The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P SML 600 GWT 464287887 299 1,545 SH   SOLE   0 0 1,545
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,973 27,880 SH   SOLE   0 0 27,880
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 572 8,852 SH   SOLE   0 0 8,852
AMAZON COM INC COM 023135106 915 495 SH   SOLE   0 0 495
BRISTOL MYERS SQUIBB CO COM 110122108 18,291 284,957 SH   SOLE   0 0 284,957
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 453 2,000 SH   SOLE   0 0 2,000
AMGEN INC COM 031162100 342 1,417 SH   SOLE   0 0 1,417
ABBOTT LABS COM 002824100 952 10,961 SH   SOLE   0 0 10,961
GENUINE PARTS CO COM 372460105 552 5,199 SH   SOLE   0 0 5,199
INTEL CORP COM 458140100 9,033 150,920 SH   SOLE   0 0 150,920
ORACLE CORP COM 68389X105 1,587 29,961 SH   SOLE   0 0 29,961
DISNEY WALT CO COM DISNEY 254687106 1,417 9,800 SH   SOLE   0 0 9,800
SHERWIN WILLIAMS CO COM 824348106 13,947 23,900 SH   SOLE   0 0 23,900
SYSCO CORP COM 871829107 1,232 14,400 SH   SOLE   0 0 14,400
US BANCORP DEL COM NEW 902973304 288 4,861 SH   SOLE   0 0 4,861
JOHNSON & JOHNSON COM 478160104 614 4,211 SH   SOLE   0 0 4,211
PFIZER INC COM 717081103 581 14,831 SH   SOLE   0 0 14,831
KROGER CO COM 501044101 8,475 292,348 SH   SOLE   0 0 292,348
CHEVRON CORP NEW COM 166764100 223 1,848 SH   SOLE   0 0 1,848
TRUIST FINL CORP COM 89832Q109 239 4,235 SH   SOLE   0 0 4,235
CITIGROUP INC COM NEW 172967424 8,151 102,025 SH   SOLE   0 0 102,025
CISCO SYS INC COM 17275R102 314 6,555 SH   SOLE   0 0 6,555
INTERNATIONAL BUSINESS MACHS COM 459200101 689 5,143 SH   SOLE   0 0 5,143
LOCKHEED MARTIN CORP COM 539830109 548 1,407 SH   SOLE   0 0 1,407
PEPSICO INC COM 713448108 580 4,242 SH   SOLE   0 0 4,242
VERIZON COMMUNICATIONS INC COM 92343V104 733 11,931 SH   SOLE   0 0 11,931
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 379 6,174 SH   SOLE   0 0 6,174
SELECT SECTOR SPDR TR ENERGY 81369Y506 616 10,260 SH   SOLE   0 0 10,260
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 2,057 66,832 SH   SOLE   0 0 66,832
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,448 17,779 SH   SOLE   0 0 17,779
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,572 38,967 SH   SOLE   0 0 38,967
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,710 27,157 SH   SOLE   0 0 27,157
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,135 20,962 SH   SOLE   0 0 20,962
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,428 11,384 SH   SOLE   0 0 11,384
THE CHARLES SCHWAB CORPORATI COM 808513105 910 19,132 SH   SOLE   0 0 19,132
EXXON MOBIL CORP COM 30231G102 1,462 20,947 SH   SOLE   0 0 20,947
AFLAC INC COM 001055102 538 10,177 SH   SOLE   0 0 10,177
WABTEC CORP COM 929740108 962 12,368 SH   SOLE   0 0 12,368
TEXAS INSTRS INC COM 882508104 8,006 62,402 SH   SOLE   0 0 62,402
