The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 26,464 63,741 SH   SOLE   0 0 63,741
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 24,974 878,430 SH   SOLE   0 0 878,430
ISHARES TR 0-5 YR TIPS ETF 46429B747 22,364 213,109 SH   SOLE   0 0 213,109
ISHARES TR IBONDS DEC2026 46435GAA0 20,208 819,811 SH   SOLE   0 0 819,811
APPLE INC COM 037833100 18,557 106,278 SH   SOLE   0 0 106,278
ISHARES TR CORE MSCI EAFE 46432F842 16,822 242,015 SH   SOLE   0 0 242,015
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 16,026 217,776 SH   SOLE   0 0 217,776
VANGUARD INDEX FDS VALUE ETF 922908744 15,262 103,273 SH   SOLE   0 0 103,273
ISHARES TR RUS 2000 VAL ETF 464287630 15,122 93,690 SH   SOLE   0 0 93,690
ISHARES TR MSCI INDIA ETF 46429B598 14,856 333,314 SH   SOLE   0 0 333,314
ISHARES INC CORE MSCI EMKT 46434G103 14,737 265,290 SH   SOLE   0 0 265,290
ISHARES TR CORE 1 5 YR USD 46432F859 14,103 291,028 SH   SOLE   0 0 291,028
ISHARES TR CORE US AGGBD ET 464287226 14,096 131,612 SH   SOLE   0 0 131,612
ISHARES TR S&P MC 400VL ETF 464287705 13,503 123,161 SH   SOLE   0 0 123,161
KRANESHARES TR GLOBAL CARB STRA 500767678 13,464 288,562 SH   SOLE   0 0 288,562
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 12,812 261,742 SH   SOLE   0 0 261,742
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 12,792 78,884 SH   SOLE   0 0 78,884
WISDOMTREE TR EMER MKT HIGH FD 97717W315 12,742 291,172 SH   SOLE   0 0 291,172
INNOVATOR ETFS TR US EQT PWR BUF 45782C870 12,231 412,385 SH   SOLE   0 0 412,385
ISHARES TR SELECT DIVID ETF 464287168 11,592 90,472 SH   SOLE   0 0 90,472
ISHARES TR ISHARES SEMICDTR 464287523 10,806 22,832 SH   SOLE   0 0 22,832
INVESCO QQQ TR UNIT SER 1 46090E103 10,057 27,740 SH   SOLE   0 0 27,740
SPDR SER TR S&P OILGAS EXP 78468R556 9,930 73,799 SH   SOLE   0 0 73,799
ISHARES INC MSCI CDA ETF 464286509 9,693 241,065 SH   SOLE   0 0 241,065
ISHARES TR U.S. MED DVC ETF 464288810 9,422 154,568 SH   SOLE   0 0 154,568
PROSHARES TR PSHS ULTRA QQQ 74347R206 9,385 130,492 SH   SOLE   0 0 130,492
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 9,228 140,542 SH   SOLE   0 0 140,542
ISHARES TR U.S. REAL ES ETF 464287739 9,220 85,199 SH   SOLE   0 0 85,199
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 8,894 86,362 SH   SOLE   0 0 86,362
ISHARES TR MSCI UK ETF NEW 46435G334 8,844 262,896 SH   SOLE   0 0 262,896
ISHARES TR CORE TOTAL USD 46434V613 8,841 178,132 SH   SOLE   0 0 178,132
SPDR SER TR S&P INS ETF 78464A789 8,721 207,498 SH   SOLE   0 0 207,498
ISHARES TR CORE INTL AGGR 46435G672 8,621 165,374 SH   SOLE   0 0 165,374
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 8,458 107,995 SH   SOLE   0 0 107,995
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 8,175 109,786 SH   SOLE   0 0 109,786
ALPHABET INC CAP STK CL A 02079K305 7,863 2,827 SH   SOLE   0 0 2,827
AMAZON COM INC COM 023135106 7,765 2,382 SH   SOLE   0 0 2,382
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 7,571 85,892 SH   SOLE   0 0 85,892
MICROSOFT CORP COM 594918104 7,525 24,408 SH   SOLE   0 0 24,408
ISHARES TR AGENCY BOND ETF 464288166 7,288 64,897 SH   SOLE   0 0 64,897
ISHARES TR US TELECOM ETF 464287713 7,207 241,115 SH   SOLE   0 0 241,115
ISHARES TR MBS ETF 464288588 7,191 70,590 SH   SOLE   0 0 70,590
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 7,119 239,935 SH   SOLE   0 0 239,935
