The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUSSELL 3000 ETF 464287689 53,747 193,683 SH   SOLE   0 0 193,683
ISHARES TR CORE DIV GRWTH 46434V621 23,721 426,795 SH   SOLE   0 0 426,795
APPLE INC COM 037833100 23,608 132,948 SH   SOLE   0 0 132,948
ISHARES TR IBONDS DEC2026 46435GAA0 21,616 829,143 SH   SOLE   0 0 829,143
ISHARES TR ISHARES SEMICDTR 464287523 17,761 32,749 SH   SOLE   0 0 32,749
ISHARES TR U.S. MED DVC ETF 464288810 17,230 261,653 SH   SOLE   0 0 261,653
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 15,730 219,759 SH   SOLE   0 0 219,759
ISHARES TR CORE 1 5 YR USD 46432F859 15,370 304,774 SH   SOLE   0 0 304,774
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 15,341 89,320 SH   SOLE   0 0 89,320
ISHARES TR CORE US AGGBD ET 464287226 15,284 133,980 SH   SOLE   0 0 133,980
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 15,118 220,179 SH   SOLE   0 0 220,179
ISHARES TR RUS MD CP GR ETF 464287481 14,912 129,420 SH   SOLE   0 0 129,420
ISHARES TR SELECT DIVID ETF 464287168 14,243 116,188 SH   SOLE   0 0 116,188
ISHARES TR EXPANDED TECH 464287515 13,527 34,018 SH   SOLE   0 0 34,018
ALPHABET INC CAP STK CL A 02079K305 13,277 4,583 SH   SOLE   0 0 4,583
ISHARES TR US TELECOM ETF 464287713 12,843 390,244 SH   SOLE   0 0 390,244
ISHARES TR CORE TOTAL USD 46434V613 12,710 240,130 SH   SOLE   0 0 240,130
PROSHARES TR PSHS ULTRA QQQ 74347R206 12,603 141,572 SH   SOLE   0 0 141,572
ISHARES TR CORE MSCI EAFE 46432F842 12,466 167,010 SH   SOLE   0 0 167,010
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 12,418 611,137 SH   SOLE   0 0 611,137
MICROSOFT CORP COM 594918104 12,292 36,548 SH   SOLE   0 0 36,548
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 12,136 74,930 SH   SOLE   0 0 74,930
ISHARES TR CORE INTL AGGR 46435G672 11,689 214,360 SH   SOLE   0 0 214,360
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 11,478 26,290 SH   SOLE   0 0 26,290
ISHARES TR U.S. REAL ES ETF 464287739 11,422 98,347 SH   SOLE   0 0 98,347
AMAZON COM INC COM 023135106 11,033 3,309 SH   SOLE   0 0 3,309
ISHARES TR MSCI INDIA ETF 46429B598 10,839 236,460 SH   SOLE   0 0 236,460
ISHARES TR 0-5 YR TIPS ETF 46429B747 9,249 87,352 SH   SOLE   0 0 87,352
INVESCO QQQ TR UNIT SER 1 46090E103 9,224 23,184 SH   SOLE   0 0 23,184
SPDR SER TR S&P INS ETF 78464A789 9,186 227,542 SH   SOLE   0 0 227,542
ISHARES INC CORE MSCI EMKT 46434G103 8,938 149,318 SH   SOLE   0 0 149,318
SALESFORCE COM INC COM 79466L302 8,741 34,394 SH   SOLE   0 0 34,394
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 8,712 264,308 SH   SOLE   0 0 264,308
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 8,622 172,480 SH   SOLE   0 0 172,480
VANGUARD WORLD FDS INF TECH ETF 92204A702 8,602 18,775 SH   SOLE   0 0 18,775
BROADCOM INC COM 11135F101 8,588 12,906 SH   SOLE   0 0 12,906
