has a Strong and Diverse Economy (1) Data per 2018 SBA small business profile. (2) Excludes non - retail deposits, branches with more than $500 million in deposits and closed branches; Data as of June 30, 2019. (3) Data represents estimated 2020 population per S&P Global Market Intelligence. (4) Ranking amongst ten largest populated MSAs of 2019. Data Source : S&P Global Market Intelligence , Broward County Planning and Development Management Division, Department of Commerce, EMSI, FIU report “Small Business. Big Impact.”, Forbes, Miami Herald, SBA Office of Advocacy, U.S. Dept. of Education. Population (mm) Projected Population Growth (’20 - ’25) Employment Diversity in Miami - Dade MSA • Home to 8 Fortune 500 Companies • 80,000+ small businesses (<100 employees) • #12 th largest contributor to GDP amongst US MSAs • #1 on the Kauffman index for start up activity in 2017 • #5 (tied) nationally for growth in STEM jobs • #9 nationally for export activity in 2018 • 40+ higher education institutions 3.9 2.6 2.5 2.1 1.2 1.0 1.0 0.9 0.9 0.9 California Texas Florida New York Illinois Georgia Pennsylvania Ohio North Carolina Michigan Deposits ($bn) Small Businesses (mm) 3 rd Most Small Businesses by State (1) 4 th Largest Deposit Market (2) 7 th Most Populated MSA (3) 4 th Fastest Growing MSA (4)

11 Miami Major Q3'19 Total MSA Deposit Exchange Rank Bank Deposits ($mm) Market Share (%) Traded? 1 BankUnited, Inc. 24,033 5.3 P 2 Amerant Bancorp Inc. 5,693 2.2 P 3 Ocean Bankshares, Inc. 3,676 1.5 4 Pro Forma - Professional & Marquis 1,401 0.5 4 U.S. Century Bank 1,039 0.4 5 Professional Holding Corp. 823 0.3 6 Helm Bank USA 719 0.3 7 First National Bank of South Miami 677 0.3 8 Marquis Bancorp, Inc. 578 0.2 9 Grove Bank & Trust 563 0.2 10 Pacific National Bank 449 0.2 11 Terrabank, N.A. 384 0.2 12 Legacy Bank of Florida 359 0.1 13 Sunstate Bank 349 0.1 14 Eastern National Bank 318 0.1 15 Intercredit Bank, National Association 296 0.1 16 Paradise Bank 280 0.1 17 American National Bank 252 0.1 18 Flagler Bank 251 0.1 19 Interamerican Bank, A FSB 169 0.1 20 Anchor Bank 116 0.0 21 OptimumBank 93 0.0 P 22 Bank of Belle Glade 89 0.0 23 BankFlorida 75 0.0 24 Plus International Bank 68 0.0 25 Home Federal Bank of Hollywood 45 0.0 Major Q3'19 Total Florida Deposit Exchange Rank Bank Deposits ($mm) Market Share (%) Traded? 1 BankUnited, Inc. 24,033 2.6 P 2 CenterState Bank Corporation 13,363 1.8 P 3 Amerant Bancorp Inc. 5,693 0.9 P 4 Seacoast Banking Corporation of Florida 5,673 1.0 P 5 Ocean Bankshares, Inc. 3,676 0.6 6 Capital City Bank Group, Inc. 2,489 0.4 P 7 Citizens First Bank 1,924 0.3 8 First Federal Bank 1,640 0.3 9 Bank of Tampa 1,640 0.3 10 FineMark National Bank & Trust 1,607 0.2 11 Seaside National Bank & Trust 1,510 0.3 12 Pro Forma - Professional & Marquis 1,401 0.2 12 First Florida Integrity Bank 1,243 0.2 13 U.S. Century Bank 1,039 0.2 14 Professional Holding Corp. 823 0.1 15 First State Bank of the Florida Keys 731 0.1 16 Helm Bank USA 719 0.1 17 First National Bank of South Miami 677 0.1 18 Wauchula State Bank 597 0.2 19 Citizens Bank and Trust 588 0.1 20 Marquis Bancorp, Inc. 578 0.1 21 Grove Bank & Trust 563 0.1 22 Drummond Community Bank 549 0.1 23 Brannen Bank 503 0.1 24 Axiom Bank, National Association 500 0.1 25 United Southern Bank 473 0.1 Meaningful Scale in Florida and Miami - Dade MSA Independent Florida Banks by Deposits Independent Miami - Dade MSA Banks by Deposits (1) ( 2 ) ( 2 ) Note: Deposit market share information as of June 30, 2019; Q3’19 information per regulatory filings. Deposit market share shown pro forma for pending acquisitions. (1) Miami - Dade MSA includes Miami - Dade County, Broward County and Palm Beach County. (2) Excludes purchase accounting adjustments. Data Source : S&P Global Market Intelligence .

