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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY MSCI ENERGY IDX 316092402 4,928 272,580 SH   SOLE   272,580 0 0
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 828 25,936 SH   SOLE   25,936 0 0
ISHARES CORE S&P500 ETF 464287200 42,176 148,213 SH   SOLE   148,213 0 0
ISHARES CORE US AGGBD ET 464287226 22,779 208,846 SH   SOLE   208,846 0 0
ISHARES MSCI ACWI ETF 464288257 14,124 195,765 SH   SOLE   195,765 0 0
ISHARES MSCI EAFE ETF 464287465 30,012 462,712 SH   SOLE   462,712 0 0
ISHARES MSCI EMG MKT ETF 464287234 9,468 220,593 SH   SOLE   220,593 0 0
ISHARES RUSSELL 2000 ETF 464287655 2,545 16,621 SH   SOLE   16,621 0 0
ISHARES TIPS BD ETF 464287176 6,723 59,462 SH   SOLE   59,462 0 0
ISHARES GOLD TRUST ISHARES 464285105 11,738 948,137 SH   SOLE   948,137 0 0
SELECT SECTOR SPDR SBI INT-FINL 81369Y605 5,589 217,393 SH   SOLE   217,393 0 0
SPDR S&P 500 ETF TR 78462F103 33,371 118,136 SH   SOLE   118,136 0 0
VANECK VECTORS GOLD MINER ETF 92189F106 3,444 153,627 SH   SOLE   153,627 0 0