The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares S&P 500 Growth ETF ETF 464287309 17,131 150,461 SH   SOLE   0 0 150,461
Vanguard FTSE Developed Markets ETF ETF 921943858 12,369 311,961 SH   SOLE   0 0 311,961
SPDR S&P Dividend ETF ETF 78464A763 10,006 131,295 SH   SOLE   0 0 131,295
WisdomTree Emerging Markets ETF ETF 97717W315 7,361 169,488 SH   SOLE   0 0 169,488
Vanguard High Dividend Yield ETF ETF 921946406 6,307 93,680 SH   SOLE   0 0 93,680
SPDR Barclays Capital High Yield Bond ETF ETF 78464A417 5,945 154,707 SH   SOLE   0 0 154,707
WisdomTree Small Cap Dividend ETF ETF 97717W604 5,112 72,567 SH   SOLE   0 0 72,567
PowerShares Emerging Markets Sovereign Debt ETF ETF 73936T573 4,072 146,963 SH   SOLE   0 0 146,963
WisdomTree Intl SmallCap Dividend ETF ETF 97717W760 3,945 65,374 SH   SOLE   0 0 65,374
Vanguard Short-Term Bond Index ETF ETF 921937827 3,232 40,304 SH   SOLE   0 0 40,304
iShares Barclays TIPS Bond ETF ETF 464287176 3,204 28,593 SH   SOLE   0 0 28,593
WisdomTree Mid Cap Dividend ETF ETF 97717W505 2,981 36,068 SH   SOLE   0 0 36,068
SPDR S&P 600 Small Cap Growth ETF ETF 78464A201 1,892 9,950 SH   SOLE   0 0 9,950
iShares Russell 1000 Growth ETF ETF 464287614 1,822 18,399 SH   SOLE   0 0 18,399
Guggenheim S&P Midcap 400 Growth ETF ETF 78355W601 1,788 13,515 SH   SOLE   0 0 13,515
iShares Morningstar Small Value ETF ETF 464288703 1,722 13,679 SH   SOLE   0 0 13,679
PowerShares Dynamic Large Cap Value ETF ETF 73935X708 1,534 50,320 SH   SOLE   0 0 50,320
Vanguard Small Cap Grwth ETF ETF 922908595 1,420 10,578 SH   SOLE   0 0 10,578
iShares Russell Midcap Growth ETF ETF 464287481 1,327 13,700 SH   SOLE   0 0 13,700
Novartis AG Spon ADR ADR 66987V109 1,258 12,790 SH   DFND 1 12,790 0 0
Apple Inc COM 37833100 1,142 9,102 SH   DFND 1 9,102 0 0
A T & T Inc New COM 00206R102 964 27,131 SH   DFND 1 27,131 0 0
iShares MSCI EAFE ETF ETF 464287465 952 14,997 SH   SOLE   0 0 14,997
Johnson & Johnson COM 478160104 914 9,379 SH   DFND 1 9,379 0 0
Verizon Communications COM 92343V104 820 17,596 SH   DFND 1 17,596 0 0
STERIS CORP COM 859152100 721 11,193 SH   DFND 1 11,193 0 0
Royal Dutch Shell B ADR ADR 780259107 720 12,551 SH   DFND 1 12,551 0 0
VANGUARD LARGE-CAP ETF ETF 922908637 712 7,508 SH   SOLE   0 0 7,508
VF Corporation COM 918204108 702 10,065 SH   DFND 1 10,065 0 0
GENERAL MLS INC COM 370334104 682 12,240 SH   DFND 1 12,240 0 0
Intl Business Machines COM 459200101 656 4,035 SH   DFND 1 4,035 0 0
Columbia Ppty Tr Inc COM 198287203 655 26,666 SH   DFND 1 26,666 0 0
Kimberly-Clark Corp COM 494368103 644 6,080 SH   DFND 1 6,080 0 0
COMMERCE BANCSHARES INC COM 200525103 642 13,727 SH   DFND 1 13,727 0 0
Auto Data Processing COM 53015103 641 7,992 SH   DFND 1 7,992 0 0
VALSPAR CORP COM 920355104 622 7,603 SH   DFND 1 7,603 0 0
KINDER MORGAN INC COM 49456B101 622 16,190 SH   DFND 1 16,190 0 0
DIGITAL REALTY COM 253868103 619 9,279 SH   DFND 1 9,279 0 0
United Parcel Service COM 911312106 618 6,379 SH   DFND 1 6,379 0 0
Nippon Tele & Tel Adr ADR 654624105 615 16,955 SH   DFND 1 16,955 0 0
REPUBLIC SVCS INC COM 760759100 612 15,631 SH   DFND 1 15,631 0 0
Mc Donalds Corp COM 580135101 611 6,426 SH   DFND 1 6,426 0 0
WISCONSIN ENERGY CORP COM 976657106 610 13,574 SH   DFND 1 13,574 0 0
Gallagher Arthur J & Co COM 363576109 604 12,767 SH   DFND 1 12,767 0 0
Chevron Corporation COM 166764100 598 6,202 SH   DFND 1 6,202 0 0