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 7,962 110,206 SH   SOLE   0 0 110,206
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 7,858 340,772 SH   SOLE   0 0 340,772
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 7,827 92,359 SH   SOLE   0 0 92,359
ISHARES TR RUS 1000 GRW ETF 464287614 7,701 25,200 SH   SOLE   0 0 25,200
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 7,380 69,745 SH   SOLE   0 0 69,745
FIRST TR EXCH TRADED FD III EME MRK BD ETF 33739P202 7,349 235,756 SH   SOLE   0 0 235,756
JPMORGAN CHASE & CO COM 46625H100 7,079 44,707 SH   SOLE   0 0 44,707
SPDR SER TR S&P OILGAS EXP 78468R556 7,040 73,429 SH   SOLE   0 0 73,429
ISHARES TR IBOXX INV CP ETF 464287242 6,934 52,324 SH   SOLE   0 0 52,324
ISHARES TR AGENCY BOND ETF 464288166 6,893 58,829 SH   SOLE   0 0 58,829
INTUITIVE SURGICAL INC COM NEW 46120E602 6,851 19,069 SH   SOLE   0 0 19,069
PAYCOM SOFTWARE INC COM 70432V102 6,849 16,495 SH   SOLE   0 0 16,495
UNITEDHEALTH GROUP INC COM 91324P102 6,749 13,441 SH   SOLE   0 0 13,441
ISHARES TR MBS ETF 464288588 6,718 62,536 SH   SOLE   0 0 62,536
JEFFERIES FINL GROUP INC COM 47233W109 6,554 168,915 SH   SOLE   0 0 168,915
HUMANA INC COM 444859102 6,534 14,085 SH   SOLE   0 0 14,085
ISHARES TR IBONDS DEC 26 46435U259 6,467 240,639 SH   SOLE   0 0 240,639
HOME DEPOT INC COM 437076102 6,363 15,332 SH   SOLE   0 0 15,332
ISHARES TR RUS 2000 GRW ETF 464287648 6,253 21,336 SH   SOLE   0 0 21,336
XILINX INC COM 983919101 6,132 28,919 SH   SOLE   0 0 28,919
ISHARES TR MSCI EMG MKT ETF 464287234 5,832 119,386 SH   SOLE   0 0 119,386
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 5,715 123,377 SH   SOLE   0 0 123,377
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 5,667 185,452 SH   SOLE   0 0 185,452
ISHARES TR U.S. FINLS ETF 464287788 5,590 64,483 SH   SOLE   0 0 64,483
LULULEMON ATHLETICA INC COM 550021109 5,404 13,804 SH   SOLE   0 0 13,804
INNOVATOR ETFS TR US EQT PWR BUF 45782C870 5,389 183,722 SH   SOLE   0 0 183,722
VANECK ETF TRUST GOLD MINERS ETF 92189F106 5,154 160,926 SH   SOLE   0 0 160,926
OKTA INC CL A 679295105 5,025 22,414 SH   SOLE   0 0 22,414
ISHARES TR CALIF MUN BD ETF 464288356 4,866 78,076 SH   SOLE   0 0 78,076
ISHARES TR MRGSTR MD CP ETF 464288208 4,750 66,822 SH   SOLE   0 0 66,822
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863 4,723 86,287 SH   SOLE   0 0 86,287
ISHARES TR CORE S&P500 ETF 464287200 4,347 9,114 SH   SOLE   0 0 9,114
DISNEY WALT CO COM 254687106 4,269 27,562 SH   SOLE   0 0 27,562
HONEYWELL INTL INC COM 438516106 4,221 20,246 SH   SOLE   0 0 20,246
ISHARES TR FLTG RATE NT ETF 46429B655 4,115 81,119 SH   SOLE   0 0 81,119
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3,853 23,677 SH   SOLE   0 0 23,677