ISHARES TR IBONDS DEC 26 46435U259 6,608 259,072 SH   SOLE   0 0 259,072
VANECK ETF TRUST GOLD MINERS ETF 92189F106 6,292 164,081 SH   SOLE   0 0 164,081
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 6,251 82,369 SH   SOLE   0 0 82,369
SALESFORCE COM INC COM 79466L302 5,363 25,259 SH   SOLE   0 0 25,259
BROADCOM INC COM 11135F101 5,131 8,148 SH   SOLE   0 0 8,148
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 5,130 167,381 SH   SOLE   0 0 167,381
ISHARES TR U.S. FINLS ETF 464287788 5,089 60,205 SH   SOLE   0 0 60,205
UNITEDHEALTH GROUP INC COM 91324P102 5,089 9,978 SH   SOLE   0 0 9,978
JPMORGAN CHASE & CO COM 46625H100 5,001 36,688 SH   SOLE   0 0 36,688
ISHARES U S ETF TR INFLATION HEDG 46431W580 4,878 168,102 SH   SOLE   0 0 168,102
PAYCOM SOFTWARE INC COM 70432V102 4,823 13,924 SH   SOLE   0 0 13,924
ISHARES TR 3YRTB ETF 464288125 4,818 63,901 SH   SOLE   0 0 63,901
DISNEY WALT CO COM 254687106 4,756 34,671 SH   SOLE   0 0 34,671
ISHARES TR MSCI EMG MKT ETF 464287234 4,580 101,433 SH   SOLE   0 0 101,433
HONEYWELL INTL INC COM 438516106 4,255 21,866 SH   SOLE   0 0 21,866
JEFFERIES FINL GROUP INC COM 47233W109 4,169 126,918 SH   SOLE   0 0 126,918
ISHARES TR CORE S&P MCP ETF 464287507 4,134 15,407 SH   SOLE   0 0 15,407
HOME DEPOT INC COM 437076102 3,975 13,278 SH   SOLE   0 0 13,278
ISHARES TR CORE S&P500 ETF 464287200 3,974 8,759 SH   SOLE   0 0 8,759
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,966 66,387 SH   SOLE   0 0 66,387
ISHARES TR FLTG RATE NT ETF 46429B655 3,632 71,886 SH   SOLE   0 0 71,886
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863 3,419 67,109 SH   SOLE   0 0 67,109
CATERPILLAR INC COM 149123101 3,337 14,977 SH   SOLE   0 0 14,977
ISHARES TR MRGSTR MD CP ETF 464288208 3,327 49,438 SH   SOLE   0 0 49,438
DEERE & CO COM 244199105 3,264 7,857 SH   SOLE   0 0 7,857
ISHARES TR CALIF MUN BD ETF 464288356 3,259 56,017 SH   SOLE   0 0 56,017
ISHARES TR IBOXX INV CP ETF 464287242 3,177 26,268 SH   SOLE   0 0 26,268
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,989 37,581 SH   SOLE   0 0 37,581
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 2,954 61,644 SH   SOLE   0 0 61,644
ISHARES INC MSCI GBL GOLD MN 46434G855 2,628 84,573 SH   SOLE   0 0 84,573
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 2,376 77,074 SH   SOLE   0 0 77,074
VISA INC COM CL A 92826C839 2,317 10,448 SH   SOLE   0 0 10,448
ISHARES TR CORE DIV GRWTH 46434V621 1,701 31,851 SH   SOLE   0 0 31,851
ISHARES TR S&P 100 ETF 464287101 1,645 7,891 SH   SOLE   0 0 7,891
THERMO FISHER SCIENTIFIC INC COM 883556102 1,618 2,739 SH   SOLE   0 0 2,739
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107 1,314 100,473 SH   SOLE   0 0 100,473
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,293 3,663 SH   SOLE   0 0 3,663
ISHARES TR RUS MD CP GR ETF 464287481 1,196 11,901 SH   SOLE   0 0 11,901
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,165 2,558 SH   SOLE   0 0 2,558
TARGET CORP COM 87612E106 985 4,640 SH   SOLE   0 0 4,640
SERVICENOW INC COM 81762P102 880 1,580 SH   SOLE   0 0 1,580
ALPHABET INC CAP STK CL C 02079K107 849 304 SH   SOLE   0 0 304
VANGUARD WORLD FDS INF TECH ETF 92204A702 786 1,886 SH   SOLE   0 0 1,886
TESLA INC COM 88160R101 749 695 SH   SOLE   0 0 695