12 8% 8% 6% 11% 13% 12% 2014 2015 2016 2017 2018 2019 2014 Deposits Rank Institution ($mm) 11 $740 12 $761 13 $637 14 $449 15 $533 16 $480 17 $404 18 $416 19 $407 20 $416 Significant Consolidation of Florida Banks Provides Growth Opportunities (1) Banks acquired in a given year as a percentage of the number of institutions as of December 31of the prior year. (2) Excludes acquisitions in which the acquired bank survived as an operating subsidiary (e.g. BAC Florida ). (3) Institutions ranked by asset size . Data Source: S&P Global Market Intelligence . • Recent consolidation in PFHD’s markets provides significant opportunities to gain market share and attract talent - it also increases PFHD’s scarcity value – In addition, recent merger activity amongst larger banks provides organic growth opportunities (BBT - STI, FHN - IBKC) % of Banks Acquired in Florida ( 1 )(2) Miami - Dade MSA Banks as of 2014 (3) 2014 Deposits Rank Institution ($mm) 1 $13,719 2 $6,318 3 $4,009 4 $4,159 5 $3,594 6 $2,790 7 $1,826 8 $1,453 9 $1,179 10 $1,159 Acquired (2) Approximately 43% of banks in Florida have been consolidated since January 1, 2014

13 Organic Growth Strategy: Taking Advantage of Dislocation • Consolidation has allowed PFHD to attract talented bankers in the Miami - Dade MSA • PFHD’s strategy is to establish lower - cost loan production offices staffed with new banking teams before committing to opening a more expensive full - service branch • Once the new banking teams have attracted a sufficient number of banking relationships and achieved financial scale, PFHD evaluates the economics of opening a full - service branch • This strategy has allowed PFHD to achieve significant growth while prudently managing its expansion costs and maintaining its strong credit quality Note: Dollars in millions. Location Growth by Type and FTE Growth Selected Recent Team Lift Outs 2 2 3 3 5 1 2 3 4 40 52 83 117 135 0 20 40 60 80 100 120 140 160 0 2 4 6 8 10 Dec-15 Dec-16 Dec-17 Dec-18 Sep-19 Branches LPOs Full Time Employees Date of Branch Total Deposits Opening / as of Current Location Date LPO Opened Conversion 09/30/19 South Miami -- Aug. 2008 $306.7 Coral Gables -- Jan. 2014 $228.0 Palm Beach Gardens Feb. 2016 Nov. 2017 $204.6 Boca Raton Mar. 2017 May 2019 $71.2 Ft. Lauderdale LPO Oct. 2017 -- -- West Palm Beach LPO Apr. 2018 -- -- Dadeland -- May 2019 $12.7 Doral LPO Jul. 2019 -- -- Wellington LPO Jul. 2019 -- -- PFHD Team / Location Former Bank SBA Leader and Team Total Bank Palm Beach Gardens LPO BankUnited Broward County Market Leader Former Broward County Market Leader for Stonegate Bank Executive Vice President in Palm Beach County Former Market Leader of Palm Beach County for Stonegate Bank West Palm Beach LPO First Republic Bank Treasury Management Bankers Stonegate Bank Dadeland Branch Sabadell Bank Doral LPO Gibraltar Private Bank & Trust Head of Wellington LPO Former President of Floridian Community Bank

14 $248.5 $277.8 $324.3 $393.0 $470.1 $520.4 $607.5 $721.9 $791.7 50% 52% 54% 56% 58% 60% $0.0 $200.0 $400.0 $600.0 $800.0 12/31/15 06/30/16 12/31/16 06/30/17 12/31/17 06/30/18 12/31/18 06/30/19 12/31/19 Loans Outstanding WLTV Robust, Disciplined Organic Loan Growth • 33.6% loan CAGR since year - end 2015 • Approximately 84% of loan portfolio is secured by real estate, principally located in the Miami MSA • Lending and credit philosophy centers on maintaining a low basis in collateral and avoiding concentrations - 53.8% W.A. LTV as of September 30, 2019 • Real estate concentration ratios: - C&D / RBC = 45.1% - Total CRE / RBC = 185.3% • Debt service coverage ratios on Commercial Lending: - Commercial & Industrial – 2.8x (1) - Owner - Occupied – 2.46x - Non - Owner Occupied – 1.51x Note: Information as of September 30, 2019 unless otherwise stated. (1) Excludes cash - secured loans which totaled approximately 8.1% of Professional’s C&I portfolio as of September 30, 2019 . (2) W.A. LTV as of September 30, 2019. ($ in millions) Commercial Real Estate - Non - Owner Occupied 14% Commercial Real Estate - Owner Occupied 20% Residential Real Estate - Primary Residences 33% Residential Real Estate - Investor Owned 9% Residential Real Estate - HELOC 3% Residential Real Estate - Loans HFS 0% Commercial 15% Construction and Development 5% Consumer and Other 1% CRE Portfolio: 34% Residential Portfolio: 45% ($000) Loans ($) Loans (%) LTV (%) Commercial Real Estate: $262,761 34.0% Non-Owner Occupied 106,918 13.9% 50.3% Owner Occupied 155,843 20.2% 54.5% Residential Real Estate: 349,306 45.3% Primary Residences 253,102 32.8% 58.3% Investor Owned Residences 71,498 9.3% 47.5% HELOC 23,374 3.0% 49.3% Loans HFS 1,332 0.2% -- Commercial 114,003 14.8% -- Construction and Development 37,925 4.9% 51.0% Consumer and Other 7,900 1.0% -- Total $771,895 100.0% Loans and W.A. LTV Loan Portfolio – September 30, 2019 Average Loan Size $757,900 Average Loan Size ($M) Owner-Occupied $1.1 Non-Owner Occupied $2.0 (2)

