The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
10X GENOMICS INC CL A COM 88025U109 28,735 158,758 SH   OTR   158,758 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 21,697 384,707 SH   SOLE   384,707 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 19,298 200,959 SH   SOLE   200,959 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 15,795 212,217 SH   SOLE   212,217 0 0
MCCORMICK & CO INC COM NON VTG 579780206 15,493 173,768 SH   OTR   173,768 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 15,257 527,748 SH   SOLE   527,748 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 13,155 349,680 SH   SOLE   349,680 0 0
APPLE INC COM 037833100 10,339 84,641 SH   OTR   84,641 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 9,631 170,729 SH   SOLE   170,729 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 5,332 135,250 SH   SOLE   135,250 0 0
180 DEGREE CAP CORP COM NEW 68235B208 4,823 651,742 SH   SOLE   651,742 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,807 39,365 SH   SOLE   39,365 0 0
MICROSOFT CORP COM 594918104 3,623 15,367 SH   OTR   15,367 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 3,482 40,556 SH   SOLE   40,556 0 0
DOCUSIGN INC COM 256163106 3,324 16,419 SH   OTR   16,419 0 0
AT&T INC COM 00206R102 3,157 104,291 SH   OTR   104,291 0 0
PATRICK INDS INC COM 703343103 2,983 35,097 SH   OTR   35,097 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,586 73,142 SH   SOLE   73,142 0 0
ALLY FINL INC COM 02005N100 2,493 55,139 SH   OTR   55,139 0 0
MCDONALDS CORP COM 580135101 2,160 9,636 SH   OTR   9,636 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,135 5,366 SH   SOLE   5,366 0 0
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 2,014 15,331 SH   SOLE   15,331 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 2,006 43,033 SH   SOLE   43,033 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 1,858 26,441 SH   SOLE   26,441 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,793 19,570 SH   SOLE   19,570 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,780 10,145 SH   OTR   10,145 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,613 9,486 SH   OTR   9,486 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,595 21,873 SH   SOLE   21,873 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,582 12,341 SH   SOLE   12,341 0 0
LOCKHEED MARTIN CORP COM 539830109 1,417 3,836 SH   OTR   3,836 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 1,415 30,921 SH   SOLE   30,921 0 0
AMAZON COM INC COM 023135106 1,321 427 SH   OTR   427 0 0
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 1,187 22,674 SH   SOLE   22,674 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,175 10,326 SH   SOLE   10,326 0 0
PROCTER AND GAMBLE CO COM 742718109 1,161 8,571 SH   OTR   8,571 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 922 16,136 SH   SOLE   16,136 0 0
ALPHABET INC CAP STK CL C 02079K107 921 445 SH   OTR   445 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 896 56,919 SH   OTR   56,919 0 0
JOHNSON & JOHNSON COM 478160104 841 5,115 SH   OTR   5,115 0 0
VISA INC COM CL A 92826C839 836 3,949 SH   OTR   3,949 0 0
ISHARES TR CORE S&P MCP ETF 464287507 812 3,120 SH   SOLE   3,120 0 0
JPMORGAN CHASE & CO COM 46625H100 790 5,187 SH   OTR   5,187 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 788 24,570 SH   SOLE   24,570 0 0
MASTERCARD INCORPORATED CL A 57636Q104 775 2,177 SH   OTR   2,177 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 766 3,000 SH   OTR   3,000 0 0
DANAHER CORPORATION COM 235851102 755 3,353 SH   OTR   3,353 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 753 2,067 SH   SOLE   2,067 0 0
CSX CORP COM 126408103 722 7,489 SH   OTR   7,489 0 0
MERCK & CO. INC COM 58933Y105 670 8,688 SH   OTR   8,688 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 663 12,915 SH   SOLE   12,915 0 0
FASTENAL CO COM 311900104 662 13,172 SH   OTR   13,172 0 0
KIMBERLY-CLARK CORP COM 494368103 661 4,755 SH   OTR   4,755 0 0
TESLA INC COM 88160R101 649 971 SH   OTR   971 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 599 10,293 SH   OTR   10,293 0 0
