The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 218,419 2,078 SH   SOLE   0 0 2,078
ABBOTT LABS COM 002824100 BBG001S5N9M6 315,324 3,114 SH   SOLE   0 0 3,114
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 463,926 2,911 SH   SOLE   0 0 2,911
ACCELERATE DIAGNOSTICS INC COM 00430H102 BBG001S6TPB4 8,766 12,523 SH   SOLE   0 0 12,523
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 2,412,449 23,257 SH   SOLE   0 0 23,257
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 2,023,344 19,455 SH   SOLE   0 0 19,455
AMAZON COM INC COM 023135106 BBG001S5PQL7 3,734,347 36,154 SH   SOLE   0 0 36,154
AMERICAN HOMES 4 RENT CL A 02665T306 BBG003NXJNJ4 363,153 11,547 SH   SOLE   0 0 11,547
AMERISOURCEBERGEN CORP COM 03073E105 BBG001S8X7P0 1,954,303 12,206 SH   SOLE   0 0 12,206
AMGEN INC COM 031162100 BBG001S5NNL6 1,394,172 5,767 SH   SOLE   0 0 5,767
APPLE INC COM 037833100 BBG001S5N8V8 39,107,454 237,159 SH   SOLE   0 0 237,159
BIOGEN INC COM 09062X103 BBG001S67826 1,060,406 3,814 SH   SOLE   0 0 3,814
BOEING CO COM 097023105 BBG001S5P0V3 520,666 2,451 SH   SOLE   0 0 2,451
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 958,072 13,823 SH   SOLE   0 0 13,823
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 592,154 15,620 SH   SOLE   0 0 15,620
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 1,848,960 3,721 SH   SOLE   0 0 3,721
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 512,735 15,909 SH   SOLE   0 0 15,909
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 263,718 10,350 SH   SOLE   0 0 10,350
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 453,408 10,205 SH   SOLE   0 0 10,205
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 332,021 9,917 SH   SOLE   0 0 9,917
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 2,884,151 54,728 SH   SOLE   0 0 54,728
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 213,644 4,801 SH   SOLE   0 0 4,801
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 256,704 11,132 SH   SOLE   0 0 11,132
DISNEY WALT CO COM 254687106 BBG001S5QHF3 453,589 4,530 SH   SOLE   0 0 4,530
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 BBG001SBT983 347,809 7,254 SH   SOLE   0 0 7,254
GSK PLC SPONSORED ADR 37733W204 BBG001SD6SM6 327,372 9,201 SH   SOLE   0 0 9,201
HALEON PLC SPON ADS 405552100 BBG018GZNDB0 93,651 11,505 SH   SOLE   0 0 11,505
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,293,388 4,383 SH   SOLE   0 0 4,383
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 687,650 3,598 SH   SOLE   0 0 3,598
INTEL CORP COM 458140100 BBG001S5SF65 278,838 8,535 SH   SOLE   0 0 8,535
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 1,381,335 10,537 SH   SOLE   0 0 10,537
INTUIT COM 461202103 BBG001S6TWR2 2,143,551 4,808 SH   SOLE   0 0 4,808
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585 BBG00Q5LFH79 2,058,582 94,271 SH   SOLE   0 0 94,271
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 BBG00KJR0YJ0 9,241,417 438,397 SH   SOLE   0 0 438,397
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 BBG00KJR0Z89 9,841,996 417,830 SH   SOLE   0 0 417,830
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 10,775,643 523,344 SH   SOLE   0 0 523,344
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 BBG00KJR2H78 10,416,122 463,885 SH   SOLE   0 0 463,885
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 10,402,293 512,934 SH   SOLE   0 0 512,934
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 BBG00KXH4WB4 10,204,807 453,950 SH   SOLE   0 0 453,950
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 BBG00KJR2K35 9,450,718 493,253 SH   SOLE   0 0 493,253
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 BBG00KJR2L24 3,696,654 191,487 SH   SOLE   0 0 191,487
INVESCO EXCH TRD SLF IDX FD INVSCO 28 HYCORP 46138J452 BBG00X3HZJZ8 910,575 43,136 SH   SOLE   0 0 43,136
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635 BBG00LNJYDS0 9,716,422 424,947 SH   SOLE   0 0 424,947
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 BBG00LNJW5P2 1,669,152 83,169 SH   SOLE   0 0 83,169
INVESCO EXCHANGE TRADED FD T DYNMC LEISURE 46137V720 BBG001SN68L9 841,212 20,674 SH   SOLE   0 0 20,674
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 1,991,266 13,769 SH   SOLE   0 0 13,769