15 0.00% 0.01% 0.00% 0.00% 0.00% 0.00% 2014 2015 2016 2017 2018 2019 Asset Quality Managed Through Disciplined Policies and Procedures 0.02% 0.00% 0.00% 0.00% 0.00% 0.25% 2014 2015 2016 2017 2018 2019 Credit Philosophy Credit Underwriting and Administration • Deep Florida real estate market knowledge at Executive Officer and Board levels • Seasoned banking team with significant lending experience in South Florida • Pursuing total banking relationship with borrowers: “private bankers” not “lenders” • Professional Bank will not compete on leverage ― Foregoing near term yield for lower LTVs • Avoid concentration risk through portfolio diversification at the obligor, product and geographic levels • Tiered underwriting structure includes progressive levels of individual loan authority, concurrent authority and committee approval • Credit underwriting teams in each market • Key - man insurance requirement when appropriate, sensible debt and leverage covenants, and overall cash flow stress assumptions across the client’s business operations • Annual 3 rd party loan reviews • Annual reviews of the underlying financial performance of all commercial loans > $500,000 • Proactive collection and timely disposition of past due loans $33 $ 0 $0 $0 $0 $2,646 $0 $12 $(11) $(12) $0 $(2) ($ in thousands) ($ in thousands) Net Cumulative Recoveries Since 2014 NPAs / Assets NCOs (Recoveries) / Avg. Loans

16 $63.8 $100.8 $130.2 $184.2 19.7% 22.0% 21.6% 20.6% 0.0% 10.0% 20.0% 30.0% 40.0% 50.0% $0.0 $50.0 $100.0 $150.0 $200.0 2016 2017 2018 2019 NIB As a % of Total Deposits $323.9 $459.2 $603.3 $892.9 2016 2017 2018 2019 Growing Core Deposit Franchise • Bankers are incented to grow core deposits • Focused on developing meaningful, primary deposit relationships with borrowers • Deposit gathering capabilities enhanced through technology (1) Based on regulatory reporting requirements. Deposit Mix – September 30, 2019 Deposit Growth ($mm) Noninterest - Bearing Deposit Growth ($mm) ($ in millions) ($ in millions) Deposit Type ($000) % of Total YTD Avg. Rate Noninterest bearing $187,927 22.8% 0.00% NOW 37,297 4.5% 0.37% Money Market 475,670 57.8% 1.76% Savings 10,188 1.2% 1.38% Certificates of Deposit 111,983 13.6% 2.19% Total Deposits $823,065 100.0% 1.35% 22.8% 4.5% 57.8% 1.2% 13.6% 3.0% Brokered Deposits (1)

17 4.21% 4.34% 4.55% 4.77% 4.67% 0.84% 0.92% 1.30% 1.80% 1.78% 2016 2017 2018 YTD 9/30/2019 FY 2019 Yield on Interest-Earning Assets Cost of Interest-Bearing Liabilities Note: Financial results as of September 30, 2019, except where indicated . • Interest rate risk modeling currently indicates a slightly liability - sensitive position for periods less than 1 year - Cumulative gap of ~$13 million within 1 year • 16% of loans are floating rate ($ 122 million) - $74 million, or 61%, reprice within 1 year • 90% of time deposits mature within 1 year - Total time deposits: $112 million (13.6% of total deposits) Asset Liability Management and Net Interest Margin Trends 3.59% 3.68% 3.60% 3.43% 3.34% 2016 2017 2018 YTD 9/30/2019 FY 2019 Change in Interest Rates (Basis Points) % Change in Net Interest Income (12 months) % Change in Net Interest Income (24 months) % Change in Economic Value of Equity +400 bps (3.1%) 5.6% (21.9%) +300 bps (2.1%) 4.8% (15.4%) +200 bps (1.4%) 3.6% (9.5%) +100 bps (0.7%) 2.1% (3.9%) Flat -- -- -- -100 bps 1.0% (2.6%) 3.5% -200 bps 3.8% (1.9%) 6.9% -300 bps 4.6% (4.5%) 6.8% -400 bps 2.4% (8.3%) 5.8% Net Interest Margin Yield/Cost Analysis Interest Rate Risk Model

