The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,493 8,405 SH   SOLE   0 0 8,405
ABBOTT LABS COM 002824100 1,600 11,368 SH   SOLE   0 0 11,368
ABBVIE INC COM 00287Y109 926 6,838 SH   SOLE   0 0 6,838
ALPHABET INC CAP STK CL A 02079K305 933 322 SH   SOLE   0 0 322
ALPHABET INC CAP STK CL C 02079K107 425 147 SH   SOLE   0 0 147
ALTRIA GROUP INC COM 02209S103 201 4,234 SH   SOLE   0 0 4,234
AMAZON COM INC COM 023135106 979 294 SH   SOLE   0 0 294
AMERICAN ELEC PWR CO INC COM 025537101 223 2,510 SH   SOLE   0 0 2,510
AMGEN INC COM 031162100 315 1,400 SH   SOLE   0 0 1,400
APPLE INC COM 037833100 10,871 61,222 SH   SOLE   0 0 61,222
APPLIED MATLS INC COM 038222105 839 5,330 SH   SOLE   0 0 5,330
ARK ETF TR GENOMIC REV ETF 00214Q302 313 5,112 SH   SOLE   0 0 5,112
BANK NEW YORK MELLON CORP COM 064058100 491 8,450 SH   SOLE   0 0 8,450
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 11,424 38,208 SH   SOLE   0 0 38,208
BK OF AMERICA CORP COM 060505104 572 12,847 SH   SOLE   0 0 12,847
BLACKROCK INC COM 09247X101 387 423 SH   SOLE   0 0 423
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 267 16,489 SH   SOLE   0 0 16,489
CATERPILLAR INC COM 149123101 480 2,320 SH   SOLE   0 0 2,320
CHEVRON CORP NEW COM 166764100 202 1,725 SH   SOLE   0 0 1,725
CINCINNATI FINL CORP COM 172062101 576 5,053 SH   SOLE   0 0 5,053
CISCO SYS INC COM 17275R102 215 3,391 SH   SOLE   0 0 3,391
COSTCO WHSL CORP NEW COM 22160K105 286 504 SH   SOLE   0 0 504
DEERE & CO COM 244199105 378 1,102 SH   SOLE   0 0 1,102
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 239 8,260 SH   SOLE   0 0 8,260
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 453 3,156 SH   SOLE   0 0 3,156
DISNEY WALT CO COM 254687106 870 5,620 SH   SOLE   0 0 5,620
DUKE REALTY CORP COM NEW 264411505 263 4,000 SH   SOLE   0 0 4,000
ECOLAB INC COM 278865100 847 3,612 SH   SOLE   0 0 3,612
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 691 84,007 SH   SOLE   0 0 84,007
EXXON MOBIL CORP COM 30231G102 983 16,068 SH   SOLE   0 0 16,068
GABELLI EQUITY TR INC COM 362397101 77 10,699 SH   SOLE   0 0 10,699
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 341 3,579 SH   SOLE   0 0 3,579
GREIF INC CL A 397624107 256 4,239 SH   SOLE   0 0 4,239
HOME DEPOT INC COM 437076102 352 849 SH   SOLE   0 0 849
HUNTINGTON BANCSHARES INC COM 446150104 602 39,055 SH   SOLE   0 0 39,055
INSTALLED BLDG PRODS INC COM 45780R101 331 2,372 SH   SOLE   0 0 2,372
INTEL CORP COM 458140100 389 7,544 SH   SOLE   0 0 7,544
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 351 9,533 SH   SOLE   0 0 9,533
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 317 1,848 SH   SOLE   0 0 1,848
INVESCO QQQ TR UNIT SER 1 46090E103 570 1,432 SH   SOLE   0 0 1,432
ISHARES TR CORE DIV GRWTH 46434V621 271 4,870 SH   SOLE   0 0 4,870
ISHARES TR CORE S&P MCP ETF 464287507 35,828 126,565 SH   SOLE   0 0 126,565
ISHARES TR CORE S&P SCP ETF 464287804 23,243 202,980 SH   SOLE   0 0 202,980