ACNB CORP COM 000868109 551 18,812 SH   OTR   18,812 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 539 1,504 SH   SOLE   1,504 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 535 14,320 SH   SOLE   14,320 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 533 9,878 SH   SOLE   9,878 0 0
HOME DEPOT INC COM 437076102 526 1,724 SH   OTR   1,724 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 525 2,159 SH   SOLE   2,159 0 0
ALPHABET INC CAP STK CL A 02079K305 483 234 SH   OTR   234 0 0
CATERPILLAR INC COM 149123101 464 2,002 SH   OTR   2,002 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 453 5,862 SH   OTR   5,862 0 0
CISCO SYS INC COM 17275R102 452 8,734 SH   OTR   8,734 0 0
MCCORMICK & CO INC COM VTG 579780107 442 4,963 SH   OTR   4,963 0 0
TJX COS INC NEW COM 872540109 408 6,162 SH   OTR   6,162 0 0
AMERICAN TOWER CORP NEW COM 03027X100 397 1,662 SH   OTR   1,662 0 0
COSTCO WHSL CORP NEW COM 22160K105 392 1,112 SH   OTR   1,112 0 0
M & T BK CORP COM 55261F104 392 2,583 SH   OTR   2,583 0 0
WESBANCO INC COM 950810101 387 10,720 SH   OTR   10,720 0 0
ISHARES TR EAFE SML CP ETF 464288273 380 5,291 SH   SOLE   5,291 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 380 2,922 SH   SOLE   2,922 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 378 2,246 SH   SOLE   2,246 0 0
UNITEDHEALTH GROUP INC COM 91324P102 376 1,010 SH   OTR   1,010 0 0
NVIDIA CORPORATION COM 67066G104 344 645 SH   OTR   645 0 0
INTEL CORP COM 458140100 332 5,195 SH   OTR   5,195 0 0
ABBOTT LABS COM 002824100 326 2,717 SH   OTR   2,717 0 0
BIO-TECHNE CORP COM 09073M104 320 838 SH   OTR   838 0 0
EXELON CORP COM 30161N101 318 7,277 SH   OTR   7,277 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 318 431 SH   OTR   431 0 0
PAYPAL HLDGS INC COM 70450Y103 317 1,305 SH   OTR   1,305 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 314 688 SH   OTR   688 0 0
VULCAN MATLS CO COM 929160109 311 1,843 SH   OTR   1,843 0 0
PRICE T ROWE GROUP INC COM 74144T108 309 1,799 SH   OTR   1,799 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 309 1,634 SH   SOLE   1,634 0 0
BECTON DICKINSON & CO COM 075887109 299 1,229 SH   OTR   1,229 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 297 7,722 SH   SOLE   7,722 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 287 1,254 SH   SOLE   1,254 0 0
MARKEL CORP COM 570535104 285 250 SH   OTR   250 0 0
TABULA RASA HEALTHCARE INC COM 873379101 280 6,072 SH   OTR   6,072 0 0
ILLUMINA INC COM 452327109 279 726 SH   OTR   726 0 0
ISHARES TR MSCI ACWI ETF 464288257 276 2,900 SH   SOLE   2,900 0 0
S&P GLOBAL INC COM 78409V104 267 758 SH   OTR   758 0 0
CABLE ONE INC COM 12685J105 261 143 SH   OTR   143 0 0
WORKDAY INC CL A 98138H101 255 1,025 SH   SOLE   1,025 0 0
TELEFLEX INCORPORATED COM 879369106 251 604 SH   OTR   604 0 0
QUALCOMM INC COM 747525103 246 1,857 SH   OTR   1,857 0 0
ABBVIE INC COM 00287Y109 245 2,265 SH   OTR   2,265 0 0
PEPSICO INC COM 713448108 245 1,733 SH   OTR   1,733 0 0
HERSHEY CO COM 427866108 242 1,529 SH   OTR   1,529 0 0
ANSYS INC COM 03662Q105 234 690 SH   OTR   690 0 0
DISNEY WALT CO COM 254687106 232 1,257 SH   OTR   1,257 0 0
ECOLAB INC COM 278865100 230 1,075 SH   OTR   1,075 0 0
CBRE GROUP INC CL A 12504L109 229 2,895 SH   SOLE   2,895 0 0
ISHARES TR MSCI ACWI EX US 464288240 229 4,147 SH   SOLE   4,147 0 0
TRANSDIGM GROUP INC COM 893641100 228 388 SH   OTR   388 0 0
CARMAX INC COM 143130102 226 1,707 SH   OTR   1,707 0 0
HEICO CORP NEW CL A 422806208 226 1,991 SH   SOLE   1,991 0 0
OMNICOM GROUP INC COM 681919106 223 3,003 SH   OTR   3,003 0 0
WASTE CONNECTIONS INC COM 94106B101 221 2,045 SH   OTR   2,045 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 216 1,623 SH   OTR   1,623 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 211 3,337 SH   OTR   3,337 0 0
UNDER ARMOUR INC CL A 904311107 210 9,459 SH   SOLE   9,459 0 0
FACEBOOK INC CL A 30303M102 208 705 SH   SOLE   705 0 0
ISHARES INC CORE MSCI EMKT 46434G103 205 3,190 SH   SOLE   3,190 0 0
EXXON MOBIL CORP COM 30231G102 204 3,649 SH   OTR   3,649 0 0
SCHWAB CHARLES CORP COM 808513105 202 3,106 SH   OTR   3,106 0 0
BLACK KNIGHT INC COM 09215C105 201 2,723 SH   OTR   2,723 0 0
GENERAL ELECTRIC CO COM 369604103 155 11,810 SH   OTR   11,810 0 0
NUVEEN MARYLAND QLT MUN INC COM 67061Q107 144 10,203 SH   OTR   10,203 0 0
DURECT CORP COM 266605104 98 49,400 SH   OTR   49,400 0 0