The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   210,564 1,756 SH   SOLE   0 0 1,756
ABBOTT LABS COM 002824100   1,231,683 11,219 SH   SOLE   0 0 11,219
ABBVIE INC COM 00287Y109   1,072,232 6,635 SH   SOLE   0 0 6,635
AGILON HEALTH INC COM 00857U107   537,252 33,287 SH   SOLE   0 0 33,287
ALPHABET INC CAP STK CL A 02079K305   605,875 6,867 SH   SOLE   0 0 6,867
ALPHABET INC CAP STK CL C 02079K107   218,276 2,460 SH   SOLE   0 0 2,460
AMAZON COM INC COM 023135106   701,778 8,355 SH   SOLE   0 0 8,355
AMERICAN ELEC PWR CO INC COM 025537101   239,896 2,527 SH   SOLE   0 0 2,527
AMGEN INC COM 031162100   367,696 1,400 SH   SOLE   0 0 1,400
APPLE INC COM 037833100   8,383,474 64,523 SH   SOLE   0 0 64,523
APPLIED MATLS INC COM 038222105   531,597 5,459 SH   SOLE   0 0 5,459
BANK AMERICA CORP COM 060505104   346,782 10,470 SH   SOLE   0 0 10,470
BANK NEW YORK MELLON CORP COM 064058100   384,644 8,450 SH   SOLE   0 0 8,450
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   11,304,815 36,597 SH   SOLE   0 0 36,597
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108   173,959 16,489 SH   SOLE   0 0 16,489
CATERPILLAR INC COM 149123101   521,530 2,177 SH   SOLE   0 0 2,177
CHEVRON CORP NEW COM 166764100   486,238 2,709 SH   SOLE   0 0 2,709
CINCINNATI FINL CORP COM 172062101   414,884 4,052 SH   SOLE   0 0 4,052
CISCO SYS INC COM 17275R102   215,619 4,526 SH   SOLE   0 0 4,526
CIVISTA BANCSHARES INC COM NO PAR 178867107   2,154,405 97,883 SH   SOLE   0 0 97,883
DEERE & CO COM 244199105   502,629 1,172 SH   SOLE   0 0 1,172
DIEBOLD NIXDORF INC COM STK 253651103   28,512 20,079 SH   SOLE   0 0 20,079
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   3,325,401 99,325 SH   SOLE   0 0 99,325
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   200,553 8,260 SH   SOLE   0 0 8,260
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   470,441 10,704 SH   SOLE   0 0 10,704
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   72,403,324 3,239,522 SH   SOLE   0 0 3,239,522
DIREXION SHS ETF TR DRX S&P500BULL 25459W862   313,842 5,053 SH   SOLE   0 0 5,053
DISNEY WALT CO COM 254687106   554,251 6,380 SH   SOLE   0 0 6,380
EATON CORP PLC SHS G29183103   287,375 1,831 SH   SOLE   0 0 1,831
ECOLAB INC COM 278865100   525,763 3,612 SH   SOLE   0 0 3,612
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   997,163 84,007 SH   SOLE   0 0 84,007
EVERCOMMERCE INC COM 29977X105   90,961 12,226 SH   SOLE   0 0 12,226
EXXON MOBIL CORP COM 30231G102   1,512,408 13,712 SH   SOLE   0 0 13,712
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   272,469 3,579 SH   SOLE   0 0 3,579
GREIF INC CL A 397624107   328,125 4,893 SH   SOLE   0 0 4,893
HOME DEPOT INC COM 437076102   337,109 1,067 SH   SOLE   0 0 1,067
HUNTINGTON BANCSHARES INC COM 446150104   409,323 29,030 SH   SOLE   0 0 29,030
INSTALLED BLDG PRODS INC COM 45780R101   327,934 3,831 SH   SOLE   0 0 3,831
INTEL CORP COM 458140100   225,922 8,548 SH   SOLE   0 0 8,548
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   247,890 8,369 SH   SOLE   0 0 8,369
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   286,702 1,848 SH   SOLE   0 0 1,848