ISHARES TR CORE S&P500 ETF 464287200 73,142 153,341 SH   SOLE   0 0 153,341
ISHARES TR CORE US AGGBD ET 464287226 1,001 8,774 SH   SOLE   0 0 8,774
ISHARES TR EAFE SML CP ETF 464288273 520 7,118 SH   SOLE   0 0 7,118
ISHARES TR EAFE VALUE ETF 464288877 31,310 621,358 SH   SOLE   0 0 621,358
ISHARES TR MSCI ACWI EX US 464288240 371 6,679 SH   SOLE   0 0 6,679
ISHARES TR MSCI EAFE ETF 464287465 19,123 243,042 SH   SOLE   0 0 243,042
ISHARES TR MSCI EMG MKT ETF 464287234 762 15,602 SH   SOLE   0 0 15,602
ISHARES TR RUS 1000 GRW ETF 464287614 1,706 5,584 SH   SOLE   0 0 5,584
ISHARES TR RUS 1000 VAL ETF 464287598 1,689 10,057 SH   SOLE   0 0 10,057
ISHARES TR RUSSELL 3000 ETF 464287689 430 1,549 SH   SOLE   0 0 1,549
ISHARES TR S&P 500 GRWT ETF 464287309 243 2,902 SH   SOLE   0 0 2,902
ISHARES TR SELECT DIVID ETF 464287168 538 4,392 SH   SOLE   0 0 4,392
ISHARES TR TIPS BD ETF 464287176 213 1,651 SH   SOLE   0 0 1,651
ISHARES TR U.S. REAL ES ETF 464287739 399 3,432 SH   SOLE   0 0 3,432
ISHARES TR US HLTHCARE ETF 464287762 295 981 SH   SOLE   0 0 981
JOHNSON & JOHNSON COM 478160104 1,012 5,917 SH   SOLE   0 0 5,917
JPMORGAN CHASE & CO COM 46625H100 1,083 6,840 SH   SOLE   0 0 6,840
KROGER CO COM 501044101 604 13,350 SH   SOLE   0 0 13,350
LANCASTER COLONY CORP COM 513847103 731 4,415 SH   SOLE   0 0 4,415
LILLY ELI & CO COM 532457108 372 1,346 SH   SOLE   0 0 1,346
LOCKHEED MARTIN CORP COM 539830109 254 716 SH   SOLE   0 0 716
MCDONALDS CORP COM 580135101 449 1,673 SH   SOLE   0 0 1,673
MEDTRONIC PLC SHS G5960L103 356 3,440 SH   SOLE   0 0 3,440
MERCK & CO INC COM 58933Y105 473 6,174 SH   SOLE   0 0 6,174
META PLATFORMS INC CL A 30303M102 327 972 SH   SOLE   0 0 972
METTLER TOLEDO INTERNATIONAL COM 592688105 1,597 941 SH   SOLE   0 0 941
MICROSOFT CORP COM 594918104 7,315 21,750 SH   SOLE   0 0 21,750
NIKE INC CL B 654106103 742 4,452 SH   SOLE   0 0 4,452
NVIDIA CORPORATION COM 67066G104 265 900 SH   SOLE   0 0 900
PACKAGING CORP AMER COM 695156109 27,432 201,487 SH   SOLE   0 0 201,487
PARK NATL CORP COM 700658107 1,275 9,284 SH   SOLE   0 0 9,284
PEPSICO INC COM 713448108 464 2,669 SH   SOLE   0 0 2,669
PFIZER INC COM 717081103 250 4,240 SH   SOLE   0 0 4,240
PROCTER AND GAMBLE CO COM 742718109 2,274 13,902 SH   SOLE   0 0 13,902
QCR HOLDINGS INC COM 74727A104 212 3,793 SH   SOLE   0 0 3,793
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 450 15,192 SH   SOLE   0 0 15,192
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 33,759 868,510 SH   SOLE   0 0 868,510
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 713 17,426 SH   SOLE   0 0 17,426
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 203 3,648 SH   SOLE   0 0 3,648
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 6,533 121,201 SH   SOLE   0 0 121,201
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 73,793 652,977 SH   SOLE   0 0 652,977
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 880 5,377 SH   SOLE   0 0 5,377
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,713 32,622 SH   SOLE   0 0 32,622
