The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
10X GENOMICS INC CL A COM 88025U109 27,661 141,258 SH   OTR   141,258 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340 23,238 388,799 SH   SOLE   388,799 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 21,887 210,509 SH   SOLE   210,509 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 17,159 272,494 SH   SOLE   272,494 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 16,825 557,124 SH   SOLE   557,124 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 16,601 212,093 SH   SOLE   212,093 0 0
MCCORMICK & CO INC COM NON VTG 579780206 15,374 174,071 SH   OTR   174,071 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 14,136 358,316 SH   SOLE   358,316 0 0
APPLE INC COM 037833100 11,453 83,621 SH   OTR   83,621 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 10,010 176,008 SH   SOLE   176,008 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 5,700 137,009 SH   SOLE   137,009 0 0
180 DEGREE CAP CORP COM NEW 68235B208 5,111 634,157 SH   SOLE   634,157 0 0
DOCUSIGN INC COM 256163106 4,459 15,949 SH   OTR   15,949 0 0
MICROSOFT CORP COM 594918104 4,161 15,361 SH   OTR   15,361 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,056 38,901 SH   SOLE   38,901 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 3,824 43,082 SH   SOLE   43,082 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,666 72,470 SH   SOLE   72,470 0 0
PATRICK INDS INC COM 703343103 2,593 35,522 SH   OTR   35,522 0 0
ALLY FINL INC COM 02005N100 2,415 48,453 SH   SOLE   48,453 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,284 5,312 SH   SOLE   5,312 0 0
MCDONALDS CORP COM 580135101 2,226 9,636 SH   OTR   9,636 0 0
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 2,212 16,442 SH   SOLE   16,442 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 2,177 43,251 SH   SOLE   43,251 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 1,955 26,672 SH   SOLE   26,672 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,935 10,145 SH   OTR   10,145 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,933 19,570 SH   SOLE   19,570 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,928 9,270 SH   OTR   9,270 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,719 22,727 SH   SOLE   22,727 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,619 12,208 SH   SOLE   12,208 0 0
AMAZON COM INC COM 023135106 1,521 442 SH   OTR   442 0 0
LOCKHEED MARTIN CORP COM 539830109 1,434 3,790 SH   OTR   3,790 0 0
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 1,375 24,764 SH   SOLE   24,764 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 1,364 28,901 SH   SOLE   28,901 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,191 10,326 SH   SOLE   10,326 0 0
PROCTER AND GAMBLE CO COM 742718109 1,146 8,493 SH   OTR   8,493 0 0
VISA INC COM CL A 92826C839 996 4,261 SH   OTR   4,261 0 0
ALPHABET INC CAP STK CL C 02079K107 955 381 SH   OTR   381 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 921 16,136 SH   SOLE   16,136 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 861 2,187 SH   SOLE   2,187 0 0
MASTERCARD INCORPORATED CL A 57636Q104 850 2,327 SH   OTR   2,327 0 0
JOHNSON & JOHNSON COM 478160104 843 5,115 SH   OTR   5,115 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 820 56,236 SH   OTR   56,236 0 0
JPMORGAN CHASE & CO COM 46625H100 807 5,187 SH   OTR   5,187 0 0
ISHARES TR CORE S&P MCP ETF 464287507 806 2,998 SH   SOLE   2,998 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 796 24,594 SH   SOLE   24,594 0 0
AT&T INC COM 00206R102 760 26,392 SH   OTR   26,392 0 0
DANAHER CORPORATION COM 235851102 739 2,753 SH   OTR   2,753 0 0
FASTENAL CO COM 311900104 710 13,646 SH   OTR   13,646 0 0
TESLA INC COM 88160R101 669 984 SH   OTR   984 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 662 12,915 SH   SOLE   12,915 0 0
MERCK & CO INC COM 58933Y105 640 8,224 SH   OTR   8,224 0 0
KIMBERLY-CLARK CORP COM 494368103 636 4,755 SH   OTR   4,755 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 625 2,250 SH   OTR   2,250 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 606 10,818 SH   OTR   10,818 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 580 1,454 SH   SOLE   1,454 0 0
HOME DEPOT INC COM 437076102 560 1,756 SH   OTR   1,756 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 554 2,039 SH   SOLE   2,039 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 544 14,080 SH   SOLE   14,080 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 539 9,878 SH   SOLE   9,878 0 0