INVESCO QQQ TR UNIT SER 1 46090E103   385,717 1,449 SH   SOLE   0 0 1,449
ISHARES TR MSCI EAFE ETF 464287465   4,525,829 68,949 SH   SOLE   0 0 68,949
ISHARES TR EAFE VALUE ETF 464288877   3,124,474 68,101 SH   SOLE   0 0 68,101
ISHARES TR CORE S&P MCP ETF 464287507   29,889,590 123,567 SH   SOLE   0 0 123,567
ISHARES TR CORE S&P SCP ETF 464287804   19,540,119 206,468 SH   SOLE   0 0 206,468
ISHARES TR RUS 1000 GRW ETF 464287614   1,116,967 5,214 SH   SOLE   0 0 5,214
ISHARES TR RUS MID CAP ETF 464287499   1,958,343 29,034 SH   SOLE   0 0 29,034
ISHARES TR SELECT DIVID ETF 464287168   554,328 4,596 SH   SOLE   0 0 4,596
ISHARES TR CORE S&P500 ETF 464287200   56,885,020 148,057 SH   SOLE   0 0 148,057
ISHARES TR RUS 1000 VAL ETF 464287598   1,489,051 9,819 SH   SOLE   0 0 9,819
ISHARES TR MSCI EMG MKT ETF 464287234   464,985 12,269 SH   SOLE   0 0 12,269
ISHARES TR S&P 500 GRWT ETF 464287309   358,137 6,122 SH   SOLE   0 0 6,122
ISHARES TR CORE DIV GRWTH 46434V621   384,600 7,692 SH   SOLE   0 0 7,692
ISHARES TR U.S. REAL ES ETF 464287739   218,220 2,592 SH   SOLE   0 0 2,592
ISHARES TR RUSSELL 2000 ETF 464287655   944,682 5,418 SH   SOLE   0 0 5,418
ISHARES TR CORE US AGGBD ET 464287226   772,994 7,970 SH   SOLE   0 0 7,970
ISHARES TR TIPS BD ETF 464287176   250,347 2,352 SH   SOLE   0 0 2,352
ISHARES TR S&P SML 600 GWT 464287887   205,657 1,903 SH   SOLE   0 0 1,903
ISHARES TR RUSSELL 3000 ETF 464287689   341,833 1,549 SH   SOLE   0 0 1,549
ISHARES TR MSCI ACWI EX US 464288240   310,538 6,825 SH   SOLE   0 0 6,825
ISHARES TR US HLTHCARE ETF 464287762   216,754 764 SH   SOLE   0 0 764
ISHARES TR RUS 1000 ETF 464287622   3,355,899 15,941 SH   SOLE   0 0 15,941
IVEDA SOLUTIONS INC COM NEW 46583A204   5,550 10,000 SH   SOLE   0 0 10,000
JOHNSON & JOHNSON COM 478160104   998,706 5,654 SH   SOLE   0 0 5,654
JPMORGAN CHASE & CO COM 46625H100   1,407,501 10,496 SH   SOLE   0 0 10,496
KROGER CO COM 501044101   449,417 10,081 SH   SOLE   0 0 10,081
LANCASTER COLONY CORP COM 513847103   887,653 4,499 SH   SOLE   0 0 4,499
LILLY ELI & CO COM 532457108   524,065 1,432 SH   SOLE   0 0 1,432
LOCKHEED MARTIN CORP COM 539830109   304,056 625 SH   SOLE   0 0 625
MCDONALDS CORP COM 580135101   547,657 2,078 SH   SOLE   0 0 2,078
MEDTRONIC PLC SHS G5960L103   267,357 3,440 SH   SOLE   0 0 3,440
MERCK & CO INC COM 58933Y105   776,706 7,001 SH   SOLE   0 0 7,001
METTLER TOLEDO INTERNATIONAL COM 592688105   686,589 475 SH   SOLE   0 0 475
MICROSOFT CORP COM 594918104   5,673,797 23,659 SH   SOLE   0 0 23,659
NIKE INC CL B 654106103   518,131 4,428 SH   SOLE   0 0 4,428
PACKAGING CORP AMER COM 695156109   29,554,501 231,057 SH   SOLE   0 0 231,057
PARK NATL CORP COM 700658107   1,273,500 9,048 SH   SOLE   0 0 9,048
PEPSICO INC COM 713448108   426,116 2,359 SH   SOLE   0 0 2,359
PROCTER AND GAMBLE CO COM 742718109   2,121,098 13,995 SH   SOLE   0 0 13,995
PROLOGIS INC. COM 74340W103   214,187 1,900 SH   SOLE   0 0 1,900
SCHWAB STRATEGIC TR US REIT ETF 808524847   243,652 12,631 SH   SOLE   0 0 12,631
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   419,401 13,327 SH   SOLE   0 0 13,327
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   17,667,322 436,122 SH   SOLE   0 0 436,122