18 • In October 2019, PFHD established a Digital Innovation Center in Cleveland, Ohio staffed by employees with extensive experience in financial technology and growth strategies ‒ The technology team is focused on collaborating with Fintech firms, payment vendors, financial firms and the core provider to develop best - in - class technology, improve productivity and broaden Professional Bank’s digital service offerings • Technology will be an important driver in maintaining and expanding client relationships, competing effectively for new business and improving profitability through efficiencies in processes • Professional Bank has established scalable banking platform to support continued growth ‒ The existing corporate technology infrastructure is already capable of supporting future organic growth and acquisitions, including Marquis • Professional Bank’s technological capabilities offer clients a unique and convenient banking experience and competitive advantage ‒ In 2019, Professional Bank released its first Apple Watch app as well as a P2P payment service with immediate clearing capabilities that can be used with any other bank in the country ‒ In the future, Professional Bank plans to enable online account opening through its website • In the future, Professional Bank plans to leverage its technology investments and capabilities to expand its client base ‒ Goal: To launch separately - branded direct digital banks Technology Focus . Improved Efficiency Ratio

19 Recent Developments - Professional Holding Corp’s 2019 Financial Results Note: Dollars in thousands. Balance Sheet and Asset Quality YTD Profitability For the Year Ended, Metric 12/31/2019 12/31/2018 Growth Rate (%) Total Assets $1,053,047 $729,625 44.3% Total Loans, Net 785,167 601,480 30.5% Total Deposits 892,873 603,302 48.0% Total Shareholder's Equity 79,302 79,681 (0.5%) NPAs / Assets 0.25% 0.00% NPLs / Loans 0.34% 0.00% NCOs / Average Loans 0.00% 0.00% ALLL / Total Loans 0.83% 0.94% TCE / TA 7.5% 10.9% Tier 1 Leverage Ratio 7.8% 11.0% Tier 1 Risk-Based Capital Ratio 10.6% 15.7% Total Capital Ratio 11.6% 16.9% For the Year Ended, Metric 12/31/2019 12/31/2018 Growth Rate (%) Net Interest Income $28,043 $21,913 28.0% Provision For Loan Losses 862 1,150 (25.0%) Total Noninterest Income 2,808 1,874 49.8% Total Noninterest Expense 26,997 19,862 35.9% Pretax Income 2,992 2,775 7.8% Net Income 2,336 2,106 10.9% ROAA 0.26% 0.33% ROAE 2.94% 3.52% Avg. Loan Yield 5.15% 4.93% Avg. Cost of Interest Bearing Deposits 1.73% 1.23% Net Interest Margin 3.34% 3.60% Efficiency Ratio 87.5% 83.5% Noninterest Income / Avg. Assets 0.32% 0.29% Noninterest Expense / Avg. Assets 3.04% 3.10%

20 $10.6 $13.1 $19.9 $27.0 78.3% 73.8% 83.5% 87.5% 0.0% 10.0% 20.0% 30.0% 40.0% 50.0% 60.0% 70.0% 80.0% 90.0% 100.0% $0.0 $5.0 $10.0 $15.0 $20.0 $25.0 $30.0 $35.0 $40.0 $45.0 2016 2017 2018 2019 Efficiency Ratio $12.5 $13.5 $15.1 PFHD PFHD Pro Forma for Marquis Select SE Metro Peer Median 2 2 3 3 5 1 2 3 4 40 52 83 117 135 0 20 40 60 80 100 120 140 160 0 2 4 6 8 10 Dec-15 Dec-16 Dec-17 Dec-18 Sep-19 Branches LPOs Full Time Employees Loans + Deposits / FTE ($mm) (2)(3) (1) Revenue defined as total net interest income plus total noninterest income. (2) Select Southeast Metro Peers defined as exchange - traded Southeast banks with total assets $1bn – $5bn, headquartered in an MSA with population over 500,000 and YTD noninterest income / average assets less than 0.75%. (3) Loans and deposits as of December 31, 2019; FTE as of September 30, 2019. Peer median as of September 30, 2019. Data Source: S&P Global Market Intelligence . • In recent years, PFHD has invested heavily in talent and its banking footprint • With its infrastructure in place, the focus will shift to profitability while continuing to gain scale with relatively minimal capital investment • The Company’s utilization of its new operating platform and Digital Innovation Center will drive efficiencies in processes and technological innovation • Cost savings and operational efficiencies related to the Marquis acquisition will positively impact profitability Improve Operational Efficiency and Increase Profitability Location and FTE Growth Noninterest Expense ($mm) Revenue ($mm) (1) 21% potential u pside from reaching Peer levels $13.5 $17.8 $23.8 $30.9 0 $0.0 $5.0 $10.0 $15.0 $20.0 $25.0 $30.0 2016 2017 2018 2019 238% increase in FTEs from Dec. 2015 – Sep. 2019