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 33,174 412,461 SH   SOLE   0 0 412,461
SCHWAB STRATEGIC TR US REIT ETF 808524847 318 6,036 SH   SOLE   0 0 6,036
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 19,509 190,513 SH   SOLE   0 0 190,513
SCHWAB STRATEGIC TR US TIPS ETF 808524870 266 4,228 SH   SOLE   0 0 4,228
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 209 1,202 SH   SOLE   0 0 1,202
SHERWIN WILLIAMS CO COM 824348106 2,933 8,328 SH   SOLE   0 0 8,328
SHOPIFY INC CL A 82509L107 284 206 SH   SOLE   0 0 206
SPDR GOLD TR GOLD SHS 78463V107 1,833 10,722 SH   SOLE   0 0 10,722
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,599 5,472 SH   SOLE   0 0 5,472
STARBUCKS CORP COM 855244109 224 1,911 SH   SOLE   0 0 1,911
STARWOOD PPTY TR INC COM 85571B105 260 10,718 SH   SOLE   0 0 10,718
TESLA INC COM 88160R101 1,919 1,816 SH   SOLE   0 0 1,816
TEXAS INSTRS INC COM 882508104 1,211 6,423 SH   SOLE   0 0 6,423
THERMO FISHER SCIENTIFIC INC COM 883556102 212 318 SH   SOLE   0 0 318
UNION PAC CORP COM 907818108 230 913 SH   SOLE   0 0 913
UNITED PARCEL SERVICE INC CL B 911312106 224 1,043 SH   SOLE   0 0 1,043
UNITEDHEALTH GROUP INC COM 91324P102 224 446 SH   SOLE   0 0 446
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 847 4,421 SH   SOLE   0 0 4,421
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 518 2,467 SH   SOLE   0 0 2,467
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 822 10,173 SH   SOLE   0 0 10,173
VANGUARD INDEX FDS GROWTH ETF 922908736 1,055 3,287 SH   SOLE   0 0 3,287
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 233 915 SH   SOLE   0 0 915
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,847 6,521 SH   SOLE   0 0 6,521
VANGUARD INDEX FDS SM CP VAL ETF 922908611 302 1,687 SH   SOLE   0 0 1,687
VANGUARD INDEX FDS SML CP GRW ETF 922908595 35,491 125,947 SH   SOLE   0 0 125,947
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,301 5,388 SH   SOLE   0 0 5,388
VANGUARD INDEX FDS VALUE ETF 922908744 683 4,641 SH   SOLE   0 0 4,641
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,218 19,869 SH   SOLE   0 0 19,869
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 360 7,270 SH   SOLE   0 0 7,270
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 229 1,707 SH   SOLE   0 0 1,707
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 335 6,520 SH   SOLE   0 0 6,520
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 914 17,899 SH   SOLE   0 0 17,899
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 529 1,986 SH   SOLE   0 0 1,986
VANGUARD WORLD FDS INF TECH ETF 92204A702 214 467 SH   SOLE   0 0 467
VANGUARD WORLD FDS UTILITIES ETF 92204A876 272 1,736 SH   SOLE   0 0 1,736
VERIZON COMMUNICATIONS INC COM 92343V104 299 5,749 SH   SOLE   0 0 5,749
WALMART INC COM 931142103 1,431 9,888 SH   SOLE   0 0 9,888
WIDEPOINT CORP COMMON 967590209 53 13,461 SH   SOLE   0 0 13,461
WORTHINGTON INDS INC COM 981811102 1,541 28,193 SH   SOLE   0 0 28,193