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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2021
Dec. 31, 2020
Cash and Due from Banks $ 68,375 $ 149,131
Federal Funds Sold 227,044 174,152
Securities Available for Sale, at Fair Values 1,021,061 640,605
Mortgage Loans Held for Sale 1,200 969
Loans and Lease Receivable, Net of Allowance for Loan Losses of $29,112 and $22,024 at December 31, 2021 and 2020, respectively 3,160,496 2,969,331
Premises and Equipment, Net 58,155 58,593
Accrued Interest Receivable 19,597 23,895
Other Equity Securities 16,619 12,693
Other Real Estate Owned 1,427 9,051
Cash Value of Life Insurance 60,380 45,030
Deferred Taxes 8,822 5,858
Goodwill 59,894 53,862
Core Deposit and Customer Intangible 12,203 9,734
Other Assets 11,105 7,456
Total Assets 4,726,378 4,160,360
Deposits:    
Noninterest Bearing 1,291,036 1,164,139
Interest Bearing 2,786,247 2,452,540
Total Deposits 4,077,283 3,616,679
Securities Sold Under Agreements to Repurchase 19,121 21,825
Short Term Borrowings 20 5,020
Federal Home Loan Bank Borrowings 82,022 43,145
Subordinated Debt 81,427 25,000
Subordinated Debt - Trust Preferred Securities 5,000 5,000
Accrued Interest Payable 1,354 2,499
Other Liabilities 26,783 25,229
Total Liabilities 4,293,010 3,750,397
Commitments and Contingencies (See Notes 19, 21 and 22)
Preferred Stock, No Par Value; 5,000,000 Shares Authorized 0 0
Common Stock, $1 Par Value; 50,000,000 Shares Authorized; 20,400,349 and 20,621,437 Shares Issued and Outstanding at December 31, 2021 and 2020, respectively 20,400 20,621
Additional Paid-in Capital 292,271 299,540
Retained Earnings 121,874 79,174
Accumulated Other Comprehensive Income (1,177) 10,628
Total Shareholders' Equity 433,368 409,963
Total Liabilities and Shareholders' Equity 4,726,378 4,160,360
Long-term Debt Excluding Federal Reserve Bank Payroll Protection Program Liquidity Facility [Member]    
Deposits:    
Long Term Borrowings $ 0 $ 6,000