21 • 100% stock consideration • Approximately 57% PFHD / 43% Marquis ownership split • Professional retains its management, name and branding • Up to 5 existing Marquis directors will join the combined company and bank board (8 current members) Overview of Marquis Bancorp, Inc. Building Scale and Profitability PFHD Branch (5) PFHD LPO (4) Marquis Branch (3) Summary Financial Highlights ( 1 ) Based on PFHD and Marquis’ total assets as of D ecember 31, 2019; excludes purchase accounting. (2) Ranking by pro forma deposits, as of September 30, 2019, amongst independent community banks in Florida. Data Source: S&P Global Market Intelligence. Marquis Footprint $ 1.7bn Pro Forma Total Assets #4 Largest Bank in South Florida #12 Largest Bank in Florida (2) Palm Beach Broward Miami - Dade (2) (1) Meaningfully Accretive to EPS Significant and Achievable Cost Savings Manageable TBV Dilution With Short Earnback Transaction Terms (Dollars in Millions) December 31, 2019 Balance Sheet PFHD Marquis Total Assets ($mm) $1,053 $646 Total Deposits ($mm) $893 $526 Net Loans ($mm) $785 $543 Asset Quality and Capital NPAs / Assets (%) 0.25% 0.02% TCE / TA (%) 7.5% 9.0% Profitability Net Income ($mm) $2.3 $7.1 ROAA (%) 0.26% 1.06% Net Interest Margin (%) 3.34% 3.38% Efficiency Ratio (%) 87.5% 59.2%

22 Noninterest - Bearing Deposits 23% NOW Accounts 5% Money Market Accounts 58% Savings Accounts 1% Certificates of Deposit 14% Owner Occupied CRE 20% Income Producing CRE 30% Residential Real Estate 31% Commercial 14% Construction & Development 4% Consumer & Other Loans 1% Owner Occupied CRE 29% Income Producing CRE 42% Residential Real Estate 12% Commercial 13% Construction & Development 3% Consumer & Other Loans 1% Owner Occupied CRE 14% Income Producing CRE 20% Residential Real Estate 45% Commercial 15% Construction & Development 5% Consumer & Other Loans 1% Noninterest - Bearing Deposits 25% NOW Accounts 3% Money Market Accounts 29% Savings Accounts 1% Certificates of Deposit 42% Noninterest - Bearing Deposits 24% NOW Accounts 4% Money Market Accounts 46% Savings Accounts 1% Certificates of Deposit 25% Diverse Pro - Forma Loan and Deposit Mix Note: Data as of September 30, 2019. Excludes purchase accounting. (1) Net of unearned income. $772M Yield: 5.17% $566M Yield: 5.48% $1,338M Gross Loans + Deposits $823M Cost: 1.35% $578M Cost: 1.53% $1,401M (1) (1)

23 Scarcity Value & Opportunities for Future Strategic Acquisitions (1) Excludes acquisitions in which the acquired bank survived as an operating subsidiary. (2) As of September 30 , 2019. Bank Consolidation in Florida (1) 300 109 100 150 200 250 300 350 -40 -30 -20 -10 0 10 20 30 40 New Charters Failed / Assisted Mergers Total Institutions Florida Headquartered Banks (2) • De novo activity has nearly ceased • Pro forma for Marquis, Professional is one of a handful of banks over $1B in assets in Florida that will be publicly traded • Opportunities for future acquisitions in attractive markets 10 10 9 41 30 20 1 0 10 20 30 40 50 <$250M $250M - $500M $500M - $1B $1B - $1.5B Total Assets ($) Miami-Dade MSA FL 109 FL Banks 92 FL Banks < $1.5B Total Assets : $32.5B 30 Miami - Dade MSA B anks Total Assets: $13.3B 11 Tampa MSA Banks Total Assets: $2.8B 8 Orlando MSA Banks Total Assets: $2.9B 4 Naples - Sarasota - Fort Myers MSAs Banks Total Assets: $1.1B

