0001214659-21-004282.txt : 20210419 0001214659-21-004282.hdr.sgml : 20210419 20210419121530 ACCESSION NUMBER: 0001214659-21-004282 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20210331 FILED AS OF DATE: 20210419 DATE AS OF CHANGE: 20210419 EFFECTIVENESS DATE: 20210419 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FINANCIAL CONSULATE, INC CENTRAL INDEX KEY: 0001624510 IRS NUMBER: 521281169 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16386 FILM NUMBER: 21833799 BUSINESS ADDRESS: STREET 1: 201 INTERNATIONAL CIRCLE STREET 2: SUITE 520 CITY: HUNT VALLEY STATE: MD ZIP: 21030 BUSINESS PHONE: (410) 823-7283 MAIL ADDRESS: STREET 1: 201 INTERNATIONAL CIRCLE STREET 2: SUITE 520 CITY: HUNT VALLEY STATE: MD ZIP: 21030 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001624510 XXXXXXXX 03-31-2021 03-31-2021 false FINANCIAL CONSULATE, INC

201 INTERNATIONAL CIRCLE SUITE 520 HUNT VALLEY MD 21030

13F HOLDINGS REPORT 028-16386 N Charles Bender 410-823-7283 /s/ Charles Bender Hunt Valley MD 04-19-2021 0 121 246561 INFORMATION TABLE 2 infotable.xml 10X GENOMICS INC CL A COM 88025U109 28735 158758 SH OTR 158758 0 0 SPDR SER TR PRTFLO S&P500 GW 78464A409 21697 384707 SH SOLE 384707 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 19298 200959 SH SOLE 200959 0 0 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 15795 212217 SH SOLE 212217 0 0 MCCORMICK & CO INC COM NON VTG 579780206 15493 173768 SH OTR 173768 0 0 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 15257 527748 SH SOLE 527748 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 13155 349680 SH SOLE 349680 0 0 APPLE INC COM 037833100 10339 84641 SH OTR 84641 0 0 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 9631 170729 SH SOLE 170729 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 5332 135250 SH SOLE 135250 0 0 180 DEGREE CAP CORP COM NEW 68235B208 4823 651742 SH SOLE 651742 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3807 39365 SH SOLE 39365 0 0 MICROSOFT CORP COM 594918104 3623 15367 SH OTR 15367 0 0 SPDR SER TR S&P 600 SMCP GRW 78464A201 3482 40556 SH SOLE 40556 0 0 DOCUSIGN INC COM 256163106 3324 16419 SH OTR 16419 0 0 AT&T INC COM 00206R102 3157 104291 SH OTR 104291 0 0 PATRICK INDS INC COM 703343103 2983 35097 SH OTR 35097 0 0 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2586 73142 SH SOLE 73142 0 0 ALLY FINL INC COM 02005N100 2493 55139 SH OTR 55139 0 0 MCDONALDS CORP COM 580135101 2160 9636 SH OTR 9636 0 0 ISHARES TR CORE S&P500 ETF 464287200 2135 5366 SH SOLE 5366 0 0 SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 2014 15331 SH SOLE 15331 0 0 SPDR SER TR PORTFOLIO S&P500 78464A854 2006 43033 SH SOLE 43033 0 0 ISHARES TR CORE MSCI TOTAL 46432F834 1858 26441 SH SOLE 26441 0 0 ISHARES TR CORE S&P TTL STK 464287150 1793 19570 SH SOLE 19570 0 0 PNC FINL SVCS GROUP INC COM 693475105 1780 10145 SH OTR 10145 0 0 UNITED