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 3,292,556 10,259 SH   SOLE   0 0 10,259
ISHARES INC MSCI EQUAL WEITE 464286681 BBG001T8MYT8 9,954,912 131,766 SH   SOLE   0 0 131,766
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 717,010 8,727 SH   SOLE   0 0 8,727
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 1,505,715 14,811 SH   SOLE   0 0 14,811
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 450,136 6,734 SH   SOLE   0 0 6,734
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 12,491,341 49,933 SH   SOLE   0 0 49,933
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 8,987,959 92,947 SH   SOLE   0 0 92,947
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 4,074,289 44,995 SH   SOLE   0 0 44,995
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 35,740,598 86,943 SH   SOLE   0 0 86,943
ISHARES TR EUROPE ETF 464287861 BBG001SFGXD9 255,506 5,108 SH   SOLE   0 0 5,108
ISHARES TR GLOBAL TECH ETF 464287291 BBG001S60KQ0 642,807 11,825 SH   SOLE   0 0 11,825
ISHARES TR IBONDS 2026 TERM 46436E528 BBG00Y1B7X63 569,808 24,992 SH   SOLE   0 0 24,992
ISHARES TR IBONDS 2027 TERM 46436E478 BBG011MMQW86 366,560 16,677 SH   SOLE   0 0 16,677
ISHARES TR IBONDS 23 TRM HG 46435U150 BBG00P3CWH01 471,114 19,954 SH   SOLE   0 0 19,954
ISHARES TR IBONDS 24 TRM HG 46435U184 BBG00P3CTJ01 865,303 37,410 SH   SOLE   0 0 37,410
ISHARES TR IBONDS 25 TRM HG 46435U168 BBG00P3CSKH1 781,709 34,121 SH   SOLE   0 0 34,121
ISHARES TR IBONDS 27 ETF 46435UAA9 BBG00HPLJP02 534,473 22,438 SH   SOLE   0 0 22,438
ISHARES TR IBONDS DEC2026 46435GAA0 BBG00DST7FD2 744,458 31,372 SH   SOLE   0 0 31,372
ISHARES TR IBONDS DEC23 ETF 46434VAX8 BBG0088JLVM6 679,188 26,963 SH   SOLE   0 0 26,963
ISHARES TR IBONDS DEC24 ETF 46434VBG4 BBG0088JX0B3 1,281,317 52,107 SH   SOLE   0 0 52,107
ISHARES TR IBONDS DEC25 ETF 46434VBD1 BBG0088JX9H8 1,344,569 54,813 SH   SOLE   0 0 54,813
ISHARES TR INTL SEL DIV ETF 464288448 BBG001S7Y5C9 988,310 35,952 SH   SOLE   0 0 35,952
ISHARES TR ISHARES SEMICDTR 464287523 BBG001SJ8F58 569,178 1,280 SH   SOLE   0 0 1,280
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 6,432,572 89,941 SH   SOLE   0 0 89,941
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 240,836 6,103 SH   SOLE   0 0 6,103
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 552,863 17,709 SH   SOLE   0 0 17,709
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 1,202,135 4,920 SH   SOLE   0 0 4,920
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 1,546,311 6,817 SH   SOLE   0 0 6,817
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 693,811 9,923 SH   SOLE   0 0 9,923
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 753,107 4,221 SH   SOLE   0 0 4,221
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 11,192,072 175,177 SH   SOLE   0 0 175,177
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 15,832,868 104,328 SH   SOLE   0 0 104,328
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 2,143,284 29,972 SH   SOLE   0 0 29,972
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 4,843,996 47,134 SH   SOLE   0 0 47,134
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 1,524,050 13,863 SH   SOLE   0 0 13,863
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 4,883,081 41,672 SH   SOLE   0 0 41,672
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 5,925,013 63,308 SH   SOLE   0 0 63,308
ISHARES TR U.S. ENERGY ETF 464287796 BBG001SFGXW8 3,266,489 74,663 SH   SOLE   0 0 74,663
ISHARES TR U.S. FINLS ETF 464287788 BBG001SFC802 3,945,319 55,459 SH   SOLE   0 0 55,459
ISHARES U S ETF TR U.S. TECH INDEPD 46431W648 BBG00KDZS4F8 538,803 11,425 SH   SOLE   0 0 11,425
ISHARES U S ETF TR US CONSUMER FOC 46431W663 BBG00KDZR0N8 305,957 8,102 SH   SOLE   0 0 8,102
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,585,448 10,229 SH   SOLE   0 0 10,229
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 2,134,134 16,377 SH   SOLE   0 0 16,377
LILLY ELI & CO COM 532457108 BBG001S5STL8 1,899,113 5,530 SH   SOLE   0 0 5,530
LINDE PLC SHS G54950103 BBG01FND0CH6 248,453 699 SH   SOLE   0 0 699
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 667,022 1,411 SH   SOLE   0 0 1,411