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,155,557 160,061 SH   SOLE   0 0 160,061
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,840,526 62,913 SH   SOLE   0 0 62,913
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   61,292,264 1,367,826 SH   SOLE   0 0 1,367,826
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   628,554 11,313 SH   SOLE   0 0 11,313
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   4,475,493 98,039 SH   SOLE   0 0 98,039
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   31,492,574 479,997 SH   SOLE   0 0 479,997
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   407,266 17,206 SH   SOLE   0 0 17,206
SHERWIN WILLIAMS CO COM 824348106   1,930,917 8,136 SH   SOLE   0 0 8,136
SPDR GOLD TR GOLD SHS 78463V107   1,685,204 9,934 SH   SOLE   0 0 9,934
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,952,811 5,106 SH   SOLE   0 0 5,106
STARBUCKS CORP COM 855244109   209,523 2,112 SH   SOLE   0 0 2,112
STARWOOD PPTY TR INC COM 85571B105   196,461 10,718 SH   SOLE   0 0 10,718
TESLA INC COM 88160R101   729,842 5,925 SH   SOLE   0 0 5,925
TEXAS INSTRS INC COM 882508104   973,807 5,894 SH   SOLE   0 0 5,894
THERMO FISHER SCIENTIFIC INC COM 883556102   200,451 364 SH   SOLE   0 0 364
UNDER ARMOUR INC CL C 904311206   91,608 10,270 SH   SOLE   0 0 10,270
UNITED STS OIL FD LP UNITS 91232N207   205,072 2,925 SH   SOLE   0 0 2,925
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   815,069 4,983 SH   SOLE   0 0 4,983
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   323,743 1,868 SH   SOLE   0 0 1,868
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   669,089 8,888 SH   SOLE   0 0 8,888
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   564,088 7,852 SH   SOLE   0 0 7,852
VANGUARD INDEX FDS TOTAL STK MKT 922908769   905,776 4,738 SH   SOLE   0 0 4,738
VANGUARD INDEX FDS SML CP GRW ETF 922908595   26,413,468 131,712 SH   SOLE   0 0 131,712
VANGUARD INDEX FDS MID CAP ETF 922908629   200,551 984 SH   SOLE   0 0 984
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,020,113 8,596 SH   SOLE   0 0 8,596
VANGUARD INDEX FDS SM CP VAL ETF 922908611   262,585 1,654 SH   SOLE   0 0 1,654
VANGUARD INDEX FDS GROWTH ETF 922908736   596,283 2,798 SH   SOLE   0 0 2,798
VANGUARD INDEX FDS VALUE ETF 922908744   667,319 4,754 SH   SOLE   0 0 4,754
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   626,130 16,063 SH   SOLE   0 0 16,063
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   808,407 16,123 SH   SOLE   0 0 16,123
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   316,974 6,786 SH   SOLE   0 0 6,786
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,317,029 102,860 SH   SOLE   0 0 102,860
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   492,627 1,986 SH   SOLE   0 0 1,986
VANGUARD WORLD FDS UTILITIES ETF 92204A876   253,504 1,653 SH   SOLE   0 0 1,653
VERIZON COMMUNICATIONS INC COM 92343V104   267,454 6,788 SH   SOLE   0 0 6,788
WALMART INC COM 931142103   1,215,603 8,573 SH   SOLE   0 0 8,573
WIDEPOINT CORP COMMON 967590209   39,791 21,862 SH   SOLE   0 0 21,862
WORTHINGTON INDS INC COM 981811102   1,187,811 23,895 SH   SOLE   0 0 23,895