The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Advanced Micro Devices Equities 007903107   2,710,820 28,276 SH   SOLE   0 0 28,276
Amazon.com Inc. Equities 023135106   1,895,632 18,236 SH   SOLE   0 0 18,236
Apple Inc Equities 037833100   9,929,271 59,949 SH   SOLE   0 0 59,949
AT&T Inc Equities 00206R102   511,732 26,056 SH   SOLE   0 0 26,056
BlackRock Ultra Short Term Bond ETF ETF 46434V878   41,646,499 830,770 SH   SOLE   0 0 830,770
Charles Schwab Corp ETF 808513105   547,923 10,958 SH   SOLE   0 0 10,958
Chevron Corp Equities 166764100   2,089,922 12,363 SH   SOLE   0 0 12,363
Cisco Systems Inc Equities 17275R102   949,429 18,322 SH   SOLE   0 0 18,322
Consumer Staples SPDR ETF ETF 81369Y308   19,458,435 259,619 SH   SOLE   0 0 259,619
Extreme Networks Inc Equities 30226D106   3,784,097 202,034 SH   SOLE   0 0 202,034
Exxon Mobil Corp Equities 30231G102   1,610,586 14,003 SH   SOLE   0 0 14,003
Intel Corp Equities 458140100   653,300 19,737 SH   SOLE   0 0 19,737
iShares Core S&P Small Cap ETF ETF 464287804   13,497,426 142,273 SH   SOLE   0 0 142,273
iShares Floating Rate ETF ETF 46429B655   24,345,019 485,057 SH   SOLE   0 0 485,057
iShares MSCI EAFE Index ETF 464287465   2,097,383 29,090 SH   SOLE   0 0 29,090
iShares Russell 2000 ETF ETF 464287655   2,603,665 14,848 SH   SOLE   0 0 14,848
Merck & Co Inc Equities 58933Y105   1,548,038 14,224 SH   SOLE   0 0 14,224
Microsoft Corp Equities 594918104   4,692,475 16,340 SH   SOLE   0 0 16,340
Pfizer Inc Equities 717081103   1,014,202 24,797 SH   SOLE   0 0 24,797
PG&E Corp Equities 69331C108   245,160 15,199 SH   SOLE   0 0 15,199
PS Interest Rate Hedged ETF ETF 74347B607   71,690,222 1,007,310 SH   SOLE   0 0 1,007,310
Schwab Fundamental Intl Large Co ETF ETF 808524755   23,588,665 747,660 SH   SOLE   0 0 747,660
Schwab US Dividend Equity ETF ETF 808524797   19,568,862 268,619 SH   SOLE   0 0 268,619
Schwab US Large Cap ETF ETF 808524201   1,405,735 29,146 SH   SOLE   0 0 29,146
Schwab US Mid Cap ETF ETF 808524508   5,288,449 79,192 SH   SOLE   0 0 79,192
Schwab US Small Cap ETF ETF 808524607   470,973 11,437 SH   SOLE   0 0 11,437
Uber Technologies Inc Equities 90353T100   1,155,372 36,807 SH   SOLE   0 0 36,807
VanEck IG Floating Rate ETF ETF 92189F486   25,310,717 1,018,130 SH   SOLE   0 0 1,018,130
Vanguard Dividend Appreciation ETF ETF 921908844   18,224,169 118,346 SH   SOLE   0 0 118,346
Vanguard Health Care ETF ETF 92204A504   24,969,843 103,764 SH   SOLE   0 0 103,764
Vanguard High Dividend Yield ETF ETF 921946406   1,081,989 10,272 SH   SOLE   0 0 10,272
Vanguard Intermediate Term Corporate ETF ETF 92206C870   36,188,211 448,874 SH   SOLE   0 0 448,874
Vanguard International Dividend ETF ETF 921946810   31,644,543 426,937 SH   SOLE   0 0 426,937
Vanguard Intl High Dividend ETF ETF 921946794   16,142,539 257,334 SH   SOLE   0 0 257,334
Vanguard Mega Cap Blend ETF ETF 921910873   5,882,408 41,084 SH   SOLE   0 0 41,084
Vanguard Mega Cap Value ETF ETF 921910840   16,958,160 167,521 SH   SOLE   0 0 167,521
Vanguard Mid Cap Value ETF ETF 922908512   18,689,411 141,340 SH   SOLE   0 0 141,340
Vanguard Small Cap Value Index ETF ETF 922908611   10,855,697 69,677 SH   SOLE   0 0 69,677
Verizon Communications Inc Equities 92343V104   543,347 13,704 SH   SOLE   0 0 13,704
Workday Inc Equities 98138H101   4,540,671 22,412 SH   SOLE   0 0 22,412