Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Assets
Cash and due from banks	$ 15,844	$ 10,989
Interest-earning demand accounts	196,358	465,621
Cash and cash equivalents	212,202	476,610
Securities purchased under agreements to resell	1,520	1,559
Mortgage loans in process of securitization	620,094	428,206
Securities available for sale (includes $571,314 and $635,946 at fair value)	865,058	980,050
Securities held to maturity (fair value of $1,543,554 and $1,664,674)	1,543,659	1,664,686
Federal Home Loan Bank (FHLB) stock and other equity securities	227,589	217,804
Loans held for sale (includes $76,980 and $78,170 at fair value)	3,873,012	3,771,510
Loans receivable (includes $47,318 and $0 at fair value), net of allowance for credit losses on loans of $83,301 and $84,386	10,951,381	10,354,002
Premises and equipment, net	73,929	58,617
Servicing rights	217,296	189,935
Interest receivable	81,807	83,409
Goodwill	8,014	8,014
Other real estate owned	60,145	8,209
Other assets and receivables	713,237	563,121
Total assets	19,448,943	18,805,732
Deposits
Noninterest-bearing	604,081	239,005
Interest-bearing	12,437,111	11,680,971
Total deposits	13,041,192	11,919,976
Borrowings	3,842,592	4,386,122
Deferred and current tax liabilities, net	33,900	25,289
Other liabilities	250,500	231,035
Total liabilities	17,168,184	16,562,422
Commitments and Contingencies
Shareholders' Equity
Common stock, without par value Authorized - 75,000,000 shares Issued and outstanding - 45,893,172 and 45,767,166 shares	243,310	240,313
Retained earnings	1,486,191	1,330,995
Accumulated other comprehensive loss	(33)	(133)
Total shareholders' equity	2,280,759	2,243,310
Total liabilities and shareholders' equity	19,448,943	18,805,732
6% Series B Preferred Stock
Shareholders' Equity
Preferred stock		120,844
6% Series C Preferred Stock
Shareholders' Equity
Preferred stock	191,084	191,084
8.25% Series D Preferred Stock
Shareholders' Equity
Preferred stock	137,459	137,459
7.625% Series E Preferred Stock
Shareholders' Equity
Preferred stock	$ 222,748	$ 222,748