ISHARES TR S&P 100 ETF 464287101 3,626 16,549 SH   SOLE   0 0 16,549
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,488 54,869 SH   SOLE   0 0 54,869
INNOVATOR ETFS TR TRIPLE STKER OCT 45782C193 3,429 105,931 SH   SOLE   0 0 105,931
ISHARES INC MSCI GBL GOLD MN 46434G855 3,397 125,956 SH   SOLE   0 0 125,956
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847 3,144 37,100 SH   SOLE   0 0 37,100
ISHARES TR CORE S&P MCP ETF 464287507 2,786 9,842 SH   SOLE   0 0 9,842
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,687 4,739 SH   SOLE   0 0 4,739
VISA INC COM CL A 92826C839 2,525 11,651 SH   SOLE   0 0 11,651
ISHARES TR RUSSELL 2000 ETF 464287655 2,387 10,728 SH   SOLE   0 0 10,728
THERMO FISHER SCIENTIFIC INC COM 883556102 2,132 3,195 SH   SOLE   0 0 3,195
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107 1,970 127,622 SH   SOLE   0 0 127,622
BLACKROCK MUNIYIELD CALIF FD COM 09254M105 1,855 123,264 SH   SOLE   0 0 123,264
SERVICENOW INC COM 81762P102 1,364 2,101 SH   SOLE   0 0 2,101
ISHARES TR 3YRTB ETF 464288125 1,353 17,313 SH   SOLE   0 0 17,313
NVIDIA CORPORATION COM 67066G104 1,267 4,308 SH   SOLE   0 0 4,308
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,165 3,896 SH   SOLE   0 0 3,896
TARGET CORP COM 87612E106 1,074 4,640 SH   SOLE   0 0 4,640
PAYPAL HLDGS INC COM 70450Y103 1,030 5,460 SH   SOLE   0 0 5,460
ALPHABET INC CAP STK CL C 02079K107 1,016 351 SH   SOLE   0 0 351
FACEBOOK INC CL A 30303M102 823 2,446 SH   SOLE   0 0 2,446
MCDONALDS CORP COM 580135101 757 2,824 SH   SOLE   0 0 2,824
AKERO THERAPEUTICS INC COM 00973Y108 740 35,000 SH   SOLE   0 0 35,000
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 732 14,805 SH   SOLE   0 0 14,805
SPDR S&P 500 ETF TR TR UNIT 78462F103 634 1,334 SH   SOLE   0 0 1,334
JOHNSON & JOHNSON COM 478160104 620 3,624 SH   SOLE   0 0 3,624
ISHARES TR U.S. FIN SVC ETF 464287770 615 3,185 SH   SOLE   0 0 3,185
VANGUARD INDEX FDS TOTAL STK MKT 922908769 610 2,526 SH   SOLE   0 0 2,526
SHOPIFY INC CL A 82509L107 598 434 SH   SOLE   0 0 434
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 582 3,345 SH   SOLE   0 0 3,345
WALMART INC COM 931142103 571 3,947 SH   SOLE   0 0 3,947
UBER TECHNOLOGIES INC COM 90353T100 570 13,588 SH   SOLE   0 0 13,588
TESLA INC COM 88160R101 560 530 SH   SOLE   0 0 530
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 559 7,245 SH   SOLE   0 0 7,245
VANGUARD INDEX FDS VALUE ETF 922908744 557 3,785 SH   SOLE   0 0 3,785
ISHARES TR CRE U S REIT ETF 464288521 550 8,144 SH   SOLE   0 0 8,144
SOLAREDGE TECHNOLOGIES INC COM 83417M104 535 1,908 SH   SOLE   0 0 1,908
LENDINGCLUB CORP COM NEW 52603A208 535 22,134 SH   SOLE   0 0 22,134
ISHARES TR CORE S&P SCP ETF 464287804 480 4,189 SH   SOLE   0 0 4,189
SPDR GOLD TR GOLD SHS 78463V107 447 2,616 SH   SOLE   0 0 2,616
