The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc COM 001055102 15 241 SH   SOLE   241 0 0
AT&T Inc COM 00206R102 132 3,930 SH   SOLE   3,930 0 0
ADVANTEST CORP SPON ADR NEW 00762U200 2 121 SH   SOLE   121 0 0
Air Prods & Chems Inc COM 009158106 1 5 SH   SOLE   5 0 0
Albemarle Corp COM 012653101 22 358 SH   SOLE   358 0 0
Alleghany Corp Del COM 017175100 9 19 SH   SOLE   19 0 0
Altria Group Inc. COM 02209S103 120 2,430 SH   SOLE   2,430 0 0
American Elec Pwr Inc COM 025537101 34 557 SH   SOLE   557 0 0
AMERICAN STS WTR CO COM 029899101 2 62 SH   SOLE   62 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 8 74 SH   SOLE   74 0 0
ANSYS INC COM 03662Q105 19 233 SH   SOLE   233 0 0
Archer Daniels Midland Co COM 039483102 103 1,980 SH   SOLE   1,980 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 48 677 SH   SOLE   677 0 0
ATLANTIC TELE NETWORK INC COM NEW 049079205 2 33 SH   SOLE   33 0 0
ATMOS ENERGY CORP COM 049560105 7 123 SH   SOLE   123 0 0
Automatic Data Processing COM 053015103 24 292 SH   SOLE   292 0 0
BT GROUP PLC ADR 05577E101 16 258 SH   SOLE   258 0 0
BANCFIRST CORP COM 05945F103 2 30 SH   SOLE   30 0 0
BANK OF THE OZARKS INC COM 063904106 16 414 SH   SOLE   414 0 0
BARCLAYS PLC ADR 06738E204 11 729 SH   SOLE   729 0 0
Becton Dickinson & Co COM 075887109 1 10 SH   SOLE   10 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 65 602 SH   SOLE   602 0 0
Brown-Forman Corporation Class B CL B 115637209 10 119 SH   SOLE   119 0 0
CBS Corp New CL B 124857202 2 32 SH   SOLE   32 0 0
CDK Global Inc COM 12508E101 4 92 SH   SOLE   92 0 0
CRH PLC ADR 12626K203 4 155 SH   SOLE   155 0 0
CALIFORNIA WTR SVC GROUP COM 130788102 1 34 SH   SOLE   34 0 0
Cardinal Health Inc COM 14149Y108 7 84 SH   SOLE   84 0 0
CARLISLE COS INC COM 142339100 13 142 SH   SOLE   142 0 0
CASEYS GEN STORES INC COM 147528103 10 107 SH   SOLE   107 0 0
CEPHEID COM 15670R107 2 39 SH   SOLE   39 0 0
Chevron Corp New COM 166764100 86 767 SH   SOLE   767 0 0
Chubb Corp COM 171232101 21 207 SH   SOLE   207 0 0
CHURCH & DWIGHT INC COM 171340102 14 172 SH   SOLE   172 0 0
Cincinnati Finl Corp COM 172062101 15 282 SH   SOLE   282 0 0
Cintas Corp COM 172908105 3 41 SH   SOLE   41 0 0
Coca Cola Co COM 191216100 103 2,443 SH   SOLE   2,443 0 0
Colgate Palmolive Company COM 194162103 87 1,254 SH   SOLE   1,254 0 0
COMMERCE BANCSHARES INC COM 200525103 6 132 SH   SOLE   132 0 0
COMMUNITY BK SYS INC COM 203607106 8 204 SH   SOLE   204 0 0
COMMUNITY TR BANCORP INC COM 204149108 2 45 SH   SOLE   45 0 0
ConAgra Foods Inc COM 205887102 83 2,300 SH   SOLE   2,300 0 0
ConocoPhillips COM 20825C104 2 35 SH   SOLE   35 0 0
CULLEN FROST BANKERS INC COM 229899109 9 132 SH   SOLE   132 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 28 249 SH   SOLE   249 0 0