PARCEL SERVICE INC CL B 911312106 1613 9486 SH OTR 9486 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1595 21873 SH SOLE 21873 0 0 ISHARES TR S&P SML 600 GWT 464287887 1582 12341 SH SOLE 12341 0 0 LOCKHEED MARTIN CORP COM 539830109 1417 3836 SH OTR 3836 0 0 SPDR SER TR PORTFOLIO S&P400 78464A847 1415 30921 SH SOLE 30921 0 0 AMAZON COM INC COM 023135106 1321 427 SH OTR 427 0 0 SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 1187 22674 SH SOLE 22674 0 0 ISHARES TR CORE US AGGBD ET 464287226 1175 10326 SH SOLE 10326 0 0 PROCTER AND GAMBLE CO COM 742718109 1161 8571 SH OTR 8571 0 0 VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 922 16136 SH SOLE 16136 0 0 ALPHABET INC CAP STK CL C 02079K107 921 445 SH OTR 445 0 0 HEWLETT PACKARD ENTERPRISE C COM 42824C109 896 56919 SH OTR 56919 0 0 JOHNSON & JOHNSON COM 478160104 841 5115 SH OTR 5115 0 0 VISA INC COM CL A 92826C839 836 3949 SH OTR 3949 0 0 ISHARES TR CORE S&P MCP ETF 464287507 812 3120 SH SOLE 3120 0 0 JPMORGAN CHASE & CO COM 46625H100 790 5187 SH OTR 5187 0 0 SPDR SER TR PORTFLI INTRMDIT 78464A672 788 24570 SH SOLE 24570 0 0 MASTERCARD INCORPORATED CL A 57636Q104 775 2177 SH OTR 2177 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 766 3000 SH OTR 3000 0 0 DANAHER CORPORATION COM 235851102 755 3353 SH OTR 3353 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 753 2067 SH SOLE 2067 0 0 CSX CORP COM 126408103 722 7489 SH OTR 7489 0 0 MERCK & CO. INC COM 58933Y105 670 8688 SH OTR 8688 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 663 12915 SH SOLE 12915 0 0 FASTENAL CO COM 311900104 662 13172 SH OTR 13172 0 0 KIMBERLY-CLARK CORP COM 494368103 661 4755 SH OTR 4755 0 0 TESLA INC COM 88160R101 649 971 SH OTR 971 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 599 10293 SH OTR 10293 0 0 ACNB CORP COM 000868109 551 18812 SH OTR 18812 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 539 1504 SH SOLE 1504 0 0 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 535 14320 SH SOLE 14320 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 533 9878 SH SOLE 9878 0 0 HOME DEPOT INC COM 437076102 526 1724 SH OTR 1724 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 525 2159 SH SOLE 2159 0 0 ALPHABET INC CAP STK CL A 02079K305 483 234 SH OTR 234 0 0 CATERPILLAR INC COM 149123101 464 2002 SH OTR 2002 0 0 RAYTHEON TECHNOLOGIES CORP COM 75513E101 453 5862 SH OTR 5862 0 0 CISCO SYS INC COM 17275R102 452 8734 SH OTR 8734 0 0 MCCORMICK & CO INC COM VTG 579780107 442 4963 SH OTR 4963 0 0 TJX COS INC NEW COM 872540109 408 6162 SH OTR 6162 0 0 AMERICAN TOWER CORP NEW COM 03027X100 397 1662 SH OTR 1662 0 0 COSTCO WHSL CORP NEW COM 22160K105 392 1112 SH OTR 1112 0 0 M & T BK CORP COM 55261F104 392 2583 SH OTR 2583 0 0 WESBANCO INC COM 950810101 387 10720 SH OTR 10720 0 0 ISHARES TR EAFE SML CP ETF 464288273 380 5291 SH SOLE 5291 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 