ISHARES TR BLACKROCK ULTRA 46434V878 408 8,092 SH   SOLE   0 0 8,092
ZSCALER INC COM 98980G102 386 1,200 SH   SOLE   0 0 1,200
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 380 2,525 SH   SOLE   0 0 2,525
CISCO SYS INC COM 17275R102 373 5,890 SH   SOLE   0 0 5,890
CHEVRON CORP NEW COM 166764100 366 3,116 SH   SOLE   0 0 3,116
US BANCORP DEL COM NEW 902973304 332 5,919 SH   SOLE   0 0 5,919
ISHARES TR S&P 500 GRWT ETF 464287309 329 3,928 SH   SOLE   0 0 3,928
VANGUARD WORLD FD ESG US STK ETF 921910733 328 3,735 SH   SOLE   0 0 3,735
COSTCO WHSL CORP NEW COM 22160K105 328 577 SH   SOLE   0 0 577
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 327 13,090 SH   SOLE   0 0 13,090
ISHARES TR RUS 2000 VAL ETF 464287630 316 1,905 SH   SOLE   0 0 1,905
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 309 6,115 SH   SOLE   0 0 6,115
NETAPP INC COM 64110D104 305 3,316 SH   SOLE   0 0 3,316
BK OF AMERICA CORP COM 060505104 302 6,797 SH   SOLE   0 0 6,797
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791 298 7,099 SH   SOLE   0 0 7,099
VANGUARD INDEX FDS GROWTH ETF 922908736 286 892 SH   SOLE   0 0 892
QUALCOMM INC COM 747525103 284 1,554 SH   SOLE   0 0 1,554
J2 GLOBAL INC COM 48123V110 278 2,512 SH   SOLE   0 0 2,512
J2 GLOBAL INC COM 48123V102 278 2,512 SH   SOLE   0 0 2,512
BLACKROCK MUNIYIELD CALIF QU COM 09254N103 277 17,428 SH   SOLE   0 0 17,428
FIRST TR EXCHNG TRADED FD VI VEST US BUFFER 33740F862 270 6,977 SH   SOLE   0 0 6,977
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 269 649 SH   SOLE   0 0 649
NIKE INC CL B 654106103 266 1,595 SH   SOLE   0 0 1,595
INNOVATOR ETFS TR US EQT BUFR APR 45782C888 253 7,585 SH   SOLE   0 0 7,585
POOL CORP COM 73278L105 250 441 SH   SOLE   0 0 441
ENCOMPASS HEALTH CORP COM 29261A100 241 3,700 SH   SOLE   0 0 3,700
ISHARES TR MSCI KLD400 SOC 464288570 240 2,587 SH   SOLE   0 0 2,587
EBAY INC. COM 278642103 237 3,565 SH   SOLE   0 0 3,565
ISHARES TR MSCI USA ESG SLC 464288802 237 2,232 SH   SOLE   0 0 2,232
ISHARES TR 1 3 YR TREAS BD 464287457 235 2,745 SH   SOLE   0 0 2,745
DOORDASH INC CL A 25809K105 233 1,565 SH   SOLE   0 0 1,565
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 226 4,356 SH   SOLE   0 0 4,356
GENERAL MTRS CO COM 37045V100 223 3,803 SH   SOLE   0 0 3,803
UNUM GROUP COM 91529Y106 219 8,922 SH   SOLE   0 0 8,922
JOHNSON CTLS INTL PLC SHS G51502105 213 2,623 SH   SOLE   0 0 2,623
ASTRAZENECA PLC SPONSORED ADR 046353108 208 3,563 SH   SOLE   0 0 3,563
WATERS CORP COM 941848103 207 555 SH   SOLE   0 0 555
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 204 394 SH   SOLE   0 0 394
TRAVELERS COMPANIES INC COM 89417E109 203 1,298 SH   SOLE   0 0 1,298
PROSPECT CAP CORP COM 74348T102 84 10,000 SH   SOLE   0 0 10,000
MICROVISION INC DEL COM NEW 594960304 50 10,000 SH   SOLE   0 0 10,000