DONALDSON INC COM 257651109 12 322 SH   SOLE   322 0 0
Dover Corp COM 260003108 4 54 SH   SOLE   54 0 0
EOG RES INC COM 26875P101 10 108 SH   SOLE   108 0 0
Ecolab Inc COM 278865100 21 201 SH   SOLE   201 0 0
Emerson Elec Co COM 291011104 3 54 SH   SOLE   54 0 0
ENERGEN CORP COM 29265N108 1 15 SH   SOLE   15 0 0
ERICSSON ADR B SEK 10 294821608 3 278 SH   SOLE   278 0 0
ESSEX PPTY TR INC COM 297178105 36 175 SH   SOLE   175 0 0
Exxon Mobil Corp COM 30231G102 175 1,898 SH   SOLE   1,898 0 0
Fastenal Co COM 311900104 7 142 SH   SOLE   142 0 0
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206 2 18 SH   SOLE   18 0 0
1ST SOURCE CORP COM 336901103 2 53 SH   SOLE   53 0 0
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X143 2,079 34,486 SH   SOLE   34,486 0 0
FIRST TR EXCHANGE TRADED FD MULTI ASSET DI 33738R100 5,045 237,205 SH   SOLE   237,205 0 0
Fiserv Inc COM 337738108 2 24 SH   SOLE   24 0 0
FRANKLIN ELEC INC COM 353514102 9 230 SH   SOLE   230 0 0
Franklin Res Inc COM 354613101 2 39 SH   SOLE   39 0 0
General Dynamics Corp COM 369550108 29 209 SH   SOLE   209 0 0
Genuine Parts Co COM 372460105 25 230 SH   SOLE   230 0 0
GRACO INC COM 384109104 10 122 SH   SOLE   122 0 0
Grainger W W Inc COM 384802104 20 77 SH   SOLE   77 0 0
HCC INS HLDGS INC COM 404132102 2 33 SH   SOLE   33 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 7 143 SH   SOLE   143 0 0
Halyard Health Inc COM 40650V100 2 42 SH   SOLE   42 0 0
Helmerich & Payne Inc COM 423452101 29 430 SH   SOLE   430 0 0
HENRY JACK AND ASSOC INC COM 426281101 6 91 SH   SOLE   91 0 0
Home Depot Inc COM 437076102 131 1,250 SH   SOLE   1,250 0 0
Honeywell Intl Inc COM 438516106 75 750 SH   SOLE   750 0 0
Hormel Foods Corp COM 440452100 9 168 SH   SOLE   168 0 0
Hudson City Bancorp Inc COM 443683107 1 107 SH   SOLE   107 0 0
IHS INC CL A 451734107 25 216 SH   SOLE   216 0 0
Illinois Tool Wks Inc COM 452308109 57 601 SH   SOLE   601 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 8,477 288,445 SH   SOLE   287,270 0 1,175
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 220 7,865 SH   SOLE   7,865 0 0
ING GROUP N V SPONSORED ADR 456837103 3 216 SH   SOLE   216 0 0
Integrys Energy Group Inc COM 45822P105 1 18 SH   SOLE   18 0 0
INTERCONTINENTAL HTLS GRP PLC SPON ADR NEW2014 45857P509 14 339 SH   SOLE   339 0 0
ISHARES TR TIPS BD ETF 464287176 14 125 SH   SOLE   125 0 0
ISHARES TR CORE US AGGBD ETF 464287226 207 1,884 SH   SOLE   1,884 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 245 6,239 SH   SOLE   6,239 0 0
ISHARES TR 7-10 Y TR BD ETF 464287440 26 245 SH   SOLE   0 0 245
ISHARES TR 1-3 YR TR BD ETF 464287457 5,303 62,795 SH   SOLE   62,620 0 175
ISHARES TR RUS 1000 VAL ETF 464287598 4,958 47,495 SH   SOLE   47,495 0 0