CSX CORP COM 126408103 528 16,467 SH   OTR   16,467 0 0
ACNB CORP COM 000868109 525 18,812 SH   OTR   18,812 0 0
ALPHABET INC CAP STK CL A 02079K305 523 214 SH   OTR   214 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 505 549 SH   OTR   549 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 500 5,862 SH   OTR   5,862 0 0
AMERICAN TOWER CORP NEW COM 03027X100 496 1,836 SH   OTR   1,836 0 0
CISCO SYS INC COM 17275R102 458 8,649 SH   OTR   8,649 0 0
MCCORMICK & CO INC COM VTG 579780107 446 5,068 SH   OTR   5,068 0 0
COSTCO WHSL CORP NEW COM 22160K105 440 1,112 SH   OTR   1,112 0 0
CATERPILLAR INC COM 149123101 436 2,002 SH   OTR   2,002 0 0
TJX COS INC NEW COM 872540109 417 6,187 SH   OTR   6,187 0 0
UNITEDHEALTH GROUP INC COM 91324P102 417 1,041 SH   OTR   1,041 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 401 2,246 SH   SOLE   2,246 0 0
ISHARES TR EAFE SML CP ETF 464288273 399 5,386 SH   SOLE   5,386 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 398 789 SH   OTR   789 0 0
ILLUMINA INC COM 452327109 394 832 SH   OTR   832 0 0
WESBANCO INC COM 950810101 382 10,720 SH   OTR   10,720 0 0
PAYPAL HLDGS INC COM 70450Y103 380 1,305 SH   OTR   1,305 0 0
BIO-TECHNE CORP COM 09073M104 379 841 SH   OTR   841 0 0
M & T BK CORP COM 55261F104 376 2,586 SH   OTR   2,586 0 0
VULCAN MATLS CO COM 929160109 369 2,119 SH   OTR   2,119 0 0
NVIDIA CORPORATION COM 67066G104 362 452 SH   OTR   452 0 0
CHEVRON CORP NEW COM 166764100 359 3,428 SH   OTR   3,428 0 0
S&P GLOBAL INC COM 78409V104 357 870 SH   OTR   870 0 0
PRICE T ROWE GROUP INC COM 74144T108 356 1,800 SH   OTR   1,800 0 0
INTEL CORP COM 458140100 342 6,096 SH   OTR   6,096 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 341 2,610 SH   SOLE   2,610 0 0
MARKEL CORP COM 570535104 338 285 SH   OTR   285 0 0
ANSYS INC COM 03662Q105 331 955 SH   OTR   955 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 321 1,634 SH   SOLE   1,634 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 316 1,278 SH   SOLE   1,278 0 0
CABLE ONE INC COM 12685J105 314 164 SH   OTR   164 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 310 7,730 SH   SOLE   7,730 0 0
BLACK KNIGHT INC COM 09215C105 307 3,934 SH   OTR   3,934 0 0
TABULA RASA HEALTHCARE INC COM 873379101 304 6,072 SH   OTR   6,072 0 0
ISHARES TR MSCI ACWI ETF 464288257 293 2,900 SH   SOLE   2,900 0 0
EXELON CORP COM 30161N101 289 6,531 SH   OTR   6,531 0 0
TRANSDIGM GROUP INC COM 893641100 288 445 SH   OTR   445 0 0
ABBOTT LABS COM 002824100 286 2,469 SH   OTR   2,469 0 0
BECTON DICKINSON & CO COM 075887109 286 1,177 SH   OTR   1,177 0 0
CBRE GROUP INC CL A 12504L109 286 3,335 SH   OTR   3,335 0 0
HEICO CORP NEW CL A 422806208 285 2,292 SH   OTR   2,292 0 0
WASTE CONNECTIONS INC COM 94106B101 281 2,354 SH   OTR   2,354 0 0
TELEFLEX INCORPORATED COM 879369106 278 691 SH   OTR   691 0 0
HERSHEY CO COM 427866108 267 1,533 SH   OTR   1,533 0 0
QUALCOMM INC COM 747525103 266 1,863 SH   OTR   1,863 0 0
ABBVIE INC COM 00287Y109 258 2,291 SH   OTR   2,291 0 0
PEPSICO INC COM 713448108 257 1,736 SH   OTR   1,736 0 0
ECOLAB INC COM 278865100 254 1,235 SH   OTR   1,235 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 248 1,695 SH   OTR   1,695 0 0
DISNEY WALT CO COM 254687106 242 1,374 SH   OTR   1,374 0 0
OMNICOM GROUP INC COM 681919106 241 3,012 SH   OTR   3,012 0 0
FACEBOOK INC CL A 30303M102 240 690 SH   OTR   690 0 0
ISHARES TR MSCI ACWI EX US 464288240 240 4,178 SH   SOLE   4,178 0 0
SPDR GOLD TR GOLD SHS 78463V107 235 1,421 SH   OTR   1,421 0 0
WORKDAY INC CL A 98138H101 233 975 SH   OTR   975 0 0
BLACKLINE INC COM 09239B109 227 2,036 SH   OTR   2,036 0 0
SCHWAB CHARLES CORP COM 808513105 226 3,106 SH   OTR   3,106 0 0
ISHARES INC CORE MSCI EMKT 46434G103 214 3,190 SH   OTR   3,190 0 0
DXC TECHNOLOGY CO COM 23355L106 212 5,456 SH   OTR   5,456 0 0
OKTA INC CL A 679295105 212 868 SH   OTR   868 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 211 3,162 SH   OTR   3,162 0 0
DOLLAR GEN CORP NEW COM 256677105 211 977 SH   OTR   977 0 0
MOODYS CORP COM 615369105 211 582 SH   OTR   582 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 210 1,425 SH   OTR   1,425 0 0
TARGET CORP COM 87612E106 210 870 SH   OTR   870 0 0
IDEXX LABS INC COM 45168D104 206 326 SH   OTR   326 0 0
DELTA APPAREL INC COM 247368103 203 6,869 SH   OTR   6,869 0 0
CARMAX INC COM 143130102 200 1,550 SH   OTR   1,550 0 0
NETFLIX INC COM 64110L106 200 379 SH   OTR   379 0 0
REPUBLIC SVCS INC COM 760759100 200 1,822 SH   OTR   1,822 0 0
DURECT CORP COM 266605104 81 49,400 SH   OTR   49,400 0 0