24 Meaningful Presence and Scarcity Value in Attractive Markets x Scalable Infrastructure and Technology x Robust and Disciplined Organic Growth x Investment Highlights Experienced & Invested Leadership x At Inflection Point of Increased Profitability x

25 Appendix

26 Historical Financial Summary – Professional Holding Corp. Note: Represents consolidated results. (1) Unaudited. (2) This is a non - GAAP financial measure. Fiscal Year Ended December 31, YTD Preliminary $ in thousands, except per share data 2016 2017 2018 9/30/2019 (1) FY 2019 (1) Balance Sheet & Capital Total Assets $385,184 $547,021 $729,625 $963,193 $1,053,047 Loans, Net 320,650 465,587 601,480 764,663 785,167 Total Deposits 323,922 459,174 603,302 823,065 892,873 Tangible Common Equity (2) 36,906 57,592 79,681 77,972 79,302 TBV Per Share (2) 10.50 11.95 13.45 13.58 13.52 TCE / TA (2) 9.6 % 10.5 % 10.9 % 8.1 % 7.5 % Tier 1 Leverage Ratio 9.8 11.3 11.0 8.4 7.8 Total Risk-Based Capital Ratio 13.2 15.2 16.9 12.5 11.6 Asset Quality Nonperforming Assets $0 $0 $0 $4,730 $2,646 NPAs / Assets 0.00 % 0.00 % 0.00 % 0.49 % 0.25 % NPLs / Loans 0.00 0.00 0.00 0.62 0.34 NCOs (Recoveries) / Average Loans 0.00 0.00 0.00 0.00 0.00 ALLL / Total Loans 1.09 0.96 0.94 0.84 0.83 Income Statement Net Interest Income $12,143 $15,988 $21,913 $20,605 $28,043 Provision for Loan Losses 1,065 991 1,150 762 862 Noninterest Income 1,369 1,786 1,874 2,127 2,808 Noninterest Expense 10,573 13,125 19,862 20,088 26,997 Income Tax Expense 743 1,844 669 534 656 Net Income 1,131 1,814 2,106 1,348 2,336 Diluted EPS 0.30 0.37 0.41 0.22 0.40 Profitability Ratios ROAA 0.33 % 0.39 % 0.33 % 0.21 % 0.26 % ROAE 3.15 3.30 3.52 2.25 2.94 ROATCE (2) 3.15 3.30 3.52 2.25 2.94 Net Interest Margin 3.59 3.68 3.60 3.43 3.34 Efficiency Ratio 78.25 73.84 83.50 88.37 87.51 Non-Interest Income / Avg. Assets 0.38 0.39 0.29 0.34 0.32 Non-Interest Expense / Avg. Assets 2.95 2.85 3.10 3.17 3.04

27 Historical Financial Summary – Marquis Bancorp, Inc. Note: Represents consolidated results except Net Interest Margin which is at the bank - level. (1) Unaudited. (2) This is a non - GAAP financial measure . Fiscal Year Ended December 31, YTD Preliminary $ in thousands, except per share data 2016 2017 2018 9/30/2019 (1) FY 2019 (1) Balance Sheet & Capital Total Assets $432,813 $539,184 $662,324 $676,819 $645,971 Loans, Net 361,036 458,869 551,364 559,975 542,568 Total Deposits 347,127 443,965 524,231 577,906 525,935 Tangible Common Equity (2) 38,601 43,147 50,805 56,444 58,269 TBV Per Share (2) 11.43 12.71 14.89 16.51 17.04 TCE / TA (2) 8.9 % 8.0 % 7.7 % 8.3 % 9.0 % Tier 1 Leverage Ratio 9.4 8.2 8.1 8.4 8.4 Total Risk-Based Capital Ratio 14.2 12.2 11.5 12.3 12.9 Asset Quality Nonperforming Assets $0 $2,406 $2,112 $1,818 $110 NPAs / Assets 0.00 % 0.45 % 0.32 % 0.27 % 0.02 % NPLs / Loans 0.00 0.51 0.07 0.02 0.02 NCOs (Recoveries) / Average Loans 0.00 0.08 0.09 (0.01) (0.01) ALLL / Total Loans 0.99 0.91 0.87 0.94 0.93 Income Statement Net Interest Income $14,140 $17,292 $21,167 $16,653 $21,906 Provision for Loan Losses 640 921 1,149 367 151 Noninterest Income 1,168 1,309 1,257 1,140 1,440 Noninterest Expense 8,975 10,637 12,326 10,121 13,811 Income Tax Expense 2,214 3,080 2,141 1,844 2,308 Net Income 3,479 3,963 6,808 5,461 7,076 Diluted EPS 0.99 1.14 1.91 1.43 1.86 Profitability Ratios ROAA 0.86 % 0.81 % 1.13 % 1.11 % 1.06 % ROAE 9.13 9.58 14.38 13.53 12.88 ROATCE (2) 9.13 9.58 14.38 13.53 12.88 Net Interest Margin 3.59 3.64 3.60 3.48 3.38 Efficiency Ratio 58.63 57.19 54.97 56.88 59.16 Non-Interest Income / Avg. Assets 0.29 0.27 0.21 0.23 0.22 Non-Interest Expense / Avg. Assets 2.22 2.18 2.05 2.05 2.07