ISHARES MSCI AC ASIA ETF 464288182 5,302 87,010 SH   SOLE   87,000 0 10
ISHARES GLB INFRASTR ETF 464288372 907 21,519 SH   SOLE   21,519 0 0
ISHARES 1-3 YR CR BD ETF 464288646 6,442 61,252 SH   SOLE   60,182 0 1,070
ISHARES USA ESG SLCT ETF 464288802 1,581 18,359 SH   SOLE   17,559 0 800
ISHARES TR CORE HIGH DIV ETF 46429B663 55 725 SH   SOLE   725 0 0
ISHARES TR MSCI USA QLT FAC 46432F339 7,970 128,040 SH   SOLE   126,710 0 1,330
ISHARES TR MRNGSTR INC ETF 46432F875 371 14,500 SH   SOLE   14,500 0 0
JPMorgan Chase & Co COM 46625H100 94 1,500 SH   SOLE   1,500 0 0
Johnson & Johnson COM 478160104 140 1,340 SH   SOLE   1,340 0 0
Kimberly Clark Corp COM 494368103 41 356 SH   SOLE   356 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 16 557 SH   SOLE   557 0 0
Korea Electric Pwr SPONSORED ADR 500631106 48 2,500 SH   SOLE   2,500 0 0
LKQ CORP COM 501889208 2 66 SH   SOLE   66 0 0
LANCASTER COLONY CORP COM 513847103 7 78 SH   SOLE   78 0 0
Leggett & Platt Inc COM 524660107 8 191 SH   SOLE   191 0 0
LILLY ELI & CO COM 532457108 12 178 SH   SOLE   178 0 0
Lincoln Natl Corp Ind COM 534187109 35 600 SH   SOLE   600 0 0
Linear Technology COM 535678106 3 68 SH   SOLE   68 0 0
Lowes Cos Inc COM 548661107 88 1,277 SH   SOLE   1,277 0 0
MSA SAFETY INC COM 553498106 2 37 SH   SOLE   37 0 0
Marathon Oil Corp COM 565849106 2 88 SH   SOLE   88 0 0
Market Vectors ETF TR MTG REIT ETF 57060U324 89 3,750 SH   SOLE   3,750 0 0
MAXIMUS INC COM 577933104 3 56 SH   SOLE   56 0 0
McCormick & Co Inc COM NON VTG 579780206 2 28 SH   SOLE   28 0 0
McDonald's Corp COM 580135101 67 716 SH   SOLE   716 0 0
MCGRATH RENTCORP COM 580589109 2 45 SH   SOLE   45 0 0
McGraw Hill Finl Inc COM 580645109 28 314 SH   SOLE   314 0 0
MEDNAX INC COM 58502B106 32 486 SH   SOLE   486 0 0
Medtronic Inc COM 585055106 72 1,000 SH   SOLE   1,000 0 0
Merck & Co Inc New COM 58933Y105 123 2,165 SH   SOLE   2,165 0 0
MEREDITH CORP COM 589433101 2 44 SH   SOLE   44 0 0
Microsoft Corporation COM 594918104 111 2,400 SH   SOLE   2,400 0 0
MIZUHO FINL GROUP INC SPONSORED ADR 60687Y109 8 2,493 SH   SOLE   2,493 0 0
Murphy Oil Corp COM 626717102 5 92 SH   SOLE   92 0 0
Mylan Inc COM 628530107 2 32 SH   SOLE   32 0 0
NATIONAL GRID PLC SPON ADR NEW 636274300 21 299 SH   SOLE   299 0 0
NATIONAL RETAIL PPPTYS INC COM 637417106 2 55 SH   SOLE   55 0 0
NextEra Energy Inc COM 65339F101 34 322 SH   SOLE   322 0 0
NICE SYS LTD SPONSORED ADR 653656108 5 96 SH   SOLE   96 0 0
NOMURA HLDGS INC SPONSORED ADR 65535H208 5 960 SH   SOLE   960 0 0
Norfolk Southern Corp COM 655844108 3 29 SH   SOLE   29 0 0
NOVARTIS A G SPONSORED ADR 66987V109 9 100 SH   SOLE   100 0 0
NOVO-NORDISK A S ADR 670100205 34 800 SH   SOLE   800 0 0
Nucor Corp COM 670346105 42 850 SH   SOLE   850 0 0
ORIX CORP SPONSORED ADR 686330101 7 112 SH   SOLE   112 0 0
