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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2022
Dec. 31, 2021
Assets    
Cash and due from banks $ 22,170 $ 14,030
Interest-earning demand accounts 203,994 1,018,584
Cash and cash equivalents 226,164 1,032,614
Securities purchased under agreements to resell 3,464 5,888
Mortgage loans in process of securitization 154,194 569,239
Securities available for sale 323,337 310,629
Securities held to maturity (includes $1,118,966 and $0 at fair value, respectively) 1,119,078  
Federal Home Loan Bank (FHLB) stock 39,130 29,588
Loans held for sale (includes $82,192 and $48,583 at fair value, respectively) 2,910,576 3,303,199
Loans receivable, net of allowance for credit losses on loans of $44,014 and $31,344, respectively 7,426,858  
Loans receivable, net of allowance for credit losses on loans of $44,014 and $31,344, respectively   5,751,319
Premises and equipment, net 35,438 31,212
Servicing rights 146,248 110,348
Interest receivable 56,262 24,103
Goodwill 15,845 15,845
Intangible assets, net 1,186 1,707
Other assets and receivables 157,447 92,947
Total assets 12,615,227 11,278,638
Deposits    
Noninterest-bearing 326,875 641,442
Interest-bearing 9,744,470 8,341,171
Total deposits 10,071,345 8,982,613
Borrowings 930,392 1,033,954
Deferred and current tax liabilities, net 19,613 19,170
Other liabilities 134,138 87,492
Total liabilities 11,155,488 10,123,229
Commitments and Contingencies
Shareholders' Equity    
Common stock, without par value(1) Authorized - 75,000,000 shares at December 31, 2022 and 50,000,000 shares at December 31, 2021 Issued and outstanding - 43,113,127 shares at December 31, 2022 and 43,180,079 shares at December 31, 2021 [1] 137,781 137,565
Preferred stock
Retained earnings 832,871 657,149
Accumulated other comprehensive loss (10,521) (1,454)
Total shareholders' equity 1,459,739 1,155,409
Total liabilities and shareholders' equity 12,615,227 11,278,638
7% Series A Preferred Stock    
Shareholders' Equity    
Preferred stock 50,221 50,221
6% Series B Preferred Stock    
Shareholders' Equity    
Preferred stock 120,844 120,844
6% Series C Preferred Stock    
Shareholders' Equity    
Preferred stock 191,084 $ 191,084
8.25% Series D Preferred Stock    
Shareholders' Equity    
Preferred stock $ 137,459  
[1] The number of shares have been restated to reflect the 3-for-2 common stock split, effective on January 17, 2022.