28 % of Segment % of Total Miami-Dade County $156,075 51.9% 20.2% Palm Beach County 59,823 19.9% 7.8% Broward County 54,099 18.0% 7.0% Other FL County 27,430 9.1% 3.6% Out of State 3,259 1.1% 0.4% Total $300,686 100.0% 39.0% 51.9% 19.9% 18.0% 9.1% 1.1% Loan Portfolio – Commercial Real Estate + Construction & Development Note: Data as of September 30, 2019. Dollars in thousands. • Owner Occupied CRE – 54.5% • Non - Owner Occupied CRE – 50.3% • Construction – 54.6% • Vacant Land – 45.2% • Land Development – 40.7% % of Segment % of Total Retail $52,672 17.5% 6.8% Warehouse 50,603 16.8% 6.6% Office 37,483 12.5% 4.9% Other / Special Use 31,211 10.4% 4.0% Multifamily 22,118 7.4% 2.9% Mixed Use 18,431 6.1% 2.4% 1 - 4 Family Construction 17,668 5.9% 2.3% Educational Facility 15,095 5.0% 2.0% Auto (Car Lot / Auto Repair) 14,518 4.8% 1.9% Assignment of Mortgage 9,085 3.0% 1.2% Commercial Construction 8,746 2.9% 1.1% Hotel 6,702 2.2% 0.9% Vacant Land 6,042 2.0% 0.8% Land Development 5,612 1.9% 0.7% Religious Facility 4,700 1.6% 0.6% Total CRE Loans $300,686 100.0% 39.0% 17.5% 16.8% 12.5% 10.4% 7.4% 6.1% 5.9% 5.0% 4.8% 3.0% 2.9% 2.2% 2.0% 1.9% 1.6% Weighted Average LTVs CRE + C&D Loan Concentration by Geography CRE + C&D Loan Portfolio by Segment

29 % of Segment % of Total W.A. DSCR Trade $30,871 27.1% 4.0% 1.89x Finance 29,783 26.1% 3.9% 2.29x Business Services 12,692 11.1% 1.6% 3.31x Services 12,436 10.9% 1.6% 4.79x Construction 11,332 10.0% 1.5% 4.58x Communication 10,645 9.3% 1.4% 1.44x Healthcare 4,041 3.5% 0.5% 2.23x Other 2,203 1.9% 0.3% 8.90x Total C&I Loans $114,003 100.0% 14.8% 2.81x 27.1% 26.1% 11.1% 10.9% 10.0% 9.3% 3.5% 1.9% Loan Portfolio – C&I Note: Data as of September 30, 2019. Dollars in thousands. (1) Calculation excludes the approximately 8.1% of the C&I portfolio that is cash secured. • Commercial lending includes commercial lines of credit, working capital loans, term loans, equipment financing and letters of credit • Average balance: $511,223 as of September 30, 2019 • Debt service coverage ratio of approximately 2.8x (1) • Commercial loans greater than $500,000 generally require global cash flow analysis • Generally obtain personal guarantees and require key - man life insurance C&I Loan Portfolio by Segment