COLGATE PALMOLIVE CO COM 194162103 528 7,676 SH   SOLE   0 0 7,676
LILLY ELI & CO COM 532457108 237 1,803 SH   SOLE   0 0 1,803
CVS HEALTH CORP COM 126650100 9,394 126,456 SH   SOLE   0 0 126,456
MERCK & CO INC COM 58933Y105 620 6,821 SH   SOLE   0 0 6,821
PROCTER & GAMBLE CO COM 742718109 557 4,456 SH   SOLE   0 0 4,456
MCDONALDS CORP COM 580135101 577 2,921 SH   SOLE   0 0 2,921
JPMORGAN CHASE & CO COM 46625H100 1,508 10,819 SH   SOLE   0 0 10,819
TJX COS INC NEW COM 872540109 1,118 18,308 SH   SOLE   0 0 18,308
WILLIS TOWERS WATSON PUB LTD SHS G96629103 1,353 6,700 SH   SOLE   0 0 6,700
PROGRESSIVE CORP OHIO COM 743315103 2,106 29,086 SH   SOLE   0 0 29,086
UNITEDHEALTH GROUP INC COM 91324P102 11,424 38,860 SH   SOLE   0 0 38,860
MARSH & MCLENNAN COS INC COM 571748102 591 5,306 SH   SOLE   0 0 5,306
3M CO COM 88579Y101 413 2,340 SH   SOLE   0 0 2,340
COMCAST CORP NEW CL A 20030N101 8,231 183,034 SH   SOLE   0 0 183,034
WASTE MGMT INC DEL COM 94106L109 547 4,804 SH   SOLE   0 0 4,804
FIRSTENERGY CORP COM 337932107 7,560 155,546 SH   SOLE   0 0 155,546
DUKE ENERGY CORP NEW COM NEW 26441C204 534 5,857 SH   SOLE   0 0 5,857
APPLE INC COM 037833100 2,966 10,100 SH   SOLE   0 0 10,100
LAM RESEARCH CORP COM 512807108 9,296 31,793 SH   SOLE   0 0 31,793
CITRIX SYS INC COM 177376100 580 5,226 SH   SOLE   0 0 5,226
CHUBB LIMITED COM H1467J104 534 3,433 SH   SOLE   0 0 3,433
L BRANDS INC COM 501797104 4,690 258,855 SH   SOLE   0 0 258,855
ECOLAB INC COM 278865100 535 2,774 SH   SOLE   0 0 2,774
PUBLIC STORAGE COM 74460D109 484 2,273 SH   SOLE   0 0 2,273
F5 NETWORKS INC COM 315616102 945 6,770 SH   SOLE   0 0 6,770
AON PLC SHS CL A G0408V102 1,949 9,356 SH   SOLE   0 0 9,356
GENERAL MLS INC COM 370334104 7,918 147,839 SH   SOLE   0 0 147,839
SIMON PPTY GROUP INC NEW COM 828806109 5,360 35,982 SH   SOLE   0 0 35,982
EASTMAN CHEMICAL CO COM 277432100 901 11,373 SH   SOLE   0 0 11,373
PAYCHEX INC COM 704326107 546 6,414 SH   SOLE   0 0 6,414
CIGNA CORP NEW COM 125523100 957 4,682 SH   SOLE   0 0 4,682
VALERO ENERGY CORP NEW COM 91913Y100 876 9,353 SH   SOLE   0 0 9,353
NETFLIX INC COM 64110L106 793 2,450 SH   SOLE   0 0 2,450
D R HORTON INC COM 23331A109 1,034 19,607 SH   SOLE   0 0 19,607
CME GROUP INC COM 12572Q105 527 2,625 SH   SOLE   0 0 2,625
CONSOLIDATED EDISON INC COM 209115104 1,403 15,507 SH   SOLE   0 0 15,507
AMERICAN ELEC PWR CO INC COM 025537101 561 5,932 SH   SOLE   0 0 5,932
JEFFERIES FINL GROUP INC COM 47233W109 1,833 85,766 SH   SOLE   0 0 85,766
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 801 12,923 SH   SOLE   0 0 12,923
STANLEY BLACK & DECKER INC COM 854502101 986 5,949 SH   SOLE   0 0 5,949
HENRY JACK & ASSOC INC COM 426281101 533 3,657 SH   SOLE   0 0 3,657
ALLIANCE DATA SYSTEMS CORP COM 018581108 836 7,455 SH   SOLE   0 0 7,455
