Note 10 - Deposits -

12 Months Ended

Dec. 31, 2023

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

Note 10 – Deposits –

Deposit accounts at December 31, 2023 and 2022 are summarized as follows:

	2023		2022
	(Dollars in thousands)
Noninterest Bearing - DDA	$	1,299,090	$	1,549,381
Noninterest Bearing Deposits		1,299,090		1,549,381
Interest Bearing - DDA		502,077		455,117
NOW and Super NOW Accounts		496,845		579,789
Money Market Accounts		1,425,808		1,136,597
Savings Accounts		223,871		312,884
Certificates of Deposit Over $250,000		623,336		279,781
Other Certificates of Deposit		677,763		506,796
Interest Bearing Deposits		3,949,700		3,270,964
Total Deposits	$	5,248,790	$	4,820,345

Approximately 79.0% of certificates of deposit as of December 31, 2023 have stated maturity dates during 2024 and the remaining 21.0% have stated maturity dates during 2025 and beyond.

At December 31, 2023 and 2022, total deposits for the top three customer relationships was approximately $168.3 million and $168.9 million, respectively, which represented 3.2% and 3.5% of total deposits, respectively. Brokered and reciprocal deposits were approximately $1.0 billion and $550.2 million at December 31, 2023 and 2022, respectively. Included in these brokered and reciprocal deposits are public fund deposits of approximately $145.9 million and $131.9 million at December 31, 2023 and 2022, respectively. Other public fund deposits were approximately $511.6 million and $504.1 million at December 31, 2023 and 2022, respectively.