The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 22,128 439,923 SH   SOLE   0 0 439,923
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 17,575 353,125 SH   SOLE   0 0 353,125
RYDEX ETF TRUST GUG S&P500 PU GR 78355W403 10,167 125,660 SH   SOLE   0 0 125,660
MCCORMICK & CO INC COM NON VTG 579780206 8,205 76,916 SH   OTR   0 0 76,916
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 6,427 114,832 SH   SOLE   0 0 114,832
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,828 214,977 SH   SOLE   0 0 214,977
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,752 113,107 SH   SOLE   0 0 113,107
ISHARES TR CORE S&P500 ETF 464287200 4,542 21,576 SH   SOLE   0 0 21,576
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,785 70,467 SH   SOLE   0 0 70,467
ISHARES GLB SILV MIN ETF 464286327 3,006 226,818 SH   SOLE   0 0 226,818
ITRON INC COM 465741106 2,719 63,084 SH   SOLE   0 0 63,084
APPLE INC COM 037833100 2,542 26,588 SH   OTR   0 0 26,588
ISHARES SILVER TRUST ISHARES 46428Q109 2,522 141,167 SH   SOLE   0 0 141,167
PATRICK INDS INC COM 703343103 2,379 39,462 SH   OTR   0 0 39,462
HONDA MOTOR LTD AMERN SHS 438128308 2,337 92,271 SH   SOLE   0 0 92,271
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,326 21,705 SH   SOLE   0 0 21,705
HARRIS & HARRIS GROUP INC COM 413833104 2,162 1,342,907 SH   SOLE   0 0 1,342,907
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,729 41,715 SH   SOLE   0 0 41,715
EXXON MOBIL CORP COM 30231G102 1,374 14,653 SH   OTR   0 0 14,653
MCDONALDS CORP COM 580135101 1,148 9,539 SH   OTR   0 0 9,539
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,046 18,780 SH   SOLE   0 0 18,780
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 1,039 34,265 SH   SOLE   0 0 34,265
ISHARES TR CORE US AGGBD ET 464287226 912 8,102 SH   SOLE   0 0 8,102
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 910 16,843 SH   SOLE   0 0 16,843
AT&T INC COM 00206R102 892 20,637 SH   OTR   0 0 20,637
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 845 12,575 SH   SOLE   0 0 12,575
PNC FINL SVCS GROUP INC COM 693475105 827 10,167 SH   OTR   0 0 10,167
ISHARES TR CORE S&P MCP ETF 464287507 756 5,063 SH   SOLE   0 0 5,063
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 743 17,339 SH   SOLE   0 0 17,339
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 714 14,168 SH   SOLE   0 0 14,168
ISHARES TR CORE S&P TTL STK 464287150 706 7,416 SH   SOLE   0 0 7,416
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 679 22,292 SH   SOLE   0 0 22,292
KIMBERLY CLARK CORP COM 494368103 640 4,655 SH   OTR   0 0 4,655
MICROSOFT CORP COM 594918104 638 12,460 SH   OTR   0 0 12,460
SUPREME INDS INC CL A 868607102 604 44,114 SH   OTR   0 0 44,114
VERIZON COMMUNICATIONS INC COM 92343V104 596 10,667 SH   OTR   0 0 10,667
HP INC COM 40434L105 554 44,152 SH   SOLE   0 0 44,152
ACNB CORP COM 000868109 519 20,687 SH   OTR   0 0 20,687
M & T BK CORP COM 55261F104 433 3,665 SH   OTR   0 0 3,665
VANGUARD SCOTTSDALE FDS SHTRM GVT BD ETF 92206C102 430 6,995 SH   SOLE   0 0 6,995
SCHLUMBERGER LTD COM 806857108 422 5,333 SH   OTR   0 0 5,333
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 414 8,125 SH   SOLE   0 0 8,125
GENERAL ELECTRIC CO COM 369604103 398 12,651 SH   OTR   0 0 12,651
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 389 2,684 SH   OTR   0 0 2,684
ISHARES TR TIPS BD ETF 464287176 371 3,178 SH   SOLE   0 0 3,178
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 364 12,390 SH   SOLE   0 0 12,390
AERIE PHARMACEUTICALS INC COM 00771V108 352 20,000 SH   OTR   0 0 20,000
WALGREENS BOOTS ALLIANCE INC COM 931427108 351 4,210 SH   OTR   0 0 4,210
PROCTER & GAMBLE CO COM 742718109 350 4,135 SH   OTR   0 0 4,135
CSX CORP COM 126408103 339 13,000 SH   OTR   0 0 13,000
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 334 9,454 SH   SOLE   0 0 9,454
ISHARES TR CORE US TR BD 46429B267 334 12,726 SH   SOLE   0 0 12,726
REPUBLIC SVCS INC COM 760759100 309 6,031 SH   OTR   0 0 6,031
UNDER ARMOUR INC CL A 904311107 296 7,369 SH   OTR   0 0 7,369
GRAMERCY PPTY TR COM 385002100 292 31,660 SH   OTR   0 0 31,660
VANGUARD INDEX FDS MID CAP ETF 922908629 292 2,363 SH   SOLE   0 0 2,363
SCHWAB STRATEGIC TR US TIPS ETF 808524870 285 5,053 SH   SOLE   0 0 5,053
UNDER ARMOUR INC CL C 904311206 270 7,411 SH   OTR   0 0 7,411
VANGUARD INDEX FDS SMALL CP ETF 922908751 266 2,301 SH   SOLE   0 0 2,301
EXELON CORP COM 30161N101 249 6,858 SH   OTR   0 0 6,858
JPMORGAN CHASE & CO COM 46625H100 248 3,991 SH   OTR   0 0 3,991
JOHNSON & JOHNSON COM 478160104 229 1,892 SH   OTR   0 0 1,892
CHEVRON CORP NEW COM 166764100 219 2,086 SH   OTR   0 0 2,086
BERKSHIRE HATHAWAY INC DEL CL A 084670108 217 1 SH   OTR   0 0 100
ELLIS PERRY INTL INC COM 288853104 214 10,661 SH   OTR   0 0 10,661
ISHARES TR CORE MSCITOTAL 46432F834 213 4,349 SH   SOLE   0 0 4,349
MCCORMICK & CO INC COM VTG 579780107 211 1,985 SH   OTR   0 0 1,985
COMCAST CORP NEW CL A 20030N101 203 3,119 SH   OTR   0 0 3,119
SPARTAN MTRS INC COM 846819100 63 10,000 SH   OTR   0 0 10,000
LIMELIGHT NETWORKS INC COM 53261M104 22 15,000 SH   OTR   0 0 15,000
QUANTUM CORP COM DSSG 747906204 20 46,725 SH   OTR   0 0 46,725