The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 232,473 2,620 SH   SOLE   2,620 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 288,512 3,270 SH   SOLE   3,270 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 257,460 3,065 SH   SOLE   3,065 0 0
APPLE INC COM 037833100 BBG001S5N8V8 540,727 4,162 SH   SOLE   4,162 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG001SB80N8 280,421 4,136 SH   SOLE   4,136 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 269,961 4,244 SH   SOLE   4,244 0 0
DBX ETF TR XTRACKERS MSCI 233051218 BBG00LTQFLT0 699,879 27,457 SH   SOLE   27,457 0 0
DBX ETF TR XTRACKERS S&P 233051143 BBG00PK99PR8 1,206,662 34,915 SH   SOLE   34,915 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 BBG001VDB5R1 1,490,530 25,873 SH   SOLE   25,873 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 BBG009K1H2W7 3,147,982 81,322 SH   SOLE   81,322 0 0
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 BBG001S6VS16 1,501,686 47,327 SH   SOLE   47,327 0 0
ING GROEP N.V. SPONSORED ADR 456837103 BBG001SB1FR8 231,814 19,048 SH   SOLE   19,048 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 BBG001SDJ4R0 223,749 2,181 SH   SOLE   2,181 0 0
INVESCO ACTIVELY MANAGED ETF S&P500 DOWNSID 46090A705 BBG003PDG4D7 743,505 23,033 SH   SOLE   23,033 0 0
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 BBG002DJ8H94 2,553,818 110,987 SH   SOLE   110,987 0 0
INVESCO EXCH TRADED FD TR II S&P INTL DEV 46138E248 BBG00FFK2RG6 2,629,329 113,724 SH   SOLE   113,724 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 BBG003H4RBL9 5,933,257 135,370 SH   SOLE   135,370 0 0
ISHARES INC MSCI STH KOR ETF 464286772 BBG001SF9FC7 414,168 7,333 SH   SOLE   7,333 0 0
ISHARES INC MSCI EQUAL WEITE 464286681 BBG001T8MYT8 9,120,525 125,041 SH   SOLE   125,041 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 BBG001SFN5N1 257,128 9,193 SH   SOLE   9,193 0 0
ISHARES INC MSCI TAIWAN ETF 46434G772 BBG001SFGL81 379,954 9,461 SH   SOLE   9,461 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 4,478,793 138,277 SH   SOLE   138,277 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 653,860 3,052 SH   SOLE   3,052 0 0
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 1,310,246 11,920 SH   SOLE   11,920 0 0
ISHARES TR MSCI CHINA ETF 46429B671 BBG001S56D46 815,338 17,165 SH   SOLE   17,165 0 0
ISHARES TR MSCI INDIA ETF 46429B598 BBG002DMN4B6 480,887 11,521 SH   SOLE   11,521 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 BBG001S7XDQ8 223,213 11,245 SH   SOLE   11,245 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 1,498,675 14,080 SH   SOLE   14,080 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 240,543 3,659 SH   SOLE   3,659 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 5,175,264 91,630 SH   SOLE   91,630 0 0
ISHARES TR U.S. MED DVC ETF 464288810 BBG001SQZT52 2,086,651 39,693 SH   SOLE   39,693 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 BBG0079TF237 2,910,988 103,263 SH   SOLE   103,263 0 0
KRANESHARES TR GLOBAL CARB STRA 500767678 BBG00WC70964 4,480,777 122,862 SH   SOLE   122,862 0 0
KRANESHARES TR KFA MOUNT LUCAS 500767652 BBG00YD8RJB0 4,851,340 158,800 SH   SOLE   158,800 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 BBG001SDX252 101,629 46,195 SH   SOLE   46,195 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 241,657 917 SH   SOLE   917 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 726,644 3,030 SH   SOLE   3,030 0 0
NOVARTIS AG SPONSORED ADR 66987V109 BBG001SF5LW6 228,909 2,523 SH   SOLE   2,523 0 0
NOVO-NORDISK A S ADR 670100205 BBG001S5TSK0 386,970 2,859 SH   SOLE   2,859 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 402,215 2,654 SH   SOLE   2,654 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 346,258 10,750 SH   SOLE   10,750 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 2,839,756 32,465 SH   SOLE   32,465 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 3,381,446 8,842 SH   SOLE   8,842 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 BBG0084H8485 606,806 15,155 SH   SOLE   15,155 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 BBG004DF1DW8 10,379,892 253,787 SH   SOLE   253,787 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 222,055 2,981 SH   SOLE   2,981 0 0
TETRA TECH INC NEW COM 88162G103 BBG001S5YYH5 210,994 1,453 SH   SOLE   1,453 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 212,016 385 SH   SOLE   385 0 0
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 270,833 5,379 SH   SOLE   5,379 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 225,327 425 SH   SOLE   425 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 BBG002VZY7Y3 389,600 14,419 SH   SOLE   14,419 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 7,009,794 150,071 SH   SOLE   150,071 0 0
VIAVI SOLUTIONS INC COM 925550105 BBG001S92GV5 111,648 10,623 SH   SOLE   10,623 0 0
VIRTUS ETF TR II NEWFLEET ABS MBS 92790A603 BBG00Z6QCM88 5,879,344 256,796 SH   SOLE   256,796 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 455,410 2,192 SH   SOLE   2,192 0 0