Consolidated Balance Sheets - USD ($) $ in Thousands		Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks		$ 14,030	$ 10,063
Interest-earning demand accounts		1,018,584	169,665
Cash and cash equivalents		1,032,614	179,728
Securities purchased under agreements to resell		5,888	6,580
Mortgage loans in process of securitization		569,239	338,733
Available for sale securities		310,629	269,802
Federal Home Loan Bank (FHLB) stock		29,588	70,656
Loans held for sale (includes $48,583 and $40,044 at fair value, respectively)		3,303,199	3,070,154
Loans receivable, net of allowance for loan losses of $31,344 and $27,500, respectively		5,751,319	5,507,926
Premises and equipment, net		31,212	29,761
Servicing rights		110,348	82,604
Interest receivable		24,103	21,770
Goodwill		15,845	15,845
Intangible assets, net		1,707	2,283
Other assets and receivables		92,947	49,533
Total assets		11,278,638	9,645,375
Deposits
Noninterest-bearing		641,442	853,648
Interest-bearing		8,341,171	6,554,418
Total deposits		8,982,613	7,408,066
Borrowings		1,033,954	1,348,256
Deferred and current tax liabilities, net		19,170	20,405
Other liabilities		87,492	58,027
Total liabilities		10,123,229	8,834,754
Commitments and Contingencies
Shareholders' Equity
Common stock, without par value Authorized - 50,000,000 shares Issued and outstanding - 43,180,079 shares at December 31, 2021 and 43,120,625 shares at December 31, 2020	[1]	137,565	135,857
Preferred stock
Retained earnings		657,149	461,744
Accumulated other comprehensive income (loss)		(1,454)	374
Total shareholders' equity		1,155,409	810,621
Total liabilities and shareholders' equity		11,278,638	9,645,375
8% Preferred Stock
Shareholders' Equity
Preferred stock			41,581
7% Preferred Stock
Shareholders' Equity
Preferred stock		50,221	50,221
6% Series B Preferred Stock
Shareholders' Equity
Preferred stock		120,844	$ 120,844
6% Series C Preferred Stock
Shareholders' Equity
Preferred stock		$ 191,084

[1] The number of shares have been restated to reflect the 3-for-2 common stock split, effective on January 17, 2022.