PPG Inds Inc COM 693506107 22 97 SH   SOLE   97 0 0
PPL Corp COM 69351T106 14 374 SH   SOLE   374 0 0
Parker Hannifin Corp COM 701094104 19 149 SH   SOLE   149 0 0
PepsiCo Inc COM 713448108 241 2,549 SH   SOLE   2,549 0 0
Pfizer Inc COM 717081103 204 6,550 SH   SOLE   6,550 0 0
PHILLIPS 66 COM 718546104 51 717 SH   SOLE   717 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 3,345 33,173 SH   SOLE   33,173 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 6,999 130,381 SH   SOLE   129,806 0 575
POLARIS INDS INC COM 731068102 7 44 SH   SOLE   44 0 0
POWERSHARES ACTIVE MNG ETF T S&P500 DWNHDGE 73935B805 12,122 435,560 SH   SOLE   435,025 0 535
POWERSHARES ETF TRUST DYNA BUYBK ACH 73935X286 5,246 109,186 SH   SOLE   108,926 0 260
Price T Rowe Group Inc COM 74144T108 9 106 SH   SOLE   106 0 0
Procter & Gamble Co COM 742718109 134 1,467 SH   SOLE   1,467 0 0
PROSHARES TR ALTRNTV SOLUTN 74347B813 210 5,120 SH   SOLE   5,120 0 0
PROSHARES TR PSHS LC COR PLUS 74347R248 6,864 68,020 SH   SOLE   68,020 0 0
PROSHARES TR RAFI LG SHT FD 74347X310 2,272 53,905 SH   SOLE   53,905 0 0
PROSHARES TR HGH YLD INT RATE 74348A541 55 750 SH   SOLE   750 0 0
PROSPERITY BANCSHARES INC COM 743606105 12 214 SH   SOLE   214 0 0
PRUDENTIAL PLC ADR 74435K204 12 262 SH   SOLE   262 0 0
QUESTAR CORP COM 748356102 8 304 SH   SOLE   304 0 0
RLI CORP COM 749607107 4 86 SH   SOLE   86 0 0
RPM INTL INC COM 749685103 13 253 SH   SOLE   253 0 0
REED ELSEVIER N V SPONS ADR NEW 758204200 6 126 SH   SOLE   126 0 0
REPUBLIC BANCORP KY CL A 760281204 2 62 SH   SOLE   62 0 0
Roper Inds Inc COM 776696106 53 338 SH   SOLE   338 0 0
Ross Stores Inc COM 778296103 19 204 SH   SOLE   204 0 0
ROYAL BK SCOTLAND GROUP PLC SPONS ADR 20 ORD 780097689 4 339 SH   SOLE   339 0 0
ROYAL DUTCH SHELL PLC SPONS ADR B 780259107 59 847 SH   SOLE   847 0 0
SEI INVESTMENTS CO COM 784117103 5 133 SH   SOLE   133 0 0
SJW CORP COM 784305104 2 47 SH   SOLE   47 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 3,967 83,112 SH   SOLE   82,687 0 425
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 208 3,610 SH   SOLE   3,610 0 0
SPDR SERIES TRUST BRCLYS 1-3MT ETF 78464A680 13 275 SH   SOLE   165 0 110
SPDR SER TR SPDR BOFA ML 78468R606 1,856 71,400 SH   SOLE   68,955 0 2,445
SanFilippo John B & Son Inc COM 800422107 114 2,500 SH   SOLE   2,500 0 0
SANOFI SPONSORED ADR 80105N105 9 199 SH   SOLE   199 0 0
SAP SE SPON ADR 803054204 10 138 SH   SOLE   138 0 0
Sherwin Williams Co COM 824348106 26 98 SH   SOLE   98 0 0
Sigma Aldrich Corp COM 826552101 12 85 SH   SOLE   85 0 0
SMITH & NEPHEW PLC SPON ADR NEW 83175M205 31 835 SH   SOLE   835 0 0
SMITH A O COM 831865209 13 230 SH   SOLE   230 0 0
Smucker J M Co COM NEW 832696405 10 103 SH   SOLE   103 0 0