LINEAR TECHNOLOGY CORP COM 535678106 589 13,324 SH   DFND 1 13,324 0 0
XCEL ENERGY INC COM 98389B100 588 18,259 SH   DFND 1 18,259 0 0
Roche Hldg Ltd Spon ADR ADR 771195104 577 16,464 SH   DFND 1 16,464 0 0
Realty Income Corp COM 756109104 567 12,773 SH   DFND 1 12,773 0 0
Health Care REIT Inc COM 42217K106 561 8,548 SH   DFND 1 8,548 0 0
Vodafone Group ADR ADR 92857W209 506 13,875 SH   DFND 1 13,875 0 0
Teva Pharm Inds Ltd ADR ADR 881624209 473 8,006 SH   DFND 1 8,006 0 0
British American Tobacco PLC ADR ADR 110448107 473 4,370 SH   DFND 1 4,370 0 0
NOVO-NORDISK A S SPONS AD ADR 670100205 473 8,635 SH   DFND 1 8,635 0 0
Diageo Plc New ADR ADR 25243Q205 455 3,918 SH   DFND 1 3,918 0 0
General Electric Company COM 369604103 448 16,865 SH   DFND 1 16,865 0 0
Facebook Inc Class A COM 30303M102 435 5,067 SH   DFND 1 5,067 0 0
Pfizer Incorporated COM 717081103 417 12,435 SH   DFND 1 12,435 0 0
Altria Group Inc COM 02209S103 415 8,478 SH   DFND 1 8,478 0 0
Exxon Mobil Corporation COM 30231G102 414 4,972 SH   DFND 1 4,972 0 0
SKY PLC SPONS ADR ADR 83084V106 411 6,270 SH   DFND 1 6,270 0 0
iShares MSCI Emerging Markets ETF ETF 464287234 379 9,564 SH   SOLE   0 0 9,564
CHINA MOBILE LIMITED SPON ADR 16941M109 374 5,828 SH   DFND 1 5,828 0 0
Bank Of America Corp COM 60505104 364 21,372 SH   DFND 1 21,372 0 0
Cisco Systems Inc COM 17275R102 360 13,107 SH   DFND 1 13,107 0 0
Sabmiller Plc Spons ADR ADR 78572M105 357 6,840 SH   DFND 1 6,840 0 0
iShares iBoxx High Yield Corporate Bond ETF ETF 464288513 356 4,008 SH   SOLE   0 0 4,008
Daiwa Securities Gp ADR 234064301 348 46,465 SH   DFND 1 46,465 0 0
Canadian Natl Ry Co ADR 136375102 345 5,980 SH   DFND 1 5,980 0 0
iShares Russell Midcap Value ETF ETF 464287473 343 4,651 SH   SOLE   0 0 4,651
Unilever Plc ADR ADR 904767704 340 7,925 SH   DFND 1 7,925 0 0
Nestle SA Reg B ADR ADR 641069406 338 4,679 SH   DFND 1 4,679 0 0
BHP Billiton Ltd ADR ADR 88606108 325 7,973 SH   DFND 1 7,973 0 0
GlaxoSmithKline PLC ADR ADR 37733W105 314 7,543 SH   DFND 1 7,543 0 0
B C E Inc New ADR 05534B760 313 7,375 SH   DFND 1 7,375 0 0
Deutsche Post New ADR ADR 25157Y202 297 10,079 SH   DFND 1 10,079 0 0
ACCENTURE PLC CL A ADR G1151C101 293 3,032 SH   DFND 1 3,032 0 0
Vanguard Small Cap Value ETF ETF 922908611 281 2,611 SH   SOLE   0 0 2,611
Power Financial Corp ADR 73927C100 281 9,708 SH   DFND 1 9,708 0 0
SIEMENS A G SPONSORED ADR ADR 826197501 281 2,766 SH   DFND 1 2,766 0 0
Bristol-Myers Squibb Co COM 110122108 278 4,183 SH   DFND 1 4,183 0 0
Petrochina Co ADR ADR 71646E100 276 2,491 SH   DFND 1 2,491 0 0
Swedbank Ab ADR 870195104 270 11,528 SH   DFND 1 11,528 0 0
Berkshire Hathaway B New COM 84670702 257 1,889 SH   DFND 1 1,889 0 0
Amgen Incorporated COM 31162100 252 1,643 SH   DFND 1 1,643 0 0
Philip Morris Intl Inc COM 718172109 247 3,084 SH   DFND 1 3,084 0 0
Yum Brands Inc COM 988498101 245 2,723 SH   DFND 1 2,723 0 0
Amazon Com Inc COM 23135106 232 534 SH   DFND 1 534 0 0
VANGUARD FTSE ALL-WORLD E ETF 922042775 230 4,731 SH   SOLE   0 0 4,731
SSE PLC SPONS ADR ADR 78467K107 228 9,427 SH   DFND 1 9,427 0 0
CA INC COM 12673P105 225 7,688 SH   DFND 1 7,688 0 0
Caterpillar Inc COM 149123101 223 2,628 SH   DFND 1 2,628 0 0
iShares S&P MidCap 400 ETF ETF 464287507 216 1,440 SH   SOLE   0 0 1,440
H&R Real Estate Inve COM 404428203 215 11,984 SH   DFND 1 11,984 0 0
JP Morgan Chase & Co COM 46625H100 213 3,137 SH   DFND 1 3,137 0 0
Sanofi ADR ADR 80105N105 205 4,143 SH   DFND 1 4,143 0 0