ISHARES TR RUS 1000 GRW ETF 464287614 748 2,695 SH   SOLE   0 0 2,695
BLACKROCK MUNIYIELD CALIF FD COM 09254M105 710 54,542 SH   SOLE   0 0 54,542
MCDONALDS CORP COM 580135101 698 2,824 SH   SOLE   0 0 2,824
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 685 14,843 SH   SOLE   0 0 14,843
ISHARES TR ESG AW MSCI EAFE 46435G516 667 9,043 SH   SOLE   0 0 9,043
JOHNSON & JOHNSON COM 478160104 613 3,459 SH   SOLE   0 0 3,459
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 560 29,447 SH   SOLE   0 0 29,447
UBER TECHNOLOGIES INC COM 90353T100 524 14,692 SH   SOLE   0 0 14,692
SPDR S&P 500 ETF TR TR UNIT 78462F103 508 1,125 SH   SOLE   0 0 1,125
AKERO THERAPEUTICS INC COM 00973Y108 497 35,000 SH   SOLE   0 0 35,000
FIRST TR EXCH TRADED FD III EME MRK BD ETF 33739P202 480 15,908 SH   SOLE   0 0 15,908
NVIDIA CORPORATION COM 67066G104 459 1,682 SH   SOLE   0 0 1,682
SPDR GOLD TR GOLD SHS 78463V107 448 2,482 SH   SOLE   0 0 2,482
ISHARES TR EXPANDED TECH 464287515 423 1,225 SH   SOLE   0 0 1,225
COSTCO WHSL CORP NEW COM 22160K105 420 729 SH   SOLE   0 0 729
VANGUARD INDEX FDS TOTAL STK MKT 922908769 381 1,674 SH   SOLE   0 0 1,674
META PLATFORMS INC CL A 30303M102 381 1,714 SH   SOLE   0 0 1,714
ISHARES TR BLACKROCK ULTRA 46434V878 356 7,092 SH   SOLE   0 0 7,092
ADVANCED MICRO DEVICES INC COM 007903107 356 3,255 SH   SOLE   0 0 3,255
INTERNATIONAL BUSINESS MACHS COM 459200101 355 2,733 SH   SOLE   0 0 2,733
LENDINGCLUB CORP COM NEW 52603A208 349 22,134 SH   SOLE   0 0 22,134
ISHARES TR CRE U S REIT ETF 464288521 346 5,356 SH   SOLE   0 0 5,356
CHEVRON CORP NEW COM 166764100 341 2,092 SH   SOLE   0 0 2,092
ISHARES INC ESG AWR MSCI EM 46434G863 337 9,166 SH   SOLE   0 0 9,166
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 337 2,121 SH   SOLE   0 0 2,121
ISHARES TR U.S. FIN SVC ETF 464287770 312 1,730 SH   SOLE   0 0 1,730
VANGUARD WORLD FD ESG US STK ETF 921910733 296 3,650 SH   SOLE   0 0 3,650
QUALCOMM INC COM 747525103 296 1,936 SH   SOLE   0 0 1,936
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 291 10,525 SH   SOLE   0 0 10,525
ENCOMPASS HEALTH CORP COM 29261A100 263 3,700 SH   SOLE   0 0 3,700
FIRST TR EXCHNG TRADED FD VI VEST US BUFFER 33740F862 257 6,751 SH   SOLE   0 0 6,751
CORTEVA INC COM 22052L104 251 4,360 SH   SOLE   0 0 4,360
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 247 1,651 SH   SOLE   0 0 1,651
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 242 2,698 SH   SOLE   0 0 2,698
ENTEGRIS INC COM 29362U104 238 1,814 SH   SOLE   0 0 1,814
TRAVELERS COMPANIES INC COM 89417E109 237 1,297 SH   SOLE   0 0 1,297
REVOLVE GROUP INC CL A 76156B107 237 4,415 SH   SOLE   0 0 4,415
ASTRAZENECA PLC SPONSORED ADR 046353108 236 3,563 SH   SOLE   0 0 3,563
ISHARES TR MSCI KLD400 SOC 464288570 231 2,666 SH   SOLE   0 0 2,666
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791 228 4,858 SH   SOLE   0 0 4,858
UNUM GROUP COM 91529Y106 223 7,087 SH   SOLE   0 0 7,087
BED BATH & BEYOND INC COM 075896100 223 9,917 SH   SOLE   0 0 9,917
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 220 1,395 SH   SOLE   0 0 1,395
MGM RESORTS INTERNATIONAL COM 552953101 218 5,199 SH   SOLE   0 0 5,199
NIKE INC CL B 654106103 208 1,546 SH   SOLE   0 0 1,546
AMERICAN EXPRESS CO COM 025816109 205 1,097 SH   SOLE   0 0 1,097
MICROVISION INC DEL COM NEW 594960304 47 10,000 SH   SOLE   0 0 10,000