STANCORP FINL GROUP INC COM 852891100 3 37 SH   SOLE   37 0 0
Stanley Black & Decker Inc COM 854502101 12 124 SH   SOLE   124 0 0
Stryker Corporation COM 863667101 10 101 SH   SOLE   101 0 0
TJX COS INC NEW COM 872540109 115 1,672 SH   SOLE   1,672 0 0
TANGER FACTORY OUTLET CTRS I COM 875465106 1 24 SH   SOLE   24 0 0
Target Corp COM 87612E106 105 1,381 SH   SOLE   1,381 0 0
TELEFLEX INC COM 879369106 2 18 SH   SOLE   18 0 0
3M Co COM 88579Y101 101 614 SH   SOLE   614 0 0
Time Inc New COM 887228104 3 125 SH   SOLE   125 0 0
Time Warner Inc COM NEW 887317303 77 900 SH   SOLE   900 0 0
Time Warner Cable Inc COM 88732J207 30 200 SH   SOLE   200 0 0
TOMPKINS FINANCIAL CORPORATION COM 890110109 1 23 SH   SOLE   23 0 0
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 11 89 SH   SOLE   89 0 0
UMB FINL CORP COM 902788108 8 133 SH   SOLE   133 0 0
ULTIMATE SOFTWARE GROUP INC COM 90385D107 3 19 SH   SOLE   19 0 0
UNILEVER PLC SPON ADR NEW 904767704 33 810 SH   SOLE   810 0 0
UNILEVER N V N Y SHS NEW 904784709 42 1,081 SH   SOLE   1,081 0 0
Union Pac Corp COM 907818108 417 3,500 SH   SOLE   3,500 0 0
UNITED BANKSHARES INC WEST V COM 909907107 6 171 SH   SOLE   171 0 0
United Technologies Corp COM 913017109 2 18 SH   SOLE   18 0 0
UNIVERSAL HEALTH RLTY INCM T SH BEN INT 91359E105 1 18 SH   SOLE   18 0 0
URSTADT BIDDLE PPTYS INS CL A 917286205 1 37 SH   SOLE   37 0 0
VF Corp COM 918204108 85 1,136 SH   SOLE   1,136 0 0
VALSPAR CORP COM 920355104 14 158 SH   SOLE   158 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 945 11,646 SH   SOLE   10,566 0 1,080
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 16,925 199,865 SH   SOLE   198,855 0 1,010
VANGUARD BD INDEX FD INC TOTAL BND MKT 921937835 710 8,620 SH   SOLE   8,620 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,668 66,665 SH   SOLE   66,665 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 892 8,542 SH   SOLE   8,542 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 50 625 SH   SOLE   625 0 0
VANGUARD INDEX FDS REIT ETF 922908553 210 2,590 SH   SOLE   2,590 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,651 19,538 SH   SOLE   18,838 0 700
VEOLIA ENVIRONNEMENT SPONSORED ADR 92334N103 4 240 SH   SOLE   240 0 0
WPP PLC NEW ADR 92937A102 12 118 SH   SOLE   118 0 0
Wal-Mart Stores Inc COM 931142103 126 1,465 SH   SOLE   1,465 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 57 752 SH   SOLE   752 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 12 218 SH   SOLE   218 0 0
WISDOMTREE TR EM LCL DEBT FD 97717X867 72 1,730 SH   SOLE   1,730 0 0
CREDICORP LTD COM G2519Y108 2 11 SH   SOLE   11 0 0
UBS Group AG SHS H42097107 9 527 SH   SOLE   527 0 0
UBS AG SHS NEW H89231338 8 479 SH   SOLE   479 0 0
Fiat Chrysler Automobiles N V SHS N31738102 4 368 SH   SOLE   368 0 0