NOTE 7 - CONVERTIBLE DEBT: Schedule of Debt (Details) - USD ($)	Sep. 30, 2025	Dec. 31, 2024
Convertible debt, net of discount - current	$ 177,207	$ 530,860
Convertible Debt
Original Principal Amount	757,888
Convertible debt, net of discount - current	$ 183,957	530,861
Convertible Promissory Note 1 \| Convertible Debt
Debt Instrument, Interest Rate, Effective Percentage	8.00%
Original Principal Amount	$ 15,000
Convertible debt, net of discount - current	$ 6,750	6,750
Convertible Promissory Note 2 \| Convertible Debt
Debt Instrument, Interest Rate, Effective Percentage	10.00%
Original Principal Amount	$ 154,000
Convertible debt, net of discount - current	$ 0	0
Convertible Promissory Note 3 \| Convertible Debt
Debt Instrument, Interest Rate, Effective Percentage	12.00%
Original Principal Amount	$ 200,000
Convertible debt, net of discount - current	$ 0	200,000
Convertible Promissory Note 4 \| Convertible Debt
Debt Instrument, Interest Rate, Effective Percentage	0.00%
Original Principal Amount	$ 388,888
Convertible debt, net of discount - current	$ 177,207	$ 324,111

Carrying value as of the balance sheet date of the portion of long-term debt due within one year or the operating cycle if longer identified as Convertible Notes Payable. Convertible Notes Payable is a written promise to pay a note which can be exchanged for a specified amount of another, related security, at the option of the issuer and the holder.

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Effective interest rate for the funds borrowed under the debt agreement considering interest compounding and original issue discount or premium.

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This is the result of the principal amount outstanding of total loans managed or securitized less securitized loans and loans that are in the process of being securitized.

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