380 2922 SH SOLE 2922 0 0 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 378 2246 SH SOLE 2246 0 0 UNITEDHEALTH GROUP INC COM 91324P102 376 1010 SH OTR 1010 0 0 NVIDIA CORPORATION COM 67066G104 344 645 SH OTR 645 0 0 INTEL CORP COM 458140100 332 5195 SH OTR 5195 0 0 ABBOTT LABS COM 002824100 326 2717 SH OTR 2717 0 0 BIO-TECHNE CORP COM 09073M104 320 838 SH OTR 838 0 0 EXELON CORP COM 30161N101 318 7277 SH OTR 7277 0 0 INTUITIVE SURGICAL INC COM NEW 46120E602 318 431 SH OTR 431 0 0 PAYPAL HLDGS INC COM 70450Y103 317 1305 SH OTR 1305 0 0 THERMO FISHER SCIENTIFIC INC COM 883556102 314 688 SH OTR 688 0 0 VULCAN MATLS CO COM 929160109 311 1843 SH OTR 1843 0 0 PRICE T ROWE GROUP INC COM 74144T108 309 1799 SH OTR 1799 0 0 VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 309 1634 SH SOLE 1634 0 0 BECTON DICKINSON & CO COM 075887109 299 1229 SH OTR 1229 0 0 SPDR SER TR PRTFLO S&P500 HI 78468R788 297 7722 SH SOLE 7722 0 0 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 287 1254 SH SOLE 1254 0 0 MARKEL CORP COM 570535104 285 250 SH OTR 250 0 0 TABULA RASA HEALTHCARE INC COM 873379101 280 6072 SH OTR 6072 0 0 ILLUMINA INC COM 452327109 279 726 SH OTR 726 0 0 ISHARES TR MSCI ACWI ETF 464288257 276 2900 SH SOLE 2900 0 0 S&P GLOBAL INC COM 78409V104 267 758 SH OTR 758 0 0 CABLE ONE INC COM 12685J105 261 143 SH OTR 143 0 0 WORKDAY INC CL A 98138H101 255 1025 SH SOLE 1025 0 0 TELEFLEX INCORPORATED COM 879369106 251 604 SH OTR 604 0 0 QUALCOMM INC COM 747525103 246 1857 SH OTR 1857 0 0 ABBVIE INC COM 00287Y109 245 2265 SH OTR 2265 0 0 PEPSICO INC COM 713448108 245 1733 SH OTR 1733 0 0 HERSHEY CO COM 427866108 242 1529 SH OTR 1529 0 0 ANSYS INC COM 03662Q105 234 690 SH OTR 690 0 0 DISNEY WALT CO COM 254687106 232 1257 SH OTR 1257 0 0 ECOLAB INC COM 278865100 230 1075 SH OTR 1075 0 0 CBRE GROUP INC CL A 12504L109 229 2895 SH SOLE 2895 0 0 ISHARES TR MSCI ACWI EX US 464288240 229 4147 SH SOLE 4147 0 0 TRANSDIGM GROUP INC COM 893641100 228 388 SH OTR 388 0 0 CARMAX INC COM 143130102 226 1707 SH OTR 1707 0 0 HEICO CORP NEW CL A 422806208 226 1991 SH SOLE 1991 0 0 OMNICOM GROUP INC COM 681919106 223 3003 SH OTR 3003 0 0 WASTE CONNECTIONS INC COM 94106B101 221 2045 SH OTR 2045 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 216 1623 SH OTR 1623 0 0 BRISTOL-MYERS SQUIBB CO COM 110122108 211 3337 SH OTR 3337 0 0 UNDER ARMOUR INC CL A 904311107 210 9459 SH SOLE 9459 0 0 FACEBOOK INC CL A 30303M102 208 705 SH SOLE 705 0 0 ISHARES INC CORE MSCI EMKT 46434G103 205 3190 SH SOLE 3190 0 0 EXXON MOBIL CORP COM 30231G102 204 3649 SH OTR 3649 0 0 SCHWAB CHARLES CORP COM 808513105 202 3106 SH OTR 3106 0 0 BLACK KNIGHT INC COM 09215C105 201 2723 SH OTR 2723 0 0 GENERAL ELECTRIC CO COM 369604103 155 11810 SH OTR 11810 0 0 NUVEEN MARYLAND QLT MUN INC COM 67061Q107 144 10203 SH OTR 10203 0 0 DURECT CORP COM 266605104 98 49400 SH OTR 49400 0 0