0001214659-19-006502.txt : 20191016 0001214659-19-006502.hdr.sgml : 20191016 20191016145902 ACCESSION NUMBER: 0001214659-19-006502 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20190930 FILED AS OF DATE: 20191016 DATE AS OF CHANGE: 20191016 EFFECTIVENESS DATE: 20191016 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FINANCIAL CONSULATE, INC CENTRAL INDEX KEY: 0001624510 IRS NUMBER: 521281169 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16386 FILM NUMBER: 191152691 BUSINESS ADDRESS: STREET 1: 201 INTERNATIONAL CIRCLE STREET 2: SUITE 520 CITY: HUNT VALLEY STATE: MD ZIP: 21030 BUSINESS PHONE: (410) 823-7283 MAIL ADDRESS: STREET 1: 201 INTERNATIONAL CIRCLE STREET 2: SUITE 520 CITY: HUNT VALLEY STATE: MD ZIP: 21030 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001624510 XXXXXXXX 09-30-2019 09-30-2019 false FINANCIAL CONSULATE, INC

201 INTERNATIONAL CIRCLE SUITE 520 HUNT VALLEY MD 21030

13F HOLDINGS REPORT 028-16386 N Charles Bender 410-823-7283 /s/ Charles Bender Hunt Valley MD 10-16-2019 0 99 229624 INFORMATION TABLE 2 infotable.xml SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 29254 517407 SH SOLE 517407 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 20579 290129 SH SOLE 290129 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 20201 634064 SH SOLE 634064 0 0 SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 19541 327918 SH SOLE 327918 0 0 MCCORMICK & CO INC COM NON VTG 579780206 13598 86997 SH OTR 86997 0 0 INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 12639 106718 SH SOLE 106718 0 0 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 8290 149206 SH SOLE 149206 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 7188 226037 SH SOLE 226037 0 0 APPLE INC COM 037833100 7074 31587 SH OTR 31587 0 0 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 5722 238001 SH SOLE 238001 0 0 180 DEGREE CAP CORP COM 68235B109 4901 2293768 SH SOLE 2293768 0 0 ISHARES INC GLB SILV MIN ETF 464286327 3552 367352 SH SOLE 367352 0 0 ALLY FINL INC COM 02005N100 3163 95390 SH SOLE 95390 0 0 HONDA MOTOR LTD AMERN SHS 438128308 3080 118087 SH SOLE 118087 0 0 MODINE MFG CO COM 607828100 2783 244789 SH SOLE 244789 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2707 38123 SH SOLE 38123 0 0 SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 2555 75393 SH SOLE 75393 0 0 SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 2507 26825 SH SOLE 26825 0 0 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2482 84544 SH SOLE 84544 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2369 94255 SH SOLE 94255 0 0 SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 2295 65849 SH SOLE 65849 0 0 MICROSOFT CORP COM 594918104 2199 15820 SH OTR 15820 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2131 38906 SH SOLE 38906 0 0 MCDONALDS CORP COM 580135101 2105 9804 SH OTR 9804 0 0 ISHARES TR CORE S&P MCP ETF 464287507 2102 10881 SH SOLE 10881 0 0 ISHARES TR CORE MSCI TOTAL 46432F834 1700 29434 SH SOLE 29434 0 0 PATRICK INDS INC COM 703343103 1505 35097 SH OTR 35097 0 0 ISHARES TR CORE S&P TTL STK 464287150 1431 21335 SH SOLE 21335 0 0 PNC FINL SVCS GROUP INC COM 693475105 1372 9786 SH OTR 9786 0 0 ISHARES TR CORE S&P500 ETF 464287200 1325 4440 SH SOLE 4440 0 0 DOCUSIGN INC COM 256163106 1295 20919 SH OTR 20919 0 0 UNITED PARCEL SERVICE INC CL B 911312106 1267 10574 SH OTR 10574 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1250 24708 SH SOLE 24708 0 0 LOCKHEED MARTIN CORP COM 539830109 1228 3147 SH OTR 3147 0 0 ISHARES TR CORE US AGGBD ET 464287226 1203 10626 SH SOLE 10626 0 0 ISHARES TR S&P SML 600 GWT 464287887 1050 5886 SH SOLE 5886 0 0 PROCTER & GAMBLE CO COM 742718109 990 7959 SH OTR 7959 0 0 VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 976 16592 SH SOLE 