30 CRE + C&D Loan Composition - By Segment Note: Data as of September 30, 2019. Dollars in thousands. % Segment % Total % Segment % Total % Segment % Total Retail $52,672 17.5% 6.8% Retail $120,140 28.4% 21.2% Retail $172,812 23.9% 12.9% Warehouse 50,603 16.8% 6.6% Warehouse 72,624 17.2% 12.8% Warehouse 123,227 17.0% 9.2% Office 37,483 12.5% 4.9% Office 50,632 12.0% 9.0% Office 88,115 12.2% 6.6% Other / Special Use 31,211 10.4% 4.0% Other / Special Use 2,104 0.5% 0.4% Other / Special Use 33,315 4.6% 2.5% Multifamily 22,118 7.4% 2.9% Multifamily 19,270 4.6% 3.4% Multifamily 41,388 5.7% 3.1% Mixed Use 18,431 6.1% 2.4% Mixed Use - - - Mixed Use 18,431 2.5% 1.4% 1 - 4 Family Construction 17,668 5.9% 2.3% 1 - 4 Family Construction 2,845 0.7% 0.5% 1 - 4 Family Construction 20,513 2.8% 1.5% Educational Facility 15,095 5.0% 2.0% Educational Facility 4,435 1.0% 0.8% Educational Facility 19,530 2.7% 1.5% Auto (Car Lot / Auto Repair) 14,518 4.8% 1.9% Auto (Car Lot / Auto Repair) 1,025 0.2% 0.2% Auto (car Lot / Auto Repair) 15,543 2.1% 1.2% Assignment of Mortgage 9,085 3.0% 1.2% Assignment of Mortgage - - - Assignment of Mortgage 9,085 1.3% 0.7% Commercial Construction 8,746 2.9% 1.1% Commercial Construction 15,039 3.6% 2.7% Commercial Construction 23,785 3.3% 1.8% Hotel 6,702 2.2% 0.9% Hotel 30,003 7.1% 5.3% Hotel 36,705 5.1% 2.7% Vacant Land 6,042 2.0% 0.8% Vacant Land - - - Vacant Land 6,042 0.8% 0.5% Land Development 5,612 1.9% 0.7% Land Development 11,824 2.8% 2.1% Land Development 17,436 2.4% 1.3% Religious Facility 4,700 1.6% 0.6% Religious Facility 5,084 1.2% 0.9% Religious Facility 9,784 1.4% 0.7% Gas Station - - - Gas Station 51,817 12.3% 9.2% Gas Station 51,817 7.2% 3.9% Commercial 1 - 4 Family Residential - - - Commercial 1 - 4 Family Residential 35,958 8.5% 6.4% Commercial 1 - 4 Family Residential 35,958 5.0% 2.7% Total CRE + C&D Loans $300,686 100.0% 39.0% Total CRE + C&D Loans $422,800 100.0% 74.8% Total CRE + C&D Loans $723,486 100.0% 54.1% 17.5% 16.8% 12.5% 10.4% 7.4% 6.1% 5.9% 5.0% 4.8% 3.0% 2.9% 2.2% 2.0% 1.6% - - 2 7 . 1 % 2 6 . 1 % 1 1 . 1 % 1 0 . 9 % 9 . 9 % 9 . 3 % 3 . 5 % 1 . 9 % 28.4% 17.2% 12.0% 0.5% 4.6% 0.7% 1.0% 0.2% 3.6% 7.1% 2.8% 1.2% 12.3% 8.5% 23.9% 17.0% 12.2% 4.6% 5.7% 2.5% 2.8% 2.7% 2.1% 1.3% 3.3% 5.1% 0.8% 2.4% 1.4% 7.2% 5.0% Pro Forma Marquis Bancorp Professional Holding Corp.

31 C&I Loan Composition - By Segment Note: Data as of September 30, 2019. Dollars in thousands. Pro Forma Marquis Bancorp Professional Holding Corp. % Segment % Total % Segment % Total % Segment % Total Trade $30,871 27.1% 4.0% Trade $19,187 26.3% 3.4% Trade $50,058 26.8% 3.7% Finance 29,783 26.1% 3.9% Finance 15,330 21.0% 2.7% Finance 45,113 24.1% 3.4% Business Services 12,692 11.1% 1.6% Business Services 5,188 7.1% 0.9% Business Services 17,880 9.6% 1.3% Services 12,436 10.9% 1.6% Services 9,252 12.7% 1.6% Services 21,688 11.6% 1.6% Construction 11,332 10.0% 1.5% Construction 1,525 2.1% 0.3% Construction 12,857 6.9% 1.0% Communication 10,645 9.3% 1.4% Communication - - - Communication 10,645 5.7% 0.8% Healthcare 4,041 3.5% 0.5% Healthcare 4,239 5.8% 0.7% Healthcare 8,280 4.4% 0.6% Other 2,203 1.9% 0.3% Other 4,942 6.8% 0.9% Other 7,145 3.8% 0.5% Real Estate - - - Real Estate 8,797 12.1% 1.6% Real Estate 8,797 4.7% 0.7% Information - - - Information 4,442 6.1% 0.8% Information 4,442 2.4% 0.3% Total C&I Loans $114,003 100.0% 14.8% Total C&I Loans $72,902 100.0% 12.9% Total C&I Loans $186,905 100.0% 14.0% 27.1% 26.1% 11.1% 10.9% 10.0% 9.3% 3.5% 1.9% 26.3% 21.0% 7.1% 12.7% 2.1% - 5.8% 6.8% 12.1% 6.1% 26.8% 24.1% 9.6% 11.6% 6.9% 5.7% 4.4% 3.8% 4.7% 2.4%