LOWES COS INC COM 548661107 BBG001S5SVL3 1,525,771 7,630 SH   SOLE   0 0 7,630
MCDONALDS CORP COM 580135101 BBG001S5T110 1,054,130 3,770 SH   SOLE   0 0 3,770
MERCK & CO INC COM 58933Y105 BBG001S5TC52 556,243 5,228 SH   SOLE   0 0 5,228
MICROSOFT CORP COM 594918104 BBG001S5TD05 3,779,155 13,108 SH   SOLE   0 0 13,108
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 236,945 3,399 SH   SOLE   0 0 3,399
OCCIDENTAL PETE CORP COM 674599105 BBG001S5TZG9 367,463 5,886 SH   SOLE   0 0 5,886
ORACLE CORP COM 68389X105 BBG001S5SJG6 416,653 4,484 SH   SOLE   0 0 4,484
PEPSICO INC COM 713448108 BBG001S695T1 347,661 1,907 SH   SOLE   0 0 1,907
PFIZER INC COM 717081103 BBG001S5V466 1,465,641 35,923 SH   SOLE   0 0 35,923
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 1,052,881 10,751 SH   SOLE   0 0 10,751
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 535,376 10,221 SH   SOLE   0 0 10,221
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 306,084 12,483 SH   SOLE   0 0 12,483
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 741,898 21,319 SH   SOLE   0 0 21,319
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 438,959 9,174 SH   SOLE   0 0 9,174
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 261,788 4,017 SH   SOLE   0 0 4,017
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 551,000 8,402 SH   SOLE   0 0 8,402
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 1,000,442 20,683 SH   SOLE   0 0 20,683
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 1,452,081 21,401 SH   SOLE   0 0 21,401
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 915,027 21,823 SH   SOLE   0 0 21,823
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 853,711 26,554 SH   SOLE   0 0 26,554
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 211,001 1,411 SH   SOLE   0 0 1,411
SHAPEWAYS HOLDINGS INC COMMON STOCK 81947T102 BBG00QLC97F1 4,187 12,200 SH   SOLE   0 0 12,200
SNAP ON INC COM 833034101 BBG001S5W688 488,595 1,979 SH   SOLE   0 0 1,979
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 315,138 1,720 SH   SOLE   0 0 1,720
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,075,983 5,071 SH   SOLE   0 0 5,071
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 379,970 9,331 SH   SOLE   0 0 9,331
SPDR SER TR SPDR S&P 500 ETF 78468R796 BBG00BKMB118 380,532 11,448 SH   SOLE   0 0 11,448
STRYKER CORPORATION COM 863667101 BBG001S8FR03 268,056 939 SH   SOLE   0 0 939
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 291,049 1,139 SH   SOLE   0 0 1,139
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 BBG001TC6MR5 387,557 4,365 SH   SOLE   0 0 4,365
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 258,046 1,035 SH   SOLE   0 0 1,035
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 2,649,745 14,184 SH   SOLE   0 0 14,184
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 814,514 3,862 SH   SOLE   0 0 3,862
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 314,912 3,792 SH   SOLE   0 0 3,792
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 425,016 1,130 SH   SOLE   0 0 1,130
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 660,440 3,484 SH   SOLE   0 0 3,484
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 3,551,338 17,400 SH   SOLE   0 0 17,400
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 304,853 2,207 SH   SOLE   0 0 2,207
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 1,109,987 20,759 SH   SOLE   0 0 20,759
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 220,337 2,017 SH   SOLE   0 0 2,017
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 1,254,844 13,626 SH   SOLE   0 0 13,626
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,883,602 41,700 SH   SOLE   0 0 41,700
WALMART INC COM 931142103 BBG001S5XH92 491,894 3,336 SH   SOLE   0 0 3,336
WNS HLDGS LTD SPON ADR 92932M101 BBG001SBK8N7 316,126 3,393 SH   SOLE   0 0 3,393
YUM BRANDS INC COM 988498101 BBG001S7JQ30 660,004 4,997 SH   SOLE   0 0 4,997
YUM CHINA HLDGS INC COM 98850P109 BBG00B8N0HH0 304,082 4,797 SH   SOLE   0 0 4,797
ZIMMER BIOMET HOLDINGS INC COM 98956P102 BBG001S7DQJ9 358,788 2,777 SH   SOLE   0 0 2,777
ZIONS BANCORPORATION N A COM 989701107 BBG001S5XN80 642,388 21,463 SH   SOLE   0 0 21,463