AVALONBAY CMNTYS INC COM 053484101 543 2,587 SH   SOLE   0 0 2,587
REPUBLIC SVCS INC COM 760759100 571 6,371 SH   SOLE   0 0 6,371
CENTENE CORP DEL COM 15135B101 947 15,063 SH   SOLE   0 0 15,063
VIACOMCBS INC CL B 92556H206 5,523 131,593 SH   SOLE   0 0 131,593
FIDELITY NATL INFORMATION SV COM 31620M106 569 4,088 SH   SOLE   0 0 4,088
WESTERN UN CO COM 959802109 606 22,613 SH   SOLE   0 0 22,613
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 506 4,097 SH   SOLE   0 0 4,097
DELTA AIR LINES INC DEL COM NEW 247361702 8,719 149,086 SH   SOLE   0 0 149,086
TE CONNECTIVITY LTD REG SHS H84989104 7,704 80,387 SH   SOLE   0 0 80,387
ISHARES TR INTRM TR CRP ETF 464288638 2,222 38,315 SH   SOLE   0 0 38,315
VISA INC COM CL A 92826C839 695 3,700 SH   SOLE   0 0 3,700
ULTA BEAUTY INC COM 90384S303 975 3,851 SH   SOLE   0 0 3,851
BROADCOM INC COM 11135F101 972 3,076 SH   SOLE   0 0 3,076
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 7,600 80,439 SH   SOLE   0 0 80,439
CBOE GLOBAL MARKETS INC COM 12503M108 1,638 13,646 SH   SOLE   0 0 13,646
GENERAL MTRS CO COM 37045V100 8,350 228,151 SH   SOLE   0 0 228,151
MARATHON PETE CORP COM 56585A102 6,716 111,462 SH   SOLE   0 0 111,462
ISHARES TR MSCI MIN VOL ETF 46429B697 1,488 22,689 SH   SOLE   0 0 22,689
ISHARES INC MIN VOL GBL ETF 464286525 1,205 12,578 SH   SOLE   0 0 12,578
FACEBOOK INC CL A 30303M102 1,389 6,765 SH   SOLE   0 0 6,765
ABBVIE INC COM 00287Y109 1,682 19,000 SH   SOLE   0 0 19,000
INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 404 7,507 SH   SOLE   0 0 7,507
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 713 12,610 SH   SOLE   0 0 12,610
ALLY FINL INC COM 02005N100 7,362 240,910 SH   SOLE   0 0 240,910
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408 883 14,693 SH   SOLE   0 0 14,693
PAYPAL HLDGS INC COM 70450Y103 914 8,446 SH   SOLE   0 0 8,446
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 714 18,454 SH   SOLE   0 0 18,454
CHARTER COMMUNICATIONS INC N CL A 16119P108 808 1,665 SH   SOLE   0 0 1,665
SPOTIFY TECHNOLOGY S A SHS L8681T102 2,243 15,000 SH   SOLE   0 0 15,000
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,587 29,590 SH   SOLE   0 0 29,590
CONSOLIDATED EDISON INC COM 209115104 0 7,700 SH Put SOLE   0 0 7,700
CONSOLIDATED EDISON INC COM 209115104 21 7,800 SH Put SOLE   0 0 7,800
WILLIS TOWERS WATSON PUB LTD SHS G96629103 0 6,700 SH Put SOLE   0 0 6,700
LILLY ELI & CO COM 532457108 0 1,600 SH Put SOLE   0 0 1,600
AMGEN INC COM 031162100 0 1,100 SH Put SOLE   0 0 1,100
SPDR S&P 500 ETF TR TR UNIT 78462F103 5 11,300 SH Put SOLE   0 0 11,300
BRISTOL MYERS SQUIBB CO RIGHT 99/99/9999 110122157 268 89,052 SH   SOLE   0 0 89,052
BRISTOL MYERS SQUIBB CO COM 110122108 85 701 SH Put SOLE   0 0 701
INTERNATIONAL BUSINESS MACHS COM 459200101 1 1,500 SH Put SOLE   0 0 1,500