16592 0 0 HEWLETT PACKARD ENTERPRISE C COM 42824C109 949 62551 SH OTR 62551 0 0 MCCORMICK & CO INC COM VTG 579780107 930 5971 SH OTR 5971 0 0 EXXON MOBIL CORP COM 30231G102 895 12676 SH OTR 12676 0 0 SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 858 21496 SH SOLE 21496 0 0 MERCK & CO INC COM 58933Y105 814 9665 SH OTR 9665 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 796 3826 SH OTR 3826 0 0 AT&T INC COM 00206R102 751 19839 SH OTR 19839 0 0 CSX CORP COM 126408103 743 10730 SH OTR 10730 0 0 SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 718 18470 SH SOLE 18470 0 0 ACNB CORP COM 000868109 714 20812 SH OTR 20812 0 0 KIMBERLY CLARK CORP COM 494368103 675 4755 SH OTR 4755 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 647 16359 SH SOLE 16359 0 0 OLD LINE BANCSHARES INC COM 67984M100 639 22031 SH OTR 22031 0 0 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 614 20907 SH SOLE 20907 0 0 TJX COS INC NEW COM 872540109 614 11022 SH OTR 11022 0 0 ISHARES TR EAFE SML CP ETF 464288273 603 10538 SH SOLE 10538 0 0 JPMORGAN CHASE & CO COM 46625H100 595 5058 SH OTR 5058 0 0 ISHARES TR CORE S&P US GWT 464287671 593 9435 SH SOLE 9435 0 0 AMAZON COM INC COM 023135106 568 327 SH OTR 327 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 568 10544 SH SOLE 10544 0 0 SPDR SERIES TRUST PORTFLI INTRMDIT 78464A672 565 18064 SH SOLE 18064 0 0 TENABLE HLDGS INC COM 88025T102 542 24240 SH OTR 24240 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 529 8762 SH OTR 8762 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 528 3495 SH SOLE 3495 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 500 1833 SH SOLE 1833 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 459 2875 SH SOLE 2875 0 0 EXELON CORP COM 30161N101 451 9344 SH OTR 9344 0 0 ALPHABET INC CAP STK CL C 02079K107 444 364 SH OTR 364 0 0 JOHNSON & JOHNSON COM 478160104 443 3422 SH OTR 3422 0 0 ISHARES TR MSCI ACWI ETF 464288257 431 5842 SH SOLE 5842 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 416 2480 SH SOLE 2480 0 0 BOEING CO COM 097023105 405 1065 SH OTR 1065 0 0 SPDR SERIES TRUST PRTFLO S&P500 HI 78468R788 404 10628 SH SOLE 10628 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 398 3142 SH SOLE 3142 0 0 MASTERCARD INC CL A 57636Q104 397 1462 SH OTR 1462 0 0 CISCO SYS INC COM 17275R102 382 7722 SH OTR 7722 0 0 M & T BK CORP COM 55261F104 379 2400 SH OTR 2400 0 0 UNITED TECHNOLOGIES CORP COM 913017109 344 2521 SH OTR 2521 0 0 HOME DEPOT INC COM 437076102 337 1453 SH OTR 1453 0 0 TABULA RASA HEALTHCARE INC COM 873379101 330 6000 SH OTR 6000 0 0 FASTENAL CO COM 311900104 327 9994 SH OTR 9994 0 0 BECTON DICKINSON & CO COM 075887109 311 1229 SH OTR 1229 0 0 ALPHABET INC CAP STK CL A 02079K305 300 246 SH OTR 246 0 0 RAYTHEON CO COM NEW 755111507 289 1474 SH OTR 1474 0 0 DANAHER CORPORATION COM 235851102 276 1913 SH OTR 1913 0 0 ISHARES TR SELECT DIVID ETF 464287168 273 2678 SH SOLE 2678 0 0 CHEVRON CORP NEW COM 166764100 271 2287 SH OTR 2287 0 0 COSTCO WHSL CORP NEW COM 22160K105 271 939 SH OTR 939 0 0 REPUBLIC SVCS INC COM 760759100 271 3130 SH OTR 3130 0 0 OMNICOM GROUP INC COM 681919106 231 2954 SH OTR 2954 0 0 UNITEDHEALTH GROUP INC COM 91324P102 231 1063 SH OTR 1063 0 0 ISHARES INC CORE MSCI EMKT 46434G103 229 4677 SH SOLE 4677 0 0 UNDER ARMOUR INC CL A 904311107 226 11317 SH OTR 11317 0 0 VISA INC COM CL A 92826C839 225 1310 SH OTR 1310 0 0 PEPSICO INC COM 713448108 222 1618 SH OTR 1618 0 0 HERSHEY CO COM 427866108 218 1407 SH OTR 1407 0 0 ABBOTT LABS COM 002824100 212 2535 SH OTR 2535 0 0 AERIE PHARMACEUTICALS INC COM 00771V108 202 10500 SH OTR 10500 0 0 FACEBOOK INC CL A 30303M102 202 1136 SH OTR 1136 0 0 GENERAL ELECTRIC CO COM 369604103 155 17389 SH OTR 17389 0 0 FORD MTR CO DEL COM 345370860 105 